Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id WProI/wdvmhP9gUAchKAPA (envelope-from ) for ; Sun, 07 Sep 2025 19:06:20 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 07 Sep 2025 19:06:20 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:11742) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uvPOl-00000001gnR-48zT for info@sterlingcal.com; Sun, 07 Sep 2025 19:06:20 -0500 X-MSFBL: ZxIQr7V7vKRftOVifhEBqHo3lNksLX4T3V6uP7sSscI=|eyJtZXNzYWdlX2lkIjo iNjhiYWYxMWRiZTY4ZWMwYjE0M2IiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGV uYW50X2lkIjoic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1757289969; i=@e.upgrade.com; bh=LV+mDu32jcOGipJ3OKazrIXWsD9iXtfRk64fYtEY8Sg=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=Sh1Ckgkf9GFX09YHZ3nSzaOnZDMAvE1CHhG8BCNVrHz+UnGrRoUEsUXyqpXMmoMJ7 YQ5mn7dzx4WGObty+Ema2hLpdLd9Cq1Sz2Nz13m52suGX3IaG6bHjrV8xSAQeXy9Fq RIT7MeE7rtlO5vNun0jwvRDmwAANhYiLJ2mAV4pA= Received: from [10.90.38.42] ([10.90.38.42]) by i-0d1b7a0e8d2ccfeb2.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74593 r(msys-ecelerity:tags/5.1.0.7)) with REST id B3/49-55173-1FD1EB86; Mon, 08 Sep 2025 00:06:09 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 08 Sep 2025 00:06:09 +0000 Content-Type: multipart/alternative; boundary="_----LCofLuGI7eqTXcuS36onkw===_59/39-55173-1FD1EB86" MIME-Version: 1.0 Subject: =?utf-8?B?SXTigJlzIGJlZW4gYSB3aGlsZS4gTGV04oCZcyBjaGVjayB5b3Vy?= =?utf-8?B?IHJhdGU=?= Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=0.4 X-Spam-Score: 4 X-Spam-Bar: / X-Spam-Flag: NO --_----LCofLuGI7eqTXcuS36onkw===_59/39-55173-1FD1EB86 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AFind out what you qual= ify for today. See offers in minutes with=0Ano impact to your credit score.= .=0A=0A( https://link.upgrade.com/f/a/RE5DL8cnpXvp35jRU8o37w~~/AAQRxRA~/zS= c49b1t3iAnoycjKS5vRx1ntOUBoinzHl-C3XRLI83yHA7Aun1QQqi0m02aS2Q0rJa7gSr02nZEg= xHkOrFenISFi1PgBnEtk3pQBI9-83U~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0AHi,=0AIt=E2=80=99s been a while and we wanted to se= e if you=E2=80=99re still in the=0Amarket for a personal loan. Why not take= a moment and see what=0Ayou qualify for=3F You might be missing out on: = =E2=80=93 Low fixed=0Arates =E2=80=93 Affordable monthly payments = =E2=80=93 Easy online=0Aprocess =0A=0A=0A=0ACheck Your Rate (=0Aht= tps://link.upgrade.com/f/a/ja5tUrrUKHk7tqM4_2ePEA~~/AAQRxRA~/Y9bZatWr5YCF0U= HlmgeqVl4JSEKhqd94Ti2qH3LKLB7KH9xhAr017nDHfaq2DqQQMOZ5zGEXZtP0jXQsdGNJAE9oA= hwXwXQcxdlLSQlRD9SRutb5C-lsFoo208wPsHSCsFRuEzgU07VkK8UEJ17BSp6ErOciNNT0PeR7= i1G0dRiITM8lJ0T3PKJsW_i9UUszOiyWlO6oiC4VkEIy3YG-jrPRyqYtKsN13NvIoNln1Ua-qxH= CKgka8TUDWV_BuI-7=0A) =0A Thanks,=0AThe Upgrade Team If = you have questions, we're here=0Ato help. support@upgrade.com = Personal loans=0Amade through Upgrade feature Annual Percentage Rates = (APRs) of=0A7.99%-35.99% and a 1.85%-9.99% origination fee, which is deduct= ed=0Afrom the loan proceeds. Lowest rates require Autopay and paying=0Aoff = a portion of existing debt directly. For certain discounts,=0Acollateral ma= y be required. Repayment terms from 24 to 84 months.=0AFor example, if you = receive a $10,000 unsecured loan with a=0A36-month term and a 17.59% APR (w= hich includes a 13.94% yearly=0Ainterest rate and a 5% one-time origination= fee), you would=0Areceive $9,500 and would have a required monthly payment= of=0A$341.48. Over the life of the loan, your payments would total=0A$12,2= 93.46. The APR and other terms of your loan may vary and you=0Amay not be p= resented with multiple offers. If offered, your loan=0Aterms, including you= r rate, will depend on credit score, credit=0Ausage history, loan amount, a= nd other factors. Late payments or=0Aother fees, as noted in your Borrower = Agreement, may increase the=0Acost of your fixed rate loan. Certain loan of= fers may not be=0Aavailable in all states. All=0Aloans, Personal Credit Li= nes, and checking and savings accounts=0Aare provided by Upgrade's bank par= tners =0A( https://link.upgrade.com/f/a/zGhQhzB89GM1ovjflT_r1w~~/AAQRxRA~/a= A60wTqzeqimibaeCyXjTht0tVvdAIdR1JXYmOehraEPErwp8uf9147eyTzJwThQNJsQ-r8o1Dnc= k8xsuiE0gpdy66WwevW8rzs97n8C3Uue-BAbquCRzvpTlAKBNN1P ). Upgrade Visa=C2=AE = Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank par= tners =0A( https://link.upgrade.com/f/a/zGhQhzB89GM1ovjflT_r1w~~/AAQRxRA~/a= A60wTqzeqimibaeCyXjTht0tVvdAIdR1JXYmOehraEPErwp8uf9147eyTzJwThQNJsQ-r8o1Dnc= k8xsuiE0gpdy66WwevW8rzs97n8C3Uue-BAbquCRzvpTlAKBNN1P ), pursuant to a licen= se=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the follow= ing state licenses=0A=0A( https://link.upgrade.com/f/a/6mthARDsKIrS273-S036= VA~~/AAQRxRA~/rfACgAXhPz8VSdougy-KJUczWPwFwIYS3myHgPVyyvefhylKrw8TJU8AYXnVT= IpV_-aB4ScFLn6NDX-pZx0gsYrU41Qypuuq8OUH31hOWoHHzed5qycX5J_rhevxqsaQhz6Ub548= FnhJ2RodbOrRRTR8xDIF8YgTr0hMsxB0QM_IKyFvcd87xcKn7ilIeHMAeXuLoZgunNy3N0m0yLC= Px_inVWLhNXdzjrULWs8GOmQ~ )=0A and does business under the following DBAs = =0A( https://link.upgrade.com/f/a/gsUNEWibbNdQgDmg1X8atg~~/AAQRxRA~/uc2TgM8= uVwbh0sfoO80Ch0yNk3he-MfSScWY9FbeAk2eN8oenmXLKaKjPBa7McWxyIK4f2CtUAe9hW7qex= 0v3mR0wmxvPNDuGfjKtZ9nZvb6zQWjHjURH5B9C3asyc6j ).=0A=0AUpgrade is a financi= al technology company, not a bank =0A( https://link.upgrade.com/f/a/jqP4OTp= 5jQ2mUKhVkBvmzg~~/AAQRxRA~/Ik_E6kkx4TYQWjH4VBNKeQrr1Mb3hVu8uDwccXJfwXheXjoY= 8kOG_j5I5av3bOb0apYjMR-8OsA1BGJOb5BRHrSVSKyOTNz2n86wInjpZ6YRh5IAxlNiFepSPhO= sj26hQmQ3d2e_lRjfg3LxJNe3akl4ijlO3Zbx9ZMUSHAzvxITUym4jTTIwSCMUgcSMEYd )=0A.= =0A After acceptance, your funds=0Awill be sent within one (1) business = day of clearing necessary=0Averifications. Funds availability is dependent = upon your bank=E2=80=99s=0Atransaction processing time and may take up to 2= weeks if sent=0Adirectly to third party creditors.=0A=0A=0A=0A face= book =0A( https://link.upgrade.com/f/a/cqevi_b6rhaEoHASioPFxA~~/AAQRxRA~/Cj= ZNCkc6WdfqggpmTxMcdV9k_-TcqR5_ipP7lgQAa-hVhCaAO5HB9WI7xSlOlH__KdjXwcMrxAduo= Q5gTvi_jttBPnqx1NrmZYm-Eksx7KQkpRKQVzkil4RguTR1jR7lesOtuFbtTVc__R7oKDVNbxxq= JCDgUsqQB1jr6Kw3g6gCxr2-7Ob7m3vGvBERWW528FBFbp4jiMegL8YH8tWtseepiAy7cAhiYTv= 1IeW9Yw3bC79a8qIWZNaEPg67F7DT )=0A instagram =0A( https://link.upgrade.com/= f/a/dvl8AHrBFwrExmT239ZPrA~~/AAQRxRA~/CjZNCkc6WdfqggpmTxMcdUeHkO7gUmRP7OWBP= h9dnP4Y7TjRHN6Czt2IbBPkOQxmmGuDgSECrtZmdbOmoO09G3YSgQmKFGtZWivU3qsqrCtPOAOD= ZWaEPIKHoQ2n_MPE4udxkcVGWtRMaJrhEIgKfK05nCbaPjsKYkRkgMHI520CKLKlbsCHgZ8UuPN= bNNOTLBkT7Ap69QfnbhJczat3qHniWMxYlhYP9Kq7c4tdZs3WgImawCnSBnEInQeNXOzT )=0A = blog =0A( https://link.upgrade.com/f/a/T4dK9_kUH4ML7eIBJu4mqQ~~/AAQRxRA~/e6= q-3Xfa6mlI3DTiJc_Jd54KbEDruYhR-nxi3nlfryUoDxkVGKMC7-tFRXsmgz7EbXBQBcKzdYv0r= BtUPdsc5kWwBwm39tyHcHP_JoazYHI465bTBfXw9k-gnn1lpaK455WCYXukqteRPr_6oqnA6wJG= nyoo8LT0HZALJx5hXkxOX0Ca6KE3-u0DJfDdhcGtnwhXGJ-t97KNNaHdL_wStcSajKXbDD2XW8c= XiqsPMdMhQ4YsB5-6HWImQr8-lVG9 )=0A Please do not reply directly to thi= s message as it was=0Asent from an unattended mailbox. This email contai= ns=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # ) based= on your=0Acommunication preferences. No longer want to receive these=0A= emails=3F Unsubscribe ( https://link.upgrade.com/f/a/8A2I4h2T9Hc2ZiIcK4Ez3w= ~~/AAQRxRA~/ZJWCr4ls-qvUQQ5yJ_msZN9-MvtJ5fo3b3YlivL6iDfT08VX_Sy074hrRQnD7Ev= 1k_WX_Pf-S9z3Ovll3bDwPe8th67JY6MJtemzhIIwOsHbGaUKb9dljT21oPTVFw-p32L2tGnIWs= E2_WiK-v8DVSYdvfEf8udKCEicReqN2ccLl27kQUgmLVmqXBHaOIxdiBZDd7OPL9Cp9MIFGXTpQ= 9ueDYd0z-UG_dMW1CM_TGIiax3z-c1f-1X3VZkNl8k_pnUfV5CQR08a76LObsVpsPLj9VBrmeWW= yPSQzES6lv6dKn5vzuXp0iXe6vuORHj4JdN49ujmuT77mbof-8IbSTkCBK21EX05_AjuzsL0Mn5= kbvg6sTRC2FE1LkADx5gSxJDu0mXhSOARpRfNhOvOWib8hfr7Ksk-duUN6jY9JAJ5SbOF9RXs6N= rNB-3ZRjG4AbIc11htlksAiYD-5b4vFcDvP5xaX0LE4z-CA6wE7Xr98RQV-AdPoZJFuOSnN8Aj1= Oguzku_tjnRFO-CZ5TH8BYEzSTdkzCQObC1yeEmgHWK2nvJS3XNYnPcrjyixj66XzSxA6jpIAHv= P1SqzHnbSt-nwyiIFswRJULb6kOpT9OQS6LihlYZxnjM5aGHQV3g7ElVnkPKQYnYcgAqUBF61xp= KNX2hlhVDkHahkK7icbNoj_7RrSTacYaCPNED0TmZfAPr68Fwt9p5yS4o4mQ_ilgp4X4AcDqPcb= BvREzGB5WLZ32T6JMWgHh5Gtak89NN )=0A or Update Preferences (=0Ahttps://link.= upgrade.com/f/a/UZ5NRNG3LqYuTa8hBTBtOA~~/AAQRxRA~/Z5zFMMx3yF_fmevU-VVqXoQvt= HHkgNx7R7pVqzKGau7AbTdDeFJSvw0f3htVuZVfngN2EBd52_AaV3WzaNR7imcMcc5KVQB2QpjF= TL6W11r_pkda8U4voYBeXsw-gH3vKBLhm3SDXRYgjYchnzNCOB_WeD9V_7opML7ZkJ2dE2NmSmZ= ReEtpAVPpssIY6ZmZTGmInK2ZSEdNwwS1AVeYuO7KJovcT27N1MIHNFUS_3DWYhjLZKK1nSE0SP= v7ppA5I12yDEL-QZsfySzMsqk7alf18stJKfiCYJ062w2R6aX0Jq0dRkJKyV1ue2bef5ROmDV_A= 2rVDWZXdycYTPrJ0m0uwptg_TBRzssUF7jfttOi_fjNe76mQH_1gI-xV3E5rQtGCVeM63pu2yqC= 8ecDwTEYqgCinML9vInrIohMGj9DA6x4TDbhz2Ko3xtfC9PdnyR9ibC3r4Dv8atzPXt9FQWmIKV= Iz2xTlgQkMKXie9BlmYqH30tdRio3o3oBwOXIW5VNuMKUlNFNe-51zCVdvq0uD13d9TK1ovk0sl= gWa937HHj_XvACHqRV9uxVQItLbbuSYI6Qoh8RlPQQgF-r6TMJAuW-4G7byFUXXzgkUq8M4N6PY= JSjv61e2SUrSEjNoCAiB2ReTRaWBbi2Kyy6fWd2rXuCO_FM7FbeclgS1gK0ogV5osbhXICX3stK= DN5ASzuraiO3C20J6Mo5plf9xK4KSJy4lhxsLCbeMAJo3RPFjBm5SfnTT0KpDVbi6dmxPZ-_Ezn= PJ0vP-XrAkm04cUFi1E8fmaOUUM302V_HmSoIlpeElTaGjce_VkmYREkBTWkVf7OIQqQtYUB0PG= bLhtx1G7bYkAcfYL1fpjWhtqirHu1EX0B5lfxLYErz8PdEbwz1WJTWfB1GQ40XFz6tVUrX5lhMa= _J1z6AGTtFZAi-m_nIOXWRtrxqy9P4FkFVAxcVdAvDbQBSL7GOa1aPwIGH9_k1pBWZ9iY8eEyLQ= jaOWOvmfPAd_cpQKy4tcdkaZo6acEsEhmzwW2sivJ_puHwGnY8MM_wcHC5wN_MZk-s3VC-sY0LK= YGqlBfljzlolktlwThQjLU5Cy58uLZ-tSTLxN9R3Wwz8Aq_q4Q1KD1vMGJRyXXvrqxZSxNilkuC= ItoP2kzdiFimfIkpzDoObAm5tgjuG8c_NDirxAQ_CulXs~ )=0A Upgrade Upgra= de is=0Alocated at 275 Battery Street, 23rd Floor, San Francisco, CA,=0A941= 11=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved. Privacy Policy ( h= ttps://link.upgrade.com/f/a/hAadTgwksQfSxC1ZOzYqrA~~/AAQRxRA~/RaCIUzH-I4dAu= XPQDtyN5FcBn_YTL05GF-9iYdARRTTvs_vqh1_ZCMuC2Cgek8xkvEJx0C2sWOvJj_C3zKlbQSV7= pxOqYkgCTkzc3PF9zinYmvPA80Ksi5Y9EnEbysGZ )=0A=0A Equal Housing Lender=0A = PL_ITA_RE_S5_A --_----LCofLuGI7eqTXcuS36onkw===_59/39-55173-1FD1EB86 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Find out what you qualify for today. See offers in minutes with no impact t= o your credit score..
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Hi,
It=E2=80=99s been a whi= le and we wanted to see if you=E2=80=99re still in the market for a persona= l loan. Why not take a moment and see what you qualify for=3F You might be = missing out on:
=0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A
=E2=80=93Low fixed rates
=0D=0A = =0D=0A =0D=0A = =0D=0A
Affordable monthly payments
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
= =E2=80=93Easy online process
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
<= !--[if mso]>   Check Your Rate
= =0D=0A
Thanks,
=0D=0A = The Upgrade Team
= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help.=0D=0A
=0D=0A supp= ort@upgrade.com=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Personal loans made through Upgrade feature Annual Percen= tage Rates (APRs) of 7.99%-35.99% and a 1.85%-9.99% origination fee, which = is deducted from the loan proceeds. Lowest rates require Autopay and paying= off a portion of existing debt directly. For certain discounts, collateral= may be required. Repayment terms from 24 to 84 months. For example, if you= receive a $10,000 unsecured loan with a 36-month term and a 17.59% APR (wh= ich includes a 13.94% yearly interest rate and a 5% one-time origination fe= e), you would receive $9,500 and would have a required monthly payment of $= 341.48. Over the life of the loan, your payments would total $12,293.46. Th= e APR and other terms of your loan may vary and you may not be presented wi= th multiple offers. If offered, your loan terms, including your rate, will = depend on credit score, credit usage history, loan amount, and other factor= s. Late payments or other fees, as noted in your Borrower Agreement, may in= crease the cost of your fixed rate loan. Certain loan offers may not be ava= ilable in all states. =0A All loans, Personal Credit Lines, and checking a= nd savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank part= ners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrad= e, Inc. (NMLS #1548935) holds the following s= tate licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
After acceptance= , your funds will be sent within one (1) business day of clearing necessary= verifications. Funds availability is dependent upon your bank=E2=80=99s tr= ansaction processing time and may take up to 2 weeks if sent directly to th= ird party creditors.
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