Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id CIbSIctngmiENAwAchKAPA (envelope-from ) for ; Thu, 24 Jul 2025 12:05:15 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 24 Jul 2025 12:05:15 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:18533) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uezNa-00000003RDI-3hX8 for info@sterlingcal.com; Thu, 24 Jul 2025 12:05:15 -0500 X-MSFBL: w6pwIUxY67OwoZVLcysex01C0pZFEnmkeTMop+s20C4=|eyJtZXNzYWdlX2lkIjo iNjg3ZmMwNjc4MjY4ZjdmMDBkM2IiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGV uYW50X2lkIjoic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1753376704; i=@e.upgrade.com; bh=7lom1wb4xcGAe8UqFIKK6VGgD1laD5Bu6DQ2eG8gN+Q=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=EyqGGFvRPx8B0TwssZDTPdgIYj/D5rZDZXAm31WtQE8S+oVJ3ukOFefTl5+DCI9GU 0rbzmlEaNLxwSz3hMD1b4jQNezHorq69WlW2inh4cCBst62uzND0b9lNS+9lNcJpmW VZvR9tV4xGGKCNAEfKefTjk/PiESOIxM+SyIT+Gw= Received: from [10.90.36.222] ([10.90.36.222]) by i-04f35fffad71e9353.mta1vrest.sd.prd.sparkpost (ecelerity 5.1.0.74560 r(msys-ecelerity:tags/5.1.0.2)) with REST id B3/D0-34965-0C762886; Thu, 24 Jul 2025 17:05:04 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Loan invitation for you List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 24 Jul 2025 17:05:04 +0000 Content-Type: multipart/alternative; boundary="_----KzzcZhKblHhrgsJA4LbvfQ===_3F/C0-34965-FB762886" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----KzzcZhKblHhrgsJA4LbvfQ===_3F/C0-34965-FB762886 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/z2zAqja832Yc= kgqzNwurUg~~/AAQRxRA~/AbVD4PmzeI25k_l1UlhpoNwLw4slZr9viIxFmPoECqR3bL1srkYxh= 6c58XKE21Sdq5fhbyMNm-uG6wY-EUbppH0bad4nIKLS905TaydyZhc~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/BJSnDuUTqD8dtonT41YxNQ~~/AAQRxRA~/vfX= SR_KWUKAloN-YplJeJxleCrOUjqWwa9gYMfmMGRAwB3RdTbtg3KchlcPoYKOw7eNcNYg_JYFKIy= GXrgDblAjoOAcULWnVZ0fuU_W2Ty-Ivoc_nzgZF0LEe16SQrprMDYNfHZMCivlt8nv-HdrGX5s1= dIMNL1qwDB_8L6HVdKR5YuRynwn6iBAn_srSJkC1BpD0qOFExq_VmS2wruNMYGwqx-R_7rbbp7c= zn7Xjy3Lcuc3xZViK6QyBuWv2FV6=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/a7oIURtaGBrWuzW5kSuF2A~~/AAQRxRA~/sPPceXfy0= drZf5V3T6BXeqtXHu4Rdlw6yLiNepMzRdKLRVvORd_mIeDF7adNIfNSNc31OjxPywMkkLxr2ag3= JlFnKQ1T5VC2RmsRYR9VHXxd248D6uotr55Gs3JMc4EHNqGfQOc8u2NnKaD2Buw3yw~~=3Futm_= source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_content=3D= email_txt=0A). We look forward to helping you achieve your financial goals.= =0AIf you have questions, we're here to help.=0Asupport@upgrade.com = 1 Personal loans made=0Athrough Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early.=0A=0AAccept= your loan offer and your funds will be sent to your bank=0Aor designated a= ccount within one (1) business day of clearing=0Anecessary verifications. A= vailability of the funds is dependent=0Aon how quickly your bank processes = the transaction. From the time=0Aof approval, funds sent directly to you sh= ould be available=0Awithin one (1) business day. Funds sent directly to pay= off your=0Acreditors may take up to 2 weeks to clear, depending on the=0Ac= reditor. All loans, Personal Credit Lines, and checking and=0Asavings ac= counts are provided by Upgrade's bank partners =0A( https://link.upgrade.co= m/f/a/AujTm2XupIU12xqN2VcMOw~~/AAQRxRA~/uro7TzkK973VOaHyDfgqronlzZyYFnFh15e= 6ced2KmMofvlpi2EDeGNGzvBJRfuskZO_hZdE9e3dfFNOLVYE6HqqYMap2lOvMq-qdiXeTB3Zne= P1NixtdhO9b0xH7gtO ). Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Deb= it Cards are issued by Upgrade's bank partners =0A( https://link.upgrade.co= m/f/a/AujTm2XupIU12xqN2VcMOw~~/AAQRxRA~/uro7TzkK973VOaHyDfgqronlzZyYFnFh15e= 6ced2KmMofvlpi2EDeGNGzvBJRfuskZO_hZdE9e3dfFNOLVYE6HqqYMap2lOvMq-qdiXeTB3Zne= P1NixtdhO9b0xH7gtO ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgra= de, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://= link.upgrade.com/f/a/_orgS6k7nykTrrAKKcLJdw~~/AAQRxRA~/Ux71Y5m2eNoZKSs8ijpk= _ESpC2E52URtr6mM49X3ID1gXx_lH255FWSzquK3sObVNnNvrBgRCDTMsAESIOzKMzj7kN98ZVy= mMjruGFqoAHM4lUvfOySVuTEzjs3BzsnMwp2TMchXqumbpDXcEuDIDo3bVWD5AijIZkE4jiPUcV= M6Jizmt3Lu46nrWhUd4sDvNxPQLUgxNj6J2bHgc_TGtr-TBd29LU9hHHzJEgAai1I~ )=0A and= does business under the following DBAs =0A( https://link.upgrade.com/f/a/z= U8_mwG2ErU87ZPp2pCumw~~/AAQRxRA~/0dwffKqDvMCyoRIXShhluylxl1jAvxJvGFIvaWweIY= a7R_hQJtVWky5XBPBu1MbPoTNWHl56x-y6-s6x1nI5cvcnbgkchjiTD5neTRdbYXmUmQDsSw8jW= pRNORamEnwO ).=0A=0AUpgrade is a financial technology company, not a bank = =0A( https://link.upgrade.com/f/a/c43-wQ414vgsmmVKfFfJZw~~/AAQRxRA~/taseuyl= awJGwb-VN_EzhnLJOx5fwqGdT_LgA2tF7EvWrYdcnsyGDBAQaD2NvWRJ5li4jcOsQiOx_me4iBt= tDI7TXcMk7EZfNLZmUlHNLGUpqRBG6q-uaXFEyg62afcLr6gfqtZIeVJLl2XhMra523ISte7Mvx= bBrDWKHsR-jrmdr_qo9QLdutgYTNFEaSFVZ )=0A. =0A facebook =0A( https= ://link.upgrade.com/f/a/CWHMZAjvNkMjiBKSiyV5Qg~~/AAQRxRA~/_G9gQVF_EL8nFJKvr= u42yS1cEOy4I0cHuZB7k1X0ACQU1sQ5QI5zftmtsvxshJfnARoFvE25SUdwgDqag3JT6V9I-6jI= ZLJmFWcyEqHZhosTQBZ1VzeRNx5gcpgpHtKU3ogQahGLP-oX4K4b4Ho8h0qvSG-IWPnoMJeeZsO= eOjvbcZ8amqpjw9P7TObRiAsXfHvsp17oMgNafd4qUnwR5JfRSy8p74kyXQRYJ36TkSDsdgQjBL= PpFI7ZGVpLVTtq )=0A instagram =0A( https://link.upgrade.com/f/a/IcA9XkVRBcY= Ik2soRLpF2A~~/AAQRxRA~/_G9gQVF_EL8nFJKvru42yVLHLJuAQts4QvCeehI-Cw3bQZpWvSno= 1ZaOweZpKkJ9GeN2_araXgBZHQOoIBgWALcuutVi7qFcjFDDXLENLrul-93UGpGwVC487Hn2tsW= lfrs8A7zQLY9pb3jUIhsOo2Q1m3GPzevOFxv2MS6-8gTRKlUWAM-CPNhAFFbTFnrJdPE-mJsJQI= MWFpzPcrsRzuQISa-XBiEaWsx1CE2j7tiwJh_oVgt6Jn3BVIimQjWM )=0A blog =0A( https= ://link.upgrade.com/f/a/gZ1gGvJDvqe-7wFFq8M4cA~~/AAQRxRA~/MbL6zEFdeFn5ch6La= SzAvueAfAy8ThX3vTA6gWnYZFTDZ1kgs0m4PrKswEbpVqpcbYHj6wRqE5ib2VM4U-svErFVM3X_= XD_NhZ4sMioy8hrIR8-JP1ElkmowybWGcGyeLeR9YY98BlubgTCzKXfD2gwOD7RiNlSnRo5sjek= H2oYrJ3GybtfGHFVOILAk3tigolh2lYALIB0hgTQnS2gb1r0LFv40UiR7w3IWPSGplb43fe68Zn= 9K_O3O0De-gYlZ )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A( https://link= .upgrade.com/f/a/8LueScXStsZ43yqDVXGsfQ~~/AAQRxRA~/RVHzcC9Bl5AtTI9Q3HF_ETf= 49b5jQPNNVZIQUmT66dJrSO_m7PxIw9B0E3Ys--LSyMG7zTfQAb1UHQBULrahM1T9dbpoEl8moZ= 4R4Pg2Nnl2NQKcTohJaCh-r4EHBuYD )=0A=0A Equal Housing Lender=0A=0APL_ITA_D= ECL_OLD_S3 --_----KzzcZhKblHhrgsJA4LbvfQ===_3F/C0-34965-FB762886 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a personal loan through Upgrade can be the first step tow= ards financial fitness and achieving your long-term goals
=0A
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=0AHi,
Getting a personal loan through Upgrade can be the first step= towards financial fitness and achieving your long-term goals. With a perso= nal loan through Upgrade you can:
=0D=0A =0D=0A =0D= =0A =0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A
=E2=80=93=0D= =0A =0D=0A =0D=0A = =0D=0A =0D= =0A
=E2=80=93Pay off high-= interest debt so you can increase future savings
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Circle the date that you co= uld be debt free
=0A=0D=0A =0D=0A =
Check Your Rate
Choose from am= ounts you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a= rate that will never increase. Checking your rate only takes minutes. What= are you waiting for=3F
Thank you,
= =0D=0A The Upgrade Team
P.S. Check your rate now. We look forwa= rd to helping you achieve your financial goals.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-a= djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;">
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If you hav= e questions, we're here to help.=0D=0A
=0D=0A s= upport@upgrade.com=0D=0A
=0D=0A=0D= =0A
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=0D=0A =
=0A1= Personal loans made through Upgrade feature Annual Percentage Rates = (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% originatio= n fee, which is deducted from the loan proceeds. Lowest rates require Autop= ay and paying off a portion of existing debt directly. Loans feature repaym= ent terms of 24 to 84 months. For example, if you receive a $10,000 loan wi= th a 36-month term and a 17.59% APR (which includes a 13.94% yearly interes= t rate and a 5% one-time origination fee), you would receive $9,500 in your= account and would have a required monthly payment of $341.48. Over the lif= e of the loan, your payments would total $12,293.46. The APR on your loan m= ay be higher or lower and your loan offers may not have multiple term lengt= hs available. Actual rate depends on credit score, credit usage history, lo= an term, and other factors. Late payments or subsequent charges and fees ma= y increase the cost of your fixed rate loan. There is no fee or penalty for= repaying a loan early.=0A
Ac= cept your loan offer and your funds will be sent to your bank or designated= account within one (1) business day of clearing necessary verifications. A= vailability of the funds is dependent on how quickly your bank processes th= e transaction. From the time of approval, funds sent directly to you should= be available within one (1) business day. Funds sent directly to pay off y= our creditors may take up to 2 weeks to clear, depending on the creditor.= =0D=0A
All= loans, Personal Credit Lines, and checking and savings accounts are provid= ed by Upgrade's bank partners. Upgrade Visa=C2=AE Cards an= d Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank = partners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrad= e, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A
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