Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id uPoyM8IddWgh5QcAchKAPA (envelope-from ) for ; Mon, 14 Jul 2025 10:09:54 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 14 Jul 2025 10:09:54 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:24769) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1ubKoU-00000002B4Y-0wJm for info@sterlingcal.com; Mon, 14 Jul 2025 10:09:54 -0500 X-MSFBL: G2SyyBMWXdlbQFcR9ZDex5XSeOl7CKRykTWBEb57lXs=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJ0ZW5hbnRfaWQiOiJzcGMiLCJjdXN0b21lcl9pZCI6IjI 2NjY5MyIsIm1lc3NhZ2VfaWQiOiI2ODcxYjUxZDc1Njg0ZWU1MjRiNCIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1752505781; i=@e.upgrade.com; bh=GdTjD9jxLQW/uhgim2xng/wwiJ37LH3TtoZqGUDNkkw=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=j1wuTA/KseVgiL/2sku8mCOc8W2hnKYG82H3Jy0Ei67y3+4FzXgC1EbeMF3V+91pd YDDQN3VkpxZm0qIMl8pk2Ey7wOxyQ3lI8kHmDyygXg3U1sWPMYZ8dRmLFBGweFxTBb LKOebk85IKQUFfVCUhgHMiad+jUemwEP4/1Jn6C0= Received: from [10.90.27.218] ([10.90.27.218]) by i-0ffce1ba1a0cc2127.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74550 r(msys-ecelerity:tags/5.0.0.13)) with REST id 4B/42-58071-5BD15786; Mon, 14 Jul 2025 15:09:41 +0000 From: "Upgrade" Message-ID: <4B.42.58071.5BD15786@i-0ffce1ba1a0cc2127.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 14 Jul 2025 15:09:41 +0000 Content-Type: multipart/alternative; boundary="_----w9Av0CZPGKutJeCD2oHM0Q===_F8/42-58071-5BD15786" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----w9Av0CZPGKutJeCD2oHM0Q===_F8/42-58071-5BD15786 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" New loan invitationinside=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade = 96=0A( https://link.upgrade.com/f/a/XwTIHyXIH48n08-xs88qIQ~~/AAQRxRA~/d= -oY7Y_s_SNFvJKWSDsNSVbxRRavNZtYUgZR5_X0uKpRncVl4PdMXdoWWgk7qvD5QXsfGmwdRz15= jSLY99fTiXR2iw4vdskDti5XqsNuxz8~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi= ,=0AGet ahead of your debt If you=E2=80=99re looking to get ahead of your= =0Amonthly bills and take care of your debt, then it=E2=80=99s time to chec= k=0Ayour rate (=0Ahttps://link.upgrade.com/f/a/qS6BPhXZZwkYwydMiYgnZQ~~/AAQ= RxRA~/xSuchnHuukIM1NAUh0DPkA6fLVgHDcVOVdt66lI_qu11z2jQkhbX7bQCcnaxao0i69_gJ= o_QlEAE2ktQlDroDDcFYAdWVLr7QxvRoWPaErfrXnU5KJxVz1B-Uz3Q9ddFfeFYEIFDtiDMKvC_= 0m9TDw~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend06_a= &utm_content=3Demail_link=0A) through Upgrade. =0A=0A=0A=0ACheck Your Rate= (=0Ahttps://link.upgrade.com/f/a/9Fkz7qbAMo-cwxMYQScxIA~~/AAQRxRA~/VBWpoBg= r1kFHsXibgUlNr1HLaxWGruxqtxBiB8RuR8Jxs2scDphqVXiIe7zk5aoM0WVRnL_ggONF5wvjpd= 5-YaQYQY2LZlufdKLd9OlKHEEGgdp-4Y4t7YKHhG-hEYkKxJi9EhXX5_hoXRkTK7jCoUBjSbXV8= KuaWX5m12tuVX5VTJAr2vi0oY4pNucR1BcHhdBoljdsnn9TfAdqCX1xvYP0g0hJMgZmMdr_Erkf= zoTc83YjCA9XpqEwhqtNtq7h=0A) =0A Upgrade loans feature low=0Arates and= fixed monthly payments, giving you lots of options to=0Apick from. Check y= our rate today to see about making your monthly=0Apayments more manageable = and handling your debt once and for all.=0AThank you,=0AThe Upgrade Team = If you have questions, we're=0Ahere to help. support@upg= rade.com 1=0APersonal loans made through Upgrade feature = Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a= 1.85% to=0A9.99% origination fee, which is deducted from the loan proceeds= .=0ALowest rates require Autopay and paying off a portion of existing=0Ade= bt directly. Loans feature repayment terms of 24 to 84 months.=0AFor exampl= e, if you receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (w= hich includes a 13.94% yearly interest rate=0Aand a 5% one-time origination= fee), you would receive $9,500 in=0Ayour account and would have a required= monthly payment of=0A$341.48. Over the life of the loan, your payments wou= ld total=0A$12,293.46. The APR on your loan may be higher or lower and your= =0Aloan offers may not have multiple term lengths available. Actual=0Arate = depends on credit score, credit usage history, loan term,=0Aand other facto= rs. Late payments or subsequent charges and fees=0Amay increase the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly. Accept your loan offer and=0Ayour funds will be sent to your bank or= designated account within=0Aone (1) business day of clearing necessary ver= ifications.=0AAvailability of the funds is dependent on how quickly your ba= nk=0Aprocesses the transaction. From the time of approval, funds sent=0Adir= ectly to you should be available within one (1) business day.=0AFunds sent = directly to pay off your creditors may take up to 2=0Aweeks to clear, depen= ding on the creditor. All loans, Personal=0ACredit Lines, and checking a= nd savings accounts are provided by=0AUpgrade's bank partners ( https://lin= k.upgrade.com/f/a/XnbJ5qlhNhtqN5PZYWd96A~~/AAQRxRA~/u_HNzzpfKnCLU8LkoekOIy0= phYDMHTYj4kdQ-_MLWroQWe5wCsUGK_t80CfPP185z5h23Bf4HXUOoB2QIXs1rPSlklP_zRVvvW= MNB24Cy1Gkp_Y3HtqxprR9eHtjPLHs ) . Upgrade Visa=C2=AE Cards and Upgrade Vis= a=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/XnbJ5qlhNhtqN5PZYWd96A~~/AAQRxRA~/u_HNzzpfKnCLU8LkoekOIy= 0phYDMHTYj4kdQ-_MLWroQWe5wCsUGK_t80CfPP185z5h23Bf4HXUOoB2QIXs1rPSlklP_zRVvv= WMNB24Cy1Gkp_Y3HtqxprR9eHtjPLHs ), pursuant to a license=0Afrom Visa USA In= c.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/QwXKD6GXRK_aZGH5ZGDbow~~/AAQRxRA~/CeumPvI= BKQVqyet0PK5mS_802Wpbyci4RKpxKkUoRZoUK031NJau8CxhjwWOvgeIu60NN7mPpy1cWQrMfA= 2mmLa-9UCldDrds6S5LJzrSzr4Aiis1TW3PTpdX_g5Cx34Ui3p_b7V2NoUlMPtRge2C47kjUsTJ= rJBJHhafl1R8sEcq4Kt8uOBPnfUADBy1cSQbWRxC_MmT5n6ZFERxmcJ-UmNDvQOO3y_eS4A838i= YM4~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/FafJ5v9Bv_ZoHZDduNYBTg~~/AAQRxRA~/Sz-l0wKoetkP42LNb3L3Ql5XTUk2W= MXFpkotm9Mv6vrzhP5Pz7e1hmF2b-dEsm2nGmJpXT-nTL0XQxxWYojarltrbpecIqZIY3Vklwa8= iJVSdgOEojC7hKwmZeaHQY1U ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/gF-5OrAjBDidMNdOvos3Sg~~/AAQR= xRA~/8HHqBcOQ1HmtTvMYy3YKIkRtNYNsVhUYo4-PSlyxvaHPDuH3hhgi_YQsfSKjxLJdOJFekp= KgaMk1y0NmCOOsNtSPviSP2oIcxUeFzhCcpwH1n17ctn7jAZ4LevSLtQ8J35Yuq1TQ8xdqQqLuv= RgdbcpCxl_FjV1EmWhk5JccwpLdkluKPLTuEhbRfLeUrp3e )=0A. =0A faceboo= k =0A( https://link.upgrade.com/f/a/nLTDHcmzJoTwm4-ajhT2iA~~/AAQRxRA~/klV8p= waOQwUqNX8-9T42hz7Y6T8_DX16xl7IOSZxsUlRwPBfL850TIvNCKwtJ8zx3XZBdrHbCbGBrfIT= OCcxMNp7j6v4I_bskbyToiErkRAHpYWf-QSkh68MMKqm3mawbdI8lbh6nSdzk9WeEpg8LUbvotb= UHrPblAOwmSUeFoxSHVnqSygtnj_IqI6qtiBlqMBQiSneggAoj69mTp7VkyujUD93kCS_2cXLoq= 4yjNJ3lGHcZSvaFIMxvwR0l4WV )=0A instagram =0A( https://link.upgrade.com/f/a= /4JDGFmj2O4rL8ahR9qJsJQ~~/AAQRxRA~/klV8pwaOQwUqNX8-9T42hzNBiZvolrCUGQ9vD0L0= yVRAlUAe-_pA3NQver1lygimcfFcEtEdR-KZp9pFKZUnkaSn6jXU-mbyjNX0csl3QeKB2QtPim9= Ih_Qi4PG7_BM4IaI3gtHkL0FP6LUzuqk0elotcchpeWyBvSNcrB-uUn9es4U6hJg6ztHyPTvlEU= QhlBByvd77F20zPqhftC6_G5NRfCdUEbUS8lWbB-8HBOwHLAMC5mCEG1bvqHlEn2wp )=0A blo= g =0A( https://link.upgrade.com/f/a/L3pv1ckZAoVMlmvngogCNQ~~/AAQRxRA~/b8wGg= 8-5DY_baFnMpvycKy-0t_0t3qAct9gs_AiRYsmjyz_aYAne-wY3papoaZjbb5uVSA1AJOdqlcda= 2_sv-GAgUMhmoYMvtROAGeCtSMk7IGYdeBs0kHzkj2k1iUWaCEQcJCv8-d5r5QP0TvTbUSwiIRw= 4yuBhYXQ-hhXYS5uu7V-KPt7yGwzXN7gRDA26nopU23BvWpU6QdLCAlClHmy5pQeKQ5crA3Rdnj= ptWb9xTrhYhWq2Ef23LYeU4GrK )=0A Please do not reply directly to this m= essage as it was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A(= https://link.upgrade.com/f/a/-6irX4kPbZOLcuDuxwtWew~~/AAQRxRA~/gL9n_hGdB5x= 8SAUWd3Z-FV0Wof38AvKrQ5HVzhTjr6SfaE1Brg0pOYrr4PPgBqk9ksmv9fK2FJ5TsOCxwyz3z3= 2HVly4dzD2Px6oq-dFrTj1TEmjUMjpKmMvZjGIjALD )=0A=0A Equal Housing Lender= =0A=0APL_ITA_DECL_OLD_S6 --_----w9Av0CZPGKutJeCD2oHM0Q===_F8/42-58071-5BD15786 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
New loan invitation inside=0A=0A
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=0AHi,
Get ahead of your debt
If you=E2=80=99re looking to get ahead of your monthly bills and take car= e of your debt, then it=E2=80=99s time to check your rate through U= pgrade.
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Upgrade loans feature low rates and fixed monthly= payments, giving you lots of options to pick from. Check your rate today t= o see about making your monthly payments more manageable and handling your = debt once and for all.
Thank you,
=0D= =0A The Upgrade Team
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #154= 8935) holds the following sta= te licenses and does business under the following DBAs= .
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