Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id kIH6Gx2WVWhZEgEAchKAPA (envelope-from ) for ; Fri, 20 Jun 2025 12:10:53 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 20 Jun 2025 12:10:53 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:11416) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uSfGO-00000000Mrp-3U0Q for info@sterlingcal.com; Fri, 20 Jun 2025 12:10:53 -0500 X-MSFBL: WD3xq4e/hDMACWH1Cu9zZpqEeTGjJhsfcJqvoUcQczc=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWw uY29tIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjg1MjE xOTY1NTY4ZDcyOTc5MDcifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1750439441; i=@e.upgrade.com; bh=tglKvNfjS3sX6n9oCIf83/rH/L17cLe7HkdOSf09X8Q=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=jWGFQ4zYm2IAQA3zi/cNSdsWFVquX589ae+hgeQMFuHxLvmukAPnJzgrXmlbmJfoT DbySyWp406CCf1wnJrKIWfV6uIYX9DjxdkOQm7KHBMt0gFCLrXv9OXuqE+PnMoUbGj T9vanjZvWpMfIc218s/dmIiQ2UEgaK23UVP+KSq8= Received: from [10.90.33.109] ([10.90.33.109]) by i-0424fb77b0c980bf8.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id 70/97-50204-11695586; Fri, 20 Jun 2025 17:10:41 +0000 From: "Upgrade" Message-ID: <70.97.50204.11695586@i-0424fb77b0c980bf8.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for you List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 20 Jun 2025 17:10:41 +0000 Content-Type: multipart/alternative; boundary="_----YyUd89zpOhKd5t2zkCSVAg===_B9/87-50204-11695586" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----YyUd89zpOhKd5t2zkCSVAg===_B9/87-50204-11695586 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/jo3ppelTLfLM= MHV1uxHW1Q~~/AAQRxRA~/fQjS_OaI9I0KWqZyGykc2Ju8wTk7fkGmWBCMOsbDuAPTGQnx9TZAn= mS4XSTnWBard2ZRrcKyNe_LkuBd1tNCMPuMakEhMUlpsryLPFxBSrE~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/9oSqlRzxXSVnGaSQrhqVDw~~/AAQRxRA~/cE0= o7lbB3e_BJh74UTTTdBlfc5iLINC9aRw4TB9WAPTxvZEIftWL5TJ0K5A_9jBiObW2WPGxLg3Vhn= v7Rq8qc8eGOwTyaSrhCofPdxiXiwW7KROrnhfd0F5VCETFHyrrfTfqCaXseittVpZb7Rhbofdx8= UBOcLG-b99uctBNfXvSuginRKB2XDZEOnTedo5cd_aW2b2YelizeBUJpTaovCosowAy54t1Ndqy= ZaLQvWw_NZ7eye4j7JgomS3VrtOh=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/877Ey659nIFqy-Lvbh6U5Q~~/AAQRxRA~/tDw0Zi7U4= cXRn5prKpZOkUNcKcUXkPnnZT9mUGAXOOOk1NpVFR1oeawd3yHvcQRvqIR_BaclBfh__7mybTfu= 4KNhtdw9GF5YD9HutPXeND0eFjK0w0qXZlH51cGzHFEdeYuyFUw9rj3XfeT0uffnFw~~=3Futm_= source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_content=3D= email_txt=0A). We look forward to helping you achieve your financial goals.= =0AIf you have questions, we're here to help.=0Asupport@upgrade.com = 1 Personal loans made=0Athrough Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early. Accept y= our loan offer and=0Ayour funds will be sent to your bank or designated acc= ount within=0Aone (1) business day of clearing necessary verifications.=0AA= vailability of the funds is dependent on how quickly your bank=0Aprocesses = the transaction. From the time of approval, funds sent=0Adirectly to you sh= ould be available within one (1) business day.=0AFunds sent directly to pay= off your creditors may take up to 2=0Aweeks to clear, depending on the cre= ditor. All loans, Personal=0ACredit Lines, and checking and savings acco= unts are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f= /a/kqWqRVz53iRL_MzNzZpRMQ~~/AAQRxRA~/EwV6O7C-VtEk3fW11AuA-aNCYlQGJoUakIsYgu= RnqR9rmIg4AvrXoNHhELdTXAKDF5PgzdaAqHByL_5kDmRPyx57R6y2VM8FKJblzd9h2lxc-UsHg= ZMpnTaYqh-QJmpY ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit C= ards are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/= f/a/kqWqRVz53iRL_MzNzZpRMQ~~/AAQRxRA~/EwV6O7C-VtEk3fW11AuA-aNCYlQGJoUakIsYg= uRnqR9rmIg4AvrXoNHhELdTXAKDF5PgzdaAqHByL_5kDmRPyx57R6y2VM8FKJblzd9h2lxc-UsH= gZMpnTaYqh-QJmpY ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://li= nk.upgrade.com/f/a/7d9ig-Wbr_u6nc6OfHtPkw~~/AAQRxRA~/gIidyblCnYeHYUPdp5q05v= A5NByt_ni628UG8EMLABwv64Hgdn5ACVHMly3clMnd2wjoJuXHZLIA_ZRiBMuGZ9gKOhw4GUSqx= gRlhiFGufH1QEjThx8p8pAfCP_kQad_9I3lUXQO9vOhMdTNOpV2OkjZkvHAakcmxZb4xOoap5an= 0cFydHWipju6n417_vjvtt70Si_jNs0zMyXlL7HzYVjnmj8tPoCDyyKK2Um4lGI~ )=0A and d= oes business under the following DBAs =0A( https://link.upgrade.com/f/a/bu5= b1KeC3V54e23JngQzNg~~/AAQRxRA~/C176SWxNlnaaOJxD0hDm_XZRoxjohlVoigZj86ztV61Z= NFzpLs9IxreHUFnnZvI0FqNNKN4fWLxEFqQi3o4BkMhym2i2_Ga6KjpMxvbE1c61A7StnkEllTF= MEtRkRJ9N ).=0A=0AUpgrade is a financial technology company, not a bank =0A= ( https://link.upgrade.com/f/a/UDOXPeBoqf8-K9t_07r0iA~~/AAQRxRA~/0bhYgJyN0x= sLca1TPcbdWmXrWgNvHtKEd9Ks7UhOPn68Kq5Tm5UlWjW-hRUwdSs4qF0K9QqZ8SQ_7VgDnVEaH= MPsgc-_cyr2RBMKiY5HfNlgMAoovB9Ghn_Jqh_dS1_XHl5XMPNS6Zhlcc-NYAW1HA7s22vBm46m= hJJWnria4xg7wyQcCZnod0xrTEadY_O2 )=0A. =0A facebook =0A( https://= link.upgrade.com/f/a/hcsJI7_g2ayfiOjKqiA-rA~~/AAQRxRA~/5vEMKmoAgwU6JC8aIbLM= q9OLPVdSPXF6mXgBMVccXSiE5WKTH1MTMcA4lA-5LuOP4qTmjAx4Hbd-5Sh1UjFq80ebxIENlsg= afdw7oxxGuFiNT2EF9zZpVxIOGKO6pBl3h0Jw8IsrkEY2Bry2ma7mWJgXTZC3U58qHTUUJapj-U= 0vCFoZlHEtfuAwGM_awcPxHS-aNo0oZ1nlWGVA4cI1K17j8D0AL7ViHDYo6koUBfvbJbuyz3Y9o= haLih5Sc1nk )=0A instagram =0A( https://link.upgrade.com/f/a/txuCHehmmiEiXT= 7L39TJvg~~/AAQRxRA~/5vEMKmoAgwU6JC8aIbLMq1FIwgoqu3y4wVCYjgPt8gsM7TWqDcgSIol= V3jWnymgL5gLRTIJ86lB9JFA9YH8GDvAqDx_lCzwO_Oa_6zpO_5eozg6n8Z9EeCBhfiOAr60AjN= mD2B0Qd9r9b0e-C_rGxEkwjRBQw8-qoQeqdVRDFpf4C5Qob_9H1PdREkuUm-YrcEKCNDZRZNisQ= bEQDCYA5U2MPlPggwlwYJ7PJTMw5y_YFBvKK25i_FXBIgabE_HE )=0A blog =0A( https://= link.upgrade.com/f/a/ZI1k-D1B28uwwpx_uVzcGg~~/AAQRxRA~/KgxIduSeP2nN8pgayc0d= 3AfaIf6x6ugCYIQdIM_E7fh8VNZg_j105JASyQO9Zd5fwz5YktJbsX1ImMxU92u1du4-5A5cP5V= 2lDzUCk2JSrcZ79KLaabcjRrlqGxTATXjGa3I3bnS5JyPV5SDF8gYVcBuAn4Ljf-l0OcGi-X2jg= 3tVAJvs6xkOojfFSToqyux5YWuHd5v9k8Cyis4kDqbQFvzBv60Ga49r53yFDnnsfxeXxik11NMn= j2-I8YRVffa )=0A Please do not reply directly to this message as it wa= s=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsubscr= ibe ( https://link.upgrade.com/f/a/kUGcJIfzfk1o70B2q0ZDiw~~/AAQRxRA~/OdJq8L= a0t9r9-jkczbuvrcrk33-LGaCybk9JGC5SU4Eb0N6ZJqnZUxd1RYgKC6aBJ95vaDbudLaZxBzEH= CO-8Jojydzi12d_7r7yyjQfTcxtujYwcbKVJ07E0-5oVEN4_856L4UZ2atXRlzv0TOiXdLHkczw= XMrQ_HmsGYi_2-Z9X-A4dQ7fdZXgJc5NXUZiMJOYUTWT3pWXWO9HnDYp6FCW8_rZzdmbkiSInMw= 6QUtmfaxFWS7j__aQow_0Cwwx4w66g9Cz6_Ju8cNLFGvv3s234V9H_nyYvcRBfawxoW6lmSu9rS= TOQnWyr-FIOZVAAG7cLctOHdP2LbaI9g9M4HGbiB8iDEZPNKUlv6DMOXrDfc2r0Irw12pqrig_Z= y77ksvLt3yee--13hTYD6fZJbs0KrL3Ipsu9pQTSUuV7KUVwGWyKuuJk2QnQrhfJVMB4StrTzpr= 7rJGgTdrj3kM8LdNxb75__j_FepesUqRVU_mKDyDPC5VDtpKd3KxDvtFZW7ybauJ-fY6FPR-9Gi= 6S5711KL7jDWG-tHtbHkityYdSvjCSuhUprJwF9zZv0HSUNjCQ3oGWUAeNa-rXTXXWWfYHuCl8q= vmvkVnlWjPY1nGzPDRC2vkluVvtwRBJiDZI1xJZJZJmNAFLSK5t9rsqbQXcXaFtto35xzLLFymH= 8DJS6kpccU6r7zbkQsFJjxWYtjVLaqoL_MoLuVbH-FS0t3wjorN-d67e7PPIaW0HJZmXVbFjB1C= 0DR5-lcBWONUhQ5UrMGIWKPbHa1Jgebh8g~~ )=0A or Update Preferences (=0Ahttps:/= /link.upgrade.com/f/a/WZlKQdvKj73Ked2HJGt0-Q~~/AAQRxRA~/0r7aBk6ts6yDMrwdksB= aGGEF3uhdWAMlx0eZ2_NyypPcJQw9SymxzM_HSpIaAXDf3KSYZSjxWcoj01g04B4IGZQYG5qSPd= BlIHLqSLk6C87sQtPKt5RjhWYmJtrETh89McDLNHVDE1tHEFfNyUkqqcOxNWHwCon_vz3pRaMd6= fg-o_Ub7FbUagK83KU4py3Ll8r1iZImMZf39tmOLmFwXn7QJbqIyQ10dQ4jh3UiC4gaFURZHb05= Uth-iT7lImEi_Gp9Xmq6bhhZTqzXxZMnuKcPIz6ETihZuPk1RQ1loG28GU11lNSoJnlvBZgM1wC= GGkHDzT-vuOIOAfHWnOSLpRIIVLDKwCas39yf0ukE4aQaUo6L6lhtT_8nSylnmgw4fIBE58H_ag= KKuyWtgDGWZ63hD7E6cwgrL0qh-tvCgNOVWZ8bCCAUetAL9-XXAIjSHrtVDwHXgiUNO1rGoI5Cr= r14FF00rQQN1RMCWT3zqarH7MHn0vHUDsK60FeUEeoOfASF0ouuInnFHc8BhSYVLANuCULPqB_3= o9Ma7TCKPtYZEiwkar0O0ATlKKQjhftTUYaKXFh2lJWEw_gFu7XLlL-IscshVcxtUphWK-gPOif= s9Tk6kuEDAvfAdcS0Ktq1RfCq8_d8OBeI0eyHVMgXH9f1NSMY04oLUzXIRRiaEDlmFGZZgESB80= sel-MsJTtwCctW3smixuGh_87yUmqHx8l1Kx2DxPcDCmpEgFToOlr0DvJCrq04A3jGz16MgyAAH= t27Q8LsjCQTr9iemjOE5-qRmZxxBJpSKFlnj2O3fApMUYc2DL1nCUviY1SCgISp1NkldD8a9QmF= fAme4zy8YsVczGyaUJuqxXDXxIWsrZ9k_b8SohAxj80ypPhjOd6E4D8UxnmRZ2_j8Hq8BRkLK_M= 9qohtQd60NXdBLz5SL1mYhIG9pKd2QSjYgbd81k8dvW1cX_j_iQUz6vqgKeMuDxNr_NMpE2gIWO= o80jxVAmqYXM1PnwJnHmnqaeezeO6pmrZzZyNBjZSeghgSNqg_bOu3r-yhxmhl-oNue6679Itxq= jRozkEaBkgoZqOPVZtC8J2f4hfY0sodoGLReMka2ysUpKuPUKSoqjf1b7ioD_G4ycKJWd6uFrBD= UmSdb9zkq6Gjf8ovw-mrmfImEWYb01ZAxl8nU40WwYiIM-tJjuk~ )=0A Upgrade = Upgrade is=0Alocated at 275 Battery Street, 23rd Floor, San Francisco, CA,= =0A94111 =C2=A9 2025 Upgrade, Inc. All=0Arights reserved. Privacy Pol= icy =0A( https://link.upgrade.com/f/a/J9CPQrBot_m2X9ouOink9A~~/AAQRxRA~/UR9= LrAdXC7qvNcv_yMza2D7d8ioPPNboDvt8YqKGMBGnuOuLZVg2TlROWqnX4wGma2iUMGLvEmB_gx= UVZB6Dt-l00DmwcciEcgwKcsduwAxJnEAuhrt76XkhnXo70yxf )=0A=0A Equal Housing = Lender=0A=0APL_ITA_DECL_OLD_S3 --_----YyUd89zpOhKd5t2zkCSVAg===_B9/87-50204-11695586 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a personal loan through Upgrade can be the first step tow= ards financial fitness and achieving your long-term goals
=0A
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=0AHi,
Getting a personal loan through Upgrade can be the first step= towards financial fitness and achieving your long-term goals. With a perso= nal loan through Upgrade you can:
=0D=0A =0D=0A =0D= =0A =0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A
=E2=80=93=0D= =0A =0D=0A =0D=0A = =0D=0A =0D= =0A
=E2=80=93Pay off high-= interest debt so you can increase future savings
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Circle the date that you co= uld be debt free
=0A=0D=0A =0D=0A =
Check Your Rate
Choose from am= ounts you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a= rate that will never increase. Checking your rate only takes minutes. What= are you waiting for=3F
Thank you,
= =0D=0A The Upgrade Team
P.S. Check your rate now. We look forwa= rd to helping you achieve your financial goals.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-a= djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;">
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If you hav= e questions, we're here to help.=0D=0A
=0D=0A s= upport@upgrade.com=0D=0A
=0D=0A=0D= =0A
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=0D=0A =
=0A1= Personal loans made through Upgrade feature Annual Percentage Rates = (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% originatio= n fee, which is deducted from the loan proceeds. Lowest rates require Autop= ay and paying off a portion of existing debt directly. Loans feature repaym= ent terms of 24 to 84 months. For example, if you receive a $10,000 loan wi= th a 36-month term and a 17.59% APR (which includes a 13.94% yearly interes= t rate and a 5% one-time origination fee), you would receive $9,500 in your= account and would have a required monthly payment of $341.48. Over the lif= e of the loan, your payments would total $12,293.46. The APR on your loan m= ay be higher or lower and your loan offers may not have multiple term lengt= hs available. Actual rate depends on credit score, credit usage history, lo= an term, and other factors. Late payments or subsequent charges and fees ma= y increase the cost of your fixed rate loan. There is no fee or penalty for= repaying a loan early.
Accep= t your loan offer and your funds will be sent to your bank or designated ac= count within one (1) business day of clearing necessary verifications. Avai= lability of the funds is dependent on how quickly your bank processes the t= ransaction. From the time of approval, funds sent directly to you should be= available within one (1) business day. Funds sent directly to pay off your= creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank p= artners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
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Upgrade is loc= ated at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111
=0A=C2=A9 2025 Upgrade, Inc. = All rights reserved.
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