Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id AHH4BIqlcmgeiAsAchKAPA (envelope-from ) for ; Sat, 12 Jul 2025 13:12:26 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 12 Jul 2025 13:12:26 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:4226) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uaei1-00000003Aae-1eV9 for info@sterlingcal.com; Sat, 12 Jul 2025 13:12:26 -0500 X-MSFBL: uWS9fS1I6j0INbsXmS3aWTv0Odk49YQcOB4nxP0dqNs=|eyJtZXNzYWdlX2lkIjo iNjg3MTdkYTU3MjY4NTRjMDFjYjUiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3V zdG9tZXJfaWQiOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1752343933; i=@e.upgrade.com; bh=f5O3pPwFsip8rK5s7ryhdNQgXJ43sNwidytyzBnL/ss=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=oO42NCkUjIUMrqMWwB/YlBf61JfJK5PZVRXX0OSVHK9Ic0F5XvDVi8SVy4/vNuTsi Ppp8tSlj0bBcnmByPgSULRhyHBmxjDqnfTLVrwg6dPz8FdbY1IshRlhJI05LpYf96V OvlQC9wENjEQYQDTAVjTzwiFt70D+/K0FT7oSImY= Received: from [10.90.3.202] ([10.90.3.202]) by i-0cf6f7431ecbe72fa.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74550 r(msys-ecelerity:tags/5.0.0.13)) with REST id 5B/C9-61383-D75A2786; Sat, 12 Jul 2025 18:12:13 +0000 From: "Upgrade" Message-ID: <5B.C9.61383.D75A2786@i-0cf6f7431ecbe72fa.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Your July invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 12 Jul 2025 18:12:13 +0000 Content-Type: multipart/alternative; boundary="_----UtTR49djI9biXaVY/EEMCQ===_B9/C9-61383-D75A2786" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-2.2 X-Spam-Score: -21 X-Spam-Bar: -- X-Spam-Flag: NO --_----UtTR49djI9biXaVY/EEMCQ===_B9/C9-61383-D75A2786 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Are you ready to say goodbye to your high-interest credit cards=0Aand debt= =3F =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.up= grade.com/f/a/Zk3860acpcq5drNncSgPKA~~/AAQRxRA~/XOrbfa90lWJN-4BFHSm1yNRUlX6= b1pgeaSyQFwSc7a1DfM7FCTrgAZKWZHd3ZRnSIp1GrkIunhoNYQqJXoKsN-FbagGy7PG3wdNRE2= A-wrA~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig= h-Interest Credit Cards Are you ready to=0Asay goodbye to your high-inter= est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca= n circle the date that you=0Acould be debt free. It=E2=80=99s time to check= your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa= nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou= ld be next!=0A=E2=80=93 Low, fixed interest rates that never change = =E2=80=93 Affordable=0Amonthly payments =E2=80=93 No prepayment penal= ty if you decide to=0Apay off your loan early =0A=0A=0A=0ACheck Your Rat= e (=0Ahttps://link.upgrade.com/f/a/1JLdK493Y5DiQ1dhFlpttg~~/AAQRxRA~/13FxKc= 33jIsw8DRSi7HovdV_LjDtijUwJuwWAHEudJV3uxk90CQxIvDAtHxR0bDxSi2aJLRfM2SNlQpPV= UpHIZfU2R83k3hP8fMrht-3ps9Jgjp6AkH38gVprTLNQjBhG8erDaU-PjYz3Z30ckcUgv4yZCF_= ASdIkIrjVIV0joaTBGd_eJFG07be8-AmUx-raj_9nGzqhXB0sT2N-izhgUzNbhMj2ncBMfs101g= Sa5XiIpPNUA_JgZQAtyb7k7k-=0A) =0A Thank you,=0AThe Upgrade Team P.S= . Check your rate now (=0Ahttps://link.upgrade.com/f/a/CFgOqIQlZIQB1T5Up6F= mNA~~/AAQRxRA~/_AYtwW1a-4sDNd0vmNsX-40YL5Nitv16QJKRw1xtFMgLiTt9kSvZDuJhmZnS= EG1gE8LM_aagLaGhQYBpRyDXyOlnbgiNCvNuI9fae9qTjZFLUsxYYjJzlma8KgZGS3IvLRxgZjS= aDhrRx_1nDswa8A~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign= =3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f= reedom! If=0Ayou have questions, we're here to help. su= pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe= rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= =0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes= t rates require Autopay and paying off a portion of existing=0Adebt directl= y. Loans feature repayment terms of 24 to 84 months.=0AFor example, if you = receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (which inclu= des a 13.94% yearly interest rate=0Aand a 5% one-time origination fee), you= would receive $9,500 in=0Ayour account and would have a required monthly p= ayment of=0A$341.48. Over the life of the loan, your payments would total= =0A$12,293.46. The APR on your loan may be higher or lower and your=0Aloan = offers may not have multiple term lengths available. Actual=0Arate depends = on credit score, credit usage history, loan term,=0Aand other factors. Late= payments or subsequent charges and fees=0Amay increase the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early. A= ccept your loan offer and=0Ayour funds will be sent to your bank or designa= ted account within=0Aone (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. All loans, Personal=0ACredit Lines, and checking and savin= gs accounts are provided by=0AUpgrade's bank partners ( https://link.upgrad= e.com/f/a/s9nYXkTfh3e1TZw7TMNa8Q~~/AAQRxRA~/fiLFlZdJZ9oldY_sP3a-Tu_cvMO0mW7= AtVsuybzaEKmyvmiPLwafjWyO_gcjRsNCK8uWfYFnV6nqEEvR62wZ860hcZ1kFmEE6curi0oA4H= oreNRFvbba5jE7lLI5Ge0K ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE = Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgra= de.com/f/a/s9nYXkTfh3e1TZw7TMNa8Q~~/AAQRxRA~/fiLFlZdJZ9oldY_sP3a-Tu_cvMO0mW= 7AtVsuybzaEKmyvmiPLwafjWyO_gcjRsNCK8uWfYFnV6nqEEvR62wZ860hcZ1kFmEE6curi0oA4= HoreNRFvbba5jE7lLI5Ge0K ), pursuant to a license=0Afrom Visa USA Inc.=0A=0A= Upgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( htt= ps://link.upgrade.com/f/a/xaNQ4-RxOC8jMMSyeMJJcw~~/AAQRxRA~/fjNDGjoH2kOq7Th= zV9mnqqaOaTb85FWzD8G-yRyPHjEBsxWsgIs3uhuhuG4TH2K554E1bHGjVw5Xy2JZS97pWV9pfl= O45HWu-4YwEvFMueay6w2FczJVl2NW9thhnr2zgZ-E4aSRqCvrulihOLgX6rrqLIy7O_iT76DWG= PvGP0IGTyLLYjbnr9ifLgjhddN-u4sZaeU3p9x1e8oLYuz-qGK2FXuf89AFgsC76BaA7aQ~ )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/UhKZnoI0YzFLY5nwDuYMug~~/AAQRxRA~/xWsYiUfKsQgBv8IZGsgIHl4KQWSEZIINcEn= 7M7D11MBi8FKM92CJBALY36VD6yVujZ-1YK0M7zCBvUqjn6ZBbfu9LcvU6E4oZlIqX7ejp68l7j= hRsnM03J7SmD9Cvxg7 ).=0A=0AUpgrade is a financial technology company, not a= bank =0A( https://link.upgrade.com/f/a/gCZDhpZfY9S7_MSxbA7x_w~~/AAQRxRA~/-= jnuBn3_8mbQRTB6Bm1BRpxR0TCXFwvTjiOFe9bo5CtKlFZU6G4kfRBwjCWBCzdJOeneiVMpQrdv= kSmHmLGyorBQlv8El-wHXfRh7iwwCc-iyqXTl4xbPX2uiA39PmdNs9lovPmrMD4LYZEEOo6pOmL= lwuHtn0fX5COAKrVJljBJu_v5yblbXtPsYfSEtqn1 )=0A. =0A facebook =0A(= https://link.upgrade.com/f/a/YJPwCTG_C6Upzs9OrFHscw~~/AAQRxRA~/l-D3qFEpx1r= wSDNcwVLJ0yKIJEufne667ND9iacXTzJy07ptlGAENQmsPSC2wdRd69bgKYgiRVIqiDuuo_fdd6= iDNMzxBuIwWICqKH8Kzo-tPzUrEFlHoyGQMaBhHPcsMw8vQdnzgy17cGBgaL3N8wLXmiWv-00IB= 8Wf-dY1UTUeHgyRZcGEQZwej-vfJD-ZBPoLv24kEYV_QYLdubL8jhlh-LJ_DCsqAK1AYd5ZkiwB= 3k8TW_Zz_x8_bCzQMEWo )=0A instagram =0A( https://link.upgrade.com/f/a/UR3Rn= wpEXzX68pQJ3TEx8g~~/AAQRxRA~/l-D3qFEpx1rwSDNcwVLJ09E1h0UfW-ffywQbF_cms-nBdV= anRqUzmsKCraSlGg8F2vWxzyegHfNUAvKATaz8a0CPqiFLMg6n_U9C3hRqKnuxd1MHlFYdB3hnP= RcbMCMWmjellWFaYbj5wrybcBhseeoJSnYHyBG4XFeZ91WCvK_dni-YoxflmQK8ANeuRTnvzaer= 0-AW2GxikHXBIhwqRbVtaCg0VqvWaC3KtrpCRKQrLJCA3BBLBJBPEI4YEsqu )=0A blog =0A(= https://link.upgrade.com/f/a/gyTanRINrcwBm1yRAYiT0Q~~/AAQRxRA~/XkDj-u7MSZz= ooRP7DWHxzTNGlKH1B7tltY06rcjVNezrOEzTOUYXRtYLCrpVzLk1rE9KexlERbW734-aQGjY6m= fSa9fr6rD3KKVIhQOSbLDjt72s1cxBShf5dghW2cwLZEpVHLR3RoV1xefFDm6nvNpZWDGMn2IEP= 13vbCrRkbDqRMUZp5MvdNfum97OKbG_JzihCEiHOQqn3CTYSvcb5A1UnsikjXjWuiT0RAEBfLxF= 2zBfncoeRARu2SixOCsA )=0A Please do not reply directly to this message= as it was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A( ht= tps://link.upgrade.com/f/a/wlQwXgQQygjP0H8NdHjIew~~/AAQRxRA~/pxQpdRUixuyPsj= T1ySPFHpwdTMEm0tU_dIGl_rjqXmb6x0n5yOVExCHTZ9CGAVNm3m6PmWBRDq2tQ3PIZ6zUkZBGF= b3GQH4hyiW_OUjTgxWo6DHs9Xub9bdFhkgP1XP0 )=0A=0A Equal Housing Lender=0A= =0APL_ITA_DECL_OLD_S2 --_----UtTR49djI9biXaVY/EEMCQ===_B9/C9-61383-D75A2786 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F
=0A
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=0A= Hi,
Free Yourself = from High-Interest Credit Cards
Are = you ready to say goodbye to your high-interest credit cards and debt=3F Wit= h a personal loan through Upgrade, you can circle the date that you could b= e debt free. It=E2=80=99s time to check your rate and plan for your financi= al freedom. Upgrade has helped thousands of people get on their way to fina= ncial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
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=E2=80=93Affordable monthly pay= ments
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=E2=80=93No prepayment penalty if you decide to pay off your loan early
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Check Your Rate
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Thank you,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path to financial fre= edom!
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If you have questions, we're here to help.=0D=0A <= /td>=0D=0A
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=0A1 Personal loans made through Upgrade featur= e Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a= 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. = Lowest rates require Autopay and paying off a portion of existing debt dire= ctly. Loans feature repayment terms of 24 to 84 months. For example, if you= receive a $10,000 loan with a 36-month term and a 17.59% APR (which includ= es a 13.94% yearly interest rate and a 5% one-time origination fee), you wo= uld receive $9,500 in your account and would have a required monthly paymen= t of $341.48. Over the life of the loan, your payments would total $12,293.= 46. The APR on your loan may be higher or lower and your loan offers may no= t have multiple term lengths available. Actual rate depends on credit score= , credit usage history, loan term, and other factors. Late payments or subs= equent charges and fees may increase the cost of your fixed rate loan. Ther= e is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to = your bank or designated account within one (1) business day of clearing nec= essary verifications. Availability of the funds is dependent on how quickly= your bank processes the transaction. From the time of approval, funds sent= directly to you should be available within one (1) business day. Funds sen= t directly to pay off your creditors may take up to 2 weeks to clear, depen= ding on the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and saving= s accounts are provided by Upgrade's bank partners. Upgrad= e Visa= =C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade= 's bank partners, pursuant to a license from Visa USA Inc.=
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