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Subject: Here's your Sunday loan invitation 
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Date: Sun, 08 Jun 2025 15:27:05 +0000
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See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A=
=0A=0A=0A=0A=0A      Upgrade     96=0A( https://link.upgrade.com/f/a/LEQbc2=
uFwqHlQFHe91LLBg~~/AAQRxRA~/wUppBLr9gvwCrq9_XZjQEbiUNeYaZgTZJBWFhxq9sODGnNn=
eMaSOn1Uh2OMyUbJuSVs48crJTwD_A7e0wvuActj4_oByO_8j-3HoB7_6evc~ )=0A=0A=0A=0A=
=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F   Do you want t=
o save money when=0Arepaying your high-interest debt=3F   A personal loan t=
hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter=
est credit cards, putting money back in your pocket=0Athat you can use on t=
he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade=
.com/f/a/hTthkg7fNAAsA65EGHD-iQ~~/AAQRxRA~/DTSoAm7UxfdYTcWbi5B59Q2fxR4FgsI=
R-q--2lEK4GZ2muuScaIwyuRg0BGzmC5lXWnNrhsmqMBOSXrwJWqFDtDz6GqZA9BaCtGC8ZYtw2=
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ksuLcmrN2wlQgQvzKBPfXMjK6pAEPtby8pgNxSiJXESpjnYzD0Rw0Q9IVHkhWFquBMAbj129lqr=
=0A)     =0A  What=E2=80=99s stopping you from=0Aseeing if you can save wit=
h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li=
nk.upgrade.com/f/a/5g38PlidWQP3vAHgeYbzig~~/AAQRxRA~/zxAFgLcmZxC_flc8JwF0TC=
Wk2U0CFpbp0WLJpA3f3akc-L7ZEEUR8cEdo8U-N6HEU7zJhVPoj37k_SJzvStMieC6z_RfoSCNg=
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_old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A=
). There is no obligation and no impact to your credit score.=0AThank you,=
=0AThe Upgrade Team                  If you have questions, we're=0Ahere to=
 help.     support@upgrade.com                   1=0APersonal loans made th=
rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All=
 personal loans have a 1.85% to=0A9.99% origination fee, which is deducted =
from the loan proceeds.=0ALowest rates require Autopay and paying off a por=
tion of existing=0Adebt directly. Loans feature repayment terms of 24 to 84=
 months.=0AFor example, if you receive a $10,000 loan with a 36-month term=
=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5=
% one-time origination fee), you would receive $9,500 in=0Ayour account and=
 would have a required monthly payment of=0A$341.48. Over the life of the l=
oan, your payments would total=0A$12,293.46. The APR on your loan may be hi=
gher or lower and your=0Aloan offers may not have multiple term lengths ava=
ilable. Actual=0Arate depends on credit score, credit usage history, loan t=
erm,=0Aand other factors. Late payments or subsequent charges and fees=0Ama=
y increase the cost of your fixed rate loan. There is no fee or=0Apenalty f=
or repaying a loan early.    Accept your loan offer and=0Ayour funds will b=
e sent to your bank or designated account within=0Aone (1) business day of =
clearing necessary verifications.=0AAvailability of the funds is dependent =
on how quickly your bank=0Aprocesses the transaction. From the time of appr=
oval, funds sent=0Adirectly to you should be available within one (1) busin=
ess day.=0AFunds sent directly to pay off your creditors may take up to 2=
=0Aweeks to clear, depending on the creditor.    All loans, Personal=0ACred=
it Lines, and checking and savings accounts are provided by=0AUpgrade's ban=
k partners ( https://link.upgrade.com/f/a/qWbFoOoZ8WuXFi1-GKvIjw~~/AAQRxRA~=
/8Cw7dmcB25emNC8Y_kTCsop13H9kHWVyUEqpiwp-xXH7a237RGTgrfIk1WbPzKi4jfLImg9CP-=
-oVq8Y7w-Ryny2Ia2SiXa3fkcWb64WARXPw5iJxJ70-maDWMivRWMj ) . Upgrade Visa=C2=
=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank=
 partners =0A( https://link.upgrade.com/f/a/qWbFoOoZ8WuXFi1-GKvIjw~~/AAQRxR=
A~/8Cw7dmcB25emNC8Y_kTCsop13H9kHWVyUEqpiwp-xXH7a237RGTgrfIk1WbPzKi4jfLImg9C=
P--oVq8Y7w-Ryny2Ia2SiXa3fkcWb64WARXPw5iJxJ70-maDWMivRWMj ), pursuant to a l=
icense=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the fo=
llowing state licenses=0A=0A( https://link.upgrade.com/f/a/-kAyCMdFbjw657jS=
uz8fxg~~/AAQRxRA~/uhZ4ADoe2ttDge6ClFSAncTi0yiFumuliowXxEip6l2kNWrCKmwTYlAGj=
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czSPddPHHwqrWde6yC39Tl6MhU7c~ )=0A and does business under the following DB=
As =0A( https://link.upgrade.com/f/a/Y5iBssWaVAi-EtS3LyG3Bw~~/AAQRxRA~/L9xR=
xk5NsqwQlB2X_YzwlIY-DOdzD_PKYp_VMFlClcGZg-AISBfbfneK4oGXwAqKJwsDrNyMqXxJsi5=
VFYZdX8vHBaMv94GeJp3-RbzuWbLl8-nRZRqdZdjKMc9IOcQ4 ).=0A=0AUpgrade is a fina=
ncial technology company, not a bank =0A( https://link.upgrade.com/f/a/Dnyl=
dCC8DnA9okHKKXxF2A~~/AAQRxRA~/7msfX0Qn1A4WJZklLODS24x7DzumXZM7XXBC7G6bhn_o4=
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                 </table></td>=0D=0A                  </tr>=0D=0A          =
      </tbody>=0D=0A              </table></td>=0D=0A          </tr>=0D=0A =
       </tbody>=0D=0A      </table>=0D=0A      <!--PRIMARY CONTENT-->=0D=0A=
      <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"widt=
h: 100%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=
=3D"#ffffff">=0D=0A        <tbody>=0D=0A        <tr>=0D=0A          <td ali=
gn=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%; padding: 40px 0px 30px;"><table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 90%; border-co=
llapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-si=
ze-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A              <tbod=
y>=0D=0A                <tr>=0D=0A                  <td class=3D"body1" sty=
le=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px; line-=
height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-=
adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;" align=3D"left"=
>=0A<span style=3D"font-size: 0px; line-height: 1;"></span>Hi,</td>=0D=0A  =
              </tr>=0D=0A                <tr>=0D=0A                  <td cl=
ass=3D"head3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-=
size: 24px; line-height: 32px; color: #0E680E; font-weight: 500; mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 15px 0px 0px;" align=3D"left">How much could you save=3F</td=
>=0D=0A                </tr>=0D=0A                <tr>=0D=0A               =
   <td class=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, ser=
if; font-size: 16px; line-height: 24px; color: #686C78; mso-line-height-rul=
e: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; pad=
ding: 15px 0px 0px;" align=3D"left">Do you want to save money when repaying=
 your high-interest debt=3F</td>=0D=0A                </tr>=0D=0A          =
      <tr>=0D=0A                  <td class=3D"body1" style=3D"font-family:=
 Graphik, Helvetica, Arial, serif; font-size: 16px; line-height: 24px; colo=
r: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 15px 0px 20px;" align=3D"left">A perso=
nal loan through Upgrade can help you consolidate your debt or pay off high=
-interest credit cards, putting money back in your pocket that you can use =
on the important things.</td>=0D=0A                </tr>=0D=0A             =
 <span style=3D"font-size: 0px; line-height: 1;">=0D=0A=0D=0A=0D=0A</span>=
=0D=0A=0D=0A=0D=0A=0D=0A<tr>=0D=0A  <td valign=3D"top" align=3D"center" wid=
th=3D"515" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-siz=
e: 16px; line-height: 24px; color: #ffffff !important; mso-line-height-rule=
: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padd=
ing: 0px;">=0A<!--/BUTTON STARTS HERE-->=0D=0A      <table align=3D"center"=
 class=3D"cta_table" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 275px; border-collapse: separate; -webkit-border-radius: 8px; -m=
oz-border-radius: 8px; border-radius: 8px; mso-table-lspace: 0pt; mso-table=
-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; b=
order: 2px solid #0E680E;" bgcolor=3D"#0E680E">=0D=0A          <tr>=0D=0A  =
            <td height=3D"45" style=3D"height: 40px; color: #ffffff; mso-li=
ne-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adju=
st: 100%;" valign=3D"middle" align=3D"center"><a alias=3D"Check Your Rate" =
href=3D"https://link.upgrade.com/f/a/hTthkg7fNAAsA65EGHD-iQ~~/AAQRxRA~/DTSo=
Am7UxfdYTcWbi5B59Q2fxR4FgsIR-q--2lEK4GZ2muuScaIwyuRg0BGzmC5lXWnNrhsmqMBOSXr=
wJWqFDtDz6GqZA9BaCtGC8ZYtw2LNf3svwXocgSP35kmMVyTOfYwzslyccFoE0d7u1dk2Pi9yKr=
GECfb2hg35v7HzDtPfuwZCBOswcksuLcmrN2wlQgQvzKBPfXMjK6pAEPtby8pgNxSiJXESpjnYz=
D0Rw0Q9IVHkhWFquBMAbj129lqr" style=3D"display: inline-block; font-size: 16p=
x; line-height: 24px; font-family: Graphik, Helvetica, Arial, sans-serif; f=
ont-weight: 500; color: #ffffff !important; text-decoration: none !importan=
t; letter-spacing: 0.5px; mso-line-height-rule: exactly; -ms-text-size-adju=
st: 100%; -webkit-text-size-adjust: 100%; padding: 10px;"><!--[if mso]>&nbs=
p;&nbsp;&nbsp;<![endif]-->Check Your Rate<!--[if mso]>&nbsp;&nbsp;&nbsp;<![=
endif]--></a></td>=0D=0A          </tr>=0D=0A      </table>=0D=0A  </td>=0D=
=0A</tr>=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A                <tr>=0D=0A           =
       <td class=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial,=
 serif; font-size: 16px; line-height: 24px; color: #686C78; mso-line-height=
-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
 padding: 20px 0px 0px;" align=3D"left">What=E2=80=99s stopping you from se=
eing if you can save with a personal loan=3F It only takes a moment to <a a=
lias=3D"get started" href=3D"https://link.upgrade.com/f/a/TwWZvEswnkGCrpwHX=
oUxWA~~/AAQRxRA~/sdQTTqU3704iFzFgbknmzCVywixtjToW6BLbhzFggY0sNCyF54qu1k1HpY=
r5SkKrG0g9BV1EPcU-JIixS76FoU1It5iRseeL9aqMD-G-yi3dhDeP85i0gI1WhVrwncqaQTFZe=
2fMObRQdReMDWLH26H6k26AU-2IBcr3hKyqV0KWxb7Jcy40aWKx_s5yLeHEzBAewCBt5U9wzQZS=
vzsE67jes3YdY-lAJjA6gCP4erQXNnR-GYjfJq8HsJyIcHvd" style=3D"color: #1F63D2; =
display: inline-block; text-decoration: underline; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">get sta=
rted</a>. There is no obligation and no impact to your credit score.</td>=
=0D=0A                </tr>=0D=0A              <tr>=0D=0A                <t=
d class=3D"body1" style=3D"font-family: Graphik, Helvetica, Arial, serif; f=
ont-size: 16px; line-height: 24px; color: #686C78; mso-line-height-rule: ex=
actly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding:=
 20px 0px 0px;" align=3D"left">Thank you,<br>=0D=0A                  The Up=
grade Team </td>=0D=0A              </tr>=0D=0A              </tbody>=0D=0A=
            </table></td>=0D=0A        </tr>=0D=0A        </tbody>=0D=0A   =
   </table>=0D=0A      <!--CONTACT US OR DOWNLOAD -->=0D=0A      <table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-=
collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A        <tbody>=
=0D=0A          <tr>=0D=0A            <td align=3D"center" style=3D"mso-lin=
e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%; padding: 0px;"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width: 100%; border-collapse: collapse; mso-table-lspace: 0=
pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=0D=
=0A                    <td class=3D"body1" style=3D"font-family: Graphik, H=
elvetica, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78;=
 mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%; padding: 0px;" align=3D"center">=0A<table class=3D"bg_stro=
ng" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"width: 100%; max-width: 600px; border-collapse: collapse; mso-table-lsp=
ace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-s=
ize-adjust: 100%;" bgcolor=3D"#EAECF0">=0D=0A  <tr>=0D=0A    <td class=3D"m=
bl_text_cs body1" style=3D"padding-top: 25px; font-family: Graphik, Helveti=
ca, Arial, serif; font-size: 16px; line-height: 24px; color: #686C78; mso-l=
ine-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%;" align=3D"center">If you have questions, we're here to help.=0D=
=0A    </td>=0D=0A  </tr>=0D=0A  <tr>=0D=0A    <td class=3D"mbl_text_cs bod=
y1" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 16px=
; line-height: 24px; color: #686C78; mso-line-height-rule: exactly; -ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 3px 0px 25px;=
" align=3D"center">=0D=0A      <a href=3D"mailto:support@upgrade.com" style=
=3D"text-decoration: underline; vertical-align: middle; display: inline-blo=
ck; color: #1F63D2; mso-line-height-rule: exactly; -ms-text-size-adjust: 10=
0%; -webkit-text-size-adjust: 100%;">support@upgrade.com</a>=0D=0A    </td>=
=0D=0A  </tr>=0D=0A</table>=0D=0A=0D=0A                    </td>=0D=0A     =
             </tr>=0D=0A                </tbody>=0D=0A              </table=
></td>=0D=0A          </tr>=0D=0A        </tbody>=0D=0A      </table>=0D=0A=
      <!--FOOTER STARTS HERE-->=0D=0A      <table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width: 100%; border-collapse: collapse; m=
so-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -w=
ebkit-text-size-adjust: 100%;" bgcolor=3D"#ffffff">=0D=0A        <tbody>=0D=
=0A          <tr>=0D=0A            <td align=3D"center" style=3D"mso-line-h=
eight-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: =
100%; padding: 20px 0px 5px;"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" style=3D"width: 90%; border-collapse: collapse; mso-table-lspace=
: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size=
-adjust: 100%;">=0D=0A                <tbody>=0D=0A                  <tr>=
=0D=0A                    <td class=3D"body3" style=3D"font-family: Graphik=
, Helvetica, Arial, serif; font-size: 12px; line-height: 16px; color: #686C=
78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text=
-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">=0A<sup style=3D=
"font-size: 8px; line-height: 1;">1</sup> Personal loans made through Upgra=
de feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loa=
ns have a 1.85% to 9.99% origination fee, which is deducted from the loan p=
roceeds. Lowest rates require Autopay and paying off a portion of existing =
debt directly. Loans feature repayment terms of 24 to 84 months. For exampl=
e, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (whi=
ch includes a 13.94% yearly interest rate and a 5% one-time origination fee=
), you would receive $9,500 in your account and would have a required month=
ly payment of $341.48. Over the life of the loan, your payments would total=
 $12,293.46. The APR on your loan may be higher or lower and your loan offe=
rs may not have multiple term lengths available. Actual rate depends on cre=
dit score, credit usage history, loan term, and other factors. Late payment=
s or subsequent charges and fees may increase the cost of your fixed rate l=
oan. There is no fee or penalty for repaying a loan early. </td>=0D=0A     =
             </tr>=0D=0A                  <tr>=0D=0A                    <td=
 class=3D"body3" style=3D"font-family: Graphik, Helvetica, Arial, serif; fo=
nt-size: 12px; line-height: 16px; color: #686C78; mso-line-height-rule: exa=
ctly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: =
10px 0px 0px;" align=3D"left">Accept your loan offer and your funds will be=
 sent to your bank or designated account within one (1) business day of cle=
aring necessary verifications. Availability of the funds is dependent on ho=
w quickly your bank processes the transaction. From the time of approval, f=
unds sent directly to you should be available within one (1) business day. =
Funds sent directly to pay off your creditors may take up to 2 weeks to cle=
ar, depending on the creditor.=0D=0A                    </td>=0D=0A        =
          </tr>=0D=0A                  <tr>=0D=0A                    <td cl=
ass=3D"body3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-=
size: 12px; line-height: 16px; color: #686C78; mso-line-height-rule: exactl=
y; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10p=
x 0px 0px;" align=3D"left">All loans, Personal Credit Lines, and checking a=
nd savings accounts are provided by Upgrade's <a href=3D"https://link.upgra=
de.com/f/a/qWbFoOoZ8WuXFi1-GKvIjw~~/AAQRxRA~/8Cw7dmcB25emNC8Y_kTCsop13H9kHW=
VyUEqpiwp-xXH7a237RGTgrfIk1WbPzKi4jfLImg9CP--oVq8Y7w-Ryny2Ia2SiXa3fkcWb64WA=
RXPw5iJxJ70-maDWMivRWMj" target=3D"_blank" style=3D"vertical-align: top; co=
lor: #1F63D2; text-decoration: underline; mso-line-height-rule: exactly; -m=
s-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">bank partners</a=
>. Upgrade Visa<sup style=3D"font-size: 12px; line-height: 1; vertical-alig=
n: top;">=C2=AE</sup> Cards and Upgrade Visa<sup style=3D"font-size: 12px; =
line-height: 1; vertical-align: top;">=C2=AE</sup> Debit Cards are issued b=
y Upgrade's <a href=3D"https://link.upgrade.com/f/a/qWbFoOoZ8WuXFi1-GKvIjw~=
~/AAQRxRA~/8Cw7dmcB25emNC8Y_kTCsop13H9kHWVyUEqpiwp-xXH7a237RGTgrfIk1WbPzKi4=
jfLImg9CP--oVq8Y7w-Ryny2Ia2SiXa3fkcWb64WARXPw5iJxJ70-maDWMivRWMj" target=3D=
"_blank" style=3D"vertical-align: top; color: #1F63D2; text-decoration: und=
erline; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%;">bank partners</a>, pursuant to a license from Visa=
 USA Inc. <br>=0A<br>=0AUpgrade, Inc. (NMLS #1548935) holds the following <=
a href=3D"https://link.upgrade.com/f/a/-kAyCMdFbjw657jSuz8fxg~~/AAQRxRA~/uh=
Z4ADoe2ttDge6ClFSAncTi0yiFumuliowXxEip6l2kNWrCKmwTYlAGjI8F97omw9PhXG-H8UjRr=
PJgjGvVmWidrFj1tMzLGcKzJu27sP_tSZHZiqLZw-rKBBiusChqOLHarh05ZX-gxy3raAhTp2Ml=
u8zqxyldz3GL42PWNiL9hlepqW7_bzha5KyPkM04DlB8jndamPv-0dOczSPddPHHwqrWde6yC39=
Tl6MhU7c~" target=3D"_blank" style=3D"vertical-align: top; color: #1F63D2; =
text-decoration: underline; mso-line-height-rule: exactly; -ms-text-size-ad=
just: 100%; -webkit-text-size-adjust: 100%;">state licenses</a> and does bu=
siness under the following <a href=3D"https://link.upgrade.com/f/a/Y5iBssWa=
VAi-EtS3LyG3Bw~~/AAQRxRA~/L9xRxk5NsqwQlB2X_YzwlIY-DOdzD_PKYp_VMFlClcGZg-AIS=
BfbfneK4oGXwAqKJwsDrNyMqXxJsi5VFYZdX8vHBaMv94GeJp3-RbzuWbLl8-nRZRqdZdjKMc9I=
OcQ4" target=3D"_blank" style=3D"vertical-align: top; color: #1F63D2; text-=
decoration: underline; mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%;">DBAs</a>. <br>=0A<br>=0AUpgrade is =
a <a href=3D"https://link.upgrade.com/f/a/DnyldCC8DnA9okHKKXxF2A~~/AAQRxRA~=
/7msfX0Qn1A4WJZklLODS24x7DzumXZM7XXBC7G6bhn_o4udykITZezucSCcCrfgQpw4bYTNKFH=
R6tx2xkQFJWopwUg2TLXcVbbzYJAYk7Rs-1pRfUVlOo59khCWo0ghDSQg63Nh6WqfQO5VdqRr96=
kk3e3F94Xu1E3p2Ohj59wUnUkRMRSGKIiWpJlNqb4vq" target=3D"_blank" style=3D"ver=
tical-align: top; color: #1F63D2; text-decoration: underline; mso-line-heig=
ht-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100=
%;">financial technology company, not a bank</a>.=0D=0A                    =
</td>=0D=0A                  </tr>=0D=0A                  <tr>=0D=0A       =
             <td class=3D"body3" style=3D"font-family: Graphik, Helvetica, =
Arial, serif; font-size: 12px; line-height: 16px; color: #686C78; mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%; padding: 10px 0px 0px;" align=3D"left">=0D=0A=0D=0A    <table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width=
: 100%; max-width: 600px; border-collapse: collapse; mso-table-lspace: 0pt;=
 mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;">=0D=0A  <tr>=0D=0A        <td align=3D"center" style=3D"mso-line-=
height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%; padding: 10px 0px 0px;"><table border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" style=3D"width: 100%; border-top-width: 1px; border-top-color: =
#cecece; border-top-style: solid; border-collapse: collapse; mso-table-lspa=
ce: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-text-si=
ze-adjust: 100%;">=0D=0A            <tr>=0D=0A            <td align=3D"cent=
er" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -we=
bkit-text-size-adjust: 100%; padding: 20px 0px 0px;"><table class=3D"center=
" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"60%" style=3D"text-align: center; border-collapse: collapse; mso-table-=
lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size-adjust: 100%; -webkit-tex=
t-size-adjust: 100%; padding: 0px;">=0D=0A                <tbody>=0D=0A    =
            <tr>=0D=0A                    <td align=3D"center" valign=3D"mi=
ddle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"http=
s://link.upgrade.com/f/a/o7CKhxoH2cF8DMyE3HNTUg~~/AAQRxRA~/z_yyT2H-olviKnZM=
d3DUuo6g86PDtAUG-vdbvKahmlrvgcgNis6onP6wlz7YNinYTtp1gPayND7-8Tj_tWTL7DVouOM=
IocM_11cA1-7wdjSU8f7bqfapY5VEd9TC0yLKq5Sq0xvwe_n0HEy4vVpK4Rjr2_4SdN3KyvvW9O=
_ozyjtqPVtiFZ9QLBs-_8CZma9x6VbIFzjdBSvUqza2jzQ0NHf5fP9HNI1CKXBfcjjlmpNygbu5=
PUjCNqcGQaOUGKF" target=3D"_blank" alias=3D"facebook" style=3D"color: #1F63=
D2; text-decoration: underline; mso-line-height-rule: exactly; -ms-text-siz=
e-adjust: 100%; -webkit-text-size-adjust: 100%;"><img src=3D"https://braze-=
images.com/appboy/communication/assets/image_assets/images/65fb645920ede000=
4c647b15/original.png=3F1710974041" border=3D"0" alt=3D"facebook" title=3D"=
facebook" width=3D"24" height=3D"auto" style=3D"text-align: center; width: =
24px; height: auto; image-rendering: auto !important; outline: none; text-d=
ecoration: none; -ms-interpolation-mode: bicubic; padding: 0px; border-widt=
h: 0;"></a></td>=0D=0A                    <td align=3D"center" valign=3D"mi=
ddle" width=3D"100" style=3D"mso-line-height-rule: exactly; -ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=3D"http=
s://link.upgrade.com/f/a/O1647Jne-MteLN5ZODx3_g~~/AAQRxRA~/z_yyT2H-olviKnZM=
d3DUuk26qk7oo72tP7CLTILwcKZ3ymuleuTaxUsBGd71HjKySYD1wUx16P1sCRLFDsUWs8b9-k1=
9aF77-8Qz9JdRb7nYGIYcC2C8XOzRWUHGPkAFa0hBrn9jYLFE2qWEVA_nWr4qLtFbZ9Ornt1FuV=
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size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><a href=
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2hIIMM9rkXpA1rs8d6zo1vybypoHvbgpzsvV99iy2886DVU0PfqOd4WRDO-F2ipdCO1zGfpssId=
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8KgBwcv05V0xraOTX89HTvFcowB2tyPxGN343PHP1641aHiyHFv0-16HKycMaeQfddVvAckKC07=
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0vMvtxJ8RLX5okydbMINGpHgsBkYqQQfcRuBXzhPEYEQBZfL72mwx9N76i4ekSgZWcBqkX9NhKd=
9sUip1KaDAl9B4HPslu4dEiOJbob2qRlYb8AUEA8tu5hs6GcqCk2-KQMO4HaREgV0xvwVKbu1Hm=
lOmtCatUVGx7jkchSbesVgX0gOcdRzkfLFBj-uVHZ197ty1qedzQMNj6sLaTlCTJHR_6PrB_d36=
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OSpePberVNgrbGDkgghrtJ6qdbwV6eNNfHGpY1zhFOJtqI95GIPq9DR9KzXRyBESjlRP1C6atuB=
cDkEOIdKZhLDIqq-WSWnVDDhqnC5PW3xu-_sNh_A0NV-PGbEi276sbihGClat0IxfhDRe1F5jBS=
-mOWEItGPVDaVxjEG1AqRwKsHG1vPI~" alias=3D"Preference" style=3D"text-decorat=
ion: underline; vertical-align: top; display: inline-block; font-family: Gr=
aphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16px; color: =
#686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit=
-text-size-adjust: 100%;">Update Preferences</a> </td>=0D=0A          </tr>=
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amily: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16px=
; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"center">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100=
%; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A       =
         <tbody>=0D=0A                <tr>=0D=0A                    <td ali=
gn=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust:=
 100%; -webkit-text-size-adjust: 100%; padding: 0px;"><img src=3D"https://b=
raze-images.com/appboy/communication/assets/image_assets/images/64a74a9cc06=
c460050dbcfc2/original.png=3F1688685212" alt=3D"Upgrade" title=3D"Upgrade" =
border=3D"0" width=3D"120" height=3D"auto" style=3D"width: 120px; height: a=
uto; image-rendering: auto !important; outline: none; text-decoration: none=
; -ms-interpolation-mode: bicubic; border-width: 0;"></td>=0D=0A           =
       </tr>=0D=0A              </tbody>=0D=0A              </table></td>=
=0D=0A          </tr>=0D=0A            <tr>=0D=0A            <td class=3D"b=
ody3" style=3D"font-family: Graphik, Helvetica, Arial, serif; font-size: 12=
px; line-height: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-t=
ext-size-adjust: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0p=
x;" align=3D"center">Upgrade is located at 275 Battery Street, 23rd Floor, =
San Francisco, CA, 94111</td>=0D=0A          </tr>=0D=0A            <tr>=0D=
=0A            <td class=3D"body3" style=3D"font-family: Graphik, Helvetica=
, Arial, serif; font-size: 12px; line-height: 16px; color: #686C78; mso-lin=
e-height-rule: exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%; padding: 10px 0px 0px;" align=3D"center">=0A<span class=3D"goomoji=
">=C2=A9</span> 2025 Upgrade, Inc. All rights reserved. </td>=0D=0A        =
  </tr>=0D=0A            <tr>=0D=0A            <td class=3D"body3" style=3D=
"font-family: Graphik, Helvetica, Arial, serif; font-size: 12px; line-heigh=
t: 16px; color: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjus=
t: 100%; -webkit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"c=
enter"><a class=3D"body3" alias=3D"cta3_txt_privacy" href=3D"https://link.u=
pgrade.com/f/a/38fHutnBb8N6CSR3QKU7LQ~~/AAQRxRA~/mzyY04pLvbDQN0hApraR6bEOhQ=
xWeCXGlGPSXFpMDUWODX3IZkq9UImQgL3vglev5zWdpppVsp3lHiuNlHHgDtEqOvZ0MJSADSQYM=
aE3rt7DlEwr5LBs-906sxD1pHcY" style=3D"text-decoration: underline; font-fami=
ly: Graphik, Helvetica, Arial, serif; font-size: 12px; line-height: 16px; c=
olor: #686C78; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%;">Privacy Policy</a></td>=0D=0A          </tr=
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          </span>=0D=0A            <tr>=0D=0A            <td align=3D"cente=
r" style=3D"mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 10px 0px 0px;"><img src=3D"https://bra=
ze-images.com/appboy/communication/assets/image_assets/images/683df3b900dec=
e00850c7c37/original.png=3F1748890553" alt=3D"Equal Housing Lender" title=
=3D"Equal Housing Lender" border=3D"0" width=3D"auto" height=3D"18" style=
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one; text-decoration: none; -ms-interpolation-mode: bicubic; border-width: =
0;"></td>=0D=0A          </tr>=0D=0A            <span style=3D"font-size: 0=
px; line-height: 1;">  </span>=0D=0A          </table></td>=0D=0A      </tr=
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ight: 16px; mso-line-height-rule: exactly; -ms-text-size-adjust: 100%; -web=
kit-text-size-adjust: 100%; padding: 10px 0px 0px;" align=3D"left">PL_ITA_D=
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xRA~/74eYa0IGTpuyFQ5cuZBSLJFLzxictjTMI-UzSUlLaha9VNhHkJ8LN8Bh6NMRWmSyWPDuHM=
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