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Date: Wed, 04 Jun 2025 00:47:54 +0000 (UTC)
From: Chime <member@notify.chime.com>
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Message-ID: <1_A2UKC-Q_-XmXBP9tfjtQ@geopod-ismtpd-0>
Subject: Expiring soon: You only need one friend to sign up to get a referral
 bonus =?UTF-8?B?8J+knQ==?=
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To: info@sterlingcal.com
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--9bdf99561b1696f82059f22a935e56fa1eca4241d477803282ca82e99a83
Content-Transfer-Encoding: quoted-printable
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You get
$175
and they get $100. Make it rain =E2=98=94=EF=B8=8F          Chime=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FlnURk5dkUsasrY7-2BnDV3-2B9zAII3DohaK8nMknpXrriOy43-2BYTU6f70MAqUMODjsdg-3D=
-3D-8hs_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vR=
Jbl-2FMQvncsgL7XFzNW37kNi2mAltQy9ABfHg2tDbHu8oLNeVbtwxFzGMLd3zgp0hVu1hM-2FH=
QV7bHEXdGGse7HyjNdbTaTjDw0X-2F-2B8Y-2B9OfrSiZU3Y59JyQBS9KzHxcN8u5rsU9I9vsep=
JQ-2BCBeBq6gjB-2BHRwCxeBYQyH4KCiuHriMKye-2FthMfmMxR20j1fEPOkgvzxsvDbPDJ7VK1=
-2F-2BSmLiJFSK8eFLEa13fkOES8mVp-2F9l89H774vJiDcwyB0hmwQrYhvLBqByhyYRO0PBEYb=
drojgfECzO6mmA3LyJkI8bnsJKPougas0DmYsw0enFYT2KIPIdX4QeZTeSHYETfxc-2FJhfubzs=
NTSDDGYaMCpMVGtFGxGH5ZTQqcECNKTXugkUCeuL9UCGTuUxZ1Q3PHTWeje8zGqNkECdwkp0OdP=
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nxlaMQ1zETrv8BZrv0kFDZvbyFLkIFDcvk77puIqfHfH7YIw-2FUJ22NCFankFZb2GefCjPk0AP=
jPKcEOi6S4wGBtA-2F7qkGiUx8oltiCmcAiveDl3k0DMSzM7WxulJMbO9G1RCO-2FQW-2BnqS4w=
A0nO2en4Ugxq08tyQdGLjL5h8Hh3q-2FDphdidTl2zc-3D )
It pays to chat up Chime.   We appreciate you being a Chime
member. For a limited time, earn
$175
when one friend joins.* Refer today=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FuLhYjDLHI1N4U-2Bjc8tqRJXefpJTN-2F0XXEbu2syyjFE6GFtjASeCnGiTXd36Q-2Bj-2FhnT=
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9KzHxcN8u5rsU9I9vsepJQ-2BCBeBq6gjB-2BHRwCxeBYQyH4KCiuHriMKye-2FthMfmMxR20j1=
fEPOkgvzxsvDbPDJ7VK1-2F-2BSmLiJFSK8eFLEa13fkOES8mVp-2F9l89H774vJiDcwyB0hmwQ=
rYhvLBqByhyYRO0PBEYbdrojgfECzO6mmA3LyJkI8bnsJKPougas0DmYsw0enFYT2KIPIdX4QeZ=
TeSHYETfxc-2FJhfubzsNTSDDGYaMCpMVGtFGxGH5ZTQqcECNKTXugkUCeuL9UCGTuUxZ1Q3PHT=
Weje8zGqNkECdwkp0OdPZ5XKLf3QAsauKnLRdR3AjxGMDFJ3Pyw0HD2Tv6u3o-2B8IfiQlq0RcO=
YMpTz6C5aF8xYSvfyAuOnxlaMQ1zETrv8BZrv0kFDZvbyFLkIFDcvhccy00NdCuyEI2ONeUVyVg=
QRLLm5Vjw5lblDwtKxxLI3XgXA3gjLlyW6um4xH9Ja-2BOTaxcDkyEqhhfftTOhq-2Fk4aSnvju=
-2BgfIlSIeyV7DLzbFLMg-2B7JK5rBs90rvse-2FwEnhNvd5SEQSMNyEhDP3I-2Bg-3D )
alt_text Time=E2=80=99s running out        =E2=80=A2
Refer one of your friends     =E2=80=A2 Make sure they sign up by
June 7, 2025     =E2=80=A2 They need to set up a
qualifying direct deposit of $200+ within 45 days     =E2=80=A2 Then
you=E2=80=99ll receive
$175
bonus and they=E2=80=99ll receive $100 Earn
$175

( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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QDV6A4-2B48xsUaNUAKH-2FwlWR-2Bk70A7XopJnq2Bopjp9xiuOh1-2BW1781X1myESqhXJcHK=
Dgshl8mxh-2FCs-2FfhbkTEg8t1fKE0eWfSCTM4-2BIxdBd5TSTTd9T1tUPvSo4nsFM-3D )
=F0=9F=92=9A from Chime
Questions? We=E2=80=99re here to help=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FraGf5e1Tkinp0zvu3YArKcOsdST3vG7io9sMGMHVj2ObFRf88VOaP616QBeMcMwiEJMVVdi8aw=
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aF8xYSvfyAuOnxlaMQ1zETrv8BZrv0kFDZvbyFLkIFDcvjB-2BduPyZQCKsMlkdM5uU-2FPZR-2=
BliYccwjc5eEZs2KXlL48MaX-2BtqYVlZBO5pm3qxWH0Bj1-2Fzod2XDy9LmqvO-2FT-2BIxLHg=
wL8-2Bzs60wjFoPLNmUEmpZOpQg9bvluojU2c5Ji5a9ziI5n7GRXk6aOhdBm4-3D ).
Chime ( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1I=
bb3gkQFlnURk5dkUsasrY7-2BnDV3-2B-2FWs1m6cwitHicAAU30VLdWa5o7X0S5ruPWYt248Dp=
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mc2vO3l79vMASqVc2Y2Eiia1MlXepy0dHnNcY3DNhl21fLP33Iy5Q-3D )
Instagram ( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8d=
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FViX5KuWeF5EXUCuDi-2BHZXAXr-2FGZsoMdLoXlVWJC5h8-3D )
Twitter ( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP=
1Ibb3gkQFitN33gU0hYypaAdhXZ3Rl5vwKiNGN-2Bj0d2B-2Bf-2B79AfTX5ge0AY1k7V4T1Jzx=
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( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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eZmT1BoZ1S1vobbOICipB9di44lsVCw-3D )   Facebook=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FuCBGRcYT-2F9E6Wl7sHjdlQbQ6vQtyaOf-2B6KFQCDn9Yd-2BQIlsdtrqzYHJJ4ACh5O5OA-3D=
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aaZFfl-2FeRMFUYaY8mMtKV9EpFm6CrcsaFIvXYCAsZCHqbhzUg-3D )
=C2=A92025 Chime Financial, Inc. All
rights reserved.
PO Box 417, San Francisco, CA 94104

*Terms and Conditions: In order for a Chime member (the
=E2=80=9CReferrer=E2=80=9D) to qualify and receive the
$175
referral reward and $10.00 temporary SpotMe Bonus Limit increase
for this referral incentive (the =E2=80=9CPromotion=E2=80=9D), the followin=
g
conditions must be met: (1) the Referrer must have an active
Chime=C2=AE Checking
Account (=E2=80=9CChime Account=E2=80=9D); (2)
Referrer must meet SpotMe eligibility requirements, which can be
found at
https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFk=
bB-2FxBVYpmuhMKQGr6MJM0OqdLfWMt7gnkwk579UxbcjReFJlLreXJF2EKftKf4Dw-3D-3DOGZ=
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OsGOPO8m26sr-2BQvN1kDSiZ6BAVpoltU-3D

( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FkbB-2FxBVYpmuhMKQGr6MJM0OqdLfWMt7gnkwk579UxbcWLYQ8XZ6cgfWxRFqfv0V0WsH-2BTO=
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Qkd7R7lRMxdivrEj8-2FM2so9UkP35ykmMYkNnmMGsHtZeHX4XdCSLb-2B0Bg-3D )
; (3) the Referrer must send
their personal referral link to a consumer who does not have an
active Chime Account (=E2=80=9CReferred=E2=80=9D); (4) the Referred must op=
en a
new Chime Account within 10 days of the Referrer receiving notice
of the Promotion; and (5) Referred must receive a Qualifying
Direct Deposit (see below) of $200 or more into their Chime
Account within 45 days of opening the Account. A Qualifying
Direct Deposit is a deposit by Automated Clearing House (=E2=80=9CACH=E2=80=
=9D)
that comes directly from your employer, payroll provider, gig
economy payer, or benefits payer OR a deposit by Original Credit
Transaction (OCT) from your gig economy payer. Bank ACH
transfers, Pay Anyone transfers, verification or trial deposits
from financial institutions, peer to peer transfers from services
such as PayPal, Cash App, or Venmo, mobile check deposits, cash
deposits, one-time direct deposits, such as tax refunds and other
similar transactions, and any deposits to which Chime deems to
not be legitimate are not Qualifying Direct Deposits. In the
event that the Referred does not open a new Chime Account within
10 days of the Referrer receiving notice of the Promotion, but
all other conditions above are met, the Referrer is still
eligible to receive the
$100
referral reward and the $10.00 temporary SpotMe Bonus Limit
increase for the Promotion. Eligible Referrers will receive the
referral reward deposited into their Chime Account generally
within seven (7) business days after the above criteria are
satisfied and are only eligible to receive the referral reward
once for each iteration of this Promotion. Eligible Referrers may
receive in-app banners, push notifications, and email
notifications alerting them to the existence of the Promotion and
their eligibility to participate, but this is not a criteria to
participate. Members will not be enrolled in SpotMe
automatically. Referrer Members must qualify for SpotMe and
enroll manually through the Chime App in order to receive the
temporary SpotMe Bonus Limit increase. Members may earn no more
than $50.00 in SpotMe Bonus Limit referral increase and may earn
no more than ten (10) monetary referral rewards per calendar year
(January 1, 2025 =E2=80=93 December 31, 2025). No member=E2=80=99s SpotMe l=
imit,
including base limit, boosts, and bonuses, may exceed $270. Any
Referrer SpotMe Bonus limit increase referral reward will expire
184 calendar days from the Referred receiving a Qualifying Direct
Deposit. Any earned SpotMe Bonus Limit increases from this
referral promotion in the Member=E2=80=99s bonus queue (=E2=80=9CBonus Queu=
e=E2=80=9D)
not yet added to the Member=E2=80=99s SpotMe limit (due to the
promotional limit cap) will be added to the Member=E2=80=99s SpotMe limit
on a rolling basis as the previously added SpotMe increases from
this referral reward expire. Once the temporary SpotMe Bonus
Limit ends, Members may no longer earn SpotMe increases on this
referral promotion, however the earned SpotMe bonuses in the
Member=E2=80=99s Bonus Queue will not be lost. If an eligible Referrer
loses SpotMe eligibility, and the Referred completes the above
conditions, the Referrer will receive the $10 temporary SpotMe
Bonus Limit increase referral reward only upon regaining SpotMe
eligibility. Referral rewards will generally be provided within
two (2) business days after all the above conditions are met. The
Referrer=E2=80=99s account must be in good standing in order to receive
the referral reward. You may not register a domain name using
"Chime" for sharing your referral link (e.g. Chimereferral.com).
If you send your referral link to a Referred, you represent that
you have the necessary consent from the Referred to send them any
text or email relating to this offer. By participating in this
promotion, you confirm that you will not send your referral link
via text message to a resident of the State of Washington.
Referred individuals acknowledge that payment of any referral
reward may result in the Referrer=E2=80=99s knowledge of the Referred=E2=80=
=99s
establishment of a new Chime Account or enrollment in a product.
Chime reserves the right to cancel or modify the terms of any
referral promotion or terminate a member's eligibility at any
time with or without prior notice. Credits of $10 or more will be
reported on tax form 1099-INT for new members (Referred). If a
Chime member receives certain monetary rewards, referral bonuses
(Referrers), and other monetary Chime incentives that total $600
or more in one calendar year, this will be reported on tax form
1099-MISC as required for the Chime member. Banking services are
provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Members
FDIC.

Please do not reply to this email. The account isn=E2=80=99t monitored,
and we don=E2=80=99t want to miss hearing from you.

Chime=C2=AE is a financial technology company, not an FDIC-insured
bank.  Banking services and debit
card provided by Stride Bank, N.A., Member FDIC, pursuant to a
license from Visa U.S.A., Inc. and may be used everywhere Visa
debit cards are accepted. Deposit insurance covers the failure of
an insured bank. Certain conditions must be satisfied for
pass-through deposit insurance coverage to apply.


This email was sent to you because you have a Chime account.

If you do not wish to receive advertisements from Chime, you can
unsubscribe ( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr=
8dGP1Ibb3gkQFiBNZFOuJzBBo-2BI3bOIvmNHTXplV51k3Ka9JCh5Fv45Gs7jafkAmjY1FjFNlN=
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ZrGVLc-2BQFkt6z2TOPlLMq0-3D ).
--9bdf99561b1696f82059f22a935e56fa1eca4241d477803282ca82e99a83
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Content-Type: text/html; charset=utf-8
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=09
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</head>
<body bgcolor=3D"#FFFFFF" style=3D"height: 100% !important; width: 100% !im=
portant; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-f=
amily: 'Helvetica Neue', Helvetica, Arial, sans-serif !important; color: #0=
52316 !important; text-align: left; font-size: 18px !important; line-height=
: 26px !important; font-weight: 400 !important; margin: 0; padding: 0;" wid=
th=3D"100%" yahoo=3D"yahoo">
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
0;overflow:hidden;">You get $175 and they get $100. Make it rain =E2=98=94=
=EF=B8=8F</div>
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
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=C2=A0 =E2=80=87 =EF=BB=BF </div>
=09
<!--******** LOGO : BEGIN -->
<!--******** LOGO TABLE : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#ECF9EE" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; padding: 0px;">
								<a href=3D"https://links.notify.chime.com/ls/click?upn=3Du001.ID-2B=
YeNMr8dGP1Ibb3gkQFlnURk5dkUsasrY7-2BnDV3-2B9zAII3DohaK8nMknpXrriOy43-2BYTU6=
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Z-2BLZoxeY5NdZ9XReDPQt2val3M7pJOYu9Jpstnh78CREwpzlhKLv8jPuraLW4ZTq-2BCuLpgF=
iYay2xDrITyUcq08QpkBtOh4zhOsNObs0FiaDfnXyyUwSEdTX8ftVSLo-3D" rel=3D"noopene=
r" style=3D"color: #1ec677; text-decoration: none; font-size: 32px; font-we=
ight: 700; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" tar=
get=3D"_blank"><img align=3D"left" alt=3D"Chime" border=3D"0" class=3D"img-=
logo" src=3D"https://braze-images.com/appboy/communication/assets/image_ass=
ets/images/66b1f476510863005a264c3f/original.png?1722938486" style=3D"width=
: 100%; max-width: 375px; -ms-text-size-adjust: 100%; -webkit-text-size-adj=
ust: 100%; -ms-interpolation-mode: bicubic;" valign=3D"bottom" width=3D"375=
"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
	<!--************* LOGO TABLE : END -->
	<!--************* LOGO  END -->
	<!--********** Module HERO Envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
<!-- Module-container : BEGIN ..........All module containers are the same,=
 the only difference is the background color (bgcolor) on the table below M=
edium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #ECF9EE=
 -->
					<table align=3D"center" bgcolor=3D"#ECF9EE" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->

							<!-- Spacer ROW : Begin -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"spacer" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; font-size: 10px !important; line-height: 10px !important; pa=
dding: 0px 0px 12px;">&nbsp;</td>
						</tr>
<!-- Spacer ROW : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"headline-40" style=3D"-ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspa=
ce: 0pt !important; font-size: 40px; line-height: 48px; font-weight: 700; p=
adding: 0px 30px 22px;">It pays to chat up Chime.</td>
						</tr>
					=09
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">We appreciate you b=
eing a Chime member. For a limited time, earn $175 when one friend joins.*<=
/td>
						</tr>
				=09
=09
						<!-- Button envelope : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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e-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !im=
portant; border-spacing: 0 !important; border-collapse: collapse !important=
; table-layout: fixed !important; margin: 0 auto;">
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"button-td-green" style=3D"-ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !i=
mportant; mso-table-rspace: 0pt !important; border-radius: 8px !important; =
padding: 0px;" bgcolor=3D"#1EC677">
											<a class=3D"button-a-green" href=3D"https://links.notify.chime.c=
om/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFuLhYjDLHI1N4U-2Bjc8tqRJXefpJT=
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 BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Helvetica, Arial=
, sans-serif; font-size: 18px; line-height: 50px !important; text-align: ce=
nter; width: 100%; padding: 0px;">
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											Refer today
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											</a>
										</td>
									</tr>
								</table>
							</td>
						</tr>
							<!-- img-Full : Begin -->
							<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; padding: 0px;"><img align=3D"left" alt=3D"alt_text" bord=
er=3D"0" class=3D"img-full" src=3D"https://braze-images.com/appboy/communic=
ation/assets/image_assets/images/67a11dc2e15bee00645e8636/original.png?1738=
612162" style=3D"width: 100%; max-width: 500px; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; -ms-interpolation-mode: bicubic;" width=3D=
"500"></td>
						</tr>
			<!-- img-full : End -->
						<!-- Button envelope : END -->
		=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
<!--********** Module HERO envelope: END -->


=09
=09
		<!--********** Module SECONDARY Envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
<!-- Module-container : BEGIN ..........All module containers are the same,=
 the only difference is the background color (bgcolor) on the table below M=
edium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #ECF9EE=
 -->
					<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->
				=09
							<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							<td class=3D"spacer" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; font-size: 10px !important; line-height: 10px !important; pa=
dding: 0px 0px 12px;">&nbsp;</td>
						</tr>
					=09
					<!-- Spacer ROW : END -->
				=09
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"sub-headline-24" style=3D"-ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-=
rspace: 0pt !important; font-size: 24px; line-height: 30px; font-weight: 70=
0; padding: 0px 30px 22px;">Time=E2=80=99s running out</td>
						</tr>
					=09
					=09
						<!-- Bullet envelope : Begin -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"e-no-bottom-padding" valign=3D"top" style=3D"-ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !im=
portant; mso-table-rspace: 0pt !important; padding: 0px 30px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"-ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: =
0pt !important; border-spacing: 0 !important; border-collapse: collapse !im=
portant; table-layout: fixed !important; margin: 0 auto;" width=3D"100%">
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Refer one of =
your friends</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
											<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Make sure the=
y sign up by June 7, 2025</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">They need to =
set up a qualifying direct deposit of $200+ within 45 days</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Then you=E2=
=80=99ll receive $175 bonus and they=E2=80=99ll receive $100</td>
									</tr>
									<!-- Bullet row : End -->
								</table>
							</td>
						</tr>
								<!-- Bullet envelope : END -->
							<!-- Button envelope : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" style=3D"-ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !im=
portant; border-spacing: 0 !important; border-collapse: collapse !important=
; table-layout: fixed !important; margin: 0 auto;">
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"button-td-green" style=3D"-ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !i=
mportant; mso-table-rspace: 0pt !important; border-radius: 8px !important; =
padding: 0px;" bgcolor=3D"#1EC677">
											<a class=3D"button-a-green" href=3D"https://links.notify.chime.c=
om/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFuLhYjDLHI1N4U-2Bjc8tqRJXefpJT=
N-2F0XXEbu2syyjFE6g4GuyqbZ-2FoWl4fkfvbhVGQNBSY6wQ1f-2BIgdKy9RdLU8-3D1kKW_MP=
2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvn=
csgL7XFzNW37kNi2mAltQy9ABfHg2tDbHu8oLNeVbtwxFzGMLd3zgp0hVu1hM-2FHQV7bHEXdGG=
se7HyjNdbTaTjDw0X-2F-2B8Y-2B9OfrSiZU3Y59JyQBS9KzHxcN8u5rsU9I9vsepJQ-2BCBeBq=
6gjB-2BHRwCxeBYQyH4KCiuHriMKye-2FthMfmMxR20j1fEPOkgvzxsvDbPDJ7VK1-2F-2BSmLi=
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6mmA3LyJkI8bnsJKPougas0DmYsw0enFYT2KIPIdX4QeZTeSHYETfxc-2FJhfubzsNTSDDGYaMC=
pMVGtFGxGH5ZTQqcECNKTXugkUCeuL9UCGTuUxZ1Q3PHTWeje8zGqNkECdwkp0OdPZ5XKLf3QAs=
auKnLRdR3AjxGMDFJ3Pyw0HD2Tv6u3o-2B8IfiQlq0RcOYMpTz6C5aF8xYSvfyAuOnxlaMQ1zET=
rv8BZrv0kFDZvbyFLkIFDcvj-2BUjp-2FP7G22dEeyed-2FCCTBiesG-2BzZa5GzMblg03ghB-2=
BrpVxQieWso4VZ3PgMhJ56LlIBc4j7tvj6G-2BwQVN-2B0onx4fL5KE7ecXCD9EcxTDXjEOxqwA=
6vtTAeOR1SeTsfc2nsqpKwUqRVwTTZC-2Fja4TM-3D" style=3D"text-decoration: none;=
 -ms-text-size-adjust: 100%; -webkit-text-size-adjust: none; color: #052316=
; font-weight: bold; transition: all 100ms ease-in; background-color: #1EC6=
77; border-radius: 8px; display: inline-block; font-family: -apple-system, =
system-ui, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Helvet=
ica, Arial, sans-serif; font-size: 18px; line-height: 50px !important; text=
-align: center; width: 100%; padding: 0px;">
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
										Earn $175
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											</a>
										</td>
									</tr>
								</table>
							</td>
						</tr>
						<!-- Button envelope : END -->	=09
			=09
					=09
=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
	<!--********** Module SECONDARY envelope: END -->
=09
=09
=09
=09
=09
<!--********** Module SIGN-OFF envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<!-- Module-container : BEGIN ..........All module containers are the =
same, the only difference is the background color (bgcolor) on the table be=
low Medium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #E=
CF9EE -->
					<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
					=09
		<!-- Sign-off row : BEGIN -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"sign-off" style=3D"-ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace:=
 0pt !important; font-size: 16px !important; line-height: 25px !important; =
font-weight: 400 !important; padding: 20px 30px 42px;">
								=F0=9F=92=9A&nbsp;&nbsp;from Chime<br style=3D"-ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;">
								Questions? We=E2=80=99re here to <a href=3D"https://links.notify.ch=
ime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFraGf5e1Tkinp0zvu3YArKcOs=
dST3vG7io9sMGMHVj2ObFRf88VOaP616QBeMcMwiEJMVVdi8awySyFkM4BOaKs-3DYr14_MP2S-=
2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncsg=
L7XFzNW37kNi2mAltQy9ABfHg2tDbHu8oLNeVbtwxFzGMLd3zgp0hVu1hM-2FHQV7bHEXdGGse7=
HyjNdbTaTjDw0X-2F-2B8Y-2B9OfrSiZU3Y59JyQBS9KzHxcN8u5rsU9I9vsepJQ-2BCBeBq6gj=
B-2BHRwCxeBYQyH4KCiuHriMKye-2FthMfmMxR20j1fEPOkgvzxsvDbPDJ7VK1-2F-2BSmLiJFS=
K8eFLEa13fkOES8mVp-2F9l89H774vJiDcwyB0hmwQrYhvLBqByhyYRO0PBEYbdrojgfECzO6mm=
A3LyJkI8bnsJKPougas0DmYsw0enFYT2KIPIdX4QeZTeSHYETfxc-2FJhfubzsNTSDDGYaMCpMV=
GtFGxGH5ZTQqcECNKTXugkUCeuL9UCGTuUxZ1Q3PHTWeje8zGqNkECdwkp0OdPZ5XKLf3QAsauK=
nLRdR3AjxGMDFJ3Pyw0HD2Tv6u3o-2B8IfiQlq0RcOYMpTz6C5aF8xYSvfyAuOnxlaMQ1zETrv8=
BZrv0kFDZvbyFLkIFDcvvXlXOEC1UZK1znO1HLNT61Orsw-2BXFwTxzTSdBiM13vZpL3vml5dge=
mGEfUzQc1q8vjredQ4QM92X-2FEDanT4jwaXXuqrhZguOEa55t5o2Ehmr0xA9YdOIzrZ650OsTk=
SkArFEuZ-2FvvyPwPVVFkva8nA-3D" style=3D"color: #333333; font-weight: 700; -=
ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; text-decoration:=
 underline;">help</a>.
							</td>
						</tr>
		<!-- Sign-off row end : END -->
				=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
	<!--********** Module Envelope: END -->
=09
	<!--******** Footer Logo Table : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#052316" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">&nbsp;</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<a href=3D"https://links.notify.chime.com/ls/click?upn=3Du001.ID-2B=
YeNMr8dGP1Ibb3gkQFlnURk5dkUsasrY7-2BnDV3-2B-2FWs1m6cwitHicAAU30VLdWa5o7X0S5=
ruPWYt248Dplgg-3D-3DY56G_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
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r" style=3D"color: #1ec677; text-decoration: none; font-size: 32px; font-we=
ight: 700; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" tar=
get=3D"_blank"><img alt=3D"Chime" src=3D"https://braze-images.com/appboy/co=
mmunication/assets/image_assets/images/65cb1e7c22a85f0055b6cf60/original.pn=
g?1707810428" style=3D"display: block; line-height: 0; -ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; -ms-interpolation-mode: bicubic;" w=
idth=3D"110"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
<!--********* Email Footer Table : END -->
	<!--********** Footer Social Table : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
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<!--******** Footer Social Table: END -->
	<!--******* Footer Disclaimer Table Begin : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
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xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
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=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
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e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
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0%;">
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tant; font-weight: 400 !important; color: #ffffff !important; padding: 0px =
30px 22px;">
					=C2=A92025 Chime Financial, Inc. All rights reserved.<br style=3D"-ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
PO Box 417, San Francisco, CA 94104<br style=3D"-ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%;">
			<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
">*<strong style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">Terms and Conditions:</strong> In order for a Chime member (the =E2=
=80=9CReferrer=E2=80=9D) to qualify and receive the $175 referral reward an=
d $10.00 temporary SpotMe Bonus Limit increase for this referral incentive =
(the =E2=80=9CPromotion=E2=80=9D), the following conditions must be met: (1=
) the Referrer must have an active Chime=C2=AE Checking Account (=E2=80=9CC=
hime Account=E2=80=9D); (2) Referrer must meet SpotMe eligibility requireme=
nts, which can be found at <a href=3D"https://links.notify.chime.com/ls/cli=
ck?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFkbB-2FxBVYpmuhMKQGr6MJM0OqdLfWMt7gnkwk=
579UxbcWLYQ8XZ6cgfWxRFqfv0V0WsH-2BTOsoZvesciOdLczkbI-3DG9mR_MP2S-2B0f8YZV5j=
QCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37k=
Ni2mAltQy9ABfHg2tDbHu8oLNeVbtwxFzGMLd3zgp0hVu1hM-2FHQV7bHEXdGGse7HyjNdbTaTj=
Dw0X-2F-2B8Y-2B9OfrSiZU3Y59JyQBS9KzHxcN8u5rsU9I9vsepJQ-2BCBeBq6gjB-2BHRwCxe=
BYQyH4KCiuHriMKye-2FthMfmMxR20j1fEPOkgvzxsvDbPDJ7VK1-2F-2BSmLiJFSK8eFLEa13f=
kOES8mVp-2F9l89H774vJiDcwyB0hmwQrYhvLBqByhyYRO0PBEYbdrojgfECzO6mmA3LyJkI8bn=
sJKPougas0DmYsw0enFYT2KIPIdX4QeZTeSHYETfxc-2FJhfubzsNTSDDGYaMCpMVGtFGxGH5ZT=
QqcECNKTXugkUCeuL9UCGTuUxZ1Q3PHTWeje8zGqNkECdwkp0OdPZ5XKLf3QAsauKnLRdR3AjxG=
MDFJ3Pyw0HD2Tv6u3o-2B8IfiQlq0RcOYMpTz6C5aF8xYSvfyAuOnxlaMQ1zETrv8BZrv0kFDZv=
byFLkIFDcvt4Brd5MFVwvLkiHnZWhFcnBcTcj4T7E2VAWoCuIYfEXmVJXLWBX3Y8V8hJdIV8nt-=
2BFq-2BGfBUil2i35DhKL3g3OUnvNFHVCcWQdheK-2BA1-2BAyEmXhNIJIVFRlnBK60iFkZ5pT2=
eYOuM-2BngcFUPqEBEw0-3D" class=3D"a-lt" style=3D"-ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; color: #CCF2D2 !important; font-weight: 7=
00; text-decoration: underline;">https://www.chime.com/policies/stride/spot=
me_terms</a>; (3) the Referrer must send their personal referral link to a =
consumer who does not have an active Chime Account (=E2=80=9CReferred=E2=80=
=9D); (4) the Referred must open a new Chime Account within 10 days of the =
Referrer receiving notice of the Promotion; and (5) Referred must receive a=
 Qualifying Direct Deposit (see below) of $200 or more into their Chime Acc=
ount within 45 days of opening the Account. A Qualifying Direct Deposit is =
a deposit by Automated Clearing House (=E2=80=9CACH=E2=80=9D) that comes di=
rectly from your employer, payroll provider, gig economy payer, or benefits=
 payer OR a deposit by Original Credit Transaction (OCT) from your gig econ=
omy payer. Bank ACH transfers, Pay Anyone transfers, verification or trial =
deposits from financial institutions, peer to peer transfers from services =
such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, o=
ne-time direct deposits, such as tax refunds and other similar transactions=
, and any deposits to which Chime deems to not be legitimate are not Qualif=
ying Direct Deposits. In the event that the Referred does not open a new Ch=
ime Account within 10 days of the Referrer receiving notice of the Promotio=
n, but all other conditions above are met, the Referrer is still eligible t=
o receive the $100 referral reward and the $10.00 temporary SpotMe Bonus Li=
mit increase for the Promotion. Eligible Referrers will receive the referra=
l reward deposited into their Chime Account generally within seven (7) busi=
ness days after the above criteria are satisfied and are only eligible to r=
eceive the referral reward once for each iteration of this Promotion. Eligi=
ble Referrers may receive in-app banners, push notifications, and email not=
ifications alerting them to the existence of the Promotion and their eligib=
ility to participate, but this is not a criteria to participate. Members wi=
ll not be enrolled in SpotMe automatically. Referrer Members must qualify f=
or SpotMe and enroll manually through the Chime App in order to receive the=
 temporary SpotMe Bonus Limit increase. Members may earn no more than $50.0=
0 in SpotMe Bonus Limit referral increase and may earn no more than ten (10=
) monetary referral rewards per calendar year (January 1, 2025 =E2=80=93 De=
cember 31, 2025). No member=E2=80=99s SpotMe limit, including base limit, b=
oosts, and bonuses, may exceed $270. Any Referrer SpotMe Bonus limit increa=
se referral reward will expire 184 calendar days from the Referred receivin=
g a Qualifying Direct Deposit. Any earned SpotMe Bonus Limit increases from=
 this referral promotion in the Member=E2=80=99s bonus queue (=E2=80=9CBonu=
s Queue=E2=80=9D) not yet added to the Member=E2=80=99s SpotMe limit (due t=
o the promotional limit cap) will be added to the Member=E2=80=99s SpotMe l=
imit on a rolling basis as the previously added SpotMe increases from this =
referral reward expire. Once the temporary SpotMe Bonus Limit ends, Members=
 may no longer earn SpotMe increases on this referral promotion, however th=
e earned SpotMe bonuses in the Member=E2=80=99s Bonus Queue will not be los=
t. If an eligible Referrer loses SpotMe eligibility, and the Referred compl=
etes the above conditions, the Referrer will receive the $10 temporary Spot=
Me Bonus Limit increase referral reward only upon regaining SpotMe eligibil=
ity. Referral rewards will generally be provided within two (2) business da=
ys after all the above conditions are met. The Referrer=E2=80=99s account m=
ust be in good standing in order to receive the referral reward. You may no=
t register a domain name using "Chime" for sharing your referral link (e.g.=
 Chimereferral.com).   If you send your referral link to a Referred, you re=
present that you have the necessary consent from the Referred to send them =
any text or email relating to this offer. By participating in this promotio=
n, you confirm that you will not send your referral link via text message t=
o a resident of the State of Washington.  Referred individuals acknowledge =
that payment of any referral reward may result in the Referrer=E2=80=99s kn=
owledge of the Referred=E2=80=99s establishment of a new Chime Account or e=
nrollment in a product. Chime reserves the right to cancel or modify the te=
rms of any referral promotion or terminate a member's eligibility at any ti=
me with or without prior notice. Credits of $10 or more will be reported on=
 tax form 1099-INT for new members (Referred). If a Chime member receives c=
ertain monetary rewards, referral bonuses (Referrers), and other monetary C=
hime incentives that total $600 or more in one calendar year, this will be =
reported on tax form 1099-MISC as required for the Chime member. Banking se=
rvices are provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Member=
s FDIC.<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							Please do not reply to this email. The account isn=E2=80=99t monitor=
ed, and we don=E2=80=99t want to miss hearing from you.<br style=3D"-ms-tex=
t-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
							<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							Chime=C2=AE is a financial technology company, not an FDIC-insured b=
ank.=20

Banking services and debit card provided by Stride Bank, N.A., Member FDIC,=
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