Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id KP1uNNBkXWghpAwAchKAPA (envelope-from ) for ; Thu, 26 Jun 2025 10:18:40 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 26 Jun 2025 10:18:40 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:23257) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uUoN6-00000003UBQ-12bl for info@sterlingcal.com; Thu, 26 Jun 2025 10:18:40 -0500 X-MSFBL: u7/upWEwF4SVV/9HIh2XQYZgmAlsAvYbtx52FqoH9DA=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInIiOiJpbmZvQHN0ZXJsaW5nY2F sLmNvbSIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJtZXNzYWdlX2lkIjoiNjg1MmM 1NjQ1ZDY4Y2IxOTY2MGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1750951109; i=@e.upgrade.com; bh=e148BgqR53Ot+EHdKRXIGUlxrHctvlHukkIl5ykQiqg=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=KBVK+1VVUZD5ylTE3idVMKUyX8O6iEd0qFw89cf1NgM52L32myXZm8BBMKEhOX+3V 2MxqJ/nRh/l4enDluUijA5B9z0lUGvnJWXsJbyxuq197Nlt2fDdnhNl2eD2uoKXNQv 4z/3Q1nS0rwVt2eJodlcbXt6jelG/5V74uA/Ilwk= Received: from [10.90.26.238] ([10.90.26.238]) by i-0ccb7cd0fc3c6251a.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id C0/66-59868-5C46D586; Thu, 26 Jun 2025 15:18:29 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Your June invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 26 Jun 2025 15:18:29 +0000 Content-Type: multipart/alternative; boundary="_----7o+GSGAIb5cx5Cz1hpJyhg===_0A/56-59868-5C46D586" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----7o+GSGAIb5cx5Cz1hpJyhg===_0A/56-59868-5C46D586 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Are you ready to say goodbye to your high-interest credit cards=0Aand debt= =3F =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.up= grade.com/f/a/9mIHFqjXv4CrH46O9sWiEg~~/AAQRxRA~/hy-GbzXZhFoadHQg9K-CZ_DxR5O= qjgaMSKodeJVrHWrglmQx64fONoeLIPwepHAuzf8sGqCZr-HxM1-tbh1kMOlE6_--YWn1R2K5SE= fCay0~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig= h-Interest Credit Cards Are you ready to=0Asay goodbye to your high-inter= est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca= n circle the date that you=0Acould be debt free. It=E2=80=99s time to check= your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa= nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou= ld be next!=0A=E2=80=93 Low, fixed interest rates that never change = =E2=80=93 Affordable=0Amonthly payments =E2=80=93 No prepayment penal= ty if you decide to=0Apay off your loan early =0A=0A=0A=0ACheck Your Rat= e (=0Ahttps://link.upgrade.com/f/a/kg6Po60I6_Oc5eqE5G0ROw~~/AAQRxRA~/V87j-L= OMxyO2j9rNzp07p7MpaBpEr-b-7jHDLfqosgeDC7lr8l-5vDKVEz3c04aa8zTtIsUEzli4k6zFL= t2MC_InItS1jp8HBOmZZFswjOxFMLLNwJVmP6EUZn21EU0UG7AcOMua-CGPthaC-y8J9Xg3xL5w= CrQ0c7IcWZGkrC1x-dm2VpxzMqTs4oa2_LrBS0hb51mCIGIMb04oVyJ6v0BgAPedR1oirplizmi= 5KIKt1uiqrYEsC64I4JUYwcM1=0A) =0A Thank you,=0AThe Upgrade Team P.S= . Check your rate now (=0Ahttps://link.upgrade.com/f/a/sJ-nm6Orv7vpfcKneFr= 7Lg~~/AAQRxRA~/yCHOQMeuQ9Rkmz3WBSU9kLGL661SDrm3XK7syH0JAlDiXTGuOJ3MA1x7jRww= 0dHPm92k7yFiyVyOqTsU6GnnwLoAMsWKlXZWD4NixR_UMYrcYWHq5yLziMK1-k4Khw4lCCrCFuD= s2HFvc-3-pshlbw~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign= =3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f= reedom! If=0Ayou have questions, we're here to help. su= pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe= rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= =0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes= t rates require Autopay and paying off a portion of existing=0Adebt directl= y. Loans feature repayment terms of 24 to 84 months.=0AFor example, if you = receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (which inclu= des a 13.94% yearly interest rate=0Aand a 5% one-time origination fee), you= would receive $9,500 in=0Ayour account and would have a required monthly p= ayment of=0A$341.48. Over the life of the loan, your payments would total= =0A$12,293.46. The APR on your loan may be higher or lower and your=0Aloan = offers may not have multiple term lengths available. Actual=0Arate depends = on credit score, credit usage history, loan term,=0Aand other factors. Late= payments or subsequent charges and fees=0Amay increase the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early. A= ccept your loan offer and=0Ayour funds will be sent to your bank or designa= ted account within=0Aone (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. All loans, Personal=0ACredit Lines, and checking and savin= gs accounts are provided by=0AUpgrade's bank partners ( https://link.upgrad= e.com/f/a/-Yz-5Ntfs3yxBC11iuJKHw~~/AAQRxRA~/u1Qlk3FROkYwXvVkXNxzYJq2yz75Wdq= jvKOBXn_7Rg9d--xSIxeTsG1jTZT6cQ4jrg1nGXDOKFPo2RTLmUoQlK0KC_rU3OTQ5vMFN1OaFy= ASZfhm73HUDzP0cmiLjrDL ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE = Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgra= de.com/f/a/-Yz-5Ntfs3yxBC11iuJKHw~~/AAQRxRA~/u1Qlk3FROkYwXvVkXNxzYJq2yz75Wd= qjvKOBXn_7Rg9d--xSIxeTsG1jTZT6cQ4jrg1nGXDOKFPo2RTLmUoQlK0KC_rU3OTQ5vMFN1OaF= yASZfhm73HUDzP0cmiLjrDL ), pursuant to a license=0Afrom Visa USA Inc.=0A=0A= Upgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( htt= ps://link.upgrade.com/f/a/V7lw9LCcnuJ2y4nD0I5fvA~~/AAQRxRA~/75-RzQUCX8PnVoP= Ea4Pxv5dFPToVLo3xMTlHOomGpEWW6ND_qS45sUYc5qMNRiJkaPKjovylJASvWiwR-VXltWgch1= Be-ilIZl-Jx1Q9qJvsmF-OWeoHWalyJBIXWcg3pYOvMRhZvi7mD8B3IxWsuTxR796mOfz-gaWFP= 548fJQ7c0b4ghXw_o4NNXPXAIHSOWM0XAsvO25984It5VXG0VCeYc1aFnAHLMPGmFcmyHU~ )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/TgzTBkII5VKKg05PbmFkrw~~/AAQRxRA~/w4PonavVvRfDXZqFkV-spM78D5NagjdC7aR= -rdzz8jwdFm08Xl6SqQJjO2A4SLvFAjqH9QJgKS5XrDz1CYprUIaZ9NOekK-zZ-0mQA_N02Stw1= Pttin3hVKLODc71xaj ).=0A=0AUpgrade is a financial technology company, not a= bank =0A( https://link.upgrade.com/f/a/YrVGt_D4idvb9fh_4Mth5g~~/AAQRxRA~/c= gzgv4YbNvm8yTVYPTiJTf3kx7PV7wzTU3ZOkXlVZUBsc4WODBJOI_k2ROyAl6vFrVBrCv5yeJyo= VAzwig563JgI52qkxICQPKw4EjPOM-uAS_2Rh_sqBeEPOPtE0VZh6omWsTcSkcOpr0fqC4hJdFS= _w-JAD6HKBzIdwgeTsIOIGv6Mbl14aTCNFCw5nRdH )=0A. =0A facebook =0A(= https://link.upgrade.com/f/a/ack8O-IByDAxLM7EzWIuUg~~/AAQRxRA~/e5aU836XL9i= VuHaRXez2nd1O7j7k3OgU25buxFRY8Z7577yGMx9o-GJbClbOshgO-9gSuXS8ZtUHkFzVXFVF3f= nvIjxYyyy5WOg-1zSiLFTXZUii_X2uCbJkoZr4W6oN1ppjwATGH_8mvVmwbyrB8oUywElhZpK2G= HGijgnjKIz-wLsDu8cdL5zLpNwiEaemfnYGSpl-JkIc4IwVY_nCxOJ5F5vjeOw5qQM82O9O7Let= OSoMLHrs1HYzM0xH-xoL )=0A instagram =0A( https://link.upgrade.com/f/a/NIGT7= rAfJ2TeEBriPbHl6g~~/AAQRxRA~/e5aU836XL9iVuHaRXez2nZjHUDPbtIOyCLiv3gvOdG-QUI= xlMMQTsIwD67SBiK8GThYUiGBOoMrkRvnBPiaSj8tzGtFCv8f_e-__iJ_A6oJ2J2mjGndyx2Iyx= -xrSYaRklHhLkIzIEZ-XLNc8NahTQwhAci5t7RsZ06srUrk6Bwhuwjnlh9Re-orDFiGPJaqKLl1= jmi6OU4crvc8Kv7qqALejF12iy-nB2VguE1ttp7D5X3OHeiekZFeKX2zBd4A )=0A blog =0A(= https://link.upgrade.com/f/a/31g9FfcI6LUIoU_kdGq4Lw~~/AAQRxRA~/N3nbbUTvq69= raoXHXEbCaN5fyqXvxBMa-uSOt2Quey-tBUbXQQni1smWSdp43tZ79knNHMyx0RqxERGSNTi64_= pxFDJoFe_zgFaLXGte_nVyO2NEol0ms7kir6svH6WW3aF8USEfj4CXPMsBMtw14zB8-oh8zlXwv= FLJ5Qu_n_co_vx8jnZ20VDqD-geOf9lclIjhIS5sts0aLlKGH8oPtc6uapGZtjuQNbwmL5y1bQz= M6MEgziCBahzAt1S3jO2 )=0A Please do not reply directly to this message= as it was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A( https://link.upgrade.co= m/f/a/1r36wyUpn3uU2pM7gB7ikA~~/AAQRxRA~/aG5MDBlgaNsg5I7WILSbbOUFSYwXAfoArRN= 8CBt66kaVpcE0DXLLPx1xbka96gb35eQLE28sCknAhHalWYFsCHN7qPN3UjRrOvKSxZtIjIvBcm= jokHEXCUOzx2WJm-ES )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S2 --_----7o+GSGAIb5cx5Cz1hpJyhg===_0A/56-59868-5C46D586 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F
=0A
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=0A= Hi,
Free Yourself = from High-Interest Credit Cards
Are = you ready to say goodbye to your high-interest credit cards and debt=3F Wit= h a personal loan through Upgrade, you can circle the date that you could b= e debt free. It=E2=80=99s time to check your rate and plan for your financi= al freedom. Upgrade has helped thousands of people get on their way to fina= ncial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
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=E2=80=93Affordable monthly pay= ments
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=E2=80=93No prepayment penalty if you decide to pay off your loan early
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Check Your Rate
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Thank you,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path to financial fre= edom!
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If you have questions, we're here to help.=0D=0A <= /td>=0D=0A
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=0A1 Personal loans made through Upgrade featur= e Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a= 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. = Lowest rates require Autopay and paying off a portion of existing debt dire= ctly. Loans feature repayment terms of 24 to 84 months. For example, if you= receive a $10,000 loan with a 36-month term and a 17.59% APR (which includ= es a 13.94% yearly interest rate and a 5% one-time origination fee), you wo= uld receive $9,500 in your account and would have a required monthly paymen= t of $341.48. Over the life of the loan, your payments would total $12,293.= 46. The APR on your loan may be higher or lower and your loan offers may no= t have multiple term lengths available. Actual rate depends on credit score= , credit usage history, loan term, and other factors. Late payments or subs= equent charges and fees may increase the cost of your fixed rate loan. Ther= e is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to = your bank or designated account within one (1) business day of clearing nec= essary verifications. Availability of the funds is dependent on how quickly= your bank processes the transaction. From the time of approval, funds sent= directly to you should be available within one (1) business day. Funds sen= t directly to pay off your creditors may take up to 2 weeks to clear, depen= ding on the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and saving= s accounts are provided by Upgrade's bank partners. Upgrad= e Visa= =C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade= 's bank partners, pursuant to a license from Visa USA Inc.=
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