Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id qD5KBpHXa2j9tggAchKAPA (envelope-from ) for ; Mon, 07 Jul 2025 09:20:01 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 07 Jul 2025 09:20:01 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:25938) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uYmhM-00000002PlC-1ve3 for info@sterlingcal.com; Mon, 07 Jul 2025 09:20:01 -0500 X-MSFBL: RbvQm2bNEFUrEunuB9mFuGI0e1RR1h6C00TQ93v7WXg=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjg2Njg 0ZDc2YjY4OTI4ODJiNGQifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1751897988; i=@e.upgrade.com; bh=9kQk3oPpglXIRRLYT6eIyjv0+1FHGXXcQC3OLAhQ0c8=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=cxXi7FAhHOFyOcm9+xkelLoZnn1aetWupkPLtQpYX0yX8LCZM9LopobdccKnbKY/Q C3n4oa3zqlVKQLSTIoD6l1I4OAuFRnUK4JfX9Ol8y0T7wtl50DfjSy7YdqORbN5KHa CVZDE0wF1WruJ/fHLA8x5rdZWaExF7vFzQ+qMmrw= Received: from [10.90.19.214] ([10.90.19.214]) by i-07eba54450ccebde2.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74523 r(msys-ecelerity:tags/5.0.0.10)) with REST id D4/BA-60125-487DB686; Mon, 07 Jul 2025 14:19:48 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Loan invitation for you List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 07 Jul 2025 14:19:48 +0000 Content-Type: multipart/alternative; boundary="_----/dIaOa0MvuYmsNElvgm2ng===_BD/AA-60125-487DB686" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----/dIaOa0MvuYmsNElvgm2ng===_BD/AA-60125-487DB686 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/93DgasTp8TUv= 0f2PNvs1-A~~/AAQRxRA~/dS-AhimdiWLaMULBZJYnwRAi-la9CyU-vaufrqyKcaS_Abp36yCgq= I1jhuuPDeYPgkjN3UpnFM1zjFX1m3Xp28m4T0q4OvFgd3DeHkBuUZM~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/il2DikfM4lSQ-J9ty1B0Gg~~/AAQRxRA~/A8-= 2To9706SoFTOyhnSxc8MhFohXkllNeZmubsdIEZOSD9G31tYQOL8EFiGEQdnUPoJ4uGbiFXslvk= OOebXzvIX9aG__C3p9EJF0VvHSw4aT8u4tw6zXYRYVF6ePiq3ctNp0VgzEvX6Y1Bh4eQEY30qAl= VX-BKPQqiuM538er8GqH2h-D7KsYswB3mfmcdGO3ruM4fTEqlfeE5cV0AxqUX6XWz5l2yl-s4IY= -GTJmIKO8XUsYI-yQbkw_OsyD3S2=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/qteFtTHp1XxOGfUqGwQ5uQ~~/AAQRxRA~/5ZUpntyj5= 6ZGmeo-cAp6PVb1lNj3rw0_BQWFnRzC-fq_v7wNd5etLO9FR2JI2e2WIG_fWkyj_7CnNltcCyJX= bw6ryZg7HXO3HQ7Sg3LuMpwortDhwwHMW0MoizvfWUQukrjQFymLhIeSX8OLP5nkMQ~~=3Futm_= source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_content=3D= email_txt=0A). We look forward to helping you achieve your financial goals.= =0AIf you have questions, we're here to help.=0Asupport@upgrade.com = 1 Personal loans made=0Athrough Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early. Accept y= our loan offer and=0Ayour funds will be sent to your bank or designated acc= ount within=0Aone (1) business day of clearing necessary verifications.=0AA= vailability of the funds is dependent on how quickly your bank=0Aprocesses = the transaction. From the time of approval, funds sent=0Adirectly to you sh= ould be available within one (1) business day.=0AFunds sent directly to pay= off your creditors may take up to 2=0Aweeks to clear, depending on the cre= ditor. All loans, Personal=0ACredit Lines, and checking and savings acco= unts are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f= /a/y_cTXGbihLWormYTD-XUoA~~/AAQRxRA~/GNI7qyA0oUcQ1wfF74cz3324BicauC0zsGFpsH= Jl9dlOGlAjPdqZWKt_CV9AG1MU2AyM7BspzpZ8sg3xy0ZTX-kvxgf8-JDW1ysx_d-X9cJOB5CYt= ryueip7PN45ERIf ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit C= ards are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/= f/a/y_cTXGbihLWormYTD-XUoA~~/AAQRxRA~/GNI7qyA0oUcQ1wfF74cz3324BicauC0zsGFps= HJl9dlOGlAjPdqZWKt_CV9AG1MU2AyM7BspzpZ8sg3xy0ZTX-kvxgf8-JDW1ysx_d-X9cJOB5CY= tryueip7PN45ERIf ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://li= nk.upgrade.com/f/a/bRE18sTUIlPy-dkAxBCYYw~~/AAQRxRA~/8Vga6T05sEX-ZjMqZJFu_d= dJ2-0OHYztqBe74MZ4DziN3xIPCR1wkbz03JFApnx-XNkwi5jxgflhMCy-gkaSnI8RxABfE3qKP= 7tNvvP0pQu6XihQ_uy9JT8WOM1mPdXTTtEZRqgZGYect-w-L-Xxayoi5DvTY1KJfbDxFp5K78Ss= WtfL66o0tbdytE6vuu5OoJlqsHPi461S3t8biaxTsD5KsDjVgP6uO08kINht9_I~ )=0A and d= oes business under the following DBAs =0A( https://link.upgrade.com/f/a/gEX= zoxvR-2ddVyO8JNoSvA~~/AAQRxRA~/TLheEeSK8rLzr_EXJFG1-yRsjNWILBy_zhv-2Mcm9tu-= jPOLQKGn_Nji7YSxXhyfEHYlxecFZOBnQfuUxPND2Pm1bln5f4bSUuKLXf6JnSjq2Wi0vrcxoIa= 2Tsz8Q4wp ).=0A=0AUpgrade is a financial technology company, not a bank =0A= ( https://link.upgrade.com/f/a/DdAclFlxfyuMjLVt2SVBOg~~/AAQRxRA~/ZApJovmdRd= Fp5aoH2fqhflwSe8XTzktlplM1XBEb-3s_ZPmU_YstXUmTGJV8aLb7p_YiJ1W80HfNAWOympv4t= G70OcmGla7v34w5vHDtHFkkzXKARTRAUlNiVfbj12ijcDUqvTJA8dGdL3-8w5x8-muH0MXiJAP-= dNRNU2tws0LUDUGOd6BBrpsMNTno9kBE )=0A. =0A facebook =0A( https://= link.upgrade.com/f/a/1YGGy6qkoOyj0JOtUflGFA~~/AAQRxRA~/eBvkPsx8BE02iqESOPxm= 3oxC11mJUkJvXP7P8DdJCV28wYtZQ1NNTBb0Dbu_o-9Tc_FVATtwGxsdLPGjQolM7ubBy3A0QQ4= jBZfSb9wZeBYAFc9YStAQBx-kKeJf8z7parXkBWQ05fPRK0Q3s5h4qYBsyxBVEx7nsnQPwc6-N9= p1wHvNgqKZqpbpxRt6hBj4F8P6h4Y4VkPYm2VNgeQDdLZBW9Y3jVVgAfZNYzZIhtFzNUmwJcqou= cjoV7QSG19c )=0A instagram =0A( https://link.upgrade.com/f/a/p9kD52x5H3QVkw= TJ-rhLJg~~/AAQRxRA~/eBvkPsx8BE02iqESOPxm3odnLLpIj5i8kRgU66KEX58Pt7lfVhGcyr-= hvDvoDwFcY1jPwD88K047PgBfvhiQ8IzNCp1yVEIrbP5YixSndqyzUGfd2UL4U8EtA472JUBboB= cTy9VfTQFXTCyFVpAzdhsSHHuZzDG-1xt7FSWyV0t07UQTzpPsQHG49fZubZ7kLvmnWRRwKkeoy= pxjJqv_Fv5k39T-0i-NaxenFXMuIehVy5-OgeQ_X8p7cl2ZyBHT )=0A blog =0A( https://= link.upgrade.com/f/a/BSfSt_7AaXd0lLASxiV5jA~~/AAQRxRA~/r5R9ncvZcbJolKncVTsr= XemJHxolQIpnuJ_s6irDV0_fiG109f9XNu4h3XCHX2Q022ktXeIA5juMfiDYH_OBwMQm1xzkOBC= 8rOV7LqwUBpyVoOM2CUrzUxW7WduoTBGcQLYb7G4Lbao0uXddBb1Hkq3iXg8BPvqriRZoKqSoLM= V87i8eF2QrDuPYDX8TNBU1diEaMsqZwLcnZEvtBz8hu2ooJe-ncXsy92jUWGWoEdSdK2gy-gfNw= jHj2OxlL_zQ )=0A Please do not reply directly to this message as it wa= s=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A( https://link.up= grade.com/f/a/UYpWN18Kqip6dEfbiKgl8Q~~/AAQRxRA~/cCTyqq1a0uJdTPsO4yaInE1uztw= qEVWSQt5yfq5J6Yi-PtiWnqTLJkbe5RKOXA3QvmLzFRTZEPNCTlXA-_YpKYwO_dU7TFEAe6sBYP= qsV1bbee0D52qyteLXy6Ybbhc- )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_= OLD_S3 --_----/dIaOa0MvuYmsNElvgm2ng===_BD/AA-60125-487DB686 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a personal loan through Upgrade can be the first step tow= ards financial fitness and achieving your long-term goals
=0A
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=0AHi,
Getting a personal loan through Upgrade can be the first step= towards financial fitness and achieving your long-term goals. With a perso= nal loan through Upgrade you can:
=0D=0A =0D=0A =0D= =0A =0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A
=E2=80=93=0D= =0A =0D=0A =0D=0A = =0D=0A =0D= =0A
=E2=80=93Pay off high-= interest debt so you can increase future savings
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Circle the date that you co= uld be debt free
=0A=0D=0A =0D=0A =
Check Your Rate
Choose from am= ounts you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a= rate that will never increase. Checking your rate only takes minutes. What= are you waiting for=3F
Thank you,
= =0D=0A The Upgrade Team
P.S. Check your rate now. We look forwa= rd to helping you achieve your financial goals.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-a= djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;">
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If you hav= e questions, we're here to help.=0D=0A
=0D=0A s= upport@upgrade.com=0D=0A
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=0D=0A =
=0A1= Personal loans made through Upgrade feature Annual Percentage Rates = (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% originatio= n fee, which is deducted from the loan proceeds. Lowest rates require Autop= ay and paying off a portion of existing debt directly. Loans feature repaym= ent terms of 24 to 84 months. For example, if you receive a $10,000 loan wi= th a 36-month term and a 17.59% APR (which includes a 13.94% yearly interes= t rate and a 5% one-time origination fee), you would receive $9,500 in your= account and would have a required monthly payment of $341.48. Over the lif= e of the loan, your payments would total $12,293.46. The APR on your loan m= ay be higher or lower and your loan offers may not have multiple term lengt= hs available. Actual rate depends on credit score, credit usage history, lo= an term, and other factors. Late payments or subsequent charges and fees ma= y increase the cost of your fixed rate loan. There is no fee or penalty for= repaying a loan early.
Accep= t your loan offer and your funds will be sent to your bank or designated ac= count within one (1) business day of clearing necessary verifications. Avai= lability of the funds is dependent on how quickly your bank processes the t= ransaction. From the time of approval, funds sent directly to you should be= available within one (1) business day. Funds sent directly to pay off your= creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank p= artners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A
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