Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id sE3JC+OdemiFfwAAchKAPA (envelope-from ) for ; Fri, 18 Jul 2025 14:17:55 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 18 Jul 2025 14:17:55 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:17694) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1ucqag-000000009iD-2DLX for info@sterlingcal.com; Fri, 18 Jul 2025 14:17:55 -0500 X-MSFBL: tatyVE39281b/InWPn5I5z52sjJtBop9635LRP+Buq8=|eyJtZXNzYWdlX2lkIjo iNjg3MWQ1OWQ3YTY4NWFmYTNjYzciLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20 iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjoic3BjIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1752866261; i=@e.upgrade.com; bh=jTM6+opTfl8N7Olm+zAJM/HwB09DVVHtCBc9J4scHMQ=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=HZY7eissUnktNBf3rBcqAOAHWkdnnQUAHV3RqHtW8HrEQuXKYC9ggJ95TU3UBlJt5 Q7vWuGK23yGPyQ7JE2Zu7G2Q7sJZQ7+60OfyPyov+HD8uvEKc/mg4k979r+uom/Yv0 rW9sNaF5JT74ael+x+c1RzXOc9XRrPBo3Dvj4/tg= Received: from [10.90.33.193] ([10.90.33.193]) by i-0a095cab0f323650f.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74550 r(msys-ecelerity:tags/5.0.0.13)) with REST id 7C/CB-44649-5DD9A786; Fri, 18 Jul 2025 19:17:41 +0000 From: "Upgrade" Message-ID: <7C.CB.44649.5DD9A786@i-0a095cab0f323650f.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: =?utf-8?B?SXTigJlzIGVhc3kgdG8gY2hlY2sgeW91ciBuZXcgcmF0ZSA=?= List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 18 Jul 2025 19:17:41 +0000 Content-Type: multipart/alternative; boundary="_----Zne4jrG/dWPBHMsYK/5AZg===_39/CB-44649-5DD9A786" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Zne4jrG/dWPBHMsYK/5AZg===_39/CB-44649-5DD9A786 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Upgrade can get you access to funds fast=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/DglMmpjykU5m= USkH6js1yQ~~/AAQRxRA~/ad-WNU3-vZKMGAavrdqTxCcqUzdnKzSQU9dct538PpXVu1AXB4G-v= njvUWZBEmObE4fCq4RQIG3Pca52nC4ZNYx_efMEK6mPWcuZZ4HRLCY~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AStart taking control of your debt Just checkin= g in to see if=0Ayou=E2=80=99re still in the market for a=0Apersonal loan= =3F It=E2=80=99s easy to check your=0Arate again at Upgrade and see what yo= u qualify for.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f= /a/1JNkYpeRSP3ivoZfvb6GHQ~~/AAQRxRA~/g11LHtAub-8zR7QqTc-HZSLvvFY6TYf9pWrI6U= TnoQxLCZpNk_Ei_C3sotyR0ZQrdfN-Tx1n3GqqbBYhljcTmbj_HtPAUTXpEldof5TeuHCDT8Hep= orfeiqIS4nGMx9TO5g6jmwWvZ1PtQ9T_NivVCt_Od_09xv-FSiAYAIHVUE4zuBVV9sqVZ4AvqhG= Q-L_r2u5LjQm3GuOaxq0t6z72-DCzZ77920zftfwjLjSKjjtW9ASw_w7fbTLoeJ5FPAU=0A) = =0A Checking your rate only takes=0Aa moment and it won=E2=80=99t impact= your credit, so it never hurts to=0Atake a moment and see what you qualify= for. Thank you,=0AThe Upgrade Team If you have question= s, we're=0Ahere to help. support@upgrade.com 1=0APers= onal loans made through Upgrade feature Annual Percentage=0ARates (APRs) of= 7.99%-35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, = which is deducted from the loan proceeds.=0ALowest rates require Autopay an= d paying off a portion of existing=0Adebt directly. Loans feature repayment= terms of 24 to 84 months.=0AFor example, if you receive a $10,000 loan wit= h a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly intere= st rate=0Aand a 5% one-time origination fee), you would receive $9,500 in= =0Ayour account and would have a required monthly payment of=0A$341.48. Ove= r the life of the loan, your payments would total=0A$12,293.46. The APR on = your loan may be higher or lower and your=0Aloan offers may not have multip= le term lengths available. Actual=0Arate depends on credit score, credit us= age history, loan term,=0Aand other factors. Late payments or subsequent ch= arges and fees=0Amay increase the cost of your fixed rate loan. There is no= fee or=0Apenalty for repaying a loan early. Accept your loan offer and= =0Ayour funds will be sent to your bank or designated account within=0Aone = (1) business day of clearing necessary verifications.=0AAvailability of the= funds is dependent on how quickly your bank=0Aprocesses the transaction. F= rom the time of approval, funds sent=0Adirectly to you should be available = within one (1) business day.=0AFunds sent directly to pay off your creditor= s may take up to 2=0Aweeks to clear, depending on the creditor. All loan= s, Personal=0ACredit Lines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/6JzNcGNsDUdA9r2= K9W6WWg~~/AAQRxRA~/OdBYDhRbx27eXOOhwu1i2bt2XpJEBVQo7pJVaeaZFeLHAathlPm8_zuu= s8dOf8XEFZwkfJd8SYQvkbehMmiBFL3ovfii_Po1LSg8HbaCVlu_y3NWYEeZ65e7zPhIAB7c ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/6JzNcGNsDUd= A9r2K9W6WWg~~/AAQRxRA~/OdBYDhRbx27eXOOhwu1i2bt2XpJEBVQo7pJVaeaZFeLHAathlPm8= _zuus8dOf8XEFZwkfJd8SYQvkbehMmiBFL3ovfii_Po1LSg8HbaCVlu_y3NWYEeZ65e7zPhIAB7= c ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/YKqTdBEAs7HsytFaxzJLUQ~~/AAQRxRA~/j1ILtxMQjlQrszd7LrQDNXok5Aqj7KfIko9Sk= EMnfxPWHNtEsFkZKogZT6ul_ly5OItb-_uoFT3_NkCWsSKcEMVE_uTE8T1pHUaKdEXJ3ca5qswj= lA1XKlvnh_nB6PZ_yXEFgTMRis7R5pYuZpEZ1x4s_A9cN87ZEGAaB5xbx_P1gAZE_ccsFvBo8MW= zsy3UMbN130LjB-6yaKoopJC4IDb_lWAoGm3pRxzr5K__hhQ~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/HNFuGe7EjmsDXhKtFN= RYLg~~/AAQRxRA~/T8B4YJ87ZHUaN-CoyDaQJwV3I3jyHtgJJZpocHkYqMbzIHcQdjhDY57_yxl= RoBiFlLQbSYNxQDYOlWmdq0vgwRy7sTSDFgNqnDkq0qmADjEThjXP6eQJtJT6KPzuIqE_ ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/qyjkmuBlWvhH-GbwEkz5DQ~~/AAQRxRA~/wQFUUvXuye4yVfJ9a83Nf_KIB= OB5E46lBPjakWr3cvmiRqV2-DasjM5B0l9f7vxzNkxUUNUxlG3GL6ittyWsBJ8sB5__WPBeudOO= w8FvF4yMp6S1sKayTX_mvgXzNNlAusqKgWckChkDTbBVou0xgBv0tfYAbEf2zmFYSkTvEcvAkEH= DGPGA3x698JHpv8Ma )=0A. =0A facebook =0A( https://link.upgrade.co= m/f/a/EYTHFnBKEDSnoOH-jp_gAQ~~/AAQRxRA~/xtWzptCyCV8mUGj3Wq0d23nQrLS5xRlLS1p= rQQdvIwytMkxLffkNWWlH0iIAouxK20blTMjsMMQ5827zOivwEDuG_kG7jCQeIvvRZWYtVr0Ew_= R-c-dApi-EhRbid87hD0mQp8kqjGZ_77cVDXJnzqLxI4ChjtKy9OXiwlt8n9cZLgoZ3hr9jvkU0= _XmIujtKME5iCpaBHO4evwz6DnuVJYdxgKGDZTr9OFVuiCzceB-80cUmhf9dimEEoipI842 )= =0A instagram =0A( https://link.upgrade.com/f/a/Aj6_F5CtTbPamW0tzJwnqQ~~/AA= QRxRA~/xtWzptCyCV8mUGj3Wq0d2wTXQAkWUHk9os31g4s6uaRxJUyn7i4v1TLK9shR2YdoWDfb= XVooSQcNJaYVUMpbvCX5z-e5hJixKP_1B0rt9-rzuGkOPklCDG_bueH_lKUuAlOcXeNb_Al0aOI= LM_9sJXXyPvShe4SJ9wi-QIJzS1t50AadiCSLEdlmYIV_8Zo1dqx5EGcOo1eYi8F0BgvW2N7A6Y= fRyRRlgEVR0z1hP_W_93oJzpAIy5yCPhuZoV7M )=0A blog =0A( https://link.upgrade.= com/f/a/XkWNbN6M1VUrvKXrtqGadw~~/AAQRxRA~/bdkuNHzJToV0icZnI_SIx-IE623KIjOqy= eWI9SIB62mQPPcTc-RyxwdfyyDMpbsdVHXG8qVmJ7ECemDcoMJBsq6-yf2dIwAiBkebEabkn_iV= KXT1yWTOMVYlk6F28GKcnPGhlPv6xXiWdG8NYC_haz71BpSOVrvQbfOCnKwzEm1EAGon6W1u-MU= 4WlSReVjSIiLrj8DvbuIBvqCDra2hwPzWg4coQe3orD5phNrTuOrOGWGtqyQCKpTaVqMs472_ )= =0A Please do not reply directly to this message as it was=0Asent from= an unattended mailbox. 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Privacy Policy =0A( https://link.upgrade.com/f/a= /vmV4VMRUhB7OApcFXnP_bg~~/AAQRxRA~/2GYHO5kGOUckKKtGkTcDQOH2A6DaCGNDAz00j-Sg= vN35-CnoYXxFA4wlFh7yZSP7aSSLFnS59qpOVgGg__mXd8pYQe8oyVUvxc2khqlgYFhqx0v8otx= uAa853TP2nuEz )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S9 --_----Zne4jrG/dWPBHMsYK/5AZg===_39/CB-44649-5DD9A786 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Upgrade can get you access to funds fast
=0A
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=0AHi,
Start taking control of your d= ebt
Just checking in to see if you= =E2=80=99re still in the market for a personal loan=3F It=E2=80=99s easy to= check your rate again at Upgrade and see what you qualify for.
=0D=0A =0D=0A =0D=0A = =0D=0A
Check Yo= ur Rate
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Checking your rate only takes a moment and it won=E2=80=99t impac= t your credit, so it never hurts to take a moment and see what you qualify = for.
Thank you,
=0D=0A = The Upgrade Team
=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to help= .=0D=0A
=0D=0A support@upgrade.com=0D=0A =
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= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A3D""=0D= =0A=0A --_----Zne4jrG/dWPBHMsYK/5AZg===_39/CB-44649-5DD9A786--
=0D=0A =0D=0A <= tr>=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A All loans, Personal Credit Lines, and checkin= g and savings accounts are provided by Upgrade's bank partners= . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issue= d by Upgrade's bank partners, pursuant to a license from V= isa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses and does= business under the following DBAs.
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=0AUpgrade = is a financial technology company, not a bank.=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Up= grade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal = loans have a 1.85% to 9.99% origination fee, which is deducted from the loa= n proceeds. Lowest rates require Autopay and paying off a portion of existi= ng debt directly. Loans feature repayment terms of 24 to 84 months. For exa= mple, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (= which includes a 13.94% yearly interest rate and a 5% one-time origination = fee), you would receive $9,500 in your account and would have a required mo= nthly payment of $341.48. Over the life of the loan, your payments would to= tal $12,293.46. The APR on your loan may be higher or lower and your loan o= ffers may not have multiple term lengths available. Actual rate depends on = credit score, credit usage history, loan term, and other factors. Late paym= ents or subsequent charges and fees may increase the cost of your fixed rat= e loan. There is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will= be sent to your bank or designated account within one (1) business day of = clearing necessary verifications. Availability of the funds is dependent on= how quickly your bank processes the transaction. From the time of approval= , funds sent directly to you should be available within one (1) business da= y. Funds sent directly to pay off your creditors may take up to 2 weeks to = clear, depending on the creditor.=0D=0A
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