Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id W6ofHIT1hGhYjwoAchKAPA (envelope-from ) for ; Sat, 26 Jul 2025 10:34:28 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 26 Jul 2025 10:34:28 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:2863) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1ufgup-00000002u0o-3cL0 for info@sterlingcal.com; Sat, 26 Jul 2025 10:34:28 -0500 X-MSFBL: 9l1f8KlSXv0piRtuJB0hn0H9hL3dTPh7dNvpe243WZ0=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwidGVuYW50X2lkIjoic3BjIiwiciI6ImluZm9Ac3RlcmxpbmdjYWw uY29tIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjg3Zjc 5ZjU4NDY4Zjg3ODUyMjEifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1753544057; i=@e.upgrade.com; bh=VRb4+08RrZVYTja1jiSooJxy7S4G4HGowH1QsP5SwY4=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=WbqRO5UJ7/53odBtDYPUXtiqD8vPLNZCR8vHfcnNd6Wwe7p/6w/WAipFZgusEtUfD jMARizfP09wZ1ggmW3F87JUDwIiGc8AZB5RaC+9Tob1oB5SGXv5xn8ffiG7wr0h9bd 3fTO5bDrZEq1nEiuX4Ha30hvJWi+4DVNqfO5ZC4o= Received: from [10.90.39.239] ([10.90.39.239]) by i-0705d7c6360633720.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74560 r(msys-ecelerity:tags/5.1.0.2)) with REST id 12/25-62810-975F4886; Sat, 26 Jul 2025 15:34:17 +0000 From: "Upgrade" Message-ID: <12.25.62810.975F4886@i-0705d7c6360633720.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Here's your Saturday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 26 Jul 2025 15:34:17 +0000 Content-Type: multipart/alternative; boundary="_----Hb5INrPZpIX/B8wrGAIM7Q===_02/89-62810-655F4886" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Hb5INrPZpIX/B8wrGAIM7Q===_02/89-62810-655F4886 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/CJtenH= o4Yd5YcZUcfKn9aA~~/AAQRxRA~/e5252WhLjBxAFUva2Yr9Myl3sLwh1oJ43GcSWXMPjkEdNYM= HlkX7DYsXsnGzCyU3EdBrZ2lTv6PC_M2mjBOmCFs8V_HRGstXUoQTTr6NZVQ~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/eowAZrd1lIiC_KxOzOYucw~~/AAQRxRA~/AQwczxh49pUHPOEl_9LlWqQ7lp0Yp85= otMmh6W-iFfHtJatsCUtABA_t7dP3GWDWVO3_SS5DefsybKKpqqxvd6sSPHp2doAPzyiuMtSa1t= gIEN0OfZhAtIX8chfm6PLAccSjcKN_QF7-L40BAKCfI3era1RvwX2-9KDwCfxiVw-DpT4jioebc= UpnWFyYmj_mb9YHpMq7PZIetZ50JCg7CTnbfdIw8ildqQjIQdscdI_p45FrCl75r31vGCnGxHjm= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/-J_b2OXDqmOP5gsd_Wpwyg~~/AAQRxRA~/NMJ3zTgbHAIIRZmhuEH4xS= blhozIj9-pqq3isnPBGRi5X2K_yM9NCpEXTjb8Zqa94R2jkhtGB19XU9vklAIIptvy-jNAQWJR3= R85UDKrUDCd9LeGuBCvynRC8zIYXgwuyyr0AG2f4cCEgl2iPLSk9Q~~=3Futm_source=3Ddecl= _old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A= ). There is no obligation and no impact to your credit score.=0AThank you,= =0AThe Upgrade Team If you have questions, we're=0Ahere to= help. support@upgrade.com 1=0APersonal loans made th= rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99% and = a 1.85%-9.99% origination fee,=0Awhich is deducted from the loan proceeds. = Lowest rates require=0AAutopay and paying off a portion of existing debt di= rectly. For=0Acertain discounts, collateral may be required. Repayment term= s=0Afrom 24 to 84 months. For example, if you receive a $10,000=0Aunsecured= loan with a 36-month term and a 17.59% APR (which=0Aincludes a 13.94% year= ly interest rate and a 5% one-time=0Aorigination fee), you would receive $9= ,500 and would have a=0Arequired monthly payment of $341.48. Over the life = of the loan,=0Ayour payments would total $12,293.46. The APR and other term= s of=0Ayour loan may vary and you may not be presented with multiple=0Aoffe= rs. If offered, your loan terms, including your rate, will=0Adepend on cred= it score, credit usage history, loan amount, and=0Aother factors. Late paym= ents or other fees, as noted in your=0ABorrower Agreement, may increase the= cost of your fixed rate=0Aloan. Certain loan offers may not be available i= n all states.=0AAccept your loan offer and your funds will be sent to your = bank=0Aor designated account within one (1) business day of clearing=0Anece= ssary verifications. Availability of the funds is dependent=0Aon how quickl= y your bank processes the transaction. From the time=0Aof approval, funds s= ent directly to you should be available=0Awithin one (1) business day. Fund= s sent directly to pay off your=0Acreditors may take up to 2 weeks to clear= , depending on the=0Acreditor. All loans, Personal Credit Lines, and che= cking and=0Asavings accounts are provided by Upgrade's bank partners =0A( h= ttps://link.upgrade.com/f/a/-n6zYtj0lVFUjGd0VceIMg~~/AAQRxRA~/Zm8HgBuN6HsEz= YcDmjXnRFdjtkhb0rOEzWV3YtkhyGGtbDfwFTQJ-rQ6FBbz66eibI5GEuUL7vDTt4sgfkzJtdSS= pWIpr5ji2CUBSYjgfGfI9lZ58VZDQYxESb_JOZRl ). Upgrade Visa=C2=AE Cards and=0A= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners =0A( h= ttps://link.upgrade.com/f/a/-n6zYtj0lVFUjGd0VceIMg~~/AAQRxRA~/Zm8HgBuN6HsEz= YcDmjXnRFdjtkhb0rOEzWV3YtkhyGGtbDfwFTQJ-rQ6FBbz66eibI5GEuUL7vDTt4sgfkzJtdSS= pWIpr5ji2CUBSYjgfGfI9lZ58VZDQYxESb_JOZRl ), pursuant to a license=0Afrom Vi= sa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state li= censes=0A=0A( https://link.upgrade.com/f/a/2cyIf2MOuXK_EySBHQQ58A~~/AAQRxRA= ~/7Ly4BC43RrNEjQ3zO3B2xAlRsDUK9o44yJamoF3ObnWoc7Ohg_e_o64NSqw-nN6icvxhb0wVF= pf8JdxPbc_o5cdM-xT3xU1SBfvUpcrhVEWIX60vc6OIASmwffr8iA0RSJC-H0E_IaeNUYsc7E6O= HJbcVXq6Z8VAuVhcfOYBiJfuwZvvt-VU6X1PDksa_cV_HzUsUfdDPGBeJ6ZAbHUs6gGAdb6kmi9= eFnXZ0v1doKw~ )=0A and does business under the following DBAs =0A( https://= link.upgrade.com/f/a/xzle9C3OFsc4BVeq-MGhBg~~/AAQRxRA~/LLnxqa4eSGk7l71jem0I= 9lP_X_PARgeoab3W2q_-0K2KRfmh38xIUnKxO4Qka1DIVpWU8QkiFFy9qxFg_StK1Tf9p7O0HrY= v9l7q42uzrws7-BxjQyvsrlF46eBxc-Zm ).=0A=0AUpgrade is a financial technology= company, not a bank =0A( https://link.upgrade.com/f/a/S0kZWRAEpwrdHKX-lTWc= 9Q~~/AAQRxRA~/TS0JckbvKjXhQIHB524koPnJg6Vb7DlnVc_JesJI77wORNPOFKvcqFHrQvJ0N= cO_NZteHkp9RWqJVc0xwMiI88Um6HLohsVT-iu1gRlODE1MEe5FX6TG4ElJw7WpHv1zXhNd2LpQ= vyJ1ADMF9H0yKnalIszHeObo31HFpFu2KzIh9kG5PA-4YHQCQUHpkyFO )=0A. =0A = facebook =0A( https://link.upgrade.com/f/a/2BY66i6zWN5hr_jkIBMnqg~~/AAQRx= RA~/oSrzkxql9wGkU3af_isZVGjOzraiJICXFDiwQgTuhvv1RWMJKF0fBuNmG3-YHNdY5Q3ZMlE= o6M2kpaO8f3MMXmnJkfj0kZJsiZUBchcO000KiG_648PHGMA-YMIoTlo0DeFOX-1Ywzdaz-_nUE= SlmhAAcAhY54VOMDonCAPik7NZ7mag1FBX2D5FOLZpW5qu6MbuPFbZ1_fcdYtJ-w-X-esk7J4kn= qwXgGVKp8FlsQcI5sLySvSJD6tcOJo3Az0_ )=0A instagram =0A( https://link.upgrad= e.com/f/a/fe8OsFkHXpG7w80kwUKgXA~~/AAQRxRA~/oSrzkxql9wGkU3af_isZVOQfebXRdOy= mSjnbnvw1OIn7o24xlZDQpECgwYBDqly5kqvqukLoUGxPQodvX1l4_6wQn1XppclZ3kk1rW_ZGq= PyWMj8HJo4_ujr0KBeM8zLyl18q032yQ-4G7yS2ivHo3307Sm2wkWgUAh9EJe_btiiGwrC00YJb= Y9QsDsz-oH1V2ih-phR9agII_RDMitkhQYOxjKFu1r5wTLOJ_bbaJ1Zn6QsdSOD6oMoE6W0Um3A= )=0A blog =0A( https://link.upgrade.com/f/a/Old-qbolOeqqNSLWkN7OgQ~~/AAQRx= RA~/P18GlfxqkRkHTq8h1zW93wod1MTIdZFmZy03sRlw876V0Qfzy3rVogJvSGcoPYh2_HsrrFg= G_X0Qi0kW0Gb5wZriPSSd-iR8Xt8k7basyd5tv0SYXQw8xjicA3SL2XKpFzRMwHauZxIjx6NpUO= zlc2GRYlX6AYJcwpC-E1daLG0je4x7vhkMwrUb6eccRYanrFGxcU2xBv531_l0b6PgC3WGiuHsj= dBcQ1xkQvXT-DzN_h0QY69r4ZcokhEW2v4X )=0A Please do not reply directly = to this message as it was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Pol= icy =0A( https://link.upgrade.com/f/a/y8ah5uPWTS4MBANAg5bnoQ~~/AAQRxRA~/JEX= uwPoL5nkyYfQ4jbGa33gmvvCCxdPJ1OI2-i1yu70gNZZYkPr3le0I-FJDxIWB0V7Tv6a2CsnJLP= jb_GwUnMlLxg6oKmJgRaBikCRZEaeT-bcJ_8y14L-AlLAgfPA2 )=0A=0A Equal Housing = Lender=0A=0APL_ITA_DECL_OLD_S1 --_----Hb5INrPZpIX/B8wrGAIM7Q===_02/89-62810-655F4886 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed rate personal loan can help you save money
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=0D=0A The Up= grade Team =0D=0A =0D=0A =0D=0A=
=0AHi,
How much could you save=3F=0D=0A
Do you want to save money when repaying= your high-interest debt=3F
A perso= nal loan through Upgrade can help you consolidate your debt or pay off high= -interest credit cards, putting money back in your pocket that you can use = on the important things.
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Check Your Rate
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What=E2=80=99s stopping you from se= eing if you can save with a personal loan=3F It only takes a moment to get sta= rted. There is no obligation and no impact to your credit score.
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If you have questions, we're here to help.=0D= =0A
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=0A1 Personal loans made through Upgra= de feature Annual Percentage Rates (APRs) of 7.99%-35.99% and a 1.85%-9.99%= origination fee, which is deducted from the loan proceeds. Lowest rates re= quire Autopay and paying off a portion of existing debt directly. For certa= in discounts, collateral may be required. Repayment terms from 24 to 84 mon= ths. For example, if you receive a $10,000 unsecured loan with a 36-month t= erm and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5%= one-time origination fee), you would receive $9,500 and would have a requi= red monthly payment of $341.48. Over the life of the loan, your payments wo= uld total $12,293.46. The APR and other terms of your loan may vary and you= may not be presented with multiple offers. If offered, your loan terms, in= cluding your rate, will depend on credit score, credit usage history, loan = amount, and other factors. Late payments or other fees, as noted in your Bo= rrower Agreement, may increase the cost of your fixed rate loan. Certain lo= an offers may not be available in all states.
Accept your loan offer and your funds will be sent to your= bank or designated account within one (1) business day of clearing necessa= ry verifications. Availability of the funds is dependent on how quickly you= r bank processes the transaction. From the time of approval, funds sent dir= ectly to you should be available within one (1) business day. Funds sent di= rectly to pay off your creditors may take up to 2 weeks to clear, depending= on the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings ac= counts are provided by Upgrade's bank partners. Upgrade Vi= sa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's = bank partners, pursuant to a license from Visa USA Inc. =0A
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