Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id oPV0CfxIZGhDogEAchKAPA (envelope-from ) for ; Tue, 01 Jul 2025 15:45:48 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 01 Jul 2025 15:45:48 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:15792) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uWhrP-00000000S6l-2AXC for info@sterlingcal.com; Tue, 01 Jul 2025 15:45:48 -0500 X-MSFBL: 1BvTWs1mzEOw2MmheeXxYZXlLEfCITRBPu/pkD+61/A=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJ0ZW5hbnRfaWQiOiJzcGMiLCJjdXN0b21lcl9pZCI6IjI 2NjY5MyIsIm1lc3NhZ2VfaWQiOiI2ODUyZWY0ODY0NjhjZjkxMjk4NSIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1751402735; i=@e.upgrade.com; bh=MXYCkP6HB4e67c/EIDWjP0o9Ox3kxPxZbLnN9uxYM1s=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=UtoR8o5yG4QwJ7F9EtGRckHTjO+VsSQFMql+x0LiNk+GsAoeuNCrTYvqgd7V0wbsE YKVmSYvfSvueNntjVDlkux4rw63eBMXWVB1XdW7OOr1d5PxDgRcrAxGXsHJLLqM6w5 GKapyX7xaFlZiTlckUmn/ycQBo2FXziHujmHUURo= Received: from [10.90.28.89] ([10.90.28.89]) by i-09d2e29c6e4e39116.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id 58/9A-15532-FE844686; Tue, 01 Jul 2025 20:45:35 +0000 From: "Upgrade" Message-ID: <58.9A.15532.FE844686@i-09d2e29c6e4e39116.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: =?utf-8?B?SXTigJlzIGVhc3kgdG8gY2hlY2sgeW91ciBuZXcgcmF0ZSA=?= List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 01 Jul 2025 20:45:35 +0000 Content-Type: multipart/alternative; boundary="_----Zs+2rdARVn1BeZZQ8zlFnw===_87/9A-15532-FE844686" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Zs+2rdARVn1BeZZQ8zlFnw===_87/9A-15532-FE844686 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Upgrade can get you access to funds fast=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/MeBARXaRCVis= jEVEZDU5Vg~~/AAQRxRA~/Sfp5nu9a6lPdrA9e5lfbs838r3hTTyXSAirZd2SAFre3KqjgNEwZi= 7j437sW7h3zTaY6ThmD7W2j6c8lDVsaS6YI60OXlUpRtnxzVVD6k4Q~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AStart taking control of your debt Just checkin= g in to see if=0Ayou=E2=80=99re still in the market for a=0Apersonal loan= =3F It=E2=80=99s easy to check your=0Arate again at Upgrade and see what yo= u qualify for.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f= /a/5YPkp88DjBXBpHP3m-URHA~~/AAQRxRA~/sucD6xHvpFvNWKGdGoFNBwwSrhsIHdK3SIVRro= Q7B4d0O14Afiv1sorF1eWfnOJ41i5EU4YNdRYE0U6NXaQMYnF2EugVo18EF_EtzB6v4UosRwMKb= TaJCc53Y6Z6j-z5HEAIeTXesMpYc3ptmJ_z6vYQN1AM_cDQF8EZSi9LsD6lVP2CZdLMGALZM0IT= LKUd0KkUlNCzD_8V5oLqEoUfY5md0qCufOA0W3SxKtgFYwVbLmijkmMyfMlfcYPXBuOr=0A) = =0A Checking your rate only takes=0Aa moment and it won=E2=80=99t impact= your credit, so it never hurts to=0Atake a moment and see what you qualify= for. Thank you,=0AThe Upgrade Team If you have question= s, we're=0Ahere to help. support@upgrade.com 1=0APers= onal loans made through Upgrade feature Annual Percentage=0ARates (APRs) of= 7.99%-35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, = which is deducted from the loan proceeds.=0ALowest rates require Autopay an= d paying off a portion of existing=0Adebt directly. Loans feature repayment= terms of 24 to 84 months.=0AFor example, if you receive a $10,000 loan wit= h a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly intere= st rate=0Aand a 5% one-time origination fee), you would receive $9,500 in= =0Ayour account and would have a required monthly payment of=0A$341.48. Ove= r the life of the loan, your payments would total=0A$12,293.46. The APR on = your loan may be higher or lower and your=0Aloan offers may not have multip= le term lengths available. Actual=0Arate depends on credit score, credit us= age history, loan term,=0Aand other factors. Late payments or subsequent ch= arges and fees=0Amay increase the cost of your fixed rate loan. There is no= fee or=0Apenalty for repaying a loan early. Accept your loan offer and= =0Ayour funds will be sent to your bank or designated account within=0Aone = (1) business day of clearing necessary verifications.=0AAvailability of the= funds is dependent on how quickly your bank=0Aprocesses the transaction. F= rom the time of approval, funds sent=0Adirectly to you should be available = within one (1) business day.=0AFunds sent directly to pay off your creditor= s may take up to 2=0Aweeks to clear, depending on the creditor. All loan= s, Personal=0ACredit Lines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/xHd9u5IBbf-WbpF= r88Lo8w~~/AAQRxRA~/nuqT2NlkcXlER2ZzW1yBwqptR3zWe5AuSnmq4HNiXAP60Yzyl_Bnp52y= G8ioTlvtHSq2FBJCnNDiWDZ42tX02xR9YirmR6Xq1Rrd96hmDezMBtRWYpZcYix86e7VyfIM ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/xHd9u5IBbf-= WbpFr88Lo8w~~/AAQRxRA~/nuqT2NlkcXlER2ZzW1yBwqptR3zWe5AuSnmq4HNiXAP60Yzyl_Bn= p52yG8ioTlvtHSq2FBJCnNDiWDZ42tX02xR9YirmR6Xq1Rrd96hmDezMBtRWYpZcYix86e7VyfI= M ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/nDbxswlA-8RHBe6sPJiYDA~~/AAQRxRA~/C-YHmZR43ONrFqxw69qD7kKuruLlQmQoP3ZQz= UyRZHlmqIj5Ylz6COHsf0qFdlOIJfTBVqAJpgBf5zhv3FwJEMmPr9lCrtFraoA2ik_qr5byKFbt= 5QHUizv3y4mMpiE9tm3f7MbLl2Ln5Yp3XtuS1YgACvyRMkiilFkkOH1vYhwMaJ8iy9WGFzoWgm_= HBydXWHt6UxOySlEw5cqFU4pmxnokmdPSteP9fGuI7catq1E~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/9Zjk7YhjUWj-FV_1Oe= nnqw~~/AAQRxRA~/RQCtKMbP70dndI4B06JvW9w41EKTD1rXUKUS83jjK4CBlF6vOhZGI5DZj4b= PkGDo4I8XiJeG_-hnRx_2oTzD_5tB1sQVTwsM_PXH9HHXmfCksdS1WWK3pLrkZwSH_23n ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/-RgZBl1WNM6OhWzZGiWldg~~/AAQRxRA~/5yUY-v57lSXIJi5uwxVUCMRpr= 6R40nM9DZuesrDa1m_80tfhwfTHyYhye1-B3TXcjkXyf13dvjPRbeykddUgislXR9qdJ6S6k0hh= LcSME6D1OnMxyTHzqeMptRDwJckLhkICaT2X-Y2whlz3MBIW04V4U0ycr0BU5Mx4KbcFBPl0wCL= G0jUHG5EHH0GnXBHj )=0A. =0A facebook =0A( https://link.upgrade.co= m/f/a/jXVIJ-Mpn_hwYXSE7UmaJQ~~/AAQRxRA~/t__xbd_Bt5NJ9VUeP3rshQy07Q0sghZAPMU= 4MiVVS2OUleEb0OEeKChwDIZcKTcJOXVh19NHjZlS4IeP3BpJYtA4W3AM5N-BBXFdvBDtIYLZ7S= f_czSGRnJ1ZBvzYmZ9ajibCREzqKvGRryTqG7idi5uB13oyqVtW6TAG5n57181REXDo4MZ6dXEV= 8gzTSQbTP1HURFLwTakP6DIfpGwXlsvSMVFnITiQmuQ6NU9y0Eqvp8cIncxRbFwApXnU--1 )= =0A instagram =0A( https://link.upgrade.com/f/a/6swpnBR9_BuU2_DwAi-MEg~~/AA= QRxRA~/t__xbd_Bt5NJ9VUeP3rshQY-O7SI6baz23SLY36MSkPgHYckd6-SzywXQ24gvmNwD92i= eYeR_i_gjAwSCUFts4H6RTagAJSBZvxktCxPEshTIaLskaIpFGVdlen8l-H2ZdMO3uc29Y0kz1w= mkACCiq_qL7ugT6YnZX9wBW03RVh3yE2NIRzgJS7x7D-6A9kHUyJEdrgZUEQ7VHTq7rZgMNmJth= mBhoVdXqotFwZtN4LWgbhN5i2GcQigGYPA_47k )=0A blog =0A( https://link.upgrade.= com/f/a/0PW06vFlP0epzdxKTYdD_g~~/AAQRxRA~/wZIoYviM3cNkdTGa-hlZ-fIdFyQhfpdYR= 6Rx4fe5XEM3NldzjzIie-YWX_TN_ik_aASw-Re0EuHd3CwWRm7zfqTArfBrbMPxgm0yaU5xcHsd= Qttp2oTR_ep7N7bCQ4mUshjIYvIDoEOlmmDHmb8_zt-dJ5Ybd3R9CpqEEEGagQ0LBpKZ-t9xK34= qVCtUTXZQmaaasuXy5NL3wDkjW2dZUHSp4lOIq8Kdk_gGMqOe5rmBAM1pwP8ED7637ZJSdH8y )= =0A Please do not reply directly to this message as it was=0Asent from= an unattended mailbox. 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Upgrade can get you access to funds fast
=0A
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=0AHi,
Start taking control of your d= ebt
Just checking in to see if you= =E2=80=99re still in the market for a personal loan=3F It=E2=80=99s easy to= check your rate again at Upgrade and see what you qualify for.
=0D=0A =0D=0A =0D=0A = =0D=0A
Check Yo= ur Rate
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Checking your rate only takes a moment and it won=E2=80=99t impac= t your credit, so it never hurts to take a moment and see what you qualify = for.
Thank you,
=0D=0A = The Upgrade Team
=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to help= .=0D=0A
=0D=0A support@upgrade.com=0D=0A =
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= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A3D""=0D= =0A=0A --_----Zs+2rdARVn1BeZZQ8zlFnw===_87/9A-15532-FE844686--
=0D=0A =0D=0A <= tr>=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A All loans, Personal Credit Lines, and checkin= g and savings accounts are provided by Upgrade's bank partners= . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issue= d by Upgrade's bank partners, pursuant to a license from V= isa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses and does= business under the following DBAs.
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=0AUpgrade = is a financial technology company, not a bank.=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Up= grade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal = loans have a 1.85% to 9.99% origination fee, which is deducted from the loa= n proceeds. Lowest rates require Autopay and paying off a portion of existi= ng debt directly. Loans feature repayment terms of 24 to 84 months. For exa= mple, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (= which includes a 13.94% yearly interest rate and a 5% one-time origination = fee), you would receive $9,500 in your account and would have a required mo= nthly payment of $341.48. Over the life of the loan, your payments would to= tal $12,293.46. The APR on your loan may be higher or lower and your loan o= ffers may not have multiple term lengths available. Actual rate depends on = credit score, credit usage history, loan term, and other factors. Late paym= ents or subsequent charges and fees may increase the cost of your fixed rat= e loan. There is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will= be sent to your bank or designated account within one (1) business day of = clearing necessary verifications. Availability of the funds is dependent on= how quickly your bank processes the transaction. From the time of approval= , funds sent directly to you should be available within one (1) business da= y. Funds sent directly to pay off your creditors may take up to 2 weeks to = clear, depending on the creditor.=0D=0A
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