Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 6IJkEgRaQGhl2goAchKAPA (envelope-from ) for ; Wed, 04 Jun 2025 09:36:52 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 04 Jun 2025 09:36:52 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:19251) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uMpEZ-00000002zYF-2nfQ for info@sterlingcal.com; Wed, 04 Jun 2025 09:36:52 -0500 X-MSFBL: w//af/N81EvrlzFWF/ovUJP/Z9Js1ge5YZjWAFes7AM=|eyJtZXNzYWdlX2lkIjo iNjgzZGY4NTk0MDY4ZGMzMTUyY2MiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJzdWJhY2N vdW50X2lkIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1749047800; i=@e.upgrade.com; bh=W90TQJUrqegngzGR0FHQPa0QjkuQbnsgI8AfjJlKvfI=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=E0iYQCu+vTMTD76ftLB7EivNtpicB/voxjkSP+Gg2L+s6KbDYx2SUdfliQzIdd6CP kJbziy5rhhkA4IdQb7/dZsXKrJq3MPrJ27jjInmUuhBYwrZI0r+q0lHcLqfN8KCh4c EK0UFEFxYaodUKkCM01zaGbjL+ISVYJeH+G4sEIg= Received: from [10.90.12.40] ([10.90.12.40]) by i-03d7f6b18080c304a.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74447 r(msys-ecelerity:tags/5.0.0.4)) with REST id CC/25-23834-8F950486; Wed, 04 Jun 2025 14:36:40 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Loan invitation for you List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 04 Jun 2025 14:36:40 +0000 Content-Type: multipart/alternative; boundary="_----en3JS+tkU/n6i3dyJYerUw===_F8/25-23834-8F950486" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----en3JS+tkU/n6i3dyJYerUw===_F8/25-23834-8F950486 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/JmaeGdGt-fDm= R6agFBNLvw~~/AAQRxRA~/yVPFJUIz5FQf4nM4DUP3NvL-ClrULAIIlrB7NFh47_K60d-1vJJXv= yUGQ6o0Fsfgww_Ho0zAufFYZD77VV4TzoT2bHgRoNsWlYuJjz8mMs8~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/cJDN4vmoES7xfwyOcMdJ8A~~/AAQRxRA~/Cyp= dw_kKlc0qjU4txszP5udsP7nziyLeGvfB751xgyFXYh4_NvYmjeonms8zRSv6UxKwvH7yKfXMXa= qFmZH2WrxwXIE4NbHChDVeZXrXvRW9V2G46m0OoEYfyo25VOwRinkcykWCgNaqITemmM4_lXsqc= 6iygXHtRZgdNTJSxaLCRzBQjY92ydbeT_-XpqDuqMi3Zc8MAh1rNaXCuCma3bRl-Eb2iT9JO9yI= hQTCSgPgd7T-7ErwjXa_hh-vQ4Mu=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/w49AYDIzOWzTUtJ6Kw-dfg~~/AAQRxRA~/v6tTz8O6X= 7FBOAAXfC0TvwSIs7yyD6-SxzgjfPtUypQATQGdlL3W7yqTxstbp_bH3HsdfWxRhsHQNlpgY6wy= KhYEMrmk0BsqzYjwNciSeVtvcy4giep4cHuyZI6-EpzQP862bFYrRS-Qpt9l9V6c8A~~=3Futm_= source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_content=3D= email_txt=0A). We look forward to helping you achieve your financial goals.= =0AIf you have questions, we're here to help.=0Asupport@upgrade.com = 1 Personal loans made=0Athrough Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early. Accept y= our loan offer and=0Ayour funds will be sent to your bank or designated acc= ount within=0Aone (1) business day of clearing necessary verifications.=0AA= vailability of the funds is dependent on how quickly your bank=0Aprocesses = the transaction. From the time of approval, funds sent=0Adirectly to you sh= ould be available within one (1) business day.=0AFunds sent directly to pay= off your creditors may take up to 2=0Aweeks to clear, depending on the cre= ditor. All loans, Personal=0ACredit Lines, and checking and savings acco= unts are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f= /a/JpTZnVM_es1HJX-oLQvrVw~~/AAQRxRA~/_3WqztdVAy3HVDWFb0gBpIhKXshcFy4VCvDxcn= FBi1srH8mPQh28Y1eZ7M0W33DKcLAT1Gd1iRyeEZzXOWg0DohDZggESY4RlbhViG6oJssBwhTiz= _-EhmyGYqPKzVqc ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit C= ards are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/= f/a/JpTZnVM_es1HJX-oLQvrVw~~/AAQRxRA~/_3WqztdVAy3HVDWFb0gBpIhKXshcFy4VCvDxc= nFBi1srH8mPQh28Y1eZ7M0W33DKcLAT1Gd1iRyeEZzXOWg0DohDZggESY4RlbhViG6oJssBwhTi= z_-EhmyGYqPKzVqc ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://li= nk.upgrade.com/f/a/vkhJfcYQVyui7RIa4PW2VA~~/AAQRxRA~/mzMi0zMH-XzlJ_ocFqo6vd= dzeX-mdPlOXHSI6LvnYnMD8ZKAw8oYY8t4oRUoawltVipNFXWLvN36LTRugPU21AwaAvgIhy2DT= hPy1X_h5RRbhXU6o609Qpmt2TmrxgVy48KXM2bimd-bEDRyJeCPsxCw6QM2YF3EBzz5XHCfIPsc= oIxk2aW3JrrtM87NsMurJBGXji0sOHxIdXHlU4NBB5r4P0CaK1_soHvUJPV1c_k~ )=0A and d= oes business under the following DBAs =0A( https://link.upgrade.com/f/a/y-I= CMdDdZ12sUAKf_uZ9Dw~~/AAQRxRA~/yZyHwLugistuDgsYAurdEHo-2Lm2hXI25KNtE9vVUKCh= 1AHnDoRPLT7pEkDQwToNRzphwyTirv2TP6bReX_UCcGI4nQ8Tx4AHpOenvC3vxo-6LqTABHkUHs= JKvJ6lF-P ).=0A=0AUpgrade is a financial technology company, not a bank =0A= ( https://link.upgrade.com/f/a/o6SkdqbVw64itTGN1ynbZw~~/AAQRxRA~/sGEW0zY0h5= TFTYLnY4D4Qfw32DD93_G8Z3R5ZFNZwxndeNGbXFkJV7vZl33Sf_-SdCi2RX-Ku3DlNWShS5a1X= uLgqBBSDt14-FpCrMfX7FxwdDfFYEIplMbwPIkWIBATiaN2PrEXGW94C9rQh5gYSw65R0_SfbKj= SfP-WfPd9pm6JbDmEFKepQlvJ4NXen5V )=0A. =0A facebook =0A( https://= link.upgrade.com/f/a/C6skJY1l4qg9Ff7VpDVN6Q~~/AAQRxRA~/MHfhX7oavlX4ohme_aJP= ZSPf-7lHLwopKDrKVAnkierf-NNjgqgYwkFBHPTVy2JstXoYkZJtyZy4hLC047b92mRqcWP38vz= Huci3yr27PiAu0uysTyvzWVpA1HqeyY9YhbPrhPaXZ1dU3vEfhf00HwNQoiE9LcQet51Qngq2Gl= lkNEyPG_a4rB8JFMmRRKZ4b4PG3IDmCTVb1SWaHeQfZrC1P1VjarFYVxOGtBHP2Zywoa5MjAcGU= MaxDMlyKkNk )=0A instagram =0A( https://link.upgrade.com/f/a/X8rbzqGdvV_Uth= -g7Uy0yg~~/AAQRxRA~/MHfhX7oavlX4ohme_aJPZVwRDfo8FXptdftnSnpSCOeMipkHHtJiorb= wbiCguDqVrW7Y9d0oANpftGYPbpZ4yM2VzY1JcVLe578hKERNBWpgs89f11VcyBcjfs0P6pMN2X= YkutdmGczn5bJls5S4Nu7CPVEuHsLNRxsFbc_Val-Xa13JdtqgLvVOHlQlHdA5anVZVoPss22hM= Tewjhg3IHdvoF6rK_tu319f4inloyC3VeLE_xdkqnevtHhd7L3A )=0A blog =0A( https://= link.upgrade.com/f/a/Yg1RHExxIc3ODsWK0g_BMA~~/AAQRxRA~/2inp2veWUkSoJM6fSION= 2kbM2N_mStX_CUxpsN3JpipdYaMe5d87vGV5XJKAmB0vfbiIzlkE8oHmr-k0m35_LaCyhKFkmve= woDnn07zpo4e_5T9KCI4A9TCFLmZalBq197Re2Q7AGN7xC9DKlwQTh8GPTMzW_nz65Z7cV7c-h1= vw1Q6KQdjSFib6dicuJyIfvE1JbwCEM1g4F9-IgutKy9q9G4AXJdIWWHHmYn27Q9aXcXW494swM= 4rEb0l7IB5g )=0A Please do not reply directly to this message as it wa= s=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsubscr= ibe ( https://link.upgrade.com/f/a/UnUEFPxwasg6vrfRPAuoMg~~/AAQRxRA~/bgFJSq= 8KVM9QI3e7-kHaDQr6lIedam5SvwSYLwfgi-dilDTD_q8rsCcv_3TpFy3IZE3ZrlR7DU7nF8UD3= nVg_rb9D8q1zFO_qXW8k_kuuTpEIQLPRsO8qmbzs9GtnpWOLZ123ruhBlsgm5H_ZU-s6GWvnkpr= 5gOOiNer_9TNlJ8j2RA0QicXI5HCyv0dJZnGUJohn4iLNbGlZd9MwXIcNaZhHgnozuTeBvrAkoN= J8dwtStFjemb3fI_cvGS5kkzEf5UC4N2c1byDd1w-DuKcOeSuSSrNL6pPAFvc3OnlZgnhPrC0s4= bdsUbxdVwc9P3k3J0OhDjPM-5MwOtyU07hJCXGczM21ye_WAeY-xNCoHrkvG_-MezUr65gE0NCN= B_yGAjVdp5fS_7_RJX6UrjAU4FRLea1aCiHa416mCESIjn3zs7THHzdSd7WrjW4LgH4zv9bGleV= tBn73G8XGb1plkzdgeA4LnHg5SVbiJf3sfLW7E8p-q0gVA8NWaIaWj1n47m4FQ1hyc1MPE5Q4yS= rsaol9LpiZMRfN6Z3ykzYEYWHKNddrk9Kx2T9ivBulOybYYevUwqyDZu1l0ZJQ4IhHTTPS2DpcC= sgVTCZJhs9Ryu7sYxAvvYonuKkg16jA1pRiGC_TxXD-a2BdgMqJKc4G8dZtrxF4L1y0lEA1D1hq= G7cSksRorDe5b8UID0CsyxzsboCjqxz3eN7vU8Mg7v7Ts_Qekbg2XGs04_u6tZacfifuPkvyIBD= 76ZBolZOAhaj )=0A or Update Preferences (=0Ahttps://link.upgrade.com/f/a/tu= Nabe-3dxeBxR4IjF9M8Q~~/AAQRxRA~/UaPVaDgPcBrdhgqS2uQrer-qt7HIQdmiAR2CqyRXo2G= E0yFWzT_R2iNCzcNg5PxXsHrBEd4XJTsgr-RvDVPM8PxC53dZACdfnVINUVNyhyPE070biPmGYS= t686KS_o6siGeJLbCWoS0US5m_Sf7KiqU3BurjFdhc8lCa0sUmJAGLXSfutZuwaIsmJeMeUDvuU= 0GPq3sEW8EotZOMYKkKsAz69MiCJ_ue-DZ0WPQVqujukCbM_nuZfkbCbXS7c2G0PRM-uf0ngXVx= qpwP95N8mnETB1SOQo6sTzDK89b7f5b5T9laK8z5U1-_K1kkzC7vN4mVaVzLN5YutFRXAEqt2-X= vNUDdggfti8aa0Nmu8T_Wm1Xw7WPPCi235NJL1U65ZtK0ff3MciojG7qXEYmOIv4KNB0jgYYTe6= PNdAy9IA0Bxb4CDck6JqKz3sBgGKbr5A4Q0_Dbk8rKVCOoQCPwE_gsqft4SqPGTX1YYsNc4Ai7C= LAQuKK-2hUdAUG8Dfmry232QdvMIp0kDBR4Yp4DGm5kopt_9-jA1YbLnZWG6JAnd6CUAUcUec5r= L8d2FIe0IBLnbcrNWjmAJGXQ4WOUTC0aMjr7v2ALdpwquJgF5GC_1xR-OOhL8BLODO821wE40n3= K_EpTsihvQRRe13hTHrM5coq_q-W39LsAw8riZgOlSljbBTS4Ix5tGmInynjFDypwZkS2HuTC0U= p1K0JF5M_k08yZkeXsS-slWB0StAB1nVV09Zch_5Gul8-G4cMWTP7SI2Y5T06t7qVgs725flJqo= Uz6XjAYaIQ71B0fLcQWf8SSaO8_cRT51NRpWSguv2dKm49VibPL3qvyfrDIWx_goszN9C4tCmgM= p1wcn-p-_cjd9gBiwXCWBRzHQJuKMhmC0bYUVR0kvldYkD7SPBCJ65XaV6bRilovW02EN1rn2Ce= IyOdYxxkIsCHbOFxbEPGm6ruvCSDhc7XhF_7QV18MA0OspjxTb23uKr96IvrO3NrX6hiTk6n1q0= Nvs1DYRkrZOmmDuG_sYrBJyC4cABVjZjANcJWykSirexxBJ7hzKHEdm-CuHJZ8AEkC1yUi9UxLI= U9LcEUhy6NZqnviFHoATvqkjaq4OvtNKdBID4uPaAVu3L6hIQ7Wh0tM14-yX8gEuKpeuTk7WDUn= V-C5XyPnU8Wf_glwmsOyFx2tAQk~ )=0A Upgrade Upgrade is=0Alocated at= 275 Battery Street, 23rd Floor, San Francisco, CA,=0A94111 =C2=A9 2025 = Upgrade, Inc. All=0Arights reserved. Privacy Policy =0A( https://link.up= grade.com/f/a/ELmbwdwS7tfWuqh5yhyFlw~~/AAQRxRA~/TRLWaIW8LpzO4jx2aI710VCFNHU= Ouw2RHWpXZrwW2wRARGDYe3m9TIez2sPkvGtFfNx-gkgfVujZeJT0cvm-kTBzcc6bui1_zipTka= 1uNetG2bJJ9_PQgiMevWGklt9n )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_= OLD_S3 --_----en3JS+tkU/n6i3dyJYerUw===_F8/25-23834-8F950486 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a personal loan through Upgrade can be the first step tow= ards financial fitness and achieving your long-term goals
=0A
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=0AHi,
Getting a personal loan through Upgrade can be the first step= towards financial fitness and achieving your long-term goals. With a perso= nal loan through Upgrade you can:
=0D=0A =0D=0A =0D= =0A =0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A
=E2=80=93=0D= =0A =0D=0A =0D=0A = =0D=0A =0D= =0A
=E2=80=93Pay off high-= interest debt so you can increase future savings
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Circle the date that you co= uld be debt free
=0A=0D=0A =0D=0A =
Check Your Rate
Choose from am= ounts you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a= rate that will never increase. Checking your rate only takes minutes. What= are you waiting for=3F
Thank you,
= =0D=0A The Upgrade Team
P.S. Check your rate now. We look forwa= rd to helping you achieve your financial goals.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= td align=3D"center" style=3D"mso-line-height-rule: exactly; -ms-text-size-a= djust: 100%; -webkit-text-size-adjust: 100%; padding: 0px;">
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If you hav= e questions, we're here to help.=0D=0A
=0D=0A s= upport@upgrade.com=0D=0A
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=0D=0A =
=0A1= Personal loans made through Upgrade feature Annual Percentage Rates = (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% originatio= n fee, which is deducted from the loan proceeds. Lowest rates require Autop= ay and paying off a portion of existing debt directly. Loans feature repaym= ent terms of 24 to 84 months. For example, if you receive a $10,000 loan wi= th a 36-month term and a 17.59% APR (which includes a 13.94% yearly interes= t rate and a 5% one-time origination fee), you would receive $9,500 in your= account and would have a required monthly payment of $341.48. Over the lif= e of the loan, your payments would total $12,293.46. The APR on your loan m= ay be higher or lower and your loan offers may not have multiple term lengt= hs available. Actual rate depends on credit score, credit usage history, lo= an term, and other factors. Late payments or subsequent charges and fees ma= y increase the cost of your fixed rate loan. There is no fee or penalty for= repaying a loan early.
Accep= t your loan offer and your funds will be sent to your bank or designated ac= count within one (1) business day of clearing necessary verifications. Avai= lability of the funds is dependent on how quickly your bank processes the t= ransaction. From the time of approval, funds sent directly to you should be= available within one (1) business day. Funds sent directly to pay off your= creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank p= artners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A
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