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Are you ready to say goodbye to your high-interest credit cards=0Aand debt=
=3F  =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A      Upgrade     96=0A( https://link.up=
grade.com/f/a/pyijTjQHljlN4eglORAIVQ~~/AAQRxRA~/gnXKFqiKlxe9oAxc73F6FkEma9J=
x6tWkAg7qyZpIo-O7p2UJTgXmvfKOErz6LMBGEU8ziFKGVxDabX9wHz4l8kiKTPtXwc-RxXWo75=
yDoFo~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig=
h-Interest Credit Cards   Are you ready to=0Asay goodbye to your high-inter=
est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca=
n circle the date that you=0Acould be debt free. It=E2=80=99s time to check=
 your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa=
nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou=
ld be next!=0A=E2=80=93 Low, fixed interest rates that never change       =
=E2=80=93 Affordable=0Amonthly payments       =E2=80=93 No prepayment penal=
ty if you decide to=0Apay off your loan early    =0A=0A=0A=0ACheck Your Rat=
e (=0Ahttps://link.upgrade.com/f/a/9fszFyq_utJfqLrl_vDS2Q~~/AAQRxRA~/9qYNa1=
ve3srjQUfiBSBGg9502sb3RQ49KpaCcIjulylnUmPZU2jQU1ko8qqtG6fV8szl07FcqsNqHX6DK=
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-n1iUmYoxtteJKxjWtG1iKD0a=0A)     =0A  Thank you,=0AThe Upgrade Team    P.S=
. Check your rate now (=0Ahttps://link.upgrade.com/f/a/329ooQGJDJyB2_5wRqW=
4eA~~/AAQRxRA~/f18f3NFVGh8fPsNb-pAyEoGsXjyL7PXaZNsPJjMXbEtVV1Z2ZScFQ-lbbmxI=
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=3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f=
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pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe=
rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to=
=0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes=
t rates require Autopay and paying off a portion of existing=0Adebt directl=
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on credit score, credit usage history, loan term,=0Aand other factors. Late=
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    </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      <!--PRIMARY =
CONTENT-->=0D=0A      <table border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A        <tr>=0D=0A =
         <td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 40px 0px 30=
px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width=
: 90%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: =
0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A   =
           <tbody>=0D=0A                <tr>=0D=0A                  <td cla=
ss=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-s=
ize: 16px; line-height: 24px; color: #686C78; mso-line-height-rule: exactly=
; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;=
" align=3D"left">=0A<span style=3D"font-size: 0px; line-height: 1;"></span>=
Hi,</td>=0D=0A                </tr>=0D=0A                <tr>=0D=0A        =
          <td class=3D"head3" style=3D"font-family: Graphik, Helvetica, Ari=
al, serif; font-size: 24px; line-height: 32px; color: #0E680E; font-weight:=
 500; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">Free Yourself =
from High-Interest Credit Cards</td>=0D=0A                </tr>=0D=0A      =
          <tr>=0D=0A                  <td class=3D"body1" style=3D"font-fam=
ily: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; =
color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; =
-webkit-text-size-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">Are =
you ready to say goodbye to your high-interest credit cards and debt=3F Wit=
h a personal loan through Upgrade, you can circle the date that you could b=
e debt free. It=E2=80=99s time to check your rate and plan for your financi=
al freedom. Upgrade has helped thousands of people get on their way to fina=
ncial freedom =E2=80=93 and you could be next!</td>=0D=0A                </=
tr>=0D=0A<tr>=0D=0A    <td style=3D"mso-line-height-rule: exactly; -ms-text=
-size-adjust: 100%; -webkit-text-size-adjust: 100%;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse; mso-t=
able-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%;">=0D=0A        <tr>=0D=0A            <td class=3D=
"body1" valign=3D"top" align=3D"left" width=3D"25" style=3D"font-family: Gr=
aphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; color: =
#686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%; padding: 10px 5px 0px 15px;"><strong>=E2=80=93</st=
rong></td>=0D=0A            <td class=3D"body1" valign=3D"top" align=3D"lef=
t" width=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif; fo=
nt-size: 16px; line-height: 24px; color: #686C78; mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: =
10px 0px 0px;">Low, fixed interest rates that never change</td>=0D=0A      =
  </tr>=0D=0A    </table></td>=0D=0A</tr>=0D=0A<tr>=0D=0A    <td style=3D"m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" sty=
le=3D"border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0=
pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A    =
    <tr>=0D=0A            <td class=3D"body1" valign=3D"top" align=3D"left"=
 width=3D"25" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-=
size: 16px; line-height: 24px; color: #686C78; mso-line-height-rule: exactl=
y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10p=
x 5px 0px 15px;"><strong>=E2=80=93</strong></td>=0D=0A            <td class=
=3D"body1" valign=3D"top" align=3D"left" width=3D"515" style=3D"font-family=
: Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; col=
or: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 10px 0px 0px;">Affordable monthly pay=
ments</td>=0D=0A        </tr>=0D=0A    </table></td>=0D=0A</tr>=0D=0A<tr>=
=0D=0A    <td style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"border-collapse: collapse; mso-table-lspace: =
0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">=0D=0A        <tr>=0D=0A            <td class=3D"body1" valig=
n=3D"top" align=3D"left" width=3D"25" style=3D"font-family: Graphik, Helvet=
ica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-=
line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%; padding: 10px 5px 0px 15px;"><strong>=E2=80=93</strong></td>=0D=
=0A            <td class=3D"body1" valign=3D"top" align=3D"left" width=3D"5=
15" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px=
; line-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 20px=
;">No prepayment penalty if you decide to pay off your loan early</td>=0D=
=0A        </tr>=0D=0A    </table></td>=0D=0A</tr>=0D=0A              <span=
 style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</span>=0D=0A=
=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"center" width=3D"=
515" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16p=
x; line-height: 24px; color: #ffffff !important; mso-line-height-rule: exac=
tly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0=
px;">=0A<!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"center" class=
=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"wi=
dth: 275px; border-collapse: separate; -webkit-border-radius: 8px; -moz-bor=
der-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; mso-table-rspac=
e: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; border:=
 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=0D=0A        =
      <td height=3D"45" style=3D"height: 40px; color: #ffffff; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;" valign=3D"middle" align=3D"center"><a alias=3D"Check Your Rate" href=
=3D"https://link.upgrade.com/f/a/9fszFyq_utJfqLrl_vDS2Q~~/AAQRxRA~/9qYNa1ve=
3srjQUfiBSBGg9502sb3RQ49KpaCcIjulylnUmPZU2jQU1ko8qqtG6fV8szl07FcqsNqHX6DK9N=
COf4dNVJ5zfmYsqj_0CVVG6CvYBn5hhXLkvvyP0FwWcRCExVzaxQ9Eix2-jFdqqFNSbVgAiKnh3=
gwwZRNiEGuAyCUYNqlAdD9vLNonTfUFIgp2js1DHs741YsdHiHzZKkRR0VULdKqHouhHNhRe7-n=
1iUmYoxtteJKxjWtG1iKD0a" style=3D"display: inline-block; font-size: 16px; l=
ine-height: 24px; font-family: Graphik, Helvetica, Arial, sans-serif; font-=
weight: 500; color: #ffffff !important; text-decoration: none !important; l=
etter-spacing: 0.5px; mso-line-height-rule: exactly; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%; padding: 10px;"><!--[if mso]>&nbsp;&n=
bsp;&nbsp;<![endif]-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&nbsp;<![endi=
f]--></a></td>=0D=0A          </tr>=0D=0A      </table>=0D=0A  </td>=0D=0A<=
/tr>=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A              <tr>=0D=0A           =
     <td class=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, s=
erif; font-size: 16px; line-height: 24px; color: #686C78; mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; p=
adding: 20px 0px 0px;" align=3D"left">Thank you,<br>=0D=0A                 =
 The Upgrade Team </td>=0D=0A              </tr>=0D=0A                <tr>=
=0D=0A                  <td class=3D"body1" style=3D"font-family: Graphik, =
Helvetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78=
; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%; padding: 15px 0px 0px;" align=3D"left">P.S. <a href=3D"ht=
tps://link.upgrade.com/f/a/EnPRc2LrHi9KSudKambcfQ~~/AAQRxRA~/9qYNa1ve3srjQU=
fiBSBGg9502sb3RQ49KpaCcIjulylnUmPZU2jQU1ko8qqtG6fV8szl07FcqsNqHX6DK9NCOf4dN=
VJ5zfmYsqj_0CVVG6CvYBn5hhXLkvvyP0FwWcRCExVzaxQ9Eix2-jFdqqFNSbVgAiKnh3gwwZRN=
iEGuAyDDdK_Ro7ctx5b8cSX60PPGxHO9XZmrI-CAnuq91WjjNk0rQtEV7lg494SdPiFg8uS5l8I=
UqBpFTT_00TEz4jZo" style=3D"color: #0071C7; text-decoration: underline; mso=
-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-a=
djust: 100%;">Check your rate now</a> and get on your path to financial fre=
edom!</td>=0D=0A                </tr>=0D=0A              </tbody>=0D=0A    =
        </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=0A      <=
/table>=0D=0A      <!--CONTACT US OR DOWNLOAD -->=0D=0A      <table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-col=
lapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A        <tbody>=0D=
=0A          <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 0px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0pt; m=
so-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=0A    =
                <td class=3D"body1" style=3D"font-family: Graphik, Helvetic=
a, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-li=
ne-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adju=
st: 100%; padding: 0px;" align=3D"center">=0A<table class=3D"bg_strong" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"wid=
th: 100%; max-width: 600px; border-collapse: collapse; mso-table-lspace: 0p=
t; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text=
_cs body1" style=3D"padding-top: 25px; font-family: Graphik, Helvetica, Ari=
al, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-line-hei=
ght-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;" align=3D"center">If you have questions, we're here to help.=0D=0A    <=
/td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs body1" styl=
e=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-h=
eight: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; padding: 3px 0px 25px;" align=
=3D"center">=0D=0A      <a href=3D"mailto:support@upgrade.com" style=3D"tex=
t-decoration: underline; vertical-align: middle; display: inline-block; col=
or: #1F63D2; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%;">support@upgrade.com</a>=0D=0A    </td>=0D=0A =
 </tr>=0D=0A</table>=0D=0A=0D=0A                    </td>=0D=0A            =
      </tr>=0D=0A                </tbody>=0D=0A              </table></td>=
=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A      =
<!--FOOTER STARTS HERE-->=0D=0A      <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-tabl=
e-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=0A    =
      <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; p=
adding: 20px 0px 5px;"><table border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace: 0pt; =
mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=0A   =
                 <td class=3D"body3" style=3D"font-family: Graphik, Helveti=
ca, Arial, serif; font-size: 12px; line-height: 16px; color: #686C78; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%; padding: 10px 0px 0px;" align=3D"left">=0A<sup style=3D"font-siz=
e: 8px; line-height: 1;">1</sup> Personal loans made through Upgrade featur=
e Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a=
 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. =
Lowest rates require Autopay and paying off a portion of existing debt dire=
ctly. Loans feature repayment terms of 24 to 84 months. For example, if you=
 receive a $10,000 loan with a 36-month term and a 17.59% APR (which includ=
es a 13.94% yearly interest rate and a 5% one-time origination fee), you wo=
uld receive $9,500 in your account and would have a required monthly paymen=
t of $341.48. Over the life of the loan, your payments would total $12,293.=
46. The APR on your loan may be higher or lower and your loan offers may no=
t have multiple term lengths available. Actual rate depends on credit score=
, credit usage history, loan term, and other factors. Late payments or subs=
equent charges and fees may increase the cost of your fixed rate loan. Ther=
e is no fee or penalty for repaying a loan early. </td>=0D=0A              =
    </tr>=0D=0A                  <tr>=0D=0A                    <td class=3D=
"body3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: =
12px; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms=
-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px =
0px;" align=3D"left">Accept your loan offer and your funds will be sent to =
your bank or designated account within one (1) business day of clearing nec=
essary verifications. Availability of the funds is dependent on how quickly=
 your bank processes the transaction. From the time of approval, funds sent=
 directly to you should be available within one (1) business day. Funds sen=
t directly to pay off your creditors may take up to 2 weeks to clear, depen=
ding on the creditor.=0D=0A                    </td>=0D=0A                 =
 </tr>=0D=0A                  <tr>=0D=0A                    <td class=3D"bo=
dy3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 12p=
x; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-te=
xt-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px=
;" align=3D"left">All loans, Personal Credit Lines, and checking and saving=
s accounts are provided by Upgrade's <a href=3D"https://link.upgrade.com/f/=
a/v73NcE7EZJvI4Dxluh-Bgw~~/AAQRxRA~/U5sfvNnQ5l2uM4jJP6m1wUGrl-V8apjugt0R7WZ=
gce-GE0jjGQodZL_zV2MhuA_fV8vOkxslwprZOrci6ODxLzMGilfQkTM3UxL4ooMIXQyUBeSkOX=
6S_b49CToqbmfI" target=3D"_blank" style=3D"vertical-align: top; color: #1F6=
3D2; text-decoration: underline; mso-line-height-rule: exactly; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partners</a>. Upgrad=
e Visa<sup style=3D"font-size: 12px; line-height: 1; vertical-align: top;">=
=C2=AE</sup> Cards and Upgrade Visa<sup style=3D"font-size: 12px; line-heig=
ht: 1; vertical-align: top;">=C2=AE</sup> Debit Cards are issued by Upgrade=
's <a href=3D"https://link.upgrade.com/f/a/v73NcE7EZJvI4Dxluh-Bgw~~/AAQRxRA=
~/U5sfvNnQ5l2uM4jJP6m1wUGrl-V8apjugt0R7WZgce-GE0jjGQodZL_zV2MhuA_fV8vOkxslw=
prZOrci6ODxLzMGilfQkTM3UxL4ooMIXQyUBeSkOX6S_b49CToqbmfI" target=3D"_blank" =
style=3D"vertical-align: top; color: #1F63D2; text-decoration: underline; m=
so-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;">bank partners</a>, pursuant to a license from Visa USA Inc.=
 <br>=0A<br>=0AUpgrade, Inc. (NMLS #1548935) holds the following <a href=3D=
"https://link.upgrade.com/f/a/AfUgycfNV8tXwTjNyae7Ig~~/AAQRxRA~/NDyxznaKS4I=
2Hq6yUEqYnj_CfrvHPk8p9hiEa9dUAisnWDdnNaPxyY417TQKeaOrzHn--AmmJFY45dC0Gt-wy_=
g0y4NK0ravf3SaIAJTQwTsyn48K6R2e18tLKGghE8zfD6Obwx3Q6-cKxt6D3Hx7nFGqDdbJkrhX=
An6Uhw4bYW4En3WHhMuZ-HlDLmhreucylYVSUFfCsyU68YOLjO4RKrGw1MKP42PWFAKY3bQzTs~=
" target=3D"_blank" style=3D"vertical-align: top; color: #1F63D2; text-deco=
ration: underline; mso-line-height-rule: exactly; -ms-text-size-adjust: 100=
%; -webkit-text-size-adjust: 100%;">state licenses</a> and does business un=
der the following <a href=3D"https://link.upgrade.com/f/a/fzI-TlMqJxBwOp5Zt=
Y_Ikg~~/AAQRxRA~/QAVzZZdNXBNQq3K0lnCV3SPIepAto-41Pc5hA9stheQGem_9yi76gfhDz_=
CUbGTpIKXq1PAxEhQepOT-SFmNVisxReBKz6g2AXm2SpxwyyIfd7AoS6Lc477IbnKwk_l2" tar=
get=3D"_blank" style=3D"vertical-align: top; color: #1F63D2; text-decoratio=
n: underline; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;">DBAs</a>. <br>=0A<br>=0AUpgrade is a <a href=
=3D"https://link.upgrade.com/f/a/azq68yAc-QKlhEXraeYnVg~~/AAQRxRA~/zoQHBMX1=
Ny9iFFe2EE6OmYDLXYCuEpT92g1WJc2G9OMO2SBF2-LhW8y9ZFdJUql0ktsPl-PErv9ERnvwyeZ=
rp4E0TWAdxKm83wB4ghIKxDZbF8YYVaTQf6YEt2yq79btYWtMe-5_SJMeyQN9KFiJ7BNnXUt-2J=
gr0XlVmDedad1nqmTSX5Y4gcztzzKyALxE" target=3D"_blank" style=3D"vertical-ali=
gn: top; color: #1F63D2; text-decoration: underline; mso-line-height-rule: =
exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">finan=
cial technology company, not a bank</a>.=0D=0A                    </td>=0D=
=0A                  </tr>=0D=0A                  <tr>=0D=0A               =
     <td class=3D"body3" style=3D"font-family: Graphik, Helvetica, Arial, s=
erif; font-size: 12px; line-height: 16px; color: #686C78; mso-line-height-r=
ule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; p=
adding: 10px 0px 0px;" align=3D"left">=0D=0A=0D=0A    <table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; m=
ax-width: 600px; border-collapse: collapse; mso-table-lspace: 0pt; mso-tabl=
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mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">Upgrade is located=
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ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%; padding: 10px 0px 0px;" align=3D"center"><a class=3D"body3" alias=3D"cta=
3_txt_privacy" href=3D"https://link.upgrade.com/f/a/gXmxUHw3px4ridxGGHslUg~=
~/AAQRxRA~/CMMhoqf4ToyqMGdy6eNS6qo954Tr7sp8mJaQuXi9KI88sFHxuPQ_4X-3CaxnYwQj=
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xactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">Privac=
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