Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id aPL+MogHU2itPgQAchKAPA (envelope-from ) for ; Wed, 18 Jun 2025 13:38:00 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 18 Jun 2025 13:38:00 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:9008) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uRxfc-00000001EIu-0uxn for info@sterlingcal.com; Wed, 18 Jun 2025 13:38:00 -0500 X-MSFBL: oJ9Iwvy2qkBN+9hI1FDmM/7l3tH2uy9eL4VzkSM9Jlo=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjg1Mjd kMDc1MzY4YzlkNDRmNGQifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1750271869; i=@e.upgrade.com; bh=YpbGEwtfcZhxMxKiHCGhED+9Z6He+U4+umo9Sgt/o2o=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=fuF/KHgkV48LT//qCpaV7s1Z/gR7nswgsd/Leo89bJhIX4rVHiffVaqvXruY1kPNr NI/Eu2E/S1ySz0PK1XL0MfzsgrMA+r2HUBjLS9TeHZCC2BLd4hdeC6AWCh/km5IZqd 5tOGJkA59Y7EhA/vOHvfDSJfGqv4HUk2hv7fQHfQ= Received: from [10.90.21.57] ([10.90.21.57]) by i-0f5b79368c507af56.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74499 r(msys-ecelerity:tags/5.0.0.7)) with REST id D4/F4-42474-D7703586; Wed, 18 Jun 2025 18:37:49 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 18 Jun 2025 18:37:49 +0000 Content-Type: multipart/alternative; boundary="_----DpTxNbUkchm8xShlLJr01Q===_CC/E4-42474-D7703586" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----DpTxNbUkchm8xShlLJr01Q===_CC/E4-42474-D7703586 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" New loan invitationinside=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade = 96=0A( https://link.upgrade.com/f/a/w5bAu1xotI1tdrIZAWS8Yw~~/AAQRxRA~/d= oTvpB2ngDuPJoA7QBlJt3bAn-n4mGWo4uLyFOwT1IkFg0xhJF84JerrO8a7NzDtcwKyXPEr-i_T= jmNypOKgSW1jrR2xUqHfGmxT8uXORfE~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi= ,=0AGet ahead of your debt If you=E2=80=99re looking to get ahead of your= =0Amonthly bills and take care of your debt, then it=E2=80=99s time to chec= k=0Ayour rate (=0Ahttps://link.upgrade.com/f/a/7DKwOSvduFIOidRBaeOKmA~~/AAQ= RxRA~/kyq6nQVoMGAWN3mKFnnq_OjCSPOCT4tF-Bwl4Wo8eGXzI4IqSKYZNOxlacGibTPXSaFUI= z4CsK7PpLyzJe_r9jQ7_oumDSqWjHrYcOcfurf4WgQaOc_Z1KeEpj6kOObLi6Wde5B58I0OKkOR= sjjq2w~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend06_a= &utm_content=3Demail_link=0A) through Upgrade. =0A=0A=0A=0ACheck Your Rate= (=0Ahttps://link.upgrade.com/f/a/b-l5MFMJX9UDMp8-pLwi2Q~~/AAQRxRA~/xOpT57B= Q7wZiIuTU7J7cuNOAIZTE3e3DM-KaRsY-fC0i2r6ZByzZQCvXUp8uLKfk9_07PBf1vAZz7Eb-oM= q-BRnRGfQkTx1xQOnRLRcAYurWzgrpEGuVOkc0HAMbww6dB1vKmoXsgdjBU_yzzRV5xjpjyRYgz= bv4UvtEO9b4SVf7ykgaukqARbH98i87xaNUuyyXoFnGJpb4akWqjvDi2g__1I25NAYkbGd_tB3g= 9rIHWx3iPhGj9pUYGGlGTmRl=0A) =0A Upgrade loans feature low=0Arates and= fixed monthly payments, giving you lots of options to=0Apick from. Check y= our rate today to see about making your monthly=0Apayments more manageable = and handling your debt once and for all.=0AThank you,=0AThe Upgrade Team = If you have questions, we're=0Ahere to help. support@upg= rade.com 1=0APersonal loans made through Upgrade feature = Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a= 1.85% to=0A9.99% origination fee, which is deducted from the loan proceeds= .=0ALowest rates require Autopay and paying off a portion of existing=0Ade= bt directly. Loans feature repayment terms of 24 to 84 months.=0AFor exampl= e, if you receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (w= hich includes a 13.94% yearly interest rate=0Aand a 5% one-time origination= fee), you would receive $9,500 in=0Ayour account and would have a required= monthly payment of=0A$341.48. Over the life of the loan, your payments wou= ld total=0A$12,293.46. The APR on your loan may be higher or lower and your= =0Aloan offers may not have multiple term lengths available. Actual=0Arate = depends on credit score, credit usage history, loan term,=0Aand other facto= rs. Late payments or subsequent charges and fees=0Amay increase the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly. Accept your loan offer and=0Ayour funds will be sent to your bank or= designated account within=0Aone (1) business day of clearing necessary ver= ifications.=0AAvailability of the funds is dependent on how quickly your ba= nk=0Aprocesses the transaction. From the time of approval, funds sent=0Adir= ectly to you should be available within one (1) business day.=0AFunds sent = directly to pay off your creditors may take up to 2=0Aweeks to clear, depen= ding on the creditor. All loans, Personal=0ACredit Lines, and checking a= nd savings accounts are provided by=0AUpgrade's bank partners ( https://lin= k.upgrade.com/f/a/wW6yo9hW48ClLArYXLW5sA~~/AAQRxRA~/NKuSZT3EjNm9QpTszR0JxTx= vC49BSwMNoLf7iSg7VeeCrifpHAZWSlPtlRFdAyFzB14fBEYEuWseq-AH9nWFxolTz6vpiN5RJ6= r3lXCfI3XPD3YUK-mpOtvlekziBZz- ) . Upgrade Visa=C2=AE Cards and Upgrade Vis= a=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/wW6yo9hW48ClLArYXLW5sA~~/AAQRxRA~/NKuSZT3EjNm9QpTszR0JxT= xvC49BSwMNoLf7iSg7VeeCrifpHAZWSlPtlRFdAyFzB14fBEYEuWseq-AH9nWFxolTz6vpiN5RJ= 6r3lXCfI3XPD3YUK-mpOtvlekziBZz- ), pursuant to a license=0Afrom Visa USA In= c.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/DgAzk7kWE1JFpJ7oYreHAQ~~/AAQRxRA~/kK7crQC= ejynYFIS2lSITvy1cZQF-EC2tZm5JcSYLj1-8GkRmbWNBLWwvHNKsbWOF2Dl6SWkosni2Sbco_B= MPbbwd-NuP8wPKEOsdTk31FATuNXjcE8LKRYuRPIQYIY-8imbCVqjJAlMkkZKeupxczdalCsXSn= 2I5yHFlpVzZpJNR8mD0eWBRBGv5j2gnsN5T3dnJIjNHI2k1tA_FcoO1ARjRN-3xLe_Netc_Ry76= HOI~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/VhQMDYXvL621tZ692CNR0g~~/AAQRxRA~/jdkQmk4D2vz0RBrZTyBn--zxmt4sQ= Y9eUuWYRmRNM5xbhxR-FJYuFxjb-jWqI_zZzLujOQNQ-7fMOBlvKQ5uaO44TiW143bPFb-7vqaj= d86npp4QaBo1LYIR6MBIxrAG ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/e1RvyZP2DlfhFmC_arFOyQ~~/AAQR= xRA~/qAB1fcQCURZF2WRFPRSxtaj2nq1xXrSXf7-lx3mePzPjfpmh1cBm_Pr-ujWBXLpgwES-pP= 2jP0cGGIJfhqe1nNo-j5Sfz9W62lXCkvBJbQ04JsWz4g3h9l83Aksnw-xoiaJah-rwRi4n-Qmu_= CSw2tWMYiKQ0pf4uTfYWinGDMfZs4c9G7XOtZ9jLMXRDGHy )=0A. =0A faceboo= k =0A( https://link.upgrade.com/f/a/l8AaWJHinHQDQFaQNn-m-Q~~/AAQRxRA~/pCgAr= FtjjURGuXtAvgZWD3fhYlxi15HGarxXGn0PyfQZpnZxXsZ1K2g7CmSygGTdtiWBq7q-w23PlccV= JCgIYCaQ0qHX5e0M3h2qo2AKzS-NsBjugTW9O8m_JpfeyWFDVyZ49O4ePUcWa1mr27BEjfziF2A= 9CCI3ezi7qaU4z4P10nlJNFe7_OU81aXQS0HsL9o9FzY9BzH8phjw3a-qt4arvtFWBQ2-KISDE_= QWQ4Wft6tDZml-NUsxfa63uyw4 )=0A instagram =0A( https://link.upgrade.com/f/a= /kg591dctzjnPxTQqXR6ApA~~/AAQRxRA~/pCgArFtjjURGuXtAvgZWD3vtdPJDZAW1hxhZEyI3= k0Wf32MNQu-FhQWeiMQBlykbEf8WuN1u7jFQxeoj_oJsRL3UPmx9bd0xElV6HHMW5xTl47nfRcy= i0XPQTd4Lg9mxLOiBgQqlHqeiYhSeMyFs700czBOe-FxRICFJzLspF56adE3yn2fdqRnCUFzhck= UEbzKr1Yj3cFwMDAGxrkG8vlN-gpEjxIIhUTAtEaZVWcgme4STDOtzmCo9fXqzUtsA )=0A blo= g =0A( https://link.upgrade.com/f/a/NVgM1_gzHa32l_itLHfc7Q~~/AAQRxRA~/HpzyH= 2HhrZwyvw1T8aA7yoE69QLj9RH5GMkYXAvhpWTcFmRgnSLzSPCtJOuOfbhc_XzABPbzo2icIW06= sGfSIUBLWzQRNvy47KvMofSv6s0443iDY0xFYzfewzzjti3F7z70XSZHmiitE3eCWuyyFs7Cu4O= sdcdzfzyg_t6XL-BHX6EvC7n_ArBCuL2CdQmIGHsdVnK19TsiMd51cPeORfwjigHEdg8PKNj-Lp= hUsraQlQlm0-hM0vSqA6e6EGVv )=0A Please do not reply directly to this m= essage as it was=0Asent from an unattended mailbox. 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All=0Arights reserved. Privacy Policy =0A( https://link.upgrad= e.com/f/a/a_1enu1Zo8BeTMnbOqN1YA~~/AAQRxRA~/Ff0nDKs37ohd-ksS4XEYqoqWMybpUl0= _PyxsscTc3uSVVPrC5sDHBkboABv1FDg467dbD1znvBPrK5c_ebkVIGFUelsRp6cSC3x73JtLLY= wOcFSsY-cuwLIGv1ToU_oC )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_= S6 --_----DpTxNbUkchm8xShlLJr01Q===_CC/E4-42474-D7703586 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
New loan invitation inside=0A=0A
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=0AHi,
Get ahead of your debt
If you=E2=80=99re looking to get ahead of your monthly bills and take car= e of your debt, then it=E2=80=99s time to check your rate through U= pgrade.
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Upgrade loans feature low rates and fixed monthly= payments, giving you lots of options to pick from. Check your rate today t= o see about making your monthly payments more manageable and handling your = debt once and for all.
Thank you,
=0D= =0A The Upgrade Team
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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