Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 4QHEEsFFWGgQAQEAchKAPA (envelope-from ) for ; Sun, 22 Jun 2025 13:04:49 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 22 Jun 2025 13:04:49 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:25865) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uTP3g-00000000H6V-2nUi for info@sterlingcal.com; Sun, 22 Jun 2025 13:04:49 -0500 X-MSFBL: GQLzhLaVpTuP7WZqx/3rmv1tISMIHrTQVXFYfR/pd/8=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInRlbmFudF9pZCI 6InNwYyIsIm1lc3NhZ2VfaWQiOiI2ODUyYjU0NTU4NjhjYWMzMjYyZSIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1750615477; i=@e.upgrade.com; bh=UT3OmADCHFgriAoFwbmDf6ktgY3AGrzxq+8z1oKILhQ=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=XogVwJg63KA/bCoi5+0Jq+JykCIHdbErsH19ZQtOUPa4g8FfnZLwyt2wv1HhkebyL MLQjlGag/ER4zqSqVeMqCM0RxhQSdRCMg7hl0IGjNLiZTGCn0plQ4nbNyi3pnjFiyj 2MZmAvKSf+TfRGjymhfyXikc0PnizeC6ccx1MxS4= Received: from [10.90.37.112] ([10.90.37.112]) by i-0d79952cb82b8fe95.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id E2/6A-48815-5B548586; Sun, 22 Jun 2025 18:04:37 +0000 To: info@sterlingcal.com Message-ID: Date: Sun, 22 Jun 2025 18:04:37 +0000 Content-Type: multipart/alternative; boundary="_----gy4YYY6aWEgNr/kYMCkK+A===_B2/6A-48815-5B548586" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Come back and see your new options List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----gy4YYY6aWEgNr/kYMCkK+A===_B2/6A-48815-5B548586 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Get the money and relief you need with a personal loan=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/NT5lo2Crq= UKglasbQZXEow~~/AAQRxRA~/us0Ev5L4t1B6mAUkY9d7-17o_R7DWxG80PVzDHQhadIWb1Uyd2= Qp-J01lu7JhXLmwKIWTDLSc64cqev1mA7o8_QFqLwFBgQVOF_MesGoelg~ )=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0AHi,=0AAre your high-interest credit cards or debt h= olding you back=3F If=0Ayou=E2=80=99re ready to circle the date for when yo= u can feel the relief=0Aof being debt free, it=E2=80=99s time to check your= rate (=0Ahttps://link.upgrade.com/f/a/ZBlcZFnRwHOBg3tiqlcXnQ~~/AAQRxRA~/18= JVlE5CCjOStqy7ZtrQNlLZlbSWDk1WP8iTmCtUUB5kV4YXHOwRfXilD8yBn-mSPJgYgoMiJOHj1= 97XfjGve-r-CQ2NncqW0VeUC3nXiWVcIydM8bEbjvGuNrv8RPIjJLJhFM_tJyem4dG1MKJpIuMH= GZD1kRou7jNwILfo0PZq6gHT-YwbVOCjLrmofnfqTiwwpFywKf4teqBPSNGfP6rLinG9VBsDAtL= 1hwV9oZCyuUiPVluMQJN8sQ8VzQuo=0A) and see if you qualify for a personal loa= n through Upgrade.=0AUpgrade has helped thousands of people get on their wa= y to=0Afinancial freedom =E2=80=93 and you could be next! =E2=9C=93 L= ow fixed=0Ainterest rates that never change =E2=9C=93 Affordable mont= hly=0Apayments =E2=9C=93 No prepayment penalty if you decide to pay o= ff=0Ayour loan early =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrad= e.com/f/a/qdHoOx2Wj76IkHCyf7Ey8g~~/AAQRxRA~/18JVlE5CCjOStqy7ZtrQNlLZlbSWDk1= WP8iTmCtUUB5kV4YXHOwRfXilD8yBn-mSPJgYgoMiJOHj197XfjGve-r-CQ2NncqW0VeUC3nXiW= VcIydM8bEbjvGuNrv8RPIjJLJhFM_tJyem4dG1MKJpIuMHGZD1kRou7jNwILfo0PaJLFJnR4088= 34gaFOJjbjmbrzZ4qcNtEzYMKJ_ifoBZFp1grAdGQAhzhTnFLmJED_l6hToJeQMf8aCnkBqwZsh= =0A) =0A Thank you,=0AThe Upgrade Team If you have qu= estions, we're=0Ahere to help. support@upgrade.com 1= =0APersonal loans made through Upgrade feature Annual Percentage=0ARates (A= PRs) of 7.99%-35.99%. All personal loans have a 1.85% to=0A9.99% originatio= n fee, which is deducted from the loan proceeds.=0ALowest rates require Aut= opay and paying off a portion of existing=0Adebt directly. Loans feature re= payment terms of 24 to 84 months.=0AFor example, if you receive a $10,000 l= oan with a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly= interest rate=0Aand a 5% one-time origination fee), you would receive $9,5= 00 in=0Ayour account and would have a required monthly payment of=0A$341.48= . Over the life of the loan, your payments would total=0A$12,293.46. The A= PR on your loan may be higher or lower and your=0Aloan offers may not have = multiple term lengths available. Actual=0Arate depends on credit score, cre= dit usage history, loan term,=0Aand other factors. Late payments or subsequ= ent charges and fees=0Amay increase the cost of your fixed rate loan. There= is no fee or=0Apenalty for repaying a loan early. Accept your loan offe= r and=0Ayour funds will be sent to your bank or designated account within= =0Aone (1) business day of clearing necessary verifications.=0AAvailability= of the funds is dependent on how quickly your bank=0Aprocesses the transac= tion. From the time of approval, funds sent=0Adirectly to you should be ava= ilable within one (1) business day.=0AFunds sent directly to pay off your c= reditors may take up to 2=0Aweeks to clear, depending on the creditor. A= ll loans, Personal=0ACredit Lines, and checking and savings accounts are pr= ovided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/5qQnSzmv= MfqfcpMZz8L2Ew~~/AAQRxRA~/W8Yp9eEtHaTH6fm_hSNL8nQGJUtGEBebbnPn7YlKqpR75QLh-= NRU1POEAADvmDJv7W94VU4Bio4nsRLo8C1qoqNOUVZlZHIS6UtngAiNkzMisAnnEBlVAX7SOctY= nv5i ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are is= sued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/5qQnSzm= vMfqfcpMZz8L2Ew~~/AAQRxRA~/W8Yp9eEtHaTH6fm_hSNL8nQGJUtGEBebbnPn7YlKqpR75QLh= -NRU1POEAADvmDJv7W94VU4Bio4nsRLo8C1qoqNOUVZlZHIS6UtngAiNkzMisAnnEBlVAX7SOct= Ynv5i ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/ww0BWVTHydGkYSQJ55WTxA~~/AAQRxRA~/xYPIGAMtAsCbR7X3NjSU5_NDsRwxusb4v= W0WiGch2mhvOGq5KOnz54KYIrdOp3Lg5RFbqfu4algOEfOmldp06v7biQSxGgEgPvSdajj2BgTb= lZGCqAPhev07kCgB-VcFqNNJKM14oWLAEVZMFwi7NCcHtSd7klr1tRLpiRFdk9Zi6RLP28QRBOq= kwb4-S3RCyeX4DDfiEcsDH7cUuqZm-qkWZ-Sbf3Mntkcd-Cy3tEs~ )=0A and does busines= s under the following DBAs =0A( https://link.upgrade.com/f/a/_eWg7V8p8vXice= FZr9uZNg~~/AAQRxRA~/7o8DWDw6J35xalSTywEv2rSu1oFzR5Y5rEfqB1fTPXOUwCPC2Cd3qhS= 6y41ecDDGMenf1khdwUMsTIaK6K-qMkfnes4if9vCf_PqMchsHdV0YkTThKIuf619MC2sgyJS )= .=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/PcMXrN0Utd8aJQUC6z9AvA~~/AAQRxRA~/Rr0sfeUwf437jZ5DyET1= XbnC8ic0puHPZwrH4UzWwnCtn0tVxmaJIicw9-r7hT23jS_man76TpiYSF_cf6hfn_SLNUYQyqk= vbhyaycJUxPTh8yYGD32vNebw_i-dAwrdLoSPw7BnK8Nn4AXMikg-_XhLX7rDzhlOoPez9rczzC= bzCzehiN4slFx-ucFCcG1y )=0A. =0A facebook =0A( https://link.upgra= de.com/f/a/G0JTqcYHWEezzdpNj-YRNQ~~/AAQRxRA~/FE7XiO6lpnYXl9VXhvrV1cQZZVZATU= DQA71R32TkelVoEdaYQIMROe7mROZGgb0w1IZB-lhj62IEFUrrBYPc8IWW1jlPVfknDZZ2_YJcm= ZeAWv4smaDB7Rl531dQJ12YlxapGiIKpG__tE7o5KbKGYN0tN2ISoBoVPQvO8tq7yxfF52prWH1= PeWGaSqTNagraDW6hHGpQURgdKZzjU-xFlTtAqVVgONKNo48GKsUh29Z0KFJh-9A1lG13SXDx-D= e )=0A instagram =0A( https://link.upgrade.com/f/a/4tNtAksfrfh0VPVaG-g1Fw~~= /AAQRxRA~/FE7XiO6lpnYXl9VXhvrV1Vbi1ILUW-ePKLT0Cq8E8LZdxpBTYVK4eTX2PIqgAF2O0= eeKSL7PuxE5QDYxsi5Vxfv_mSw08EBI-C4SRBwt0deAbI0g7mFkEOWFk3U85GCgEKAhakZP1sGj= IPpOS3Cds97gaYIAZXxvoXcW45QKWe2p8OQaFu7R7HHruOxj5u8iVkQ-QtHNXoMYSOccuDQwQiQ= Vd-iiiV_JULkCxEzDgonZ7aEoa0nDMXKBtqLXNa1C )=0A blog =0A( https://link.upgra= de.com/f/a/LayTH53EWBWaWjuUR9zQeA~~/AAQRxRA~/Fn5lycgTI9WzFDyrk3YRaUXQDp0Ld_= nH1y5VEtL_52SB0JivlYpMs5b0zzowfJgvvMeQRf5HbmgNLZeakraoHHSypKDgbk3fmhrheV19S= 9Agti_TsW8mhKiGPOEvyFREQRuxAPIGjMNYxg_OyyrDZw3hnVLmlSewhqgVg8SMX6ydatFrEKEG= OmN6AYXaUeGKL-GK-EquO6PDng5eDguLjAzNFj8PXJ0wRhb3paDAt3Aay_ju8AkLOXEFL1q4e-a= n )=0A Please do not reply directly to this message as it was=0Asent f= rom an unattended mailbox. 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Get the money and relief you need with a personal loan
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=0AHi,
Are your high-interest credit cards or debt holding you bac= k=3F If you=E2=80=99re ready to circle the date for when you can feel the r= elief of being debt free, it=E2=80=99s time to c= heck your rate and see if you qualify for a personal loan through Upgra= de.
Upgrade has helped thousands of = people get on their way to financial freedom =E2=80=93 and you coul= d be next! =0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A <= /table>=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
=E2=9C=93 Lo= w fixed interest rates that never change
=0D=0A
<= strong>=E2=9C=93 Affordable monthly payments
=E2=9C=93 =0D=0A = =0D=0A = =0D=0A
No = prepayment penalty if you decide to pay off your loan early
= =0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate
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Thank you,
=0D=0A The Upgrade = Team
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=0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
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If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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=0A1 Personal loans made through Upgrade feature Annu= al Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85%= to 9.99% origination fee, which is deducted from the loan proceeds. Lowest= rates require Autopay and paying off a portion of existing debt directly. = Loans feature repayment terms of 24 to 84 months. For example, if you recei= ve a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 1= 3.94% yearly interest rate and a 5% one-time origination fee), you would re= ceive $9,500 in your account and would have a required monthly payment of $= 341.48. Over the life of the loan, your payments would total $12,293.46. Th= e APR on your loan may be higher or lower and your loan offers may not have= multiple term lengths available. Actual rate depends on credit score, cred= it usage history, loan term, and other factors. Late payments or subsequent= charges and fees may increase the cost of your fixed rate loan. There is n= o fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to your b= ank or designated account within one (1) business day of clearing necessary= verifications. Availability of the funds is dependent on how quickly your = bank processes the transaction. From the time of approval, funds sent direc= tly to you should be available within one (1) business day. Funds sent dire= ctly to pay off your creditors may take up to 2 weeks to clear, depending o= n the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings acco= unts are provided by Upgrade's bank partners. Upgrade Visa= =C2=AE= Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under t= he following DBAs.
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=0AUpgrade is a financia= l technology company, not a bank.=0D=0A
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