Frequently Asked Questions

Sterling Construction leverages technology to reimagine the traditional construction process as a simple, fast, and reliable for both property owners and investors.

Sterling Construction is simple. Property owners complete our online audit through an easy-to-use online interface, we schedule an estimate, once the contract is signed the project can be financed in a matter of minutes with no interest. We finance all remodel, ground up and fix and flip projects in house with no credit requirements and equity.

Sterling Construction is a vertically integrated real estate, lender and construction company. We're not a bank in the traditional sense as we don't take deposits, are not FDIC insured, and have zero retail branches. Technically, we are a licensed as a contractor, lender and real estate broker. Most simply, we are a direct lender, direct contractor and direct real estate broker.

We are a team of entrepreneurs from a variety of backgrounds that have come together to reimagine the construction industry. We have technology at our core, but also have 100s of years of mortgage, construction and real estate experience in our senior executive ranks. We are probably one of the most professionally diverse teams to ever build a construction business. You can see our team here.

Sterling Construction is the best way for property owners to upgrade its property. Property owners receive a custom home upgrade in 3 minutes, get a custom estimate in minutes and finish the job on schedule. Property Audit can be done 100% online, with a personal upgrade specialist on-call every step of the way. With Sterling Construction, construction costs are less than 1/3 the industry average and the savings are passed directly on to the property owner. We go where contractors can't, using proprietary technology to deliver reliable remodel financing to the traditionally underserved.

Sterling Construction leverages technology and data to drive results for property investors. We have built an end-to-end platform from the ground up that goes far beyond traditional property valuation analysis to ensure best-in-class investment performance. Our highly automated system efficiently produces a property analysis in a fast, reliable, and consistent manner. Sterling Construction is the simplest way to upgrade a commercial property for institutional and retail investors alike. Sterling Construction gives full access to a range of unique high-quality property analysis products.

Andrew Sterling’s long career in financing and real estate began with his employment at Bank of America. While working for B of A, Andrew helped revolutionize cross selling of banking products direct to its customers. After spending the latter part of the nineties implementing the same techniques for several startup and franchised firms, Andrew graduated from Cal State Northridge in 2001 with a degree in economics and computer science.

Soon after completing his economics degree, Andrew worked for several law firms and studio entities developing products in order to streamline their businesses as well as to enable their employees to work more efficiently. After working with mortgage bankers and helping them develop new mortgage products, in 2003 Andrew through these same mortgage bankers was re-introduced to the financing business. Through this process Andrew applied and was issued a Real Estate Broker’s license.

In 2004 Andrew founded H.I.S. Loans and Real Estate Inc., were there he implemented all the systems and products he had developed. These revolutionary systems helped Andrew’s company grow into a multi million-dollar company, only a year after startup. In 2005 Andrew applied for and was issued a Lending license. He used this license to directly lend money to consumers as well as develop new products.

Leading up to 2007 Andrew was involved in several development projects either through financing or investing. Through these projects Andrew gained the experience needed in building and development. In September 2007 Andrew applied for and was issued a General Contractors B License, which he used to expand his real estate experience. Andrew worked on several projects, which included multi-residential and commercial developments. In 2009 Andrew worked on several LEED certified projects and gained experience in green building.

After 2008 Andrew spent several years studying Real Estate and Business Law at Taft Law School. Attending law school helped him learn and interpret law. Even though Law school helped Andrew build upon his skills and experience, the law business was not really his passion.

Between 2010 and 2012 Andrew was yet again involved in several projects, which included all aspects of real estate. For example in Torrance, California, a project required all of Andrew’s skills, be it in financing, real estate and development. The project started by using his real estate skills in order to identify a suitable property, thereafter the project required financing and lastly the development experience was needed to add square footage in order to add additional value.

In July of 2007 Andrew founded Sterling Copnstruction Company. The reason for its formation was to create a vertically integrated real estate company that can touch upon each aspect of the real estate transaction under one company. This revolutionary way of looking at a real estate company was in essence Andrew’s core business practice but it was previously never combined into one entity. With the new company, Andrew was able to grow the business from a startup into a multi million-dollar finance, real estate and development company.

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