Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id oA+CFKYJBWnEhw0AchKAPA (envelope-from ) for ; Fri, 31 Oct 2025 14:10:30 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 31 Oct 2025 14:10:30 -0500 Received: from r5dtkyej.account.greenlight.com ([137.22.226.30]:6804) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1vEuW5-00000003mLo-3Pxq for info@sterlingcal.com; Fri, 31 Oct 2025 14:10:30 -0500 X-MSFBL: lVdZoQy4KN9pDDYq9tzUyHqR3hfqxUD0MoCSVAQ04mc=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNzE4IiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjhmZjl hMDkwNTY5NzYwNTJiOWEifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=account.greenlight.com; s=scph1122; t=1761937818; i=@account.greenlight.com; bh=SKdgVJsRQqPTK0UjFbSZb0nLvGHxCIKoyUXeiW6Hqvw=; h=From:Message-ID:To:Date:Content-Type:Subject:From:To:Cc:Subject; b=eKsKeek5oXyyklZu2GgWljdNxxrjKKQDG06TeWjJJuBtLTB15kBF5OdNT+mAxVSNb 6MrOUxI+5KFq+p8s47IXLdJebH1Es7088aKymQxBbBteOQGExQwqCeyxiPI41mS6eC b8J1kH9RQzzIhMNBS/cpbPSYA1QKC7zid7tmD5Ms= Received: from [10.90.44.151] ([10.90.44.151]) by i-06ffa179cc06a4062.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74659 r(msys-ecelerity:tags/5.1.0.17)) with REST id A9/BA-60618-A9905096; Fri, 31 Oct 2025 19:10:18 +0000 From: "Greenlight" Message-ID: To: info@sterlingcal.com Date: Fri, 31 Oct 2025 19:10:18 +0000 Content-Type: multipart/alternative; boundary="_----r7XuZXxzvIe8CY7wj37ViA===_A1/BA-60618-A9905096" MIME-Version: 1.0 Reply-To: support@greenlight.com Subject: Reminder: Important information about your Invest account X-Spam-Status: No, score=-0.6 X-Spam-Score: -5 X-Spam-Bar: / X-Spam-Flag: NO --_----r7XuZXxzvIe8CY7wj37ViA===_A1/BA-60618-A9905096 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Andrew,=0A=0AWe are so happy that you=E2=80=99ve chosen Greenlight to help = your family=0Alearn about the world of investing!=0A=0AThis notice is to re= mind you that Greenlight has made the=0Astrategic decision to move its clea= ring, custody and trading=0Aservices from DriveWealth, LLC to our new partn= er, Alpaca. This=0Anew partnership will unlock some exciting new features f= or=0Ainvesting, coming soon.=0A=0AWe will be migrating your Invest account(= s) to Alpaca between=0ANovember 14th and November 17th, 2025.=0A=0AHow will= this impact me=3F=0A=0AIn order to facilitate the move to Alpaca, all trad= ing will be=0Afrozen at market close on Friday, November 14th. You will be= =0Aunable to trade in your account from November 14th (at market=0Aclose) t= hrough November 17th. Trading will resume in your account=0Aon November 18t= h. ACH and wire transfers will be halted on=0ANovember 8th and will resume = on November 20th.=0A=0ADon=E2=80=99t worry, your investments will remain in= vested in the market=0Aduring this time =E2=80=93 and we will remind you as= it gets closer. Once=0Athe migration is over, your account should continue= to work=0Aseamlessly.=0A=0ASome positions may not be transferable to Alpac= a. Customers with=0Anon-transferable positions have been contacted in a sep= arate=0Aemail sent on October 13th regarding available options.=0A=0AFor mo= re information visit our FAQs =0A( http://clicks.greenlight.com/f/a/atjamPL= T4SYMvzGs7bGbdQ~~/AAQRxRA~/CdA-ppqv6a0zYiAFh4QsY8NA-MXK4f6TtpC0Oix2oqv3SlCE= 98aGUS2FoLs6_8gVia9QH9e3ex8YWz_ol7PCx-rwyiDPTOB353PzfjgfUI99WhJJBnKEsgTOLZb= KVMhHSG0DwYbCZ7Z2QcAeb9sW3k5HIq6lOUJ4YCHFoVEyPrk~ ).=0A=0AWhat do I have to= do=3F=0A=0ANo further action is required from you for your account to be= =0Amigrated from DriveWealth to Alpaca. In order to begin using your=0Aacco= unt once it is migrated, we ask that you accept our new terms=0Aand conditi= ons with Alpaca (if you have not yet accepted them=0Aalready). The sooner y= ou are able to accept these the more=0Aseamless your account transition.=0A= =0AView terms View terms =0A( http://clicks.greenlight.com/f/a/bhRIl4kO_qnZ= W4NZY3lzRw~~/AAQRxRA~/o56Aeb0JrK4EUdt3u_jDw6RFYhPlRpvTan96YUK9CJNitxTQXs08W= x0KkPeZ0j9NqRPzqWFCqZgz7ihKdzAYEmwQ6UFer12YmPqE14Zz_2RW6dT_Nkh78WslWw9p4hqz= X6tS_uzTu56NPPivAGd_3Y4Q4g30nqShxWBUGQE9FfA~ )=0A=0AIf you would prefer not= to migrate your account, you have two=0Aoptions:=0A=0A* You may choose to = transfer your account to another=0Abroker-dealer. To do this, you will need= to initiate a Full ACAT=0Atransfer =0A( http://clicks.greenlight.com/f/a/d= nlz1HwQIrz6KW3Tp8e3Vw~~/AAQRxRA~/GE0xw6Lkd8KheSQ2pFLx6qgnKIQAE1llkyWqoVbUzH= OCv4S8ydLh2r_PjjkUtazUsTEVfB-QbMuVVbkWL24Px8Fcn8kPG1XRx9m5EVkny6DWKrWQ8TKcC= _2z_3yR5qPP2hZ1Xo8-LTbJtHPorHbcjgjcUZZOyABa_L6xV59kxf5rHiv1e4MuaKxWLjmn7AGB= dyzuqtCoLvx0mpG05vvKCn6Pi6VMepvekbbIzaJcXFTIaadw261M0jGlRtDhFv04N3FIb0cF4qx= qs45W_T67gw~~ )=0A by contacting the receiving broker. DriveWealth must rec= eive=0Athe transfer instructions from the receiving broker by November=0A8t= h to complete the transfer. Please note, fractional shares=0Acannot be tran= sferred and there is a fee of $65 per ACAT=0Atransfer.=0A* You can opt out = by liquidating all of your investments and=0Amoving all of your funds in Ca= sh to Invest to your Greenlight=0AWallet by November 8th, 2025. Please note= that liquidating your=0Aaccount may have tax consequences. We recommend th= at you consult=0Awith a tax professional before proceeding.=0A=0AUnless you= choose to proceed with one of these options by=0ANovember 8th your account= will be automatically transferred to=0AAlpaca on November 17th.=0A=0AFor t= he month immediately following the transition to Alpaca,=0Ayou will receive= two account statements, both available in your=0AGreenlight app. The first= will be from when your account was with=0ADriveWealth, showing account act= ivity and the transfer of all=0Ayour investment positions. The second will = be from your account=0Abeing at Alpaca, showing account activity and the re= ceipt of all=0Ayour investment positions.=0A=0AIf you have any questions ab= out your account or next steps,=0Aplease contact us at 888.483.2645 ( tel:8= 88.483.2645 ).=0A=0AThank you for being a valued Greenlight customer.=0A=0A= The Greenlight Team.=0A=0AJoin the money convos:=0A=0AGreenlight's Facebook= page =0A( http://clicks.greenlight.com/f/a/2_DHTQZIPPV7zs76ZbRZAQ~~/AAQRxR= A~/z42MfrE0xDF1K86ElaKVRdOK9-aenv62FOh8xwptj7GIymgucFTwiCR-ix_JUBwXEpyE_-rf= FcIFdDmrjPHL6k1nrAG64gyDowvhIJ_73AxC--DunXxuB2kdXvYVnb9EF9Tc9oVKNPKQmO4nGB-= djg~~ )=0AGreenlight's YouTube page =0A( http://clicks.greenlight.com/f/a/e= pqaF2C_l76gNXwTKmbR_Q~~/AAQRxRA~/z42MfrE0xDF1K86ElaKVRctt8hWizilw6myBySgDIm= kh1avq_pCqm4gikAIRcd5v7UKbWm3bSJk4TLbG6tJZyX95yMZm-EcNeieO0zSe43D0gBfSymPwc= BgqQohcG2if3fwtEF_GM3FwJxZdUXytig~~ )=0AGreenlight's TikTok page =0A( http:= //clicks.greenlight.com/f/a/3Vu_9x3_UERdOP-E6QmUOQ~~/AAQRxRA~/Offz2-B-3jK1_= FcOGtngahZ4hsrFAAIW5YjTuIzyjR8NK_Cl5SWqBLMAY7EKNxU5lLsdpuJhKHqvrVAdD63dZYen= L4B1uDGZI7UFgrGz5NbNQkFE02hZ-WrP2INNaAa_Fp4PT0wffOsfP2TqAkGuFg~~ )=0AGreenl= ight's Instagram profile =0A( http://clicks.greenlight.com/f/a/8GRP0arNjkFF= fgFsCjXI3Q~~/AAQRxRA~/62nt5w1KDFu41jU2TonDlqMhXr7xLcMLsnE-_0v18a6BCeSXEngMu= HidjVRWb1nU0lmRbmQtRQ21tcJNF_5v2pCvr55msGhbGHD3zTcMtSd7c8exbTmrLmyrcoFTCwLG= fAwlZMM-CxMGmsjNdohEoyuBOkFBG_w8qk61kXGRXaE~ )=0A=0A=0AiOS - Download on th= e App Store. =0A( http://clicks.greenlight.com/f/a/sinNzUqF6g-BhWUaVokgqg~~= /AAQRxRA~/O2HXVr91Csbqrx5FoeJ2FWi6f5z2K-KOXC-2-wQrtOYQSYhb1vPW7DT35IdIhTCzK= eAnn6sLu8SX7sxeJ1HO8DJnqrtEyLXYujnG9Q7-2-QVwDjLITp2kzXS0r8tKg1N2OQIPH6c0-nk= 5luAvdlmj8c3KZWlQIPaA7qqmf8NmUxPMs0reEr_fhe9cW9Lg9TWEpgKgLu82eYbQddZqvIVWA~= ~ )=0A=0AGet it on Google Play. =0A( http://clicks.greenlight.com/f/a/nqhDU= u4SOixrnpZ3e8olkw~~/AAQRxRA~/Khxryg6f3ZqYVv5b0IBl7b-3bUSLbHt_iayf0VurzAV_UX= KOkqGQFlJV15GXcyH5lIlMtUlNKcekcxVJixVFUzHOAEY9XzOTymVy6zixGweUO1Yw1oZozel4Q= ffYluSusbRSLfby6gvcMGDT-zXwG_D3GXuG07uG_2_5boDf_T5WwK5YR3UeBT_8qJZZrq_L5MeD= lVN3gC9TO_RK5BBEXw~~ )=0A =0A=0A=0A=0A=0A=0A=0A=0A=C2=A9 2025 Greenlig= ht Financial=0ATechnology, all rights reserved. The Greenlight Card is issu= ed by=0ACommunity Federal Savings Bank, member FDIC, pursuant to license=0A= by Mastercard International.=0A=0AGreenlight Financial Technology=0A=0A303 = Peachtree St. NE, Atlanta, GA 30308, USA=0A=0AUnsubscribe ( http://clicks.g= reenlight.com/f/a/PkydU2S9TtaGXWC2eqkftg~~/AAQRxRA~/5nSA_YmZDJ1-mCaMAmd41XR= ihd-dMJKLWeg9qKLsN7gaxkB12eI1c5VDC7CvZKZ7syv2jA40F22DsAQoVm9yyhrrLLuXKWPZjC= AJmgvxB9Rb2u4GPzP3J26a1EF0p-lwb1QZa1zx-F_jM8px_Q4d_cOalIQNuVSzKzwjzh2Bz5_ix= 1M-b94boJCJ1TO_mbcFS3yuYi0jBWeVq7Or53ZvE0BxSdI2vEYyErRe218r5PPI8lrlK6gOrWs-= k6FPf_uBMRS0srWjUN8I52AmQzPGqNx1rRYgNPcQmi6JcWyYC3E-aUm_77yGouRYJ77_WoD3c1-= AuKZN-iI67LE0SIhM2wWB4K4DP0HsgV7cFP2Hu1L8gxw2OaKKiYtNeUVBE2fGR1XasJn1FlYAzO= fkMzcdHYfWinWiyaiFV9w8Fa6W5snNIUsO5Y_vHifr5dBjf7EAV4Y1fu8f46SuY3UcxAgNMbuhj= 27w9BatwgHtt58-QdAGomwb0jmv91Q34U1NSwPVDJ62_zunbVi-DE1CAEpc-PFarSXeuOOIwim6= Dd3H70SH6KBZs0YNUtf9GX493rCtgoD05wz1c_OXWIEVvf6-pzauzEBRdN_OGWG_TeZgiBqS13f= oa661-ZrU0kIi34XRUMHbPN1RZVVI2Ef7am8f6g~~ ) --_----r7XuZXxzvIe8CY7wj37ViA===_A1/BA-60618-A9905096 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8"
R= 02;

Andrew, 

 

We are so happy that you=E2=80=99ve chosen Greenlight to he= lp your family learn about the world of investing!

=

=0AThis notice is to remind you that Greenlight has made the str= ategic decision to move its clearing, custody and trading services from DriveWealth, LLC to our new partner, Alpaca. This new partner= ship will unlock some exciting new features for investing, coming soon.

=
=0A

We will be migrating your Invest account(s) to Alpaca between November 14th and November 17th, 2025.

=

= How will this impact me=3F

=0AIn order to facilit= ate the move to Alpaca, all trading will be frozen at market close = on Friday, November 14th. You will be unable to trade in your acco= unt from November 14th (at market close) through N= ovember 17th. Trading will resume in your account on November 18th= . ACH and wire transfers will be halted on November 8th a= nd will resume on November 20th. 

=0ADon=E2=80=99t worry, yo= ur investments will remain invested in the market during this time =E2=80= =93 and we will remind you as it gets closer. Once the migration is over, y= our account should continue to work seamlessly.

=

Some positions may= not be transferable to Alpaca. Customers with non-transferable positions h= ave been contacted in a separate email sent on October 13th regarding avail= able options.

=0A

For more information visit our FAQs.

What do I have to do=3F

=0ANo further action is required from you for your account to be migrate= d from DriveWealth to Alpaca. In order to begin using your account once it = is migrated, we ask that you accept our new terms and conditions with Alpac= a (if you have not yet accepted them already). The sooner you are = able to accept these the more seamless your account transition.

 

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=0A= =0A =0A =0A = =0A
=0A
=0A = =0A View terms=0A
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=0A

 

If you would prefer not to migrate your account, you hav= e two options:

  • = =0AYou may choose to transfer your account to another broker-dealer. To do = this, you will need to initiate a Full ACAT transfer = by contacting the receiving broker. DriveWealth must receive the transfer i= nstructions from the receiving broker by November 8th to complete the trans= fer. Please note, fractional shares cannot be transferred and there is a fee of $65 per ACAT transfer.=0A
  • You can opt out by liquidating al= l of your investments and moving all of your funds in Cash to Invest to you= r Greenlight Wallet by November 8th, 2025. Please note tha= t liquidating your account may have tax consequences. We recommend that you= consult with a tax professional before proceeding.

Unle= ss you choose to proceed with one of these options by November 8th your acc= ount will be automatically transferred to Alpaca on November 17th. 

=0AFor the month immediately following the transition to Alpaca, yo= u will receive two account statements, both available in your Greenlight ap= p. The first will be from when your account was with DriveWealth, showing a= ccount activity and the transfer of all your investment positions. The seco= nd will be from your account being at Alpaca, showing account activity and = the receipt of all your investment positions.

=0AIf you have any = questions about your account or next steps, please contact us at 888.483.2645. 

Thank you for being a valued = Greenlight customer. 

The Greenlight Team. 

Join the money convos:

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=0A =0A =0A =0A = =0A =0A =0A =0A
=0A 3D"Greenlight's=0A =0A 3D"Greenlight'==0A =0A 3D"Greenlight's=0A = =0A 3D"Gree==0A =
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=0A 3D"iOS=0A <= /a>=0A =0A = 3D"Get=0A =0A
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© 2025 Greenlight= Financial Technology, all rights reserved. The Greenlight Card is issued b= y Community Federal Savings Bank, member FDIC, pursuant to license by Maste= rcard International.

 

Greenlight Financial Technology

303 Peachtree St. NE, Atlanta, GA 30308, USA

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=0D=0A3D""=0D=0A --_----r7XuZXxzvIe8CY7wj37ViA===_A1/BA-60618-A9905096--