Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id KA6mGX3rWmgbcAAAchKAPA (envelope-from ) for ; Tue, 24 Jun 2025 13:16:29 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 24 Jun 2025 13:16:29 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:9607) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uU8C4-00000000Ai2-3Vdx for info@sterlingcal.com; Tue, 24 Jun 2025 13:16:29 -0500 X-MSFBL: NtCUNRGN/BxTcJiDHjhA32zp+CpLIzN3miNMaO9U6PU=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQ iOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJtZXNzYWdlX2lkIjoiNjg1Mjc xZWI1YTY4ZDQwMDU1MjMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1750788977; i=@e.upgrade.com; bh=PL6Knye+ql3mDPPXueVs3q9rdLu5JDrQILe9aT/6OL8=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=HVh3t1GfSurkeKRPwbpgzx2xEBpXfqnJxcQJxxt0IshUEped/MZvRVspI73DfvSjx 9fQi10YtxsUklMbACAl770bf679ZFs4I0mJhGOKWq9EnqCZyAwer3hBWD6AqssRbsL nj8bLde8qhlaeFZfHw/aaCaYAxRPY19iRFT2Pwn8= Received: from [10.90.43.127] ([10.90.43.127]) by i-005781a3eaec7956a.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id 32/5D-51836-17BEA586; Tue, 24 Jun 2025 18:16:17 +0000 From: "Upgrade" Message-ID: <32.5D.51836.17BEA586@i-005781a3eaec7956a.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Here's your Tuesday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 24 Jun 2025 18:16:17 +0000 Content-Type: multipart/alternative; boundary="_----pxch0oHG3Q5kQFWx0cWO8g===_A9/4D-51836-17BEA586" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----pxch0oHG3Q5kQFWx0cWO8g===_A9/4D-51836-17BEA586 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/Lz8r76= PPTRxxWpJ3VD2_Tw~~/AAQRxRA~/Y5Vrj1Ik1fGoH7GoRWBiOAKwkgbXydwq7NmOUI4qP82kSAZ= kJTc7iypyx2EAdG8AIc8CYRXmoKMeg1BuNhTeJnasUcQHLbdugiPbO9tw_SI~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/38PsiKY-8CfftSY0AYGxlA~~/AAQRxRA~/KNYbSS1Q-0IANoaHHYXyy5ihDAxWepJ= 4zuMn-cW0_8GKwr4Evp5Zu4rOM0po-VZwqx0hwjw4AgbIHr5SqBBgHwd-9njEtydtAvJOduKGtC= 9JkraXPnJpwpd1Jv2kjXiEsXSQ8OEZisaQtRpIC--s-wpbOlAUCoveFBVheF4mszorRNkTQBrq0= n5DTekEX5qrZSL-OYkQAHJ2cYW_LxBJZfbAlCrRDC_NtBfyUxk1oLgOHspyAIHjZVxhYz-mKQcz= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/i3t-GmdyNxlc5ax3Mo1MEQ~~/AAQRxRA~/gkCQOZxKqD134XYmiAMCnT= CmTOQDsAjX9PcSXgYWbMjps8w4i34UIgLwQfIxi6mN0mnXanf2l4-KLVVIjpk9lyBLIt_LuMTxg= hRIKpqjzFBTRMEG5G-RJmoEUBTBi1W3sJXuhhH9ikWYnMGHrHNtvw~~=3Futm_source=3Ddecl= _old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A= ). There is no obligation and no impact to your credit score.=0AThank you,= =0AThe Upgrade Team If you have questions, we're=0Ahere to= help. support@upgrade.com 1=0APersonal loans made th= rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All= personal loans have a 1.85% to=0A9.99% origination fee, which is deducted = from the loan proceeds.=0ALowest rates require Autopay and paying off a por= tion of existing=0Adebt directly. Loans feature repayment terms of 24 to 84= months.=0AFor example, if you receive a $10,000 loan with a 36-month term= =0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5= % one-time origination fee), you would receive $9,500 in=0Ayour account and= would have a required monthly payment of=0A$341.48. Over the life of the l= oan, your payments would total=0A$12,293.46. The APR on your loan may be hi= gher or lower and your=0Aloan offers may not have multiple term lengths ava= ilable. Actual=0Arate depends on credit score, credit usage history, loan t= erm,=0Aand other factors. Late payments or subsequent charges and fees=0Ama= y increase the cost of your fixed rate loan. There is no fee or=0Apenalty f= or repaying a loan early. Accept your loan offer and=0Ayour funds will b= e sent to your bank or designated account within=0Aone (1) business day of = clearing necessary verifications.=0AAvailability of the funds is dependent = on how quickly your bank=0Aprocesses the transaction. From the time of appr= oval, funds sent=0Adirectly to you should be available within one (1) busin= ess day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor. All loans, Personal=0ACred= it Lines, and checking and savings accounts are provided by=0AUpgrade's ban= k partners ( https://link.upgrade.com/f/a/QPw6Ff6TUOjIbbEF8Qz2kw~~/AAQRxRA~= /Q72fyT0Jm8vq4CoHDO_5-79BX1VhvnCL-NUYR2CPW_Ylz_q6-P280GXrJxwq8vX9mVlH7P2Xmv= eeIZDcpo4iAkqEoeiEbJwhCIvl7TxL7PPm52QhTxtN-OPKPPDQjT4u ) . Upgrade Visa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank= partners =0A( https://link.upgrade.com/f/a/QPw6Ff6TUOjIbbEF8Qz2kw~~/AAQRxR= A~/Q72fyT0Jm8vq4CoHDO_5-79BX1VhvnCL-NUYR2CPW_Ylz_q6-P280GXrJxwq8vX9mVlH7P2X= mveeIZDcpo4iAkqEoeiEbJwhCIvl7TxL7PPm52QhTxtN-OPKPPDQjT4u ), pursuant to a l= icense=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the fo= llowing state licenses=0A=0A( https://link.upgrade.com/f/a/fyq--c4R1fB9gc2O= rWe59Q~~/AAQRxRA~/6Z-AHYPp5gCgO9fXEttnP0Co93B-FQtjURLyn64YXQFp9l3oFlSYfuboN= AgsIV5lTkErqdn48FO2MIkwwTlo67IuwD9w49LzKLr5_V77PV5-04rhB2yBjSifa3emYEvK9d69= RRO-g0FdLg8wvE_367Z3dAgFp47ytcHB0vZyErmR1NeCSyMj8icq9AqV8FQNRvSo0Gbk4WowjtO= x2o4YjZS2YeDeq2EriLiV3hfS-bs~ )=0A and does business under the following DB= As =0A( https://link.upgrade.com/f/a/ru3Vev9psCuYoV17JHC5IQ~~/AAQRxRA~/3Vsz= vM1TXpHa3YXWgqA2aWLWZMJORyOg8fZZIHo8480N5EprFsQDoG74DXgUjdMdfHybKUAsJtkJseG= GllkBS0WkcVtT-yFN1NQrCjIyqoDxHIs-RG9ffjR1yzbhMRRA ).=0A=0AUpgrade is a fina= ncial technology company, not a bank =0A( https://link.upgrade.com/f/a/ywOQ= ZUA_ztK29f5rhxY9zw~~/AAQRxRA~/r3694HshCcL8_genY457RqGCio37T1Nljc8m5dVxkliHs= mL_l1DOoCOu7D7zWOc9J7eQLzdhj8H7QRbUwV17LowUZNIUwj0L4yJIS5wvva2gRCiuOaveugrT= xnnY025USFHRX4Vj3xSxKHFXbbhw9P1YQCgyb2-fjfU11wfHEw27vQMO2fh8FFXFyjcPH8pE )= =0A. =0A facebook =0A( https://link.upgrade.com/f/a/QjuBvESBg2fs9= OZ0H5S0kw~~/AAQRxRA~/WFIpQwRyWLu8DTBBUCWrzjFlf6kjFgzCJ21lVBAHL2BeKJvwz6PT15= ZPmgW83FWH1WkYrViHU4BJ7cYr_ox77QfetgR2ptRf5DRwAhvhqlKNoJU7zVdX0_v_UTLWjFV5C= lngLBEhK1R-IQWNs9N77SAzfj6KhiXFmDGy0zWR__PVUkFcbq5sIiaEfHO1v6PFEaNYwvS5cSb4= FUZjf_c0yAn4ienrqx4EbOm7X54M_8uaHtfD4jHVu7Zvue-vmTOt )=0A instagram =0A( ht= tps://link.upgrade.com/f/a/rIhjEFNnOpNiPzDlvAsiLQ~~/AAQRxRA~/WFIpQwRyWLu8DT= BBUCWrznG3tWu05NCkg6cekTehIkfTGSXivy8DPX5LUjnlNJaYioArgouUV5dv7Y0EQVdPe0B60= 81Bx9-iN02s6bje4qIDeG3Ws2vQ9yJM1N_VpaTLj_B98D3CfHt5Vvwn0DRnYpkH8jNtjKzMgMND= tSjOx0vZ4yQKhqyAbrzZeTVoX7Zwgmrf_szdDouuSf_bVzSOL0bvNY8CiIc9QTrRoizDwWSBwQ4= 9_uVUtHBmLIMqPcSi )=0A blog =0A( https://link.upgrade.com/f/a/nYR9a4LRhtCbs= BfeAcmkXg~~/AAQRxRA~/cNydh_kgogJSR0LnbIPOCsvoyWi6t5hz-SEOyNXmLAU_4C7HQ88NzO= RWdUCIsFOOyzF8Kl6LcsPi6E3qFd4sJC-EAR_PSbwJaEmt_QHkoPB8wsjJuPiwoRN59JIZjrbXX= vpceRGN-ramK8zxenng-AeL8g4egqL9-T1nGgutiAQt5TPrQWdE_f6Ek08CHGx6z3Pb-ncZUF1e= tFIDCFP-L0wFXoVSagm_54B9xy-yYaPJtaeqL5PVDd27JefZzS8O )=0A Please do no= t reply directly to this message as it was=0Asent from an unattended mailbo= x. 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All=0Arights reserve= d. Privacy Policy =0A( https://link.upgrade.com/f/a/acyoYkkagmxohnNv9zi7= JQ~~/AAQRxRA~/UdEKxG9CaMUl0-OsJYYKShpngXfq3tqGNAGlnZ4J5iJgPVt-RU7PoRwKcvfgj= QcH-eHLmX6xypcIP5O-zOZ5bk4tTSW_3nOvlS9VA_cFqnemJzPXwsjUz5rCZ08uLx5k )=0A=0A= Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S1 --_----pxch0oHG3Q5kQFWx0cWO8g===_A9/4D-51836-17BEA586 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed rate personal loan can help you save money
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=0D=0A The Up= grade Team =0D=0A =0D=0A =0D=0A=
=0AHi,
How much could you save=3F=0D=0A
Do you want to save money when repaying= your high-interest debt=3F
A perso= nal loan through Upgrade can help you consolidate your debt or pay off high= -interest credit cards, putting money back in your pocket that you can use = on the important things.
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Check Your Rate
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What=E2=80=99s stopping you from se= eing if you can save with a personal loan=3F It only takes a moment to get sta= rted. There is no obligation and no impact to your credit score.
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If you have questions, we're here to help.=0D= =0A
=0D=0A support@upgrade.com=0D=0A
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=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A Accept your loan offer and your funds will be= sent to your bank or designated account within one (1) business day of cle= aring necessary verifications. Availability of the funds is dependent on ho= w quickly your bank processes the transaction. From the time of approval, f= unds sent directly to you should be available within one (1) business day. = Funds sent directly to pay off your creditors may take up to 2 weeks to cle= ar, depending on the creditor.=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Upgra= de feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loa= ns have a 1.85% to 9.99% origination fee, which is deducted from the loan p= roceeds. Lowest rates require Autopay and paying off a portion of existing = debt directly. Loans feature repayment terms of 24 to 84 months. For exampl= e, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (whi= ch includes a 13.94% yearly interest rate and a 5% one-time origination fee= ), you would receive $9,500 in your account and would have a required month= ly payment of $341.48. Over the life of the loan, your payments would total= $12,293.46. The APR on your loan may be higher or lower and your loan offe= rs may not have multiple term lengths available. Actual rate depends on cre= dit score, credit usage history, loan term, and other factors. Late payment= s or subsequent charges and fees may increase the cost of your fixed rate l= oan. There is no fee or penalty for repaying a loan early.
All loans, Personal Credit Lines, and checking a= nd savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued b= y Upgrade's bank partners, pursuant to a license from Visa= USA Inc.
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