Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id yNtXEyUMQ2h5EgwAchKAPA (envelope-from ) for ; Fri, 06 Jun 2025 10:41:25 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 06 Jun 2025 10:41:25 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:32435) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uNZC8-00000003K7e-2wSw for info@sterlingcal.com; Fri, 06 Jun 2025 10:41:25 -0500 X-MSFBL: LvNjCgEjw4yMJ2Z4RUfDX0HDk1nJihTZW7btlRViYhM=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsIm1lc3NhZ2VfaWQ iOiI2ODNkMTkwYzQzNjhkMTMzMDVlNyIsInRlbmFudF9pZCI6InNwYyIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1749224473; i=@e.upgrade.com; bh=kRcpE1szg0qNx1kVV8LEHunF3z1enkt9fS3KNn5mgI4=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=QPrPS/r0QtXJL7WKjaObNnkmZMy9JCGf/78O1Kjbdc7O1D+vC5d7HokthbTt3qmHj p0dMKDjWQWqAqH02NTWQq3WmL69GGbH2/52sKw8yRHn5U/aKBEdWnMHQHeYF59uV7y VupTEWAg8befBgIWGlvE4qMDYPX6BugnVa733hFI= Received: from [10.90.2.213] ([10.90.2.213]) by i-0b1b92204f297b78e.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74447 r(msys-ecelerity:tags/5.0.0.4)) with REST id 7E/50-45629-91C03486; Fri, 06 Jun 2025 15:41:13 +0000 From: "Upgrade" Message-ID: <7E.50.45629.91C03486@i-0b1b92204f297b78e.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: =?utf-8?B?SXTigJlzIGVhc3kgdG8gY2hlY2sgeW91ciBuZXcgcmF0ZSA=?= List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 06 Jun 2025 15:41:13 +0000 Content-Type: multipart/alternative; boundary="_----wgwwe1BogsxfgDM4f4QU3A===_19/50-45629-91C03486" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----wgwwe1BogsxfgDM4f4QU3A===_19/50-45629-91C03486 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Upgrade can get you access to funds fast=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/wk_-O1VWn1HQ= JJHaUiAMMQ~~/AAQRxRA~/MxOHvEnrws-HJC08akBN6kRa7hKGHfR94Dv8sq9mBTtUFFIFkba9K= tlyxWeDlqfuvp3xXc-YFBq-Eu7NmHmHr8ix1ajq_uN5sqmM-8AgJsE~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AStart taking control of your debt Just checkin= g in to see if=0Ayou=E2=80=99re still in the market for a=0Apersonal loan= =3F It=E2=80=99s easy to check your=0Arate again at Upgrade and see what yo= u qualify for.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f= /a/jOAy-kiA0RKAwltbK-FOZA~~/AAQRxRA~/0NtBv8PRRw7UAfr6MkNIjOjfG3NUtmQ5W_P41D= QlRlgGc7kjcCh7C-2c8hgKvnSbjSA2NdvZC9ekDytw91XN7a-lEL0fSq26n0iM8dzxJTB0qqkNA= 3TxcsgpwE1MwPeeOpHUDbD1Vs_rlLlTJGXnaCEtaCz1wq_B6pPzJFay_jUkb2kiX4gIpJkG1W_L= Clp4uADDFZEK2Hu492khjnww1MW3mAQLJmpEgEfO7qdLDVAT_27BN0KfrRa2HeUEzqEM=0A) = =0A Checking your rate only takes=0Aa moment and it won=E2=80=99t impact= your credit, so it never hurts to=0Atake a moment and see what you qualify= for. Thank you,=0AThe Upgrade Team If you have question= s, we're=0Ahere to help. support@upgrade.com 1=0APers= onal loans made through Upgrade feature Annual Percentage=0ARates (APRs) of= 7.99%-35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, = which is deducted from the loan proceeds.=0ALowest rates require Autopay an= d paying off a portion of existing=0Adebt directly. Loans feature repayment= terms of 24 to 84 months.=0AFor example, if you receive a $10,000 loan wit= h a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly intere= st rate=0Aand a 5% one-time origination fee), you would receive $9,500 in= =0Ayour account and would have a required monthly payment of=0A$341.48. Ove= r the life of the loan, your payments would total=0A$12,293.46. The APR on = your loan may be higher or lower and your=0Aloan offers may not have multip= le term lengths available. Actual=0Arate depends on credit score, credit us= age history, loan term,=0Aand other factors. Late payments or subsequent ch= arges and fees=0Amay increase the cost of your fixed rate loan. There is no= fee or=0Apenalty for repaying a loan early. Accept your loan offer and= =0Ayour funds will be sent to your bank or designated account within=0Aone = (1) business day of clearing necessary verifications.=0AAvailability of the= funds is dependent on how quickly your bank=0Aprocesses the transaction. F= rom the time of approval, funds sent=0Adirectly to you should be available = within one (1) business day.=0AFunds sent directly to pay off your creditor= s may take up to 2=0Aweeks to clear, depending on the creditor. All loan= s, Personal=0ACredit Lines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/_ni7N5DG0LYkMpm= NTl-Ctg~~/AAQRxRA~/9XtVJHu0feNi8ou2f-zRct-6JuieRqRqZ0P64q_o3NBK5lbrUL1u1wH1= QBYaY-NyI8zqdGmtHj-vw0EAaN5hLaQc4PxolrsMzmTk2t2NIhDBorc5OI3r5TPvyH2DUybq ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/_ni7N5DG0LY= kMpmNTl-Ctg~~/AAQRxRA~/9XtVJHu0feNi8ou2f-zRct-6JuieRqRqZ0P64q_o3NBK5lbrUL1u= 1wH1QBYaY-NyI8zqdGmtHj-vw0EAaN5hLaQc4PxolrsMzmTk2t2NIhDBorc5OI3r5TPvyH2DUyb= q ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/-va-0DSYHZ2PJyijn69NGQ~~/AAQRxRA~/yNkO_h5xzgxyWFDHzuJEvcJpEZJXk_xLPVMFI= 2AD35hCFqLzc-7ZUodf49eJNJYOnDVvFlP4CeU2TOwjlNcGevzMpFAkb9PVSbLYw64PiIAzRHYx= SfDHz1aarQ0qRTPeeygrlreZe-YEMrnFFpM9eEaphY7p7KqH-FP7Jg18Xdkn3eL_pEIVdaE-gIf= LVdqkE7JFjusK28vNFo1DpOMb8YT2Qwphisv3-NhxhTK9yMc~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/nR83r8ZInevPe23Apz= x0hQ~~/AAQRxRA~/UYmaxabZ77J4GP8hIRO0f7Yucp5nJrLNdoTnyA6lhtLnWGQpW5_hF8S3frf= vS2vczO9Mfkp-a5jNdy-9gvUhrfzQzDvIg6HpvXtaxJN_m-sODFQ707jOaqEO7Vx2Yb3Z ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/LvuA9_k3-ypIgr8X0p0Ptw~~/AAQRxRA~/xyeVdJHhIq3rr8goIPaRAMOL0= FQeYN_belAA3S2yse7cs_52HRydL9Go0kHyZOJDHUZCnuOXE_coUuBjs95saQ-_kBC1sSs5vQc9= ijJa8p-RxqbSbnaVOp360IK6S88Kx7pPxKLYE4eAcKcoT_xW8p-6cIr0exgInEhwEZHaDapUAo5= btVR7NMWlB6tiRK4N )=0A. =0A facebook =0A( https://link.upgrade.co= m/f/a/zfZDEm8CEORVx2NxOc0m9w~~/AAQRxRA~/wyuF0qLZQKDqvFISx9JObbuNAYtrx1dV8Xc= sMli859sVTT3f3xtCdnQOF4ImeZdE4a4iSQ3tUxtHuNrQruXen1cv-WrKnwtInN0fWLpgDRtrrp= DaExR5cmpVcA4kPib4TjV6LdSIxCqkmfEimqGzfs6CWcV9lFsbaAnGG19WmXCpOSibnX_3o0VS9= OyhRc9xs_pqJh6hCp5wwlqXeRRCdXXEh6JEt6546FqLJ0jUNn7_2k7ZtNBYJ0hw3040_gUy )= =0A instagram =0A( https://link.upgrade.com/f/a/SWXho9msnLUx_ZF8EKBl_Q~~/AA= QRxRA~/wyuF0qLZQKDqvFISx9JObafSfuvqVawG4SqpS1NipDHJ7oYjQ1jH3goGMAMqshV_Z0L9= VeT_NQuEir3bBlp_GZbvA4eDhJnomEqoiWiCfQ0SFM6jLFT6ewE-pByHJFIi9T-WOEahFLOUMF5= siHn2gKnUKynPRNYSRD_Vb_fHhk2KgGua0k4SeJprXLMaOiNTTfV-HNayPB6q7iAM9Kc3e6jlOi= XsQFc_EswJ3QBHd-EiXWYmk7oHFW-_5DpoCutc )=0A blog =0A( https://link.upgrade.= com/f/a/l3dgbHNygtQJx-p0GspIow~~/AAQRxRA~/QDPQQIsY8uAGoZykUuShOYeSQDN_5ygor= 5dM0MqEYENx-8NbKHQyI_1knghIq6_C3klkhoTriG3XB3FbcO1tsnHOPGW75DzQ3s1SFFfBrUp_= DWEpg31r79TqzWyrUYu9G93jr_-cdMEJjxj3AMiYUVj1kUid4hKmq0HAYcLkg2QImYVmRaOZP0s= bwKLgtI9GArNvbSFBksKTWJ1mKs_IG-BbfAwuw-jI-RKuvQEuNoYcKi9EVOM24RfVRTaWGW_q )= =0A Please do not reply directly to this message as it was=0Asent from= an unattended mailbox. 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Privacy Policy =0A( https://link.upgrade.com/f/a= /ymE4NFGdSBJxBkvksM41fg~~/AAQRxRA~/Z7vKHir0-sbob6SoDh6uLr_UcxCnTFnQ-GOcCga8= 8JHER5xxwjJPcYJ9J-gIT71rmI6DeSkUTcUoM_DgLMQJonZKTsZxZxxzq_QR0sJR5iTGalIkPb2= G_TfTJGoCz3-6 )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S9 --_----wgwwe1BogsxfgDM4f4QU3A===_19/50-45629-91C03486 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Upgrade can get you access to funds fast
=0A
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=0AHi,
Start taking control of your d= ebt
Just checking in to see if you= =E2=80=99re still in the market for a personal loan=3F It=E2=80=99s easy to= check your rate again at Upgrade and see what you qualify for.
=0D=0A =0D=0A =0D=0A = =0D=0A
Check Yo= ur Rate
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Checking your rate only takes a moment and it won=E2=80=99t impac= t your credit, so it never hurts to take a moment and see what you qualify = for.
Thank you,
=0D=0A = The Upgrade Team
=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to help= .=0D=0A
=0D=0A support@upgrade.com=0D=0A =
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= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A3D""=0D= =0A=0A --_----wgwwe1BogsxfgDM4f4QU3A===_19/50-45629-91C03486--
=0D=0A =0D=0A <= tr>=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A All loans, Personal Credit Lines, and checkin= g and savings accounts are provided by Upgrade's bank partners= . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issue= d by Upgrade's bank partners, pursuant to a license from V= isa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses and does= business under the following DBAs.
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=0AUpgrade = is a financial technology company, not a bank.=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Up= grade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal = loans have a 1.85% to 9.99% origination fee, which is deducted from the loa= n proceeds. Lowest rates require Autopay and paying off a portion of existi= ng debt directly. Loans feature repayment terms of 24 to 84 months. For exa= mple, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (= which includes a 13.94% yearly interest rate and a 5% one-time origination = fee), you would receive $9,500 in your account and would have a required mo= nthly payment of $341.48. Over the life of the loan, your payments would to= tal $12,293.46. The APR on your loan may be higher or lower and your loan o= ffers may not have multiple term lengths available. Actual rate depends on = credit score, credit usage history, loan term, and other factors. Late paym= ents or subsequent charges and fees may increase the cost of your fixed rat= e loan. There is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will= be sent to your bank or designated account within one (1) business day of = clearing necessary verifications. Availability of the funds is dependent on= how quickly your bank processes the transaction. From the time of approval= , funds sent directly to you should be available within one (1) business da= y. Funds sent directly to pay off your creditors may take up to 2 weeks to = clear, depending on the creditor.=0D=0A
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