Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id oO8/EsOqp2jfOA4AchKAPA (envelope-from ) for ; Thu, 21 Aug 2025 18:24:51 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 21 Aug 2025 18:24:51 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:2654) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1upEeI-00000003uUe-2yQt for info@sterlingcal.com; Thu, 21 Aug 2025 18:24:51 -0500 X-MSFBL: rV8M/pVM5wfqXmNO90FVn+6aaWZRlVVFTwHMkhD0xoE=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQ iOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJtZXNzYWdlX2lkIjoiNjhhNmI 3YWFhNzY4MmZmYjRkMjYifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1755818679; i=@e.upgrade.com; bh=8OBQRM4Uw5a5uDSMJDuaDuw+zx51JGypYcmgTdkKPbk=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=SMA0nvrQNkYt+exvs2PgyLWUGUB2yNyUSF14d04DXXM8zWNh+HFsdnKakXydxGqT0 LIqDZ918CCAl4+DQ3X/ognmO3DiXj/gvPZsmRMu2ATpX4x7qYRS+aVrLO+SQ20/UrE BHZd1oMYcgoCSwDkrmInhPqsq4rfqaAmX6nOr7eI= Received: from [10.90.10.44] ([10.90.10.44]) by i-0f62fa47b19f739ae.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74589 r(msys-ecelerity:tags/5.1.0.6)) with REST id 62/D4-07671-7BAA7A86; Thu, 21 Aug 2025 23:24:39 +0000 From: "Upgrade" Message-ID: <62.D4.07671.7BAA7A86@i-0f62fa47b19f739ae.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 21 Aug 2025 23:24:39 +0000 Content-Type: multipart/alternative; boundary="_----+lWrBJVUEXOoEIChJ0DLnA===_0F/C4-07671-7BAA7A86" MIME-Version: 1.0 Subject: Inside: Upgrade has options for you Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----+lWrBJVUEXOoEIChJ0DLnA===_0F/C4-07671-7BAA7A86 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AStart today and see wh= at savings Upgrade can offer.=0A=0A( https://link.upgrade.com/f/a/l6mfVE305= 9PKPjDYb7EvBQ~~/AAQRxRA~/KEPvszUzR0BYs67f8u3jzHU4GH2oCOA8XXkdL2lFOEM538ReKu= F-b8kxCD9RAV7ItaPrHMKhZiJX5awjsPvD1u_TpfcXhdJmCOEnZjrDeME~ )=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AThere are some thi= ngs you shouldn=E2=80=99t ignore, and high-interest=0Adebt is one of them. = An easy place to start is to check your rate=0Afor a personal loan through = Upgrade and see what you can save.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps:= //link.upgrade.com/f/a/LXx1Y9T-mVuAU23hhU0oGw~~/AAQRxRA~/2mgCZnKadJ-b-qOKop= mCsektdUEB-rlOVflfdMl7edOgnfa8iUT_2K3d3SXtNfDC5hg8Ilh9BKOfvMq0UXw0v6gFcVmXY= e3HZHhqeNBQxiD4TR8MYtV2aiCFs_eQTr_8czkpQgo2HvCqmKJne103k_naTVBRBFdnerxLKJwK= A9e9BD-sDwq08HHAcWRVXyvaca2DKNqVcXWCWAJ37E1KyLh2Zja3sHRYZR47ShYlfBNy6Ua40hF= umxObHnWmvWTj=0A) =0A There=E2=80=99s no obligation or=0Aimpact on yo= ur credit score when you check your rate, so don=E2=80=99t=0Aignore that hi= gh-interest debt any longer and see what you can=0Asave! Thanks,=0AThe Up= grade Team If you have questions, we're here=0Ato help. su= pport@upgrade.com Personal loans=0Amade through Upgrade featu= re Annual Percentage Rates (APRs) of=0A7.99%-35.99% and a 1.85%-9.99% origi= nation fee, which is deducted=0Afrom the loan proceeds. Lowest rates requir= e Autopay and paying=0Aoff a portion of existing debt directly. For certain= discounts,=0Acollateral may be required. Repayment terms from 24 to 84 mon= ths.=0AFor example, if you receive a $10,000 unsecured loan with a=0A36-mon= th term and a 17.59% APR (which includes a 13.94% yearly=0Ainterest rate an= d a 5% one-time origination fee), you would=0Areceive $9,500 and would have= a required monthly payment of=0A$341.48. Over the life of the loan, your p= ayments would total=0A$12,293.46. The APR and other terms of your loan may = vary and you=0Amay not be presented with multiple offers. If offered, your = loan=0Aterms, including your rate, will depend on credit score, credit=0Aus= age history, loan amount, and other factors. Late payments or=0Aother fees,= as noted in your Borrower Agreement, may increase the=0Acost of your fixed= rate loan. Certain loan offers may not be=0Aavailable in all states. All= =0Aloans, Personal Credit Lines, and checking and savings accounts=0Aare pr= ovided by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/xyGfjXP= GW0-qZUde2_knpw~~/AAQRxRA~/4qE68YmkppxBbhA774UeW8PrpvFnE-FarnWwQedbCYc-QEiV= dn1teZP7wrKAw5vCJJQwHVXUZLp1CUz3hAhoYQ0ppM_nklYTnP_Z4rJcXfGnQVAXXXpW2zMUuXV= 7uZPd ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are = issued by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/xyGfjXP= GW0-qZUde2_knpw~~/AAQRxRA~/4qE68YmkppxBbhA774UeW8PrpvFnE-FarnWwQedbCYc-QEiV= dn1teZP7wrKAw5vCJJQwHVXUZLp1CUz3hAhoYQ0ppM_nklYTnP_Z4rJcXfGnQVAXXXpW2zMUuXV= 7uZPd ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/HVEXxefzah759Wsc_n8Dig~~/AAQRxRA~/JA1TW7ACPSogOlfNIrAYU--bvNUV7ZG-e= N_pV5L6PX6Yh0jgit_ZgolS1iMoBpS7h1lLsNwP8Ani8yllB5X-dLefy8gjxPV12UW5Yq8DThsg= TJiiJEcEJoxZC5RklynH6wPU2guEQ-udM3OJ14JJJU4hcSgbbVptPpWFpMqL1CCd6CNJPKxKpwE= ku10Utgbs7FYWwV8CBFDmAYlX7HJ30SwRWY033J81EMEuili4IRE~ )=0A and does busines= s under the following DBAs =0A( https://link.upgrade.com/f/a/KRp0NNWfpgtUAd= vxJu0ueg~~/AAQRxRA~/40aHh-aysLV2PQW_NvY374W_YgRnJOcbeA_PKh_9J89xWeMtgfUg7hO= nMw-eZwrYVc-ZAQOYokBqg9sMa2NTFkwYavbk0gpybDWHsT0Wjz3VsLqV6XChkrbINYbw1b12 )= .=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/Cb1FYggkjZgHtdqyaAyLwg~~/AAQRxRA~/W801tykrsQC3s4OLGXsh= sHYS-yGlXnYzcm56eyufG4AVm9rj06z4t4VD72IUoDxhftiU07Q_bJlH7STntjJ5YMWYTY-0-bT= Gu2jQ9ssqsX4hbDB3cn4Rci9eIKNWJFDdoI8T-bnWq_tKgBeuk15-0RqWH56RVV1Vc4D9PTr-k6= UFqN7P0oHYJa2FQ0RajsAl )=0A. =0A After acceptance, your funds=0Awill be s= ent within one (1) business day of clearing necessary=0Averifications. Fund= s availability is dependent upon your bank=E2=80=99s=0Atransaction processi= ng time and may take up to 2 weeks if sent=0Adirectly to third party credit= ors.=0A=0A facebook =0A( https://link.upgrade.com/f/a/PNPM7WuBOtpmre= __dKFiHA~~/AAQRxRA~/G_FfJI5TYoWR9fhbOu-xCjtqSF8n6QfbR8WYH8iX3wJyX0D4HiUxDEb= -9c42hVc_3TDK5CTuScYyhWZQbAouFpTuIaIJJxsb_XD-0kiDPBaFLK3J2x0E8U0edHKwGy4oLv= Fet6nEIRBYzDnHmXKA91Sece1gQl_Cdy44MAbGH_aQRTBhXg0_8ZLjgjP-yHNANsd2K25yv13aG= vlVtB6NZnfOiFH-QUToa9EeIpVRWpyM80-APhmPEsosa4MxXrxm )=0A instagram =0A( htt= ps://link.upgrade.com/f/a/xG8buDGSZDMs7ODU7OP4nQ~~/AAQRxRA~/G_FfJI5TYoWR9fh= bOu-xCiAwn0UNXxndVa0MUFyCJCN539eXVSuCxA0r7hEhHjttF0TskXH9DWkk_v9soV391PAotW= gs8ac6CqpCrlGN0k9zhHJGqrTqQkApQgMhbG6xCRWOg8Q7Fi1GySk-Cx2_7nhx3LrwgLID_sS8g= 4TOw7bbvuS5trU2C4qTTTer9ne-cdJvU6KfKAOcoVENEcZjMPx5vXAp3H0ZasIYcgZNzyb_8hb3= FHzwSB8bT8zekuYr )=0A blog =0A( https://link.upgrade.com/f/a/gP2p6XMK4fBzO2= 27cmjRaA~~/AAQRxRA~/cbXbG0b_4v9V-CsSSojg5OVFaT7KBbwoNIZUpSKGY87__CaBeLKDMGf= dI87apN3d6UMBB3kT5yCvC6-WlS7rVlvJEA30u22h2jsZBhppUWb27y7dNIuIIwxoJ0FJkjkGar= Gr3CekjUAkim_ZZHqrsAaS97p9A5YYQhdU7gplL3cAbXbGT6dusFj8uFJDeNMHoI1LULZf1AXuY= FZQjsny5mgLd9UXjV2afOO3I2hTZ-D86hGSS8laF03ML7sfUPom )=0A Please do not= reply directly to this message as it was=0Asent from an unattended mailbox= . This email contains=0Aadvertising content and was sent to=0Ainfo@ster= lingcal.com ( # ) based on your=0Acommunication preferences. No longer w= ant to receive these=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a= /RgLwslcZ38Ttl_ZJEtqgcg~~/AAQRxRA~/z0AyrrKuIU9UNj_nNAT_YJGHsZzvxADDp4NR_HBn= 4VCUQLb1t3xHc78j2lgTvChn6ZHgG-BkDdwTBUigKWFjpUWTKevODLGeTYcHK51F0e-VFiVNlmK= B-AbA5IFBserCsbfk0z7FQZfa7JVF1CoivKlLDl1UzNLUGL25omXzEb5p7p76vsiJ9w_r-uTnUA= q-k85AaLjJJHP7nWcuN_edAbJ5PGBRBYw-KNguml5vV_XqtNFbeMn0buSMT3dnebV8fAMniOpyn= TaYsse6MqigbB9rSYU0glb__dUTEw1uzJXjgMlwoXwHUKxkC1Cnnq55xigTPK3DzS32WxmZXek3= FSTS1vKOj840C6F6oSm0IgsnubTj74hQFBZ3s_Rsrthvj-8zA03TBQbzerDuLSUeBmTEanbEUib= tCkIgjvb655LYwgjwDRpGCq-p2xGaWULpqG2NPLkfq9b0fa5b9RQGN0yUnhUq4Ix8LUQF4KKjA5= 3S9HTtY0HoiFu1D4gr67tsM7Xo5Q82Xx8v6Wvc5ESessmoaevxAaJzTCbJVYrDLZoK_FPCvOXb5= QBtrqiKwkfPp4RtE7iKSDH2q5ZbLtBA1_0uUpyi4a3DrLYERoe2lY3pLrKSme9GGBwX_8e23rlv= C2rQT5fx5aP4XPWShky-jhiE1XDVQu-nGCceULS2ppqa03lkqeR2R1H1l5HFNE9DQYIeQY2w2WK= QUECsjMX0z4eiT2pdyw-kn1kDdWCjnkw~ )=0A or Update Preferences (=0Ahttps://li= nk.upgrade.com/f/a/TuChd7y6MPO2NuyDDztqWQ~~/AAQRxRA~/dOsJz1Wx14sYbv5onr2Ajb= 5KZlU1YMoXNYj5A8w_cHS4Sqk-H3S0nLUw3_dGJo5bqhk2ls5_xWJFhnuf4ev5Wq7EZgecFYLYW= g_QbWL3pyv7CBkEZZpCzk7znrzucfgd-R6J_4LmUVzoHrutzPrhWPkMecxSqbIe3sXmOSEgjigR= uOsIBnTeiDYwlxNrC64w01z8cBrIZk_RU_zGeDAkpUgpSlAebaiMzEHWdthouoZAtK4MIcmhw67= JkWPFWPppN67zyJZ6LUKp6nIsA7sRkYDfzG2sRAg9UkjbwSjLwDJCe_lOF5Lw365NGkgow5wBie= GpbmLpCiW-VJYi2NsTusN7lryil2UZEgnPo-VuS7xQFhBzKTDYnYXC3JnhD8mmLdWbsKVYygtr8= AfZcjwdjL_IpEpUfKvd64qYTeQg5lTuB2qOR1FAJp_SPnTbZPc5pRKd9MCgiHhPrlWVd5b60mHz= WHqrBE7vXllqf3mfm7_K1woibxcAz6u1eXRiesnLHBNAqpkqn69y9dlwb8CP6Skzl64txw5102K= 9zajhxS-Jf9rpIYFB1oImBZfBjcnSaoqH2d16-TAZeewHZV_klE9iAFoDMt9wQH0AdNpYybMbm3= 2d-rj6K-FPEaB3PYLz1yrawb5oIWX9mvbXJcuQnu21bEinpYxwCE7E_tI2U4jHVSa-7pe59yAwJ= Ld3haJH0FRSRPYTdYmCirtrQhS-mcWKD0w7ZmtSGWEbixv6vpARw2VC-AgYR2Cba9ftFgqh-6zA= I5zsGoRxZxTpbBhrNBf8MfUrziIYKkHlsWUqBRvb1_Y_fDPdIeOLZAvHRfGYXHmIrOZwpNKp-BC= bQLH6EVgYl97bQ1Evm8geelhgpn22HUYPhs8pfKeITr3YcE2FBSBACaVL1PFlh9asLGm53ePWga= -cA71ygL3s2QA2em6L9nuk0az3TZIMC44m9SF7aZ3Sx13p7qjlt5zjxvSF_MNJt6ZWrGL8g-0Eb= -9cwMJ-fgVN1ql3vauCLTPILPmj08zVuQPQmj2NY3r5OuIThh0momS7C7TCSjiYgqBm1yZEjkcz= 6IgR7Go9n7REmSjE7QtNRhqhwTispjN15-dG0A9v0e7XjUt4fCqnieIrlWvaIX2hNsHrZ6dtPAo= neeFelUgFdnHn522VvaHIlSX0f4VwQMhcA95z3goUsVtwlSk~ )=0A Upgrade Up= grade is=0Alocated at 275 Battery Street, 23rd Floor, San Francisco, CA,=0A= 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved. Privacy Policy = ( https://link.upgrade.com/f/a/ofQwExoRm020obYbFtDpug~~/AAQRxRA~/tfxE9v7EOf= Z7uwb8qI_G48Fyd_3mvPq9DX7m9oz2gq7wjK1vx696isOhf0Bpr7N8WkyxIe0fCKP1qPFBofWuc= KoLKjZN47C_fexkqliQFdADOwXucc89s3hCV5a5BaFw )=0A=0A Equal Housing Lender= =0A PL_ITA_RE_S3_a --_----+lWrBJVUEXOoEIChJ0DLnA===_0F/C4-07671-7BAA7A86 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D= =0A =0D=0A
= Start today and see what savings Upgrade can offer.
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Hi,=0D=0A
There are some things you shouldn=E2=80=99t ignore, and high-= interest debt is one of them. An easy place to start is to check your rate = for a personal loan through Upgrade and see what you can save.
=0D=0A =0D=0A =0D=0A =0D=0A
Check Your Rate=0D=0A
=0D=0A
There=E2=80=99s no obligation= or impact on your credit score when you check your rate, so don=E2=80=99t = ignore that high-interest debt any longer and see what you can save!
Thanks,
=0D=0A The Upgrade T= eam
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
If you have qu= estions, we're here to help.=0D=0A
=0D=0A support@upgrade.com<= /a>=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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Personal loans made through Upgrade feature Annual Percentage Rates (AP= Rs) of 7.99%-35.99% and a 1.85%-9.99% origination fee, which is deducted fr= om the loan proceeds. Lowest rates require Autopay and paying off a portion= of existing debt directly. For certain discounts, collateral may be requir= ed. Repayment terms from 24 to 84 months. For example, if you receive a $10= ,000 unsecured loan with a 36-month term and a 17.59% APR (which includes a= 13.94% yearly interest rate and a 5% one-time origination fee), you would = receive $9,500 and would have a required monthly payment of $341.48. Over t= he life of the loan, your payments would total $12,293.46. The APR and othe= r terms of your loan may vary and you may not be presented with multiple of= fers. If offered, your loan terms, including your rate, will depend on cred= it score, credit usage history, loan amount, and other factors. Late paymen= ts or other fees, as noted in your Borrower Agreement, may increase the cos= t of your fixed rate loan. Certain loan offers may not be available in all = states. =0A All loans, Personal Credit Lines, and checking and savings acc= ounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS = #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is= a financial te= chnology company, not a bank.=0A=0A
After acceptance, your funds = will be sent within one (1) business day of clearing necessary verification= s. Funds availability is dependent upon your bank=E2=80=99s transaction pro= cessing time and may take up to 2 weeks if sent directly to third party cre= ditors.
=0D=0A=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D=0A
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