Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id GC1GLuywYWiCtg4AchKAPA (envelope-from ) for ; Sun, 29 Jun 2025 16:32:28 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 29 Jun 2025 16:32:28 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:32231) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uVzdU-0000000433i-0a3B for info@sterlingcal.com; Sun, 29 Jun 2025 16:32:28 -0500 X-MSFBL: oF52yUozDeomh1L1oWDFuE79U6WFGZf5DYoQslwshaE=|eyJtZXNzYWdlX2lkIjo iNjg1MmUwYjA2MTY4ZDUzZTJlMWEiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20 iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1751232736; i=@e.upgrade.com; bh=1wGAFJP6Nmht4xDcg8sg4Bite6awGhnnfc9ZJTtnUXs=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=Qn0jG11xidAcLSW8aPswANQqInBoeVKweNVTDat8/7d9H0aTC5Ywzq0OIOOLRP4v5 ZZDWa+Gi1YSpL4pgg8pAa9sOetASqz80ju/6N5dfnTapQIIYzkQBTxbNJg5EwnH5zU bo9nyz691f49qjNIGkegDWo1XhVWX+08uDCmaiyE= Received: from [10.90.7.106] ([10.90.7.106]) by i-00e7f63bd555323a2.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id A1/EA-31770-0E0B1686; Sun, 29 Jun 2025 21:32:16 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Open your 2025 loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 29 Jun 2025 21:32:16 +0000 Content-Type: multipart/alternative; boundary="_----jcuMnu1rdd/JZqTMaq7drQ===_DF/DA-31770-0E0B1686" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----jcuMnu1rdd/JZqTMaq7drQ===_DF/DA-31770-0E0B1686 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Simple and fast application to check your rate with no=0Aobligations =0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.co= m/f/a/5WlB2TvjU8lLQ1dxRbDBGg~~/AAQRxRA~/_02vbP9ksGnlWQNDEK-Tz2bGXIW9ppGonwl= WUf4BWvkNADSNMlKMaYt-FeqwkN-PcQo43-wgRcZgYpnzjGPcwcxMZR0I3zPoHeaM2qux9D0~ )= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking your rate for a perso= nal loan through Upgrade is a=0A1-minute investment that could fast track y= ou towards achieving=0Ayour financial goals. Apply today, you could get y= our money=0Atomorrow and you can use your money wherever you want - easy!1= =0AWhat=E2=80=99s stopping you from seeing how much money you qualify for= =3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/ynCZL5cF= dnLg_7LeRFUaiw~~/AAQRxRA~/HMyfR9BPoJhkvUhLYF4DC9SgMsX3iSYRLDHbf0KCyi5Hftwap= jEWh16elMBnGXFLOcpqzW7NTGyjpeFfl9jpUU4aA7CXcqtqorYaedryqr84f4ZNWYyx2zeycfLm= 8HgnZE04T50jx1Eg7A2N9Jr15T6wViCjuaiyDJdEhmxBloU9Y63oPs_REBMbV0Yc6VbcWVEBN-R= knXxW7P7o41VEH3qtVzPIo5bMrcQfORSSwtM7hug-Gf0imirLsrrIfHJZ=0A) =0A Than= k you,=0AThe Upgrade Team P.S. Checking your rate won=E2=80=99t impact y= our=0Acredit score and there is no obligation, so why not take a minute=0Aa= nd see what you qualify for=3F (=0Ahttps://link.upgrade.com/f/a/grkmxYoQ0Iq= KWz-pod82cQ~~/AAQRxRA~/Ej9HEQ1QY5Ec9xiLL-pz1Nf83-Coiym_wjOFt8mc5Kh2IfgP52HL= UD2-TFhAZXq3mnL7cgH2CFlmqN1L9B8uJ7TVcCYjGZStwC7jQNapsBkrEc_PA17jxBUcr92Xr2o= HOA6pGsRBM-3VlhrpjXSEqQ~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_ca= mpaign=3Dsend07_a&utm_content=3Demail_link=0A) If you have= questions, we're here to help.=0Asupport@upgrade.com 1 A= ccept your loan offer=0Aand your funds will be sent to your bank or designa= ted account=0Awithin one (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. Personal loans made=0Athrough Upgrade feature Annual Perce= ntage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.= 99%=0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Ar= ates require Autopay and paying off a portion of existing debt=0Adirectly. = Loans feature repayment terms of 24 to 84 months. For=0Aexample, if you rec= eive a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes= a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you wo= uld receive $9,500 in your=0Aaccount and would have a required monthly paym= ent of $341.48.=0AOver the life of the loan, your payments would total $12,= 293.46.=0AThe APR on your loan may be higher or lower and your loan offers= =0Amay not have multiple term lengths available. Actual rate depends=0Aon c= redit score, credit usage history, loan term, and other=0Afactors. Late pay= ments or subsequent charges and fees may=0Aincrease the cost of your fixed = rate loan. There is no fee or=0Apenalty for repaying a loan early. All l= oans, Personal Credit=0ALines, and checking and savings accounts are provid= ed by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/l0AfYmHBPvz9= OeFEN3D1pQ~~/AAQRxRA~/yrE4IR5odyiKsq39WB0lEKjd2kUZV85dmoNxtaSo3YTjwoVKzhuKD= _0uma5dEhC0-TJ5uyX-LhKHIaUpAMi5WalXoDMjFgepxk0eg97rthaX2jOrtm9_KcQZEpEdBUfM= ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/l0AfYmHBPvz= 9OeFEN3D1pQ~~/AAQRxRA~/yrE4IR5odyiKsq39WB0lEKjd2kUZV85dmoNxtaSo3YTjwoVKzhuK= D_0uma5dEhC0-TJ5uyX-LhKHIaUpAMi5WalXoDMjFgepxk0eg97rthaX2jOrtm9_KcQZEpEdBUf= M ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/tEbrn-RTBW4RWSEHu_y7UA~~/AAQRxRA~/Fzbb_dxzus4KuXoCRHPeiQ2y4dLeZ77Cl8xcJ= e-pkHxjzl9zgRsjSGMhf4rfNWqikk-eHvqZV1-qhOAzZfcCBWdsi92P5xkJI014ra5mWYuuG9Y4= YXXadkbfrG1B-Q9COGivPhDijbYQOQQE-Z6jQGSgl2Bz79NyZvqCBNd94jUF6JE0O9yJZp7oOBY= MTgWb0COzs0Az7cNuBm0FodKI85rj1UgABt_A20ChRWAa9EQ~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/C46TSv4kBWBxeEqL2x= LdWA~~/AAQRxRA~/Xd-LCXYpnZePPW2B8V6kRkNNxBVWayYF2JV_1sHTtRRzjiBTpnY4VBsu0Fj= UmUJBle4c6mOhasa98DeBCb82pzSgKmCMKX8aBklOVf2lnI1c6oAL1OFDfmrt7UafFxMd ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/nFZ1O5Csb2DfpRKOtDLU7g~~/AAQRxRA~/dWNuzlNoV0F0WeiwE7WUERLff= B73VUNEat8Pby2NMey3D66rY1zEdVL_B3i7LDbn5mxJR-IoS8SZ_EQ0Xt6UeTK0Vu8zs25csLph= YLO0rgDPGS0BJZaraWz2K2uk-Ul7c1MWpHlVhCjYF1f0Gn_ns9ror7yZpFVudiFWtrpXXE5-UAD= F8P0_j0LIkGUjLkTv )=0A. =0A facebook =0A( https://link.upgrade.co= m/f/a/gk4qvwrr9OcWejvYbwFfdA~~/AAQRxRA~/CZKXTXeue85TaYghazQr9WjFC1BhdcHtsjz= Qjw49bCBXdnk7FqYHd95SB0h_Ro8_7vCQ2WvrpFGRwm0hPgpBAUAt9G7k7KZlmSe8eDxoqEPtN4= bFIVid68DT4fAEFQ8fM1IQPLG6K6WUWr3ZhXU5QKxTiYCg6GQSqvT0uzzNGWh5YPicFB8S7vfmM= 8ZRKCTzHQHWCEMu0xPFfWjR_qKtaLyNPaTj6zlzg3nCeqqZelmactkci_rrlsVAyNUWkkXJ )= =0A instagram =0A( https://link.upgrade.com/f/a/ARAFWtgPkOIw4M81xMEsyQ~~/AA= QRxRA~/CZKXTXeue85TaYghazQr9cKwd6tqJuS6MpBlhSCTwebb-W5v6emHjx_AIv1da9VUSJ7s= tAQOq89P1cljFWIm8rjWZBzKn7-a7CMV5Mzm77OGyoY54vIEhIXP6Pt9PPQ4siEGtrLDZem1FIT= 7IzH56FtfTaZMM8M-4CDf_43ARGXxn17dJP6Cg-XKri0kxHgc49UruIIoIE3YAAzMd68qwysUak= 1Al0sF8ngpUmneCu7kAMnvUKFa0AivVx9xHWQq )=0A blog =0A( https://link.upgrade.= com/f/a/Ou1byDzKt9NxRPBTLvS0Rw~~/AAQRxRA~/f2T9vd1Du6J9Js4W4dnpq7ZTftvG3pH7o= b_rR4qtT8XkZEePreX2iG7yzEXnslwpwkxOEvqrd6tGYmvRb3u9fdB58nbxvsKSuxTFGoiN4KBa= 1uay155B1_5PSSZ3idAjC_c3w73rduMBC2XDP4Jek7vx9xdHL83W-K0Cio_31pgDCFMBbbj3Eyf= cs34F8IOoU8VhaWR7jmgnwKaHmuocEJs6XPrRR4wxAEdwsEBN_8ONWEPGeVXmfCEW2iNd8QJ5 )= =0A Please do not reply directly to this message as it was=0Asent from= an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsubscribe ( https:/= /link.upgrade.com/f/a/TJmw5pyagf-g5uzXDzSiXg~~/AAQRxRA~/BhrLIZMPz70TrwTZJgw= SNTHoiSwrCYmsyXp0knavMclA2JzXAPmT9ax1dCXs37-iYnHEbqjMpIcS_h5zdwVjYG3SrlV70c= 9EGqc2tTzF-8Bgvd-hNY8FYs6P3mhVVt7Vz2YVuZ4fYjpfcYObrcL0f5RJcJCUuVGpoHlZZdMVJ= ud0JP0Ntvx8bTEzKaH4Bi9bTXe3Y0t-96ikY8gU7tI-IilFPzqkoOsi_KSF5SfrwIEtUtaEMYuj= 6S7AVqnldAa_6WDi97l3hzI4NIycd7gR5gNbCETRW4Zi4paJv5oGpq4jm4j-xWoK7KjQ8zDEFdC= 4C-hkJP1ekjzWxpVsPTiYNJJdnQp4r1tS5Mbm2mKH4BFCBjR_d42ND1VRTJTmbKeVescIvirMdG= ARMcjeuTymacS8ASAXo08bzPU8ey8c2J6pM0PvbLr_ldXElYth4gyczPCGoDeZx2AWW5-UPK-cg= mNyRhWd2vg-MYRVtlPa7aX9IeEwPlEPhgL0Wp4DCTRHutg5OJ4UADsrCJoeHaETXnJ10mDUOmJA= piXU_0twTK4vZIqHQ30hSCzs0Qh2-74WCwPK5spkPf9YfA_TWE4zl4n8ujauTJFxf02i-XtMBLv= 1Q1pFJhvuzFepUC-LpxsvIqg0GFBaYciu1rgCyMhRc4zwb-0DG8pKSP436pIg6m6bsZSeMC31sZ= vl1gEOdPhsAGhBpT1697XRL4DblHCcP6RjMdRrEhLzPPhThOczinwi1IKHcCpYaU5pPptPumxp = )=0A or Update Preferences (=0Ahttps://link.upgrade.com/f/a/1qlSdxJ9UQx1Ngt= A2Y2rqA~~/AAQRxRA~/vLBl8J0H_LUuNY3T9wF4M0njLEkSWzOgHfgUlAv9UeWyGTudlZDVCJGX= hzwVvVmv7BT0F4jQjBmf86LfcNQV95t4rlNkLRRAL8DyaGN8J8_HrtlKeHmSFOOwf-RuisGhE2l= iF54Aae8JCc__LSde3iKdFte9Lqp_Tq5o-9naGBrw6FmJMYvbI8npK-dw08erouU9nZcAN0PMyZ= 4vyvcXyyolpaXQuxdLeMJX7VzHAT8Nrmny2CZAVBho5WR5JVAYl3DM8nMGrwvpHMlWCkSPriXNE= 6ft2ooqPOsMMFjJIA_cMzvrfk8IX5Z4001bqwgZaHvZjqqp6HYbr-aSmDF_h9nUUsi_wg851peR= F2Y-hVmBaRFWVnm7KbQiTXpzNOsMyEPCSao5ozoKpWs-F1N8JaFyiSK7gl1bhgDTbPXc90kG4Ci= fz512Tv82MC5NjQ2AZQ9I_RRhOb35orGYiKcCaJkqYGmKES48SOu7wb_yOs_JXdBqty8BP9clIu= WAf4qAqWwrAkse_mNqP5wbo1QX2Z7qTDBLY_9HNV1dgATaxX9n_VwZjE7V-M72FD0vsPTHK_e5u= MYa4Z8_m39yFqfUITMFaEIyInxO47N7C464ZtnlOb_Z-1tIZEpM0jMxZhtIxwJ03KxJ_dNX_DNM= inFmpQCvU9lJm-31Ophez9NHq1fykgQ8cqvp0m5hwJWKOkc_peiWhsj5FO2NZ4HpXHp948U6uvJ= nluL2HvXJgnqv9CKVHv5l9MQJomRhrOctSOJgwRa9EMDf-KFTX8uJDJPIDQFqaAbmHnwqKqSg80= xxKJXf_XrrfEdmfDZe-RMBpKN02jry3d7GnXaQQaFvloMg_R2MYZnFiJJYT34dn-zoWNEjTI-ES= ImFHhxRskxALcom_XFVoozyNOYlyIelLCxwfr_LcicJ4MW3dsn1Kyki81mBIfQcibrTWai4kGuG= Kao9OJfxC7jtlOxSKzPf8qrDahJMO7l_ckGqGjwZc29MbZWT6dIPZBuIzJ25smgs5hFh-CUjiAk= 38Q1llgtl1Lt8gDjJSFuhasgASdfvJzRS_HjUB13uxx-jlU2vfYtRmbjzEqirmbbA1RHcBlpKiE= bPGvVXdDe9YCFBxgjCimHsSxmadOgZXv_Kt_YTQOFhHCqKFREOl7DWxeEKJr9DWTo9QUXM6YctR= qVhTynhXcr2IBg~ )=0A Upgrade Upgrade is=0Alocated at 275 Battery = Street, 23rd Floor, San Francisco, CA,=0A94111 =C2=A9 2025 Upgrade, Inc.= All=0Arights reserved. Privacy Policy =0A( https://link.upgrade.com/f/a= /7RmKv1NFlE3t-h4IQPjZFA~~/AAQRxRA~/ONf0Wpw-Akjy5_z8P9Y5QOfkF2gnQwINk3HVu79c= onKphAjgAhIkHRuZ4HgjZ8-JJJgdJ2eQ9uM3ckSZ78EF-RtATUOo6a7rnuJYLj7R_ZmBzl-7OD4= r2CKrp7pPaREx )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S7 --_----jcuMnu1rdd/JZqTMaq7drQ===_DF/DA-31770-0E0B1686 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Simple and fast application to check your rate with no obligation= s
=0A
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=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0AUpgrade</tit= le>=0D=0A=0D=0A<!--[if gte mso 9]><xml>=0D=0A <o:OfficeDocumentSettings>= =0D=0A <o:AllowPNG/>=0D=0A <o:PixelsPerInch>96</o:PixelsPerInch>=0D=0A <= /o:OfficeDocumentSettings>=0D=0A </xml><![endif]-->=0D=0A=0D=0A=0D=0A<!--P= REHEADER STARTS HERE-->=0D=0A<table border=3D"0" cellpadding=3D"0" cellspac= ing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace= : 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size= -adjust: 100%;">=0D=0A <tbody>=0D=0A <tr>=0D=0A <td style=3D"font-= family: Graphik, Helvetica, Arial, sans-serif; font-size: 1px; line-height:= 1px; color: #f5f5f5; max-height: 0px; max-width: 0px; opacity: 0; overflow= : hidden; display: none; mso-line-height-rule: exactly; -ms-text-size-adjus= t: 100%; -webkit-text-size-adjust: 100%;" align=3D"left"> </td>=0D=0A = </tr>=0D=0A </tbody>=0D=0A</table>=0D=0A<!--ALL CONTENT STARTS HERE--> = =0D=0A<!--HEADER STARTS HERE-->=0D=0A<table align=3D"center" border=3D"0" c= ellpadding=3D"0" cellspacing=3D"0" class=3D"mbl" style=3D"width: 100%; 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-ms-text-size-adjust: 100%= ; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" ce= llspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-= lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-tex= t-size-adjust: 100%;">=0A <tbody>=0A <tr>=0A = <td style=3D"font-size: 0; mso-line-height-rule: exactly; -ms-text= -size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;" valign= =3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"w= idth: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rsp= ace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0A = <tbody>=0A <tr>=0A = <td align=3D"center" valign=3D"middle" style=3D"mso-line-height-rule= : exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><a = alias=3D"upgrade_logo" href=3D"https://link.upgrade.com/f/a/5WlB2TvjU8lLQ1d= xRbDBGg~~/AAQRxRA~/_02vbP9ksGnlWQNDEK-Tz2bGXIW9ppGonwlWUf4BWvkNADSNMlKMaYt-= FeqwkN-PcQo43-wgRcZgYpnzjGPcwcxMZR0I3zPoHeaM2qux9D0~" style=3D"font-family:= Graphik, Helvetica, Arial, sans-serif; text-align: center; font-size: 20px= ; color: #00AF6A; text-decoration: none; mso-line-height-rule: exactly; -ms= -text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><img alt=3D" = ;" border=3D"0" height=3D"33" src=3D"https://braze-images.com/appboy/commun= ication/assets/image_assets/images/63348ce6db77c73d707010e4/original.png=3F= 1664388326" style=3D"outline: 0px; width: 144px; height: auto; font-family:= Graphik, Helvetica, Arial, sans-serif; font-size: 24px; color: rgb(0, 175,= 106); image-rendering: auto !important; text-decoration: none; -ms-interpo= lation-mode: bicubic; padding: 0px; border-width: 0px;" title=3D"logo" widt= h=3D"144" class=3D"center"></a></td>=0A </tr>=0A = </tbody>=0A </table></td>=0A </= tr>=0A </tbody>=0A </table></td>=0A </tr>=0A </= tbody>=0A </table>=0A <!-- X-250ok-CID: upgrade_pl_ita_declined_old_send0= 7_a-->=0A =0A <span style=3D"font-size: 0px; line-height: 1;">=0A =0A = =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A <span styl= e=3D"font-size: 0px; line-height: 0;">=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A=0D=0A</span>=0D=0A=0A =0A </span>=0A =0A =0A =0A </td>=0D=0A = </tr>=0D=0A </tbody>=0D=0A = </table></td>=0D=0A </tr>=0D=0A = </tbody>=0D=0A </table></td>=0D=0A </tr>=0D= =0A </tbody>=0D=0A </table>=0D=0A <!--PRIMARY CONTENT-->= =0D=0A <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style= =3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-tabl= e-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"= bgcolor=3D"#ffffff">=0D=0A <tbody>=0D=0A <tr>=0D=0A = <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size= -adjust: 100%; -webkit-text-size-adjust: 100%; padding: 40px 0px 30px;"><ta= ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; b= order-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms= -text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = <tbody>=0D=0A <tr>=0D=0A <td class=3D"bo= dy1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16p= x; line-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-te= xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;" align= =3D"left">=0A<span style=3D"font-size: 0px; line-height: 1;"></span>Hi,</td= >=0D=0A </tr>=0D=0A <tr>=0D=0A = <td class=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, ser= if; font-size: 16px; line-height: 24px; color: #686C78; mso-line-height-rul= e: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pad= ding: 15px 0px 0px;" align=3D"left">Checking your rate for a personal loan = through Upgrade is a 1-minute investment that could fast track you towards = achieving your financial goals.</td>=0D=0A </tr>=0D=0A = <tr>=0D=0A <td class=3D"body1" style=3D"font-fam= ily: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; = color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; = -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">Appl= y today, you could get your money tomorrow and you can use your money where= ver you want - easy!<sup style=3D"font-size: 10px; line-height: 1;">1</sup>= =0A</td>=0D=0A </tr>=0D=0A <tr>=0D=0A = <td class=3D"body1" style=3D"font-family: Graphik, Helvetica, Ari= al, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-line-hei= ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10= 0%; padding: 15px 0px 20px;" align=3D"left">What=E2=80=99s stopping you fro= m seeing how much money you qualify for=3F</td>=0D=0A </tr>= =0D=0A <span style=3D"font-size: 0px; line-height: 1;">=0D=0A= =0D=0A=0D=0A</span>=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A <td valign=3D"top" a= lign=3D"center" width=3D"515" style=3D"font-family: Graphik, Helvetica, Ari= al, serif; font-size: 16px; line-height: 24px; color: #ffffff !important; m= so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size= -adjust: 100%; padding: 0px;">=0A<!--/BUTTON STARTS HERE-->=0D=0A <tab= le align=3D"center" class=3D"cta_table" border=3D"0" cellpadding=3D"0" cell= spacing=3D"0" style=3D"width: 275px; border-collapse: separate; -webkit-bor= der-radius: 8px; -moz-border-radius: 8px; border-radius: 8px; mso-table-lsp= ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s= ize-adjust: 100%; border: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A = <tr>=0D=0A <td height=3D"45" style=3D"height: 40px; col= or: #ffffff; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we= bkit-text-size-adjust: 100%;" valign=3D"middle" align=3D"center"><a alias= =3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/ynCZL5cFdnLg_7LeR= FUaiw~~/AAQRxRA~/HMyfR9BPoJhkvUhLYF4DC9SgMsX3iSYRLDHbf0KCyi5HftwapjEWh16elM= BnGXFLOcpqzW7NTGyjpeFfl9jpUU4aA7CXcqtqorYaedryqr84f4ZNWYyx2zeycfLm8HgnZE04T= 50jx1Eg7A2N9Jr15T6wViCjuaiyDJdEhmxBloU9Y63oPs_REBMbV0Yc6VbcWVEBN-RknXxW7P7o= 41VEH3qtVzPIo5bMrcQfORSSwtM7hug-Gf0imirLsrrIfHJZ" style=3D"display: inline-= block; font-size: 16px; line-height: 24px; font-family: Graphik, Helvetica,= Arial, sans-serif; font-weight: 500; color: #ffffff !important; text-decor= ation: none !important; letter-spacing: 0.5px; mso-line-height-rule: exactl= y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10p= x;"><!--[if mso]>   <![endif]-->Check Your Rate<!--[if mso]>=    <![endif]--></a></td>=0D=0A </tr>=0D=0A </t= able>=0D=0A </td>=0D=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A <t= r>=0D=0A <td class=3D"body1" style=3D"font-family: Graphik, = Helvetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78= ; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-s= ize-adjust: 100%; padding: 20px 0px 0px;" align=3D"left">Thank you,<br>=0D= =0A The Upgrade Team </td>=0D=0A </tr>=0D=0A = <tr>=0D=0A <td class=3D"body1" style=3D"fon= t-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 2= 4px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 1= 00%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left"= >P.S. Checking your rate won=E2=80=99t impact your credit score and there i= s no obligation, so why not take a minute and <a alias=3D"check it out toda= y" href=3D"https://link.upgrade.com/f/a/tavqU0lsXpEv2ssLWhf5nA~~/AAQRxRA~/S= wd3REpqGAJ8JE3wHWWZvENOsmxnWErEAxw1MD3LFOJaf19bK7iTGvIYud7UAdM74G-8N9MAcVHC= ibsZBuSm7KrkE6iTKHJ9hdN8WxkHeNxRpfeJJWFdNVRLrYLlgW_FG6kWKT62kl8t6Szix5X6mZY= 5qjbmEtegup6jk5UOYY7V3Zji2qLlNxvn73mMDVBbVqWHz5Y6ktqvuxRkDxcFScQ3BPenf6c0An= pOMb02Uhgr49XCmeMgp47OJyVaJSEf" style=3D"color: #1F63D2; display: inline-bl= ock; text-decoration: underline; mso-line-height-rule: exactly; -ms-text-si= ze-adjust: 100%; -webkit-text-size-adjust: 100%;">see what you qualify for= =3F</a>=0A</td>=0D=0A </tr>=0D=0A </tbody>=0D= =0A </table></td>=0D=0A </tr>=0D=0A </tbody>=0D=0A= </table>=0D=0A <!--CONTACT US OR DOWNLOAD -->=0D=0A <table = border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; bord= er-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-te= xt-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A <tbody= >=0D=0A <tr>=0D=0A <td align=3D"center" style=3D"mso-li= ne-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adju= st: 100%; padding: 0px;"><table border=3D"0" cellpadding=3D"0" cellspacing= =3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0= pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad= just: 100%;">=0D=0A <tbody>=0D=0A <tr>=0D= =0A <td class=3D"body1" style=3D"font-family: Graphik, H= elvetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78;= mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si= ze-adjust: 100%; padding: 0px;" align=3D"center">=0A<table class=3D"bg_stro= ng" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style= =3D"width: 100%; max-width: 600px; border-collapse: collapse; mso-table-lsp= ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s= ize-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A <tr>=0D=0A <td class=3D"m= bl_text_cs body1" style=3D"padding-top: 25px; font-family: Graphik, Helveti= ca, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-l= ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj= ust: 100%;" align=3D"center">If you have questions, we're here to help.=0D= =0A </td>=0D=0A </tr>=0D=0A <tr>=0D=0A <td class=3D"mbl_text_cs bod= y1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px= ; line-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-tex= t-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 3px 0px 25px;= " align=3D"center">=0D=0A <a href=3D"mailto:support@upgrade.com" style= =3D"text-decoration: underline; vertical-align: middle; display: inline-blo= ck; color: #1F63D2; mso-line-height-rule: exactly; -ms-text-size-adjust: 10= 0%; -webkit-text-size-adjust: 100%;">support@upgrade.com</a>=0D=0A </td>= =0D=0A </tr>=0D=0A</table>=0D=0A=0D=0A </td>=0D=0A = </tr>=0D=0A </tbody>=0D=0A </table= ></td>=0D=0A </tr>=0D=0A </tbody>=0D=0A </table>=0D=0A= <!--FOOTER STARTS HERE-->=0D=0A <table border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m= so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w= ebkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A <tbody>=0D= =0A <tr>=0D=0A <td align=3D"center" style=3D"mso-line-h= eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: = 100%; padding: 20px 0px 5px;"><table border=3D"0" cellpadding=3D"0" cellspa= cing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace= : 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size= -adjust: 100%;">=0D=0A <tbody>=0D=0A <tr>= =0D=0A <td class=3D"body3" style=3D"font-family: Graphik= , Helvetica, Arial, serif; font-size: 12px; line-height: 16px; color: #686C= 78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text= -size-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">=0A<sup style=3D= "font-size: 8px; line-height: 1;">1</sup> Accept your loan offer and your f= unds will be sent to your bank or designated account within one (1) busines= s day of clearing necessary verifications. Availability of the funds is dep= endent on how quickly your bank processes the transaction. From the time of= approval, funds sent directly to you should be available within one (1) bu= siness day. Funds sent directly to pay off your creditors may take up to 2 = weeks to clear, depending on the creditor.=0D=0A </td>= =0D=0A </tr>=0D=0A <tr>=0D=0A = <td class=3D"body3" style=3D"font-family: Graphik, Helvetica, Arial= , serif; font-size: 12px; line-height: 16px; color: #686C78; mso-line-heigh= t-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%= ; padding: 10px 0px 0px;" align=3D"left">Personal loans made through Upgrad= e feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loan= s have a 1.85% to 9.99% origination fee, which is deducted from the loan pr= oceeds. Lowest rates require Autopay and paying off a portion of existing d= ebt directly. Loans feature repayment terms of 24 to 84 months. For example= , if you receive a $10,000 loan with a 36-month term and a 17.59% APR (whic= h includes a 13.94% yearly interest rate and a 5% one-time origination fee)= , you would receive $9,500 in your account and would have a required monthl= y payment of $341.48. Over the life of the loan, your payments would total = $12,293.46. The APR on your loan may be higher or lower and your loan offer= s may not have multiple term lengths available. Actual rate depends on cred= it score, credit usage history, loan term, and other factors. Late payments= or subsequent charges and fees may increase the cost of your fixed rate lo= an. There is no fee or penalty for repaying a loan early. =0D=0A = </td>=0D=0A </tr>=0D=0A <tr>=0D= =0A <td class=3D"body3" style=3D"font-family: Graphik, H= elvetica, Arial, serif; font-size: 12px; line-height: 16px; color: #686C78;= mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si= ze-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">All loans, Personal= Credit Lines, and checking and savings accounts are provided by Upgrade's = <a href=3D"https://link.upgrade.com/f/a/l0AfYmHBPvz9OeFEN3D1pQ~~/AAQRxRA~/y= rE4IR5odyiKsq39WB0lEKjd2kUZV85dmoNxtaSo3YTjwoVKzhuKD_0uma5dEhC0-TJ5uyX-LhKH= IaUpAMi5WalXoDMjFgepxk0eg97rthaX2jOrtm9_KcQZEpEdBUfM" target=3D"_blank" sty= le=3D"vertical-align: top; color: #1F63D2; text-decoration: underline; mso-= line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad= just: 100%;">bank partners</a>. Upgrade Visa<sup style=3D"font-size: 12px; = line-height: 1; vertical-align: top;">=C2=AE</sup> Cards and Upgrade Visa<s= up style=3D"font-size: 12px; line-height: 1; vertical-align: top;">=C2=AE</= sup> Debit Cards are issued by Upgrade's <a href=3D"https://link.upgrade.co= m/f/a/l0AfYmHBPvz9OeFEN3D1pQ~~/AAQRxRA~/yrE4IR5odyiKsq39WB0lEKjd2kUZV85dmoN= xtaSo3YTjwoVKzhuKD_0uma5dEhC0-TJ5uyX-LhKHIaUpAMi5WalXoDMjFgepxk0eg97rthaX2j= Ortm9_KcQZEpEdBUfM" target=3D"_blank" style=3D"vertical-align: top; color: = #1F63D2; text-decoration: underline; mso-line-height-rule: exactly; -ms-tex= t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partners</a>, pu= rsuant to a license from Visa USA Inc. <br>=0A<br>=0AUpgrade, Inc. (NMLS #1= 548935) holds the following <a href=3D"https://link.upgrade.com/f/a/tEbrn-R= TBW4RWSEHu_y7UA~~/AAQRxRA~/Fzbb_dxzus4KuXoCRHPeiQ2y4dLeZ77Cl8xcJe-pkHxjzl9z= gRsjSGMhf4rfNWqikk-eHvqZV1-qhOAzZfcCBWdsi92P5xkJI014ra5mWYuuG9Y4YXXadkbfrG1= B-Q9COGivPhDijbYQOQQE-Z6jQGSgl2Bz79NyZvqCBNd94jUF6JE0O9yJZp7oOBYMTgWb0COzs0= Az7cNuBm0FodKI85rj1UgABt_A20ChRWAa9EQ~" target=3D"_blank" style=3D"vertical= -align: top; color: #1F63D2; text-decoration: underline; mso-line-height-ru= le: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">s= tate licenses</a> and does business under the following <a href=3D"https://= link.upgrade.com/f/a/C46TSv4kBWBxeEqL2xLdWA~~/AAQRxRA~/Xd-LCXYpnZePPW2B8V6k= RkNNxBVWayYF2JV_1sHTtRRzjiBTpnY4VBsu0FjUmUJBle4c6mOhasa98DeBCb82pzSgKmCMKX8= aBklOVf2lnI1c6oAL1OFDfmrt7UafFxMd" target=3D"_blank" style=3D"vertical-alig= n: top; color: #1F63D2; text-decoration: underline; mso-line-height-rule: e= xactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">DBAs</= a>. <br>=0A<br>=0AUpgrade is a <a href=3D"https://link.upgrade.com/f/a/nFZ1= O5Csb2DfpRKOtDLU7g~~/AAQRxRA~/dWNuzlNoV0F0WeiwE7WUERLffB73VUNEat8Pby2NMey3D= 66rY1zEdVL_B3i7LDbn5mxJR-IoS8SZ_EQ0Xt6UeTK0Vu8zs25csLphYLO0rgDPGS0BJZaraWz2= K2uk-Ul7c1MWpHlVhCjYF1f0Gn_ns9ror7yZpFVudiFWtrpXXE5-UADF8P0_j0LIkGUjLkTv" t= arget=3D"_blank" style=3D"vertical-align: top; color: #1F63D2; text-decorat= ion: underline; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; = -webkit-text-size-adjust: 100%;">financial technology company, not a bank</= a>.=0D=0A </td>=0D=0A </tr>=0D=0A = <tr>=0D=0A <td class=3D"body3" style=3D"font= -family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16= px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 10= 0%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">= =0D=0A=0D=0A <table align=3D"center" border=3D"0" cellpadding=3D"0" cell= spacing=3D"0" style=3D"width: 100%; max-width: 600px; border-collapse: coll= apse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 1= 00%; -webkit-text-size-adjust: 100%;">=0D=0A <tr>=0D=0A <td align= =3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1= 00%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;"><table border= =3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-top= -width: 1px; border-top-color: #cecece; border-top-style: solid; border-col= lapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-siz= e-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A <tr>=0D= =0A <td align=3D"center" style=3D"mso-line-height-rule: exactly;= -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 20px = 0px 0px;"><table class=3D"center" align=3D"center" border=3D"0" cellspacing= =3D"0" cellpadding=3D"0" width=3D"60%" style=3D"text-align: center; border-= collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-= size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;">=0D=0A = <tbody>=0D=0A <tr>=0D=0A <td= align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-height-= rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; = padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/gk4qvwrr9OcWejvYbwFf= dA~~/AAQRxRA~/CZKXTXeue85TaYghazQr9WjFC1BhdcHtsjzQjw49bCBXdnk7FqYHd95SB0h_R= o8_7vCQ2WvrpFGRwm0hPgpBAUAt9G7k7KZlmSe8eDxoqEPtN4bFIVid68DT4fAEFQ8fM1IQPLG6= K6WUWr3ZhXU5QKxTiYCg6GQSqvT0uzzNGWh5YPicFB8S7vfmM8ZRKCTzHQHWCEMu0xPFfWjR_qK= taLyNPaTj6zlzg3nCeqqZelmactkci_rrlsVAyNUWkkXJ" target=3D"_blank" alias=3D"f= acebook" style=3D"color: #1F63D2; text-decoration: underline; mso-line-heig= ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100= %;"><img src=3D"https://braze-images.com/appboy/communication/assets/image_= assets/images/65fb645920ede0004c647b15/original.png=3F1710974041" border=3D= "0" alt=3D"facebook" title=3D"facebook" width=3D"24" height=3D"auto" style= =3D"text-align: center; width: 24px; height: auto; image-rendering: auto !i= mportant; outline: none; text-decoration: none; -ms-interpolation-mode: bic= ubic; padding: 0px; border-width: 0;"></a></td>=0D=0A <t= d align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-height= -rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;= padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/ARAFWtgPkOIw4M81xME= syQ~~/AAQRxRA~/CZKXTXeue85TaYghazQr9cKwd6tqJuS6MpBlhSCTwebb-W5v6emHjx_AIv1d= a9VUSJ7stAQOq89P1cljFWIm8rjWZBzKn7-a7CMV5Mzm77OGyoY54vIEhIXP6Pt9PPQ4siEGtrL= DZem1FIT7IzH56FtfTaZMM8M-4CDf_43ARGXxn17dJP6Cg-XKri0kxHgc49UruIIoIE3YAAzMd6= 8qwysUak1Al0sF8ngpUmneCu7kAMnvUKFa0AivVx9xHWQq" target=3D"_blank" alias=3D"= instagram" style=3D"color: #1F63D2; text-decoration: underline; mso-line-he= ight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1= 00%;"><img src=3D"https://braze-images.com/appboy/communication/assets/imag= e_assets/images/65fb64594f39dd004c62621d/original.png=3F1710974041" border= =3D"0" alt=3D"instagram" title=3D"instagram" width=3D"24" height=3D"auto" s= tyle=3D"text-align: center; width: 24px; height: auto; image-rendering: aut= o !important; outline: none; text-decoration: none; -ms-interpolation-mode:= bicubic; padding: 0px; border-width: 0;"></a></td>=0D=0A = <td align=3D"center" valign=3D"middle" width=3D"100" style=3D"mso-line-he= ight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1= 00%; padding: 0px;"><a href=3D"https://link.upgrade.com/f/a/Ou1byDzKt9NxRPB= TLvS0Rw~~/AAQRxRA~/f2T9vd1Du6J9Js4W4dnpq7ZTftvG3pH7ob_rR4qtT8XkZEePreX2iG7y= zEXnslwpwkxOEvqrd6tGYmvRb3u9fdB58nbxvsKSuxTFGoiN4KBa1uay155B1_5PSSZ3idAjC_c= 3w73rduMBC2XDP4Jek7vx9xdHL83W-K0Cio_31pgDCFMBbbj3Eyfcs34F8IOoU8VhaWR7jmgnwK= aHmuocEJs6XPrRR4wxAEdwsEBN_8ONWEPGeVXmfCEW2iNd8QJ5" target=3D"_blank" alias= =3D"blog" style=3D"color: #1F63D2; text-decoration: underline; mso-line-hei= ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10= 0%;"><img src=3D"https://braze-images.com/appboy/communication/assets/image= _assets/images/65fb6459172062004de47b44/original.png=3F1710974041" border= =3D"0" alt=3D"blog" title=3D"blog" width=3D"47" height=3D"auto" style=3D"te= xt-align: center; width: 47px; height: auto; image-rendering: auto !importa= nt; outline: none; text-decoration: none; -ms-interpolation-mode: bicubic; = padding: 0px; border-width: 0;"></a></td>=0D=0A </tr>=0D= =0A </tbody>=0D=0A </table></td>=0D=0A <= /tr>=0D=0A <tr>=0D=0A <td class=3D"body3" style=3D"fo= nt-weight: 500; font-family: Graphik, Helvetica, Arial, serif; font-size: 1= 2px; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-= text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 15px 0px 0= px;" align=3D"center">Please do not reply directly to this message as it wa= s sent from an unattended mailbox. </td>=0D=0A </tr>=0D=0A = <tr>=0D=0A <td class=3D"body3" style=3D"font-weight: 500; 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vertical-align: top; display: inline-block; font-famil= y: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16px; co= lor: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w= ebkit-text-size-adjust: 100%;">Update Preferences</a> </td>=0D=0A = </tr>=0D=0A <tr>=0D=0A <td class=3D"body3" style=3D"f= ont-family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height:= 16px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust:= 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"cen= ter"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width= : 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace:= 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = <tbody>=0D=0A <tr>=0D=0A <t= d align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-ad= just: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><img src=3D"http= s://braze-images.com/appboy/communication/assets/image_assets/images/64a74a= 9cc06c460050dbcfc2/original.png=3F1688685212" alt=3D"Upgrade" title=3D"Upgr= ade" border=3D"0" width=3D"120" height=3D"auto" style=3D"width: 120px; heig= ht: auto; image-rendering: auto !important; outline: none; text-decoration:= none; -ms-interpolation-mode: bicubic; border-width: 0;"></td>=0D=0A = </tr>=0D=0A </tbody>=0D=0A </table></= td>=0D=0A </tr>=0D=0A <tr>=0D=0A <td class= =3D"body3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-siz= e: 12px; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0= px 0px;" align=3D"center">Upgrade is located at 275 Battery Street, 23rd Fl= oor, San Francisco, CA, 94111</td>=0D=0A </tr>=0D=0A <t= r>=0D=0A <td class=3D"body3" style=3D"font-family: Graphik, Helv= etica, Arial, serif; font-size: 12px; line-height: 16px; color: #686C78; ms= o-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-= adjust: 100%; padding: 10px 0px 0px;" align=3D"center">=0A<span class=3D"go= omoji">=C2=A9</span> 2025 Upgrade, Inc. All rights reserved. </td>=0D=0A = </tr>=0D=0A <tr>=0D=0A <td class=3D"body3" sty= le=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-= height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-= adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align= =3D"center"><a class=3D"body3" alias=3D"cta3_txt_privacy" href=3D"https://l= ink.upgrade.com/f/a/7RmKv1NFlE3t-h4IQPjZFA~~/AAQRxRA~/ONf0Wpw-Akjy5_z8P9Y5Q= OfkF2gnQwINk3HVu79conKphAjgAhIkHRuZ4HgjZ8-JJJgdJ2eQ9uM3ckSZ78EF-RtATUOo6a7r= nuJYLj7R_ZmBzl-7OD4r2CKrp7pPaREx" style=3D"text-decoration: underline; font= -family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16= px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 10= 0%; -webkit-text-size-adjust: 100%;">Privacy Policy</a></td>=0D=0A = </tr>=0D=0A <span style=3D"font-size: 0px; line-height: 1;"> = =0D=0A </span>=0D=0A <tr>=0D=0A <td align= =3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 1= 00%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;"><img src=3D"ht= tps://braze-images.com/appboy/communication/assets/image_assets/images/683d= f3b900dece00850c7c37/original.png=3F1748890553" alt=3D"Equal Housing Lender= " title=3D"Equal Housing Lender" border=3D"0" width=3D"auto" height=3D"18" = style=3D"width: auto; height: 18px; image-rendering: auto !important; outli= ne: none; text-decoration: none; -ms-interpolation-mode: bicubic; border-wi= dth: 0;"></td>=0D=0A </tr>=0D=0A <span style=3D"font-si= ze: 0px; line-height: 1;"> </span>=0D=0A </table></td>=0D=0A = </tr>=0D=0A</table>=0D=0A</td>=0D=0A </tr>=0D=0A = <tr>=0D=0A <td class=3D"body3" style=3D"color: = #ffffff; font-family: Graphik, Helvetica, Arial, serif; font-size: 12px; li= ne-height: 16px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%;= -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">PL_= ITA_DECL_OLD_S7</td>=0D=0A </tr>=0D=0A </tb= ody>=0D=0A </table></td>=0D=0A </tr>=0D=0A </t= body>=0D=0A </table>=0A</td>=0D=0A <td class=3D"bg_secondary" style= =3D"font-size: 0; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%= ; -webkit-text-size-adjust: 100%;" bgcolor=3D"#F6F6F9"> </td>=0D=0A <= /tr>=0D=0A </tbody>=0D=0A</table>=0D=0A<custom name=3D"opencounter" type= =3D"tracking"></custom>=0D=0A=0D=0A=0D=0A<img border=3D"0" width=3D"1" heig= ht=3D"1" alt=3D"" src=3D"https://link.upgrade.com/q/JqH2K9XqOPsXWwpWOzXfWw~= ~/AAQRxRA~/4_UiR4UH8bCn4GEn-Z7pVad6aOpHcMNRfB72hRpm1zOXh14Y-QwZ3KiKmbFmDSdY= RdQxWLwC3yoLB3WRvODPbA~~">=0D=0A</body>=0A</html> --_----jcuMnu1rdd/JZqTMaq7drQ===_DF/DA-31770-0E0B1686--