Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id EHvZGNFEO2hHdQIAchKAPA (envelope-from ) for ; Sat, 31 May 2025 13:05:05 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 31 May 2025 13:05:05 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:8261) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uLQZs-00000000fq6-2qqG for info@sterlingcal.com; Sat, 31 May 2025 13:05:05 -0500 X-MSFBL: uk1zCTh9lMEv1ucmIh9ElJdVBTBZzgN5k5OvEzb2Zww=|eyJtZXNzYWdlX2lkIjo iNjgyZmM1NDQzYjY4ODllNzQzZWIiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiciI 6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1748714693; i=@e.upgrade.com; bh=2F9b9n3BC/06V1MbfDVgbHjmY3o4+SD3b51zBztt0Ok=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=pOQrzeYgzjn28vV9sdyy90B0UfPnr6aUvxsr28CUdu1DDltu5IAWlF2jIvYdjm+FY EXbFfJeMVf8UGOYbCVe9R2Ecx/Xlvwda/K/IGNLUEiJOq2qu13kekKNrPnQvYCnIlJ XrPzn7QHHkynyPGO3yfOB3zLvr+9a+NJRdu6acNA= Received: from [10.90.27.112] ([10.90.27.112]) by i-09a4e60067f6969e3.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74392 r(msys-ecelerity:tags/5.0.0.3)) with REST id BE/34-38869-5C44B386; Sat, 31 May 2025 18:04:53 +0000 To: info@sterlingcal.com Message-ID: Date: Sat, 31 May 2025 18:04:53 +0000 Content-Type: multipart/alternative; boundary="_----Yas2Uc4eWAcOOGrdMkGhbQ===_CD/34-38869-5C44B386" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Reset your finances List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Yas2Uc4eWAcOOGrdMkGhbQ===_CD/34-38869-5C44B386 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Check your rate and get started on your goals today=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/ZulmWVADMXrE= rXm9fasIoQ~~/AAQRxRA~/bV9g8taPjnKgHKrO_Kex93QYCmTPgDSe6op3Byl2Pr7mOUpH50RvL= XnnZXXEkuNkQlpSf3quxTt1NJQSTF05Oj5BAGJQsvN0fU1lFbVFgvc~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AStart taking control of your debt If you=E2=80= =99re looking to simplify=0Aand take control of your debt, checking your ra= te (=0Ahttps://link.upgrade.com/f/a/bEwM-gOYw6iQz-xPVDp_NQ~~/AAQRxRA~/XOG2w= eMZXZyjmWkRBnBL2WAlSYWPfibKuMlUoBHxoU-0DljjblcorhbToN5u6U22CI1HFOYRJfB2g_Q2= 8qyqLtCY3NxNPUG18Utn-Yvs7iDd1bLAD3kqye6bMQgtTLdleq-0k1nclUU0dKIYf1fIh0nqokz= -OKo2UlH3Ofx08iq8knpPPlm2qLFPEqi7x3JI66vXNOhA4AxNIU91cNdVVFLeB-Od8ZJtBeAW_u= Ll6O29t3ujPIcO12vx8oJmGeYb=0A) with Upgrade is a 1-minute investment that c= ould fast-track you=0Atowards paying off your debt. =0A=0A=0A=0ACheck Your= Rate (=0Ahttps://link.upgrade.com/f/a/jSQGyBfVT6JLfKF7c3kvrQ~~/AAQRxRA~/fM= mb9G6VSrCZNgtcLLjRgGjb8pWcBEvPzCBBDJAbx1Mlcv-9zsYRgpUMmDfWO8dL1V9zbBuXNtbGw= i629fJzE-nthx0w9EzmvgwbHyNbo2xYWa_yPF4zzDisjsXcrTI525GwdLpGbx26Z3cahYmXAKNz= G3vdIOHbR5vAkznncFNx0NbQePp304TWQ7kfwCa5PYUoNNnEtTfSobgGmmxTvyqu2WEK5tHZuin= qPtppZQjehT8X_5bEqCFIIGtveyQz=0A) =0A We look forward to helping=0Ayou= circle the date on your calendar that you=E2=80=99ll be debt free.=0AThank= you,=0AThe Upgrade Team If you have questions, we're=0Ahe= re to help. support@upgrade.com 1=0APersonal loans ma= de through Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%= . All personal loans have a 1.85% to=0A9.99% origination fee, which is ded= ucted from the loan proceeds.=0ALowest rates require Autopay and paying off= a portion of existing=0Adebt directly. Loans feature repayment terms of 24= to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-month= term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aan= d a 5% one-time origination fee), you would receive $9,500 in=0Ayour accoun= t and would have a required monthly payment of=0A$341.48. Over the life of = the loan, your payments would total=0A$12,293.46. The APR on your loan may = be higher or lower and your=0Aloan offers may not have multiple term length= s available. Actual=0Arate depends on credit score, credit usage history, l= oan term,=0Aand other factors. Late payments or subsequent charges and fees= =0Amay increase the cost of your fixed rate loan. There is no fee or=0Apena= lty for repaying a loan early. Accept your loan offer and=0Ayour funds w= ill be sent to your bank or designated account within=0Aone (1) business da= y of clearing necessary verifications.=0AAvailability of the funds is depen= dent on how quickly your bank=0Aprocesses the transaction. From the time of= approval, funds sent=0Adirectly to you should be available within one (1) = business day.=0AFunds sent directly to pay off your creditors may take up t= o 2=0Aweeks to clear, depending on the creditor. All loans, Personal=0AC= redit Lines, and checking and savings accounts are provided by=0AUpgrade's = bank partners ( https://link.upgrade.com/f/a/OkSxffl_UEziHESEcCtX5w~~/AAQRx= RA~/hSQLmdaLmTHU5j8NELP8T8uhqo937BOjj7mpSZ68E0kLXuGXlx7dEzTyFb4W9nv6vL_owWE= awXkoD58up9nM966940KUneMDT0HKQWjFAHaQqVCwn6fuhzLW6YnCmkb7 ) . Upgrade Visa= =C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's b= ank partners =0A( https://link.upgrade.com/f/a/OkSxffl_UEziHESEcCtX5w~~/AAQ= RxRA~/hSQLmdaLmTHU5j8NELP8T8uhqo937BOjj7mpSZ68E0kLXuGXlx7dEzTyFb4W9nv6vL_ow= WEawXkoD58up9nM966940KUneMDT0HKQWjFAHaQqVCwn6fuhzLW6YnCmkb7 ), pursuant to = a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the= following state licenses=0A=0A( https://link.upgrade.com/f/a/-fYGoR0EAJbke= 7RY-szkUQ~~/AAQRxRA~/zP4GCZOSlYYvluPskurboy9NeUk30qMdWmI0B3PJtT9W2VjojEKidY= PknOilB88veK9uTgHZpm4C9yzkBY8s1Ya4FPL0s2Cn1keaIzJTrAMbwHQD55UqJ-sVuDT9UAudy= AZwEV_f6KtMem_1AYyvVE8-SAP1Id0kRUVXx8Yx9FPaa6ZZOFxAUUONJKUw02fMqGh_8CejN468= mYsFn3s1topJJxlDyuIMJ3_7a1tf1vY~ )=0A and does business under the following= DBAs =0A( https://link.upgrade.com/f/a/Ugyq4ZFQBcgVRVZLyOrFRw~~/AAQRxRA~/-= mipwQRyTVQSmaY5z7nODK6LzsFX5CuXLMb7E-aH6Xv7flrswwEEzSQoX90fFX3gj3nl9XcoVNxQ= 8l2yhmo5yqmy2f50EcSKMYwBYPdaIyv61GPADWC2S_yuIsOkh_Ry ).=0A=0AUpgrade is a f= inancial technology company, not a bank =0A( https://link.upgrade.com/f/a/_= Sv2ihoIAEqOH1eS9RsWZg~~/AAQRxRA~/8nOnDhgTyhU9lvETBGa9isOpUKlLT5LIEUyUjpqG45= 2vubm6qRuooA7a9Rx8wBTnnHwezMTKUfjziC-Vi14y-REoMDcP1d4FojvvzDdf0ZZ9osldnLujJ= BaDesn2bjwVIFW2B7dwrbZyEjHugl8cDbch6aVBm_oSGdWd0YvWrwR1bHO6_qsvlsb8HVZzzNva= )=0A. =0A facebook =0A( https://link.upgrade.com/f/a/xk-ar2DGN-m= k-NAcsne7Bg~~/AAQRxRA~/ZuizJzaa5DXkv6cm1kvoAgdqIKJpUBc8UAh9c_q5xC48MVsKm7sE= HBtoyqjNEDw7QVrgwc8H-yonl0lbvBz7VgF8FOVdNxXon4VyA2OQCriJMssWJfXsPI0oNt8ab6H= 5SbTnk1y7Rv4zkGq7jObnzVTJa1MzWjbq2jWxszYC_yAAQzF-pWbA457CliPR8dfpJe60Au4vpY= gElPQZodttKNA-I_4aMSdBJzW_IeBOC-Rq446_f2xyt4vCS9h13Rwp )=0A instagram =0A( = https://link.upgrade.com/f/a/4bHaAJo8K3yzv4VSGD-WBQ~~/AAQRxRA~/ZuizJzaa5DXk= v6cm1kvoAtzV3eMKId8Giezf7vD69Dwm4PXuNFnirtDt7H-8oV2kdtFHQYhgc9LEUBA9MF5kDxe= Qk4Cl0OqI1KZ85sc_ghi7EASwHuLRkCO5UgRHQm7EthAwaueI-Ao8Ap694KPzY3vUcwMXgkk0do= iLizMZua1Ex7e-ddJPedxyEXKz0_Wy2_HhAiV5uCbZApoAmFj0QOpqjJQccqUTjg-xhToMydD7v= vxvHXGrf73Fdh2wMMv9 )=0A blog =0A( https://link.upgrade.com/f/a/-GXnpaTpP5K= ZY9Dh4kKE-Q~~/AAQRxRA~/Cvd4kzoVkQnr-AA2JTrKIg-qX6KGCOt68f2Yp20MfdiXqH2BZdB3= kGclYTtD5GFXEYYm15c_naC4KgojCftCGqiiCz7cr5BQDwPNGUCmK5UJdHmzc1Y3nWfWnsneLJI= Y6AwDy2TglnGd_H30Xefzxk4lVNUxuCXSBFoo2mzxxqlappWDV54l3WFIDoDIriDVstCIfZaRL6= 2ViHjzFD8rNSJGd6skzYiJBJxARmosxwcbjYLlZXp0_Bwijwnrv6QN )=0A Please do = not reply directly to this message as it was=0Asent from an unattended mail= box. 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All=0Arights res= erved. Privacy Policy =0A( https://link.upgrade.com/f/a/jvzGTPCZzwVMe5Y8= 5pPckA~~/AAQRxRA~/D0hFTNAmO5gs9ghKHV8ANTkf1o1rbiU5Q5wmHb3Af3AFrIeM4jnbK7MOJ= 3q9H_XP_MOzFSw_vYZjkI65GdX6Ek0OXUwXSrgU6xdfssYdSiRtl-E7UP0wWnDagZq7U4kc )= =0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S5 --_----Yas2Uc4eWAcOOGrdMkGhbQ===_CD/34-38869-5C44B386 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A
Check your rate and get s= tarted on your goals today
=0A
=CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF
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=0AHi,
= Start taking control of your debt
I= f you=E2=80=99re looking to simplify and take control of your debt, che= cking your rate with Upgrade is a 1-minute investment that could fast-t= rack you towards paying off your debt.
=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
<= !--[if mso]>   Check Your Rate
= =0D=0A
We look forward to= helping you circle the date on your calendar that you=E2=80=99ll be debt f= ree.
Thank you,
=0D=0A = The Upgrade Team
=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help= .=0D=0A
=0D=0A support@upgrade.com=0D=0A =
=0D=0A=0D=0A
= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A <= tr>=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A All loans, Personal Credit Lines, and checkin= g and savings accounts are provided by Upgrade's bank partners= . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issue= d by Upgrade's bank partners, pursuant to a license from V= isa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses and does= business under the following DBAs.
=0A
=0AUpgrade = is a financial technology company, not a bank.=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Up= grade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal = loans have a 1.85% to 9.99% origination fee, which is deducted from the loa= n proceeds. Lowest rates require Autopay and paying off a portion of existi= ng debt directly. Loans feature repayment terms of 24 to 84 months. For exa= mple, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (= which includes a 13.94% yearly interest rate and a 5% one-time origination = fee), you would receive $9,500 in your account and would have a required mo= nthly payment of $341.48. Over the life of the loan, your payments would to= tal $12,293.46. The APR on your loan may be higher or lower and your loan o= ffers may not have multiple term lengths available. Actual rate depends on = credit score, credit usage history, loan term, and other factors. Late paym= ents or subsequent charges and fees may increase the cost of your fixed rat= e loan. There is no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will= be sent to your bank or designated account within one (1) business day of = clearing necessary verifications. Availability of the funds is dependent on= how quickly your bank processes the transaction. From the time of approval= , funds sent directly to you should be available within one (1) business da= y. Funds sent directly to pay off your creditors may take up to 2 weeks to = clear, depending on the creditor.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A This email contains advert= ising content and was sent to info@sterlingcal.com based on your communi= cation preferences. =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =
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= Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco, CA, 94= 111
=0A=C2=A9 2025 = Upgrade, Inc. All rights reserved.
Privacy Policy
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=0D=0A

=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0AUpgrade=0D=0A=0D=0A= =0D=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A  =0D=0A =0D=0A =0D=0A<= /table>=0D=0A =0D=0A= =0D=0A=0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A
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3D" "
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=0AHi,
Start taking control of your debt
Just checking in to see if you=E2=80=99re still in the mark= et for a loan=3F It=E2=80=99s easy to check your rate again at Upgrade and= see what you qualify for.
=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate
=0D=0A
Checking your rate only takes a = moment and it won=E2=80=99t impact your credit, so it never hurts to take a= moment and see what you qualify for.
Th= ank you,
=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
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=0A=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
If you h= ave questions, we're here to help.=0D=0A
=0D=0A = support@upgrade.com=0D=0A
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=0D=0A =
=0A1= Personal loans made through Upgrade feature Annual Percentage Rates = (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% originatio= n fee, which is deducted from the loan proceeds. Lowest rates require Autop= ay and paying off a portion of existing debt directly. Loans feature repaym= ent terms of 24 to 84 months. For example, if you receive a $10,000 loan wi= th a 36-month term and a 17.59% APR (which includes a 13.94% yearly interes= t rate and a 5% one-time origination fee), you would receive $9,500 in your= account and would have a required monthly payment of $341.48. Over the lif= e of the loan, your payments would total $12,293.46. The APR on your loan m= ay be higher or lower and your loan offers may not have multiple term lengt= hs available. Actual rate depends on credit score, credit usage history, lo= an term, and other factors. Late payments or subsequent charges and fees ma= y increase the cost of your fixed rate loan. There is no fee or penalty for= repaying a loan early.
Accep= t your loan offer and your funds will be sent to your bank or designated ac= count within one (1) business day of clearing necessary verifications. Avai= lability of the funds is dependent on how quickly your bank processes the t= ransaction. From the time of approval, funds sent directly to you should be= available within one (1) business day. Funds sent directly to pay off your= creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
All lo= ans, Personal Credit Lines, and checking and savings accounts are provided = by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and= Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank p= artners, pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
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This email contains advertising content and was sent to info@ste= rlingcal.com based on your communication preferences.
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Upgrade is located at 275 Battery Stre= et, 23rd Floor, San Francisco, CA, 94111
=0A=C2=A9 2025 Upgrade, Inc. All rights reserved. =0D=0A
Privacy Policy
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=0D=0A
PL_ITA_DE= CL_OLD_S9
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