Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 6JTNADDkb2g0BwoAchKAPA (envelope-from ) for ; Thu, 10 Jul 2025 11:02:56 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 10 Jul 2025 11:02:56 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:28601) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uZtjb-00000002oEu-1Up6 for info@sterlingcal.com; Thu, 10 Jul 2025 11:02:55 -0500 X-MSFBL: 3n5KJcFq3/DUg3yOpYOl74AR8MysJm/drr4EQbdR3pk=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjg2ZDI yZTQ2ZjY4NjVmMDM1NTEifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1752163362; i=@e.upgrade.com; bh=J1KHNJKsko4TexJaxzDyW7MOxQHtBaRNO2fO535Vens=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=lf4hiYB99XunHADD+1uvdnTasGIPERUHIpv+QzSPRkeMRGQMTHVwaQUFbi2PLxLnD 6Ksst7UdnQtwrHObKLQXxAeK2gtZ205F4TT2Iu+oljZ1tYioxo7DyNm3icFlPgkoqC iSV7iULRfqcTMxRytibSGhVXG6eR/VzN5v7W3wUM= Received: from [10.90.15.154] ([10.90.15.154]) by i-07eba54450ccebde2.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74550 r(msys-ecelerity:tags/5.0.0.13)) with REST id 15/5B-08171-224EF686; Thu, 10 Jul 2025 16:02:42 +0000 From: "Upgrade" Message-ID: <15.5B.08171.224EF686@i-07eba54450ccebde2.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Here's your Thursday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 10 Jul 2025 16:02:42 +0000 Content-Type: multipart/alternative; boundary="_----g9VDK4SFamWxyzk6ywJQGw===_72/4B-08171-224EF686" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----g9VDK4SFamWxyzk6ywJQGw===_72/4B-08171-224EF686 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/Fp4SAB= AY_v4rT2p4z6vN6w~~/AAQRxRA~/DGtVl4AecygKjz3M0kwZel4LWEck1hRUrlpsYbWgtTP08g7= JRVCPepnixtx7HWGyRueESxg5CmrHqKhCeV6XKN70tb3vwVgN0Kh4jVyF1Pw~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/8C0X6UM86MQtq7faS3Y7kQ~~/AAQRxRA~/D9k_IKXrVtMvK31mZ7hHJKmQEUXIr94= JAJw-MlZQUJD683AqvlV5qWrBc-miTTCI1uC1qOrnCEc_qf0_X5ufV95pMdtP0tBx5ORUbB3waw= BigY7kmkOD8zeDn0zjjTtaF5Wzt6_kdyLOO7BLARmkfImbclULOumSBcVYMRZNMvTX9F9O3Wt2A= Vn0iG_BBQJw1OXapCv61K74ORnUkYHxiSPg1KfLGn9EWUXlM7peikrNhBT4kdRHs-LsXXAvZzpL= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/K3lF9MwzOWn4eR3X3eGJBw~~/AAQRxRA~/OW-d2sR5BpXqbySr6UMLK6= nC1iG4kYjRMcOxZcGNFlMt7fMUTgEPf_-qTmNdIzPwSX_UAg05u9u98STRvH9PbfIUjF-EwY9-m= 4QI1gIgUUeMaY5uHZG77C6dn8bgbKq-hLl-4L9mdrjs5cLC5sJoLg~~=3Futm_source=3Ddecl= _old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A= ). There is no obligation and no impact to your credit score.=0AThank you,= =0AThe Upgrade Team If you have questions, we're=0Ahere to= help. support@upgrade.com 1=0APersonal loans made th= rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All= personal loans have a 1.85% to=0A9.99% origination fee, which is deducted = from the loan proceeds.=0ALowest rates require Autopay and paying off a por= tion of existing=0Adebt directly. Loans feature repayment terms of 24 to 84= months.=0AFor example, if you receive a $10,000 loan with a 36-month term= =0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5= % one-time origination fee), you would receive $9,500 in=0Ayour account and= would have a required monthly payment of=0A$341.48. Over the life of the l= oan, your payments would total=0A$12,293.46. The APR on your loan may be hi= gher or lower and your=0Aloan offers may not have multiple term lengths ava= ilable. Actual=0Arate depends on credit score, credit usage history, loan t= erm,=0Aand other factors. Late payments or subsequent charges and fees=0Ama= y increase the cost of your fixed rate loan. There is no fee or=0Apenalty f= or repaying a loan early. Accept your loan offer and=0Ayour funds will b= e sent to your bank or designated account within=0Aone (1) business day of = clearing necessary verifications.=0AAvailability of the funds is dependent = on how quickly your bank=0Aprocesses the transaction. From the time of appr= oval, funds sent=0Adirectly to you should be available within one (1) busin= ess day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor. All loans, Personal=0ACred= it Lines, and checking and savings accounts are provided by=0AUpgrade's ban= k partners ( https://link.upgrade.com/f/a/B9FbPB8qC7IbgUDrogGpVQ~~/AAQRxRA~= /ZCNNb_tsNcH8OA4ntMUo3XZcV3Xt2F-xq-Ba070gL05G2WJZsf9-p4o3FL6Yi8s8aFTUrsBRVo= apitx72_8x8bfouPG8bimyvaVo9amsM3ZvYno_6M5AcMBsZbv0wJkH ) . Upgrade Visa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank= partners =0A( https://link.upgrade.com/f/a/B9FbPB8qC7IbgUDrogGpVQ~~/AAQRxR= A~/ZCNNb_tsNcH8OA4ntMUo3XZcV3Xt2F-xq-Ba070gL05G2WJZsf9-p4o3FL6Yi8s8aFTUrsBR= Voapitx72_8x8bfouPG8bimyvaVo9amsM3ZvYno_6M5AcMBsZbv0wJkH ), pursuant to a l= icense=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the fo= llowing state licenses=0A=0A( https://link.upgrade.com/f/a/GL4TuLlwinhlxHCe= On4IvA~~/AAQRxRA~/b7DnjdO-V0BdKngg81cogjYfXtTzRueVUqgNGHIBP47qG88rRQu3gQYj3= bia4ZZnEo9t2ocHwMpbavu2IZCUgmc5Y3Wgl7xUAd3ONqTrRvFevd1IwgSnMqsMDK7iYKQiqjGm= A403mjblpylDRmkuyAOJQL9CVSmxuPocj8UiMvPpYHJKFRORpaPRbVd2CsfayyUrWRwIWNKPZDU= NRCuTjgtH5hDuvL9ayW0D58Hc9Lc~ )=0A and does business under the following DB= As =0A( https://link.upgrade.com/f/a/lzJPcqUlGdMzTxZae-T4XA~~/AAQRxRA~/WB2M= 3b65tJ8g27pnsIpLSlciC_k1G0rrV_MdR_PwEKUkvXMB5JlxUyELC0tTjg2gnNk0Vvd3Emx94AJ= rSDe_xKqTqLPDFgryL7tiR4D3_cSenYdzTheV_eA33P5sIg5R ).=0A=0AUpgrade is a fina= ncial technology company, not a bank =0A( https://link.upgrade.com/f/a/4Xqt= 8Q2ze5Ebm7zKPstVPg~~/AAQRxRA~/TSnXMtifGwpxf6WXzpkwkPFYnx4T_T69Y5xC4FpRbIPxn= 4AI-45mWIxBthHaWIJa__FIqGX8HM1G1iIX3s3w30Fm0jmpJdzTKdCAMv15DD17O3GpYlFXOfJL= OvWS-wsnj2HXcUfOVfBcD-96QG60r2SNTCijFZqvNnR_XYmM9z93W5VapnTWf6V1PYC2j8wX )= =0A. =0A facebook =0A( https://link.upgrade.com/f/a/3rfwtDanGRE1F= FFDEGy4kw~~/AAQRxRA~/_3WenfAvF4o1XAQt3tUbHxO8mhPLJFW8kvZvbrDQObkAld8szAFE3t= lqY-2yXALWCYE4MThBAxK1PNfXhhJvXKpzHdtj2Iy581VnW5ex4-YaYzlIGphqFjtJQ3Jz-LB8r= ihSZa1quv61yNpzy3mJdwzsQjY5y8UvHNIwbDWl4IwSLRqgFeysAzbJqn9ZEdgL1TM2m4wzLJPy= 0WyogZF6wYKsMeeXhy9c6taurWVD9mXkmfgbWWFNZswbJ6Wj1mV9 )=0A instagram =0A( ht= tps://link.upgrade.com/f/a/kyXDmG4PxET5pjQPKrImnw~~/AAQRxRA~/_3WenfAvF4o1XA= Qt3tUbH2ZSqbOmvU_YkbKMN4WTydFwtngR02gQ2VAR7HgcbVYhvWr3Auyq3hEcIvm6rVD0q-VPN= wqIi7013huFdtGw-CpNDvrcWFsSgtwKuAOE6FuGwH6M7U5HHPmzykPoDPyQQUMnZXQWXkOWVzIK= UdvCIExYdeY1yt7WvDl9nN4DbBwA68bwhgABe03s5olKnN_TlMIACyIMDCXskZ6bu_ACWIb8GO3= HDAnHx-E8HuJLWUn3 )=0A blog =0A( https://link.upgrade.com/f/a/sT5aOywfC6HTO= ZaBt0Tc9Q~~/AAQRxRA~/NLWxTRiAw9SepE_UJoZunfaSw_h9EpBWBIXZLEPfcyrgbitqCBNO8c= jonZl-3PxYji-BHf4ZMpk35cnzahiohQm1a_lJpQ-e2zOn4tLVr37sPb2PrFWaXvpmlyMWnrPgT= 5NsgB_4OxzBerbY3Q-E4T52lzW5Q7YmYOhU2uI92vEeqxd5VYnJSzEbzYNXoZT-MmXWi7k2Yaae= 1Bj1-fL6GVWUEsDQwhG5nir7SnAsWgCXSLoe3_f56KtgINrvKQ3s )=0A Please do no= t reply directly to this message as it was=0Asent from an unattended mailbo= x. 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All=0Arights reserve= d. Privacy Policy =0A( https://link.upgrade.com/f/a/7sYQkvX6IwQ88kFFnMV2= uQ~~/AAQRxRA~/xgp-TkxhG19iHjQQug74WweursrZYlXeBDPlIJN-NC35cJNpcG5U0JfX-0F4v= zRSM1DBMLIcZimUHEyoVvoLS9HrkHicLgT1mt0leAltzFfWT37P9WDL_E2llIbEABjv )=0A=0A= Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S1 --_----g9VDK4SFamWxyzk6ywJQGw===_72/4B-08171-224EF686 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed rate personal loan can help you save money
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=0D=0A The Up= grade Team =0D=0A =0D=0A =0D=0A=
=0AHi,
How much could you save=3F=0D=0A
Do you want to save money when repaying= your high-interest debt=3F
A perso= nal loan through Upgrade can help you consolidate your debt or pay off high= -interest credit cards, putting money back in your pocket that you can use = on the important things.
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Check Your Rate
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What=E2=80=99s stopping you from se= eing if you can save with a personal loan=3F It only takes a moment to get sta= rted. There is no obligation and no impact to your credit score.
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If you have questions, we're here to help.=0D= =0A
=0D=0A support@upgrade.com=0D=0A
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=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A Accept your loan offer and your funds will be= sent to your bank or designated account within one (1) business day of cle= aring necessary verifications. Availability of the funds is dependent on ho= w quickly your bank processes the transaction. From the time of approval, f= unds sent directly to you should be available within one (1) business day. = Funds sent directly to pay off your creditors may take up to 2 weeks to cle= ar, depending on the creditor.=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Upgra= de feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loa= ns have a 1.85% to 9.99% origination fee, which is deducted from the loan p= roceeds. Lowest rates require Autopay and paying off a portion of existing = debt directly. Loans feature repayment terms of 24 to 84 months. For exampl= e, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (whi= ch includes a 13.94% yearly interest rate and a 5% one-time origination fee= ), you would receive $9,500 in your account and would have a required month= ly payment of $341.48. Over the life of the loan, your payments would total= $12,293.46. The APR on your loan may be higher or lower and your loan offe= rs may not have multiple term lengths available. Actual rate depends on cre= dit score, credit usage history, loan term, and other factors. Late payment= s or subsequent charges and fees may increase the cost of your fixed rate l= oan. There is no fee or penalty for repaying a loan early.
All loans, Personal Credit Lines, and checking a= nd savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued b= y Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
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