Envelope-to: info@sterlingcal.com
Delivery-date: Thu, 21 Aug 2025 15:56:58 -0500
Content-Type: multipart/alternative; boundary=f43960cbc4999be5f327b511ed8f4edb4d07e84cbba85b228ea631efb54e
Date: Thu, 21 Aug 2025 20:56:47 +0000 (UTC)
From: Chime <important@account.chime.com>
Mime-Version: 1.0
Message-ID: <R_ijMdCQTH6ij5ThJlnefg@geopod-ismtpd-22>
Subject: =?UTF-8?B?V2XigJl2ZQ==?= updated the User Agreement
Reply-To: noreply@chime.com
To: info@sterlingcal.com

--f43960cbc4999be5f327b511ed8f4edb4d07e84cbba85b228ea631efb54e
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset=utf-8
Mime-Version: 1.0

Here=E2=80=99s what you need to know           Chime=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFlnURk5dkUsasrY7-2BnDV3-2B-2FbhxVRZEfLbergqc7ZrqqIihi3GpOfoofv1KmLVIxbrQ-3=
D-3De8AK_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9v=
RJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxK=
exby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7=
AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0jo=
JpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAy=
HpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQi=
jLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97K=
lMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhk=
XVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0kNPLfsJNI8MJ2qXTB7JAG-2FZwf2nOzS249I3Uqrkkz=
m0neeF-2BrF0CqnUmNN8uZ7cpHKi5sFhA0rW6tvQ-2Btqdew-2BjiYOJDEKol-2F5BFPyoqGnhU=
r7bz6SB9bQS9e0qeCHLuRdwHugJZ1gkuMl9Cdpo34s-3D )
We=E2=80=99ve updated the User Agreement
 Hi
Andrew,
   We=E2=80=99ve updated the Chime User
Agreement. This includes updates to our arbitration agreement and
the way we resolve disputes. We encourage you to review the
updated User Agreement, which you can find on Chime=E2=80=99s website=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFkbB-2FxBVYpmuhMKQGr6MJM1Xr-2F-2Bt7-2Fgy-2BeveATVEuDDijwLLj5-2B8s5AsEjhE8h=
6O-2B-2BInhigjCjOiRd05oJPy8MkORGcv8JHEosVx33B2JrIvyrFn_MP2S-2B0f8YZV5jQCnGB=
r2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7f=
ca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahff=
SlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2F=
TkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0=
YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2F=
n6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSl=
dB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjp=
qrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jx=
xz0jBMe5HD6fyVSSze-2B-2FYCogAGf2AtB82Rmo7caBVV5S3oaVRiaHRBADd1wd-2F88XrQFeY=
fKqz1qc25CH4qRhVn4JqrR-2Bs2ujAqaYT60E1ssEkOEqQvQRkkVFSNYakUIdqsZAx8JB9WN7Dj=
9OOJLuHdWDU-3D )
.   Here=E2=80=99s a quick summary of some of the changes to the User
Agreement:       =E2=80=A2 We=E2=80=99ve modified the informal dispute reso=
lution
process to allow for early resolution of a dispute   =E2=80=A2 We=E2=80=99v=
e
changed the institution administering arbitrations from American
Arbitration Association to National Arbitration and Mediation   =E2=80=A2
We=E2=80=99ve updated the arbitration procedures to make them more
efficient in the event 25 or more substantially similar cases are
filed   =E2=80=A2 We=E2=80=99ve updated the class action waiver   =E2=80=A2=
 We=E2=80=99ve updated
the requirements to opt out of the arbitration clause   =E2=80=A2 We=E2=80=
=99ve
added a modification provision to the arbitration clause   =E2=80=A2
We=E2=80=99ve changed the governing law and venue from California to
Delaware                        The updated User Agreement is in
effect immediately, and your continued use of Chime=E2=80=99s products or
services means you agree to the updated User Agreement. If you
don=E2=80=99t agree with the changes, you may close your Chime account.
In this event, the previous User Agreement=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFkbB-2FxBVYpmuhMKQGr6MJM1Xr-2F-2Bt7-2Fgy-2BeveATVEuDDijwLLj5-2B8s5AsEjhE8h=
6O-2B1heWz8pv6yUxeZRXhTI3Tlzl13-2F2lfeV4-2FGTqTME-2F9BLWkh_MP2S-2B0f8YZV5jQ=
CnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU=
9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEW=
ahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2=
BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w=
1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwR=
Q-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzY=
kBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWe=
hOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2C=
m0jxxz0tVGiFp-2F25bbBSbSb8FrrfUcBuA-2B6WFL8uhH9g5-2Bply0Xd-2FG2gxpTYtrYJdGr=
9UpStFqvYBs-2BJVFDw0VOTR2EzvmrRnW7hmYsZAgjiSsRQstxkjYSMPTZN5HO3Wff0MUrLkTZk=
AsKICxLZrCI7irWcI-3D )
 will still apply to you.   If you have any questions, you can
contact Chime Member Services anytime at (844) 244-6363 (
tel:+18442446363 ) or visit the Help Center to chat with us in
the Chime app.                   =F0=9F=92=9A from Chime
Chime ( " rel=3D )                  Instagram=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFkJM8jfesMJtJeZ73hAEJGf0LQW2MQi9DmdBsBzTyt9lR-2B8XEzvX9PIhcRXJXiy75g-3D-3D=
u4sI_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl=
-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby=
66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW1=
2zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJ=
s-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw=
-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSF=
ZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFt=
RU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqD=
L4zGK3IzwfTQJ3kPzaD2Cm0jxxz0uL9NxvNI2O2O1-2F3dmFjmdebfTKI-2FUiwg-2FHDjQTf2Z=
Q2szYY7r1EfCAdeOlzEXJy3m3yW-2FRDSjB-2FOKLonZPCUvWBRObuZu11chxjquoSjHPFxa-2B=
BHnvAX-2Fv88hyGQeArO33Ajz9df2NwvfJdtR9h4x8-3D )   Twitter=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFitN33gU0hYypaAdhXZ3Rl44MNlnpP3Rf7AukEqrEt7J2Zirf4ApXh3iFzHJ-2FkRtLQ-3D-3D=
Y0Mn_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl=
-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby=
66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW1=
2zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJ=
s-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw=
-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSF=
ZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFt=
RU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqD=
L4zGK3IzwfTQJ3kPzaD2Cm0jxxz0mzgg6tuBIrqxcpsV8rlkajrckcoqcv-2F8jaXad0M4YDURS=
HVtjtIxhddiPrKOiL47-2FVeyuV736WB5WuNS3NyM1Iu6tPJs6qp3RvTA6xp2Thx2Wrn6Zz25WU=
-2FDKi7P6lhRr0DQ44TACL66mMq7qKOT-2FQ-3D )   TikTok=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFgJcvb7rQtXObr7K8YZuTsWWwEtgdWoIHafouPCujSuQm8-2FjaOT1amZfzgnhQ0b0XQ-3D-3D=
zVKM_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl=
-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby=
66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW1=
2zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJ=
s-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw=
-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSF=
ZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFt=
RU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqD=
L4zGK3IzwfTQJ3kPzaD2Cm0jxxz0nKNqj8G6aht1RcD-2BUZNaT9k1Iu5cHEJ5J-2FzHM1dB12p=
34OXef7u7hAMAVNZL2ZLJfVC8H4eJ862eMwXYB1XhKoL7fze9kvcu5g-2BBW42l4l3MdPM9qADT=
2ZMFFJ2h32X6HXFeawJHBi-2Bnk9sNtNIdnQ-3D )   Facebook=20
( https://links.account.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gk=
QFuCBGRcYT-2F9E6Wl7sHjdlQZR6FMxwFLDCCwjlvMJSiC1zDrqItznLWwJu23EBPaPzA-3D-3D=
SzfT_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl=
-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6TjK64qf6KWxKexby=
66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5bGLGPTuErM7AoW1=
2zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGHiLA3rPz0joJpNJ=
s-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2E3EJE3XfAyHpWw=
-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkqmuiPl3HLQijLSF=
ZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2P-2FkBL97KlMFt=
RU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3WJDflHRxDhkXVqD=
L4zGK3IzwfTQJ3kPzaD2Cm0jxxz0oASiJ0n2gqgKlI6085jsAdkPRZtQheO-2BcIz9jwMbPTp-2=
Bxp23YaXVBlfETBuaWrSjByfKJNNlRk-2FnBvXeWWBCwbs-2FsinrESwLWMWzrFsvOUdzZvIjsE=
WsvI7vdStN541uZaal9L-2FWrBo7YhL1H55eKI-3D )
=C2=A92025 Chime Financial, Inc. All
rights reserved.
PO Box 417, San Francisco, CA 94104

Please do not reply to this email. The account isn=E2=80=99t monitored,
and we don=E2=80=99t want to miss hearing from you.

 Chime=C2=AE is a financial
technology company, not an FDIC-insured bank. Banking services
provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members
FDIC. Deposit insurance covers the failure of an insured bank.
Certain conditions must be satisfied for pass-through deposit
insurance coverage to apply.

The Chime Visa=C2=AE Debit Card and the Chime Credit Builder Visa=C2=AE
Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank,
N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used
everywhere Visa debit or credit cards are accepted. Please see
back of your Card for its issuing
bank.

This email was sent to you because you have a Chime account.
--f43960cbc4999be5f327b511ed8f4edb4d07e84cbba85b228ea631efb54e
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset=utf-8
Mime-Version: 1.0

<!DOCTYPE html>
<html style=3D"height: 100% !important; width: 100% !important; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%; margin: 0; padding: 0;">
<head>
<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3DUTF-8">
	<meta charset=3D"UTF-8">
<!-- utf-8 works for most cases -->
	<meta content=3D"width=3Ddevice-width, initial-scale=3D1.0" name=3D"viewpo=
rt">
<!-- Forcing initial-scale shouldn't be necessary -->
	<meta content=3D"IE=3Dedge" http-equiv=3D"X-UA-Compatible">
<!-- Use the latest (edge) version of IE rendering engine -->
	<title><!--[Email Subject Line]--></title>
<!-- The title tag shows in email notifications, like Android 4.4. -->
	<!-- Please use an inliner tool to convert all CSS to inline as inpage or =
external CSS is removed by email clients -->
	<!-- important in CSS is used to prevent the styles of currently inline CS=
S from overriding the ones mentioned in media queries when corresponding sc=
reen sizes are encountered -->
	<!-- CSS Reset -->


=09

=09
=09
=09
=09

<!-- **************Progressive Enhancements*********************** -->

=09


<style>body {
margin: 0 !important; padding: 0 !important; height: 100% !important; width=
: 100% !important;
}
.ExternalClass {
width: 100%;
}
img {
-ms-interpolation-mode: bicubic;
}
body {
font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif !important; col=
or: #052316 !important; text-align: left; font-size: 18px !important; line-=
height: 26px !important; font-weight: 400 !important;
}
a:hover {
color: #1ec677 !important; text-decoration: none !important;
}
.button-a-green:hover {
background: #0D4029 !important;
}
.button-td-drkgreen:hover {
background: #1EC677 !important; color: #0D4029 !important;
}
.button-a-drkgreen:hover {
background: #1EC677 !important; color: #0D4029 !important;
}
@media screen and (max-width: 500px) {
  .module-container {
    width: 100% !important;
  }
  td {
    padding-top: 0px !important; padding-bottom: 22px !important; padding-l=
eft: 8% !important; padding-right: 8% !important;
  }
  td.e-no-bottom-padding {
    padding-top: 0px !important; padding-bottom: 0px !important; padding-le=
ft: 8% !important; padding-right: 8% !important;
  }
  td.no-padding {
    padding: 0px !important;
  }
  td.bullet-lt {
    padding: 0px 5px 22px 0px !important; color: #ECF9EE !important; width:=
 15px !important;
  }
  td.bullet {
    padding: 0px 5px 22px 0px !important; width: 15px !important;
  }
  td.number {
    padding: 0px 5px 10px 0px !important; width: 25px !important;
  }
  td.bullet-text {
    padding: 0px 0px 22px 0px !important;
  }
  td.bullet-text-lt {
    padding: 0px 0px 22px 0px !important; color: #ECF9EE !important;
  }
  .button-td-green {
    padding: 0px !important;
  }
  .button-td-drkgreen {
    padding: 0px !important;
  }
  td.sign-off {
    font-size: 16px !important; line-height: 25px !important; font-weight: =
400 !important; padding-top: 20px !important; padding-bottom: 42px !importa=
nt;
  }
  td.sign-off-lt {
    font-size: 16px !important; line-height: 25px !important; font-weight: =
400 !important; padding-top: 20px !important; padding-bottom: 42px !importa=
nt; color: #ECF9EE !important;
  }
  .span-super {
    font-weight: 300 !important;
  }
  td.spacer {
    padding: 0px 0px 12px 0px !important; font-size: 10px !important; line-=
height: 10px !important;
  }
  td.spacer-42 {
    padding: 0px 0px 12px 0px !important; font-size: 10px !important; line-=
height: 30px !important;
  }
  .img-logo {
    width: 100% !important; max-width: 375px !important; height: auto !impo=
rtant;
  }
  .img-375 {
    width: 100% !important; max-width: 375px !important; height: auto !impo=
rtant;
  }
  .img-full {
    width: 100% !important; max-width: 500px !important; height: auto !impo=
rtant;
  }
  .bold-number-list {
    font-size: 24px; line-height: 30px; font-weight: 700; padding-bottom: 1=
0px !important;
  }
}
</style>
</head>
<body bgcolor=3D"#FFFFFF" style=3D"height: 100% !important; width: 100% !im=
portant; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-f=
amily: 'Helvetica Neue', Helvetica, Arial, sans-serif !important; color: #0=
52316 !important; text-align: left; font-size: 18px !important; line-height=
: 26px !important; font-weight: 400 !important; margin: 0; padding: 0;" wid=
th=3D"100%" yahoo=3D"yahoo">
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
0;overflow:hidden;">Here=E2=80=99s what you need to know</div>
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
0;overflow:hidden;">=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=
=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=
=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=
=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=
=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=
=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=
=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=
=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=
=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=
=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=
=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=
=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=
=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=
=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=
=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=
=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=
=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=
=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=
=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=
=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=
=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=
=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=
=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=
=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=
=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=
=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=
=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=
=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=
=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=
=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=
=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=
=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=
=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=
=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF </div>
=09
=09

=09
=09
=09

<!-- =E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=
=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=E2=8F=A9=
 Modules here -->
=09
<!--******** LOGO TABLE : BEGIN -->
	<!--******** LOGO TABLE : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#CCF2D2" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; padding: 0px;">
								<a href=3D"https://links.account.chime.com/ls/click?upn=3Du001.ID-2=
BYeNMr8dGP1Ibb3gkQFlnURk5dkUsasrY7-2BnDV3-2B-2FbhxVRZEfLbergqc7ZrqqIihi3GpO=
foofv1KmLVIxbrQ-3D-3DaSAs_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8=
ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2=
F-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C=
1T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeq=
wo0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUa=
wah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0C=
nz89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2F=
o0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6=
lLHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0vhWm5X1aMoBtgW4s3bF0D8EEEO=
KBbQuH-2F-2B5Sb88WeoxQsYFakwZ2-2F7GTpLBzWkIriFf1KrN58RX-2FExFAFwq-2FXEP-2Bu=
eWJvQhQdH2kHOAIuzkIDP5p1vJWGXZZRrcrP-2BOWfragraaE0Lei6abJeUlD5E-3D" rel=3D"=
noopener" style=3D"color: #1ec677; text-decoration: none; font-size: 32px; =
font-weight: 700; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;" target=3D"_blank"><img align=3D"left" alt=3D"Chime" border=3D"0" class=
=3D"img-logo" src=3D"https://braze-images.com/appboy/communication/assets/i=
mage_assets/images/66b1f47695e6b700593c3d41/original.png?1722938486" style=
=3D"width: 100%; max-width: 375px; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; -ms-interpolation-mode: bicubic;" valign=3D"bottom" wid=
th=3D"375"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
<!--************* LOGO TABLE : END -->

	<!--************* LOGO TABLE : END -->	=09
	=20
<!--********** Module : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<!-- Module-container : BEGIN ..........All module containers are the =
same, the only difference is the background color (bgcolor) on the table be=
low=20
Light green ch_green_50 #ECF9EE
Medium light green ch_green_300 #CCF2D2
Bright green ch_green #1EC677
Green ch_green_700 #009C52
Dark green  #0D4029
White ch_white #FFFFFF
 -->
					<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->
						<!-- Spacer ROW : Begin -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"spacer" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; font-size: 10px !important; line-height: 10px !important; pa=
dding: 0px 0px 12px;">&nbsp;</td>
						</tr>
<!-- Spacer ROW : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"headline-40" style=3D"-ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspa=
ce: 0pt !important; font-size: 40px; line-height: 48px; font-weight: 700; p=
adding: 0px 30px 22px;">We=E2=80=99ve updated the User Agreement</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">
Hi Andrew,
</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">We=E2=80=99ve updat=
ed the Chime User Agreement. This includes updates to our arbitration agree=
ment and the way we resolve disputes. We encourage you to review the update=
d User Agreement, which you can find on <a href=3D"https://links.account.ch=
ime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFkbB-2FxBVYpmuhMKQGr6MJM1=
Xr-2F-2Bt7-2Fgy-2BeveATVEuDDijwLLj5-2B8s5AsEjhE8h6O-2B-2BInhigjCjOiRd05oJPy=
8MkORGcv8JHEosVx33B2JrIvdPev_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bN=
hn8ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH=
7-2F-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq4=
09C1T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGG=
Ueqwo0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320f=
vUawah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjF=
o0Cnz89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM=
-2Fo0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssai=
aK6lLHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0pLeTpNJLly8ZPt06SxMnpGC=
yyS36cjb9uT5VspshQeZSo-2FJDvh-2FdoTGMY7cX-2B4YLgzfNyf424wksyMrJk4JB7b6Ezd8m=
sLZwdInHihK07w-2FXACChj42HDWPWs-2BQZ5sKBTE6P1oZB6DHY9uT81tx-2FeQ-3D" style=
=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; color: #052=
316; font-weight: 700; text-decoration: underline;">Chime=E2=80=99s website=
</a>.</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">Here=E2=80=99s a qu=
ick summary of some of the changes to the User Agreement:</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"e-no-bottom-padding" valign=3D"top" style=3D"-ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !im=
portant; mso-table-rspace: 0pt !important; padding: 0px 30px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"-ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: =
0pt !important; border-spacing: 0 !important; border-collapse: collapse !im=
portant; table-layout: fixed !important; margin: 0 auto;" width=3D"100%">
									<!-- Bullet row : Begin -->
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 modified the informal dispute resolution process to allow for early resolu=
tion of a dispute</td>
									</tr>
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 changed the institution administering arbitrations from American Arbitrati=
on Association to National Arbitration and Mediation</td>
									</tr>
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 updated the arbitration procedures to make them more efficient in the even=
t 25 or more substantially similar cases are filed</td>
										</tr>
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 updated the class action waiver</td>
									</tr>
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 updated the requirements to opt out of the arbitration clause</td>
									</tr>
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 added a modification provision to the arbitration clause</td>
									</tr>
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"bullet" valign=3D"top" width=3D"10"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-t=
able-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px =
!important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">We=E2=80=99ve=
 changed the governing law and venue from California to Delaware</td>
									</tr>
<!-- Bullet row : End -->
								</table>
							</td>
						</tr>
<!-- Bullet envelope : END -->
					</table>
<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
<!--********** Module : END -->
=09
			<!--********** Module : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<!-- Module-container : BEGIN ..........All module containers are the =
same, the only difference is the background color (bgcolor) on the table be=
low=20
Light green ch_green_50 #ECF9EE
Medium light green ch_green_300 #CCF2D2
Bright green ch_green #1EC677
Green ch_green_700 #009C52
Dark green  #0D4029
White ch_white #FFFFFF
 -->
					<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->
						<!-- Spacer ROW : Begin -->

						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">The updated User Ag=
reement is in effect immediately, and your continued use of Chime=E2=80=99s=
 products or services means you agree to the updated User Agreement. If you=
 don=E2=80=99t agree with the changes, you may close your Chime account. In=
 this event, the previous <a href=3D"https://links.account.chime.com/ls/cli=
ck?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFkbB-2FxBVYpmuhMKQGr6MJM1Xr-2F-2Bt7-2Fg=
y-2BeveATVEuDDijwLLj5-2B8s5AsEjhE8h6O-2B1heWz8pv6yUxeZRXhTI3Tlzl13-2F2lfeV4=
-2FGTqTME-2F9BHA6Y_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid4=
5Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F-2B6Tj=
K64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1T5hR5b=
GLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqwo0YOGH=
iLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUawah-2B2=
E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cnz89xkq=
muiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo0vhEZ2=
P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6lLHNN3W=
JDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0ursFzHEg1atvHb2sWJDuEEuQ0EZ6bgOsa=
pxmUlzNRJOc4wnuRshxqtdOER86KTfDn4DNONs8fLdYWEt3uWCAE5BLwVgez-2B25Ey2fnXV7v1=
07AAxMmjBQuysGCO9Qh-2BGgbTW0JUS5gpdrOnsEW48NWE-3D" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; color: #052316; font-weight: 7=
00; text-decoration: underline;">User Agreement</a> will still apply to you=
.</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">If you have any que=
stions, you can contact Chime Member Services anytime at <a href=3D"tel:+18=
442446363" style=3D"font-weight: 400; text-decoration: none; -ms-text-size-=
adjust: 100%; -webkit-text-size-adjust: 100%; color: #052316;">(844) 244-63=
63</a> or visit the Help Center to chat with us in the Chime app.</td>
						</tr>
					</table>
<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
<!--********** Module : END -->

<!--********** Module : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
<!-- Module-container : BEGIN ..........All module containers are the same,=
 the only difference is the background color (bgcolor) on the table below=20
Light green ch_green_50 #ECF9EE
Bright green ch_green #1EC677
Medium reen ch_green_300 #CCF2D2
Dark green ch_green_700 #009C52
White ch_white #FFFFFF
 -->
					<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Sign-off row : BEGIN -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"sign-off" style=3D"-ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace:=
 0pt !important; font-size: 16px !important; line-height: 25px !important; =
font-weight: 400 !important; padding: 20px 30px 42px;">
								=F0=9F=92=9A&nbsp;&nbsp;from Chime
							</td>
						</tr>
<!-- Sign-off row end : END -->
					</table>
<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
<!--********** Module : END -->=09
=09
<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tabl=
e-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixed=
 !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#052316" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">&nbsp;</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<a href=3D"" rel=3D"noopener" style=3D"color: #1ec677; text-decorat=
ion: none; font-size: 32px; font-weight: 700; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;" target=3D"_blank"><img alt=3D"Chime" src=3D=
"https://braze-images.com/appboy/communication/assets/image_assets/images/6=
5cb1e7c22a85f0055b6cf60/original.png?1707810428" style=3D"display: block; l=
ine-height: 0; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; =
-ms-interpolation-mode: bicubic;" width=3D"110"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tabl=
e-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixed=
 !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#052316" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td align=3D"left" valign=3D"top" style=3D"-ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-ta=
ble-rspace: 0pt !important; padding: 0px 30px 22px;">
								<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" width=3D"180" style=3D"-ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; border-collapse: c=
ollapse !important; table-layout: fixed !important; margin: 0 auto;">
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"left" class=3D"no-padding" valign=3D"top" width=3D"3=
0" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso=
-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; padding: 0=
px;">
											<a href=3D"https://links.account.chime.com/ls/click?upn=3Du001.I=
D-2BYeNMr8dGP1Ibb3gkQFkJM8jfesMJtJeZ73hAEJGf0LQW2MQi9DmdBsBzTyt9lR-2B8XEzvX=
9PIhcRXJXiy75g-3D-3D-6lq_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
iChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F=
-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1=
T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqw=
o0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUaw=
ah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cn=
z89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo=
0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6l=
LHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0nv2o1QHKid3viFCBSotekN1E0jx=
XowYLwGtwf0VW2FUj-2BdeNHk1-2BJ8fydO5KXZj7kYMyof8F-2BPYmbgiSIc5fBJjqyJ2iG3D1=
H5Er2hSydd4t0cd5p4041SrrxOYklxBP7OE7CX3nDgRlmDtMTq5sCE-3D" target=3D"_blank=
" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; colo=
r: #052316; font-weight: 700; text-decoration: underline;"><img alt=3D"Inst=
agram" src=3D"https://braze-images.com/appboy/communication/assets/image_as=
sets/images/65cb1e7cc06cc2004c638d78/original.png?1707810428" width=3D"14" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; -ms-in=
terpolation-mode: bicubic;"></a>
										</td>
										<td align=3D"left" class=3D"no-padding" valign=3D"top" width=3D"3=
0" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso=
-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; padding: 0=
px;">
											<a href=3D"https://links.account.chime.com/ls/click?upn=3Du001.I=
D-2BYeNMr8dGP1Ibb3gkQFitN33gU0hYypaAdhXZ3Rl44MNlnpP3Rf7AukEqrEt7J2Zirf4ApXh=
3iFzHJ-2FkRtLQ-3D-3DhPjn_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
iChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F=
-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1=
T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqw=
o0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUaw=
ah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cn=
z89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo=
0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6l=
LHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0s-2BsmdH-2FywHF1FS8Q8drcSIs=
4ZEor4GiMtTDMBy0CCIwhCZa9aWD42NoY8p-2BYp2NhsMUj3VFx4X1JYg4fmxPRDu84VmU-2BMA=
0cnl-2FLMwEsfi6rArjDEIT1K8i2zPE2G0skqxu7fgHukUo16A20H-2BZSs4-3D" target=3D"=
_blank" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
; color: #052316; font-weight: 700; text-decoration: underline;"><img alt=
=3D"Twitter" src=3D"https://braze-images.com/appboy/communication/assets/im=
age_assets/images/65cb1e7ca660b4004ccd2634/original.png?1707810428" width=
=3D"14" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
; -ms-interpolation-mode: bicubic;"></a>
										</td>
										<td align=3D"left" class=3D"no-padding" valign=3D"top" width=3D"3=
0" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso=
-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; padding: 0=
px;">
											<a href=3D"https://links.account.chime.com/ls/click?upn=3Du001.I=
D-2BYeNMr8dGP1Ibb3gkQFgJcvb7rQtXObr7K8YZuTsWWwEtgdWoIHafouPCujSuQm8-2FjaOT1=
amZfzgnhQ0b0XQ-3D-3D1ygn_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
iChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F=
-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1=
T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqw=
o0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUaw=
ah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cn=
z89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo=
0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6l=
LHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0p7-2Bc8BP4MPLmX72ByHVu0fIRl=
fDezdyYhtXar64BSqAvKrp3XYvw9UaJg12hKReIh0kzpFq-2BF9Iba-2FC-2BmwQBz7gZJDGV-2=
FWZ0u3qFS-2FeZsKalnLcr45dmJp1uCV0CgK739lSBixDIszZ4eE2-2FaHziZs-3D" target=
=3D"_blank" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; color: #052316; font-weight: 700; text-decoration: underline;"><img a=
lt=3D"TikTok" src=3D"https://braze-images.com/appboy/communication/assets/i=
mage_assets/images/65cb1e7cabaa99004cf4ae37/original.png?1707810428" width=
=3D"14" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
; -ms-interpolation-mode: bicubic;"></a>
										</td>
										<td align=3D"left" class=3D"no-padding" valign=3D"top" width=3D"3=
0" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso=
-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; padding: 0=
px;">
											<a href=3D"https://links.account.chime.com/ls/click?upn=3Du001.I=
D-2BYeNMr8dGP1Ibb3gkQFuCBGRcYT-2F9E6Wl7sHjdlQZR6FMxwFLDCCwjlvMJSiC1zDrqItzn=
LWwJu23EBPaPzA-3D-3DGp46_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
iChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37uU9Q7fca0JahP4hggoPzD0SkogfLbEuH7-2F=
-2B6TjK64qf6KWxKexby66tLSrogwgijCYGjb6OEWahffSlWIDVO1IPVuoHwK3zpuk0vMq409C1=
T5hR5bGLGPTuErM7AoW12zQahWGYSNWTAfdD1aJ-2BI2FTkfpC78z7GfVNuTdnrQZRvAuGGUeqw=
o0YOGHiLA3rPz0joJpNJs-2B9YlSZQyyITy2sOt8w1wh0YA-2BEDzyYcQzRBf051MTc320fvUaw=
ah-2B2E3EJE3XfAyHpWw-2By8kENVj2FCvqSEzjwRQ-2Fn6NdSl3qyHAfaEduslCQcvKQjFo0Cn=
z89xkqmuiPl3HLQijLSFZS0tejYQ2y5SpuJeTChzYkBSldB0Rn34Y3uWocAmjQboTX9ZZDM-2Fo=
0vhEZ2P-2FkBL97KlMFtRU-2BFvCA8YHBtc83YDWehOjpqrintmOQQ5VJEBDaru9ngRssaiaK6l=
LHNN3WJDflHRxDhkXVqDL4zGK3IzwfTQJ3kPzaD2Cm0jxxz0tkgXzsEQCeeacI5vCaO-2F9v47b=
mSBWi20tkql5nSszbEEKsdbQec66Tr9PQKUM8L2mNsrZmZPpAvK6vSdu5gwk5-2FWBNQcRX4Nxd=
q-2F5TEDU4GiBSu-2BlyTpkKTKf7DNcVQ750SMXk2Hkb1fyHXaa3YHQI-3D" target=3D"_bla=
nk" style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; co=
lor: #052316; font-weight: 700; text-decoration: underline;"><img alt=3D"Fa=
cebook" src=3D"https://braze-images.com/appboy/communication/assets/image_a=
ssets/images/65cb1e7ce203eb004cfaecf2/original.png?1707810428" width=3D"14"=
 style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; -ms-i=
nterpolation-mode: bicubic;"></a>
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>

	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#052316" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"footer-text-13" style=3D"-ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-r=
space: 0pt !important; font-size: 13px !important; line-height: 20px !impor=
tant; font-weight: 400 !important; color: #ffffff !important; padding: 0px =
30px 22px;">=C2=A92025 Chime Financial, Inc. All rights reserved.<br style=
=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
PO Box 417, San Francisco, CA 94104<br style=3D"-ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%;">
							<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							Please do not reply to this email. The account isn=E2=80=99t monitor=
ed, and we don=E2=80=99t want to miss hearing from you.<br style=3D"-ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
							<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
						=09
Chime=C2=AE is a financial technology company, not an FDIC-insured bank. Ba=
nking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Mem=
bers FDIC. Deposit insurance covers the failure of an insured bank. Certain=
 conditions must be satisfied for pass-through deposit insurance coverage t=
o apply.
<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><=
br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
The Chime Visa=C2=AE Debit Card and the Chime Credit Builder Visa=C2=AE Cre=
dit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuan=
t to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit o=
r credit cards are accepted. Please see back of your Card for its issuing b=
ank.<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
;">
							<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							This email was sent to you because you have a Chime account.<br styl=
e=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
						</td>
</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
=09
<img src=3D"https://links.account.chime.com/wf/open?upn=3Du001.yp4Y8aJYiJop=
UkwHaIgPHyYEi2eTPoS4dKjIRI34qhhWL-2Bbo5FCh4hswD8vorxYgxyL9DjFiaQ-2BMaH-2FEL=
qGmUK8AjHfOxXvSJLa2YdGHoOIc3Q0DDWLIntIOHjhj8RF6Yuu2M6KGCyPqCcNujoPjTpP7Zd7J=
PxzTd4I-2Br4IUxyQqd5gAZMh6Zji9LRZP1GQg-2F68fJlfOrf1rkDigJGk51iqiazpCzV7-2Fi=
j4ELoVSEX-2Fx8UJm9gLACViWULvibL2OJCkOeCUCMkH1950Y74T1MSd8irVSjK2HruHvBz-2FC=
ArVspuNU30DliWUSddXpunWWkOg2O98-2Bj9RRr-2FHlCdE0iDJtPTOHqKSAcFpmAEtwwytHJqw=
t-2FtJkyzbKO0hebWSr4hP9Zp3f9Z2F4S6oq-2FINuwtY70TwvskHv23y0HdtGubtlP1KDZc0Rb=
bKp2NTJZdkWhXFGmDsbgQa8jEXNuZ47xuqcEf2-2Faw1D1jbAR0fREkilV8dMa7DGhJ51dX33N-=
2B-2FYZDdNi04hcyxwuFp-2BRHd7M44lJSAn8-2F6DQcpoAKQZkVGvCW9J8fKnDB23zMBCXXXSG=
IUkzqI2bCykC29YDlR-2F-2BkpDiv8bolUDINYk9taZpSstVp-2FgNoasUcnro3jmm0-2BI5c0G=
mEIPuXu7EDYCNeFqCg6vSiAn3j-2F0bZamjjZrAb0jFLJl8NfAJqz6VZEUcZyUv-2Fi0r3yTT8r=
RqHZO6I-2F-2BjMKKEfad-2FDebxYRl3GAdsE-3D" alt=3D"" width=3D"1" height=3D"1"=
 border=3D"0" style=3D"height:1px !important;width:1px !important;border-wi=
dth:0 !important;margin-top:0 !important;margin-bottom:0 !important;margin-=
right:0 !important;margin-left:0 !important;padding-top:0 !important;paddin=
g-bottom:0 !important;padding-right:0 !important;padding-left:0 !important;=
"/></body>
</html>

--f43960cbc4999be5f327b511ed8f4edb4d07e84cbba85b228ea631efb54e--