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Date: Thu, 29 May 2025 00:47:48 +0000 (UTC)
From: Chime <member@notify.chime.com>
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Subject: For a limited time, earn $175 when you refer one of your friends
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--e215e0a6d6a7312e44935fd1d2e6b2ca99ba7bed7f2b1de1d9dd0991fef1
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That=E2=80=99s an extra $75 =F0=9F=98=9B          Chime=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FlnURk5dkUsasrY7-2BnDV3-2B-2F8Fkca1VP8CQs8-2BlTkTZhabLJ1OMVzPT1YNoDEj8YP3Q-=
3D-3DnFK9_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9=
vRJbl-2FMQvncsgL7XFzNW37ukOOvMdbEsjzTJZfYlrMXkftfrnP9WcXwHTKOiCqi2SP6f8mOUp=
HjSIFa3K5kw6d7dIOsV9s8z1KFcs4Ss7Oq-2FbNN6Kcsb3JL-2BIeGaRt6Dj9iIYepu1vj-2FTu=
XuejIjXf2cAb1Cl6g5vqcunXeET8C-2B0y1EkVpSikt2hxNJo4tOuLR4Z-2FBRUt75E3ZMfNPS3=
XbWlMgGrVSLhVMv0e0YX54AQmyrFSyQf7fuIcA1LCUHxMMVeipYi2-2BrboyePIlcL34gzSz9Wu=
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-2BaJ8zO6NnnXzKUAOqeH6o4382sxwp7YO0apEHijSCnRsGnw8QilmggYdm5KJd8Kdf6PwPl3ci=
8Jw9jI4ZgPxdF3BZqASslguYETwSxIRO1nw4pH2uGuqbZJ59pf3Vgn-2BVNTlvvVEqKNcCn5j-2=
Fi4SCWi6duCcZToHId-2FfKZnLh3sik2yrT9WVxZbaWkwAimbB9jE-3D )
Spread the Chime love.   We appreciate you being a Chime member.
For a limited time, earn
$175
when one friend joins.* Refer today=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
FuLhYjDLHI1N4U-2Bjc8tqRJXefpJTN-2F0XXEbu2syyjFE6NTPJ5XK6eLI1X5jmG-2BA06ynms=
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ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37ukOOvMdbEsjzTJZfYlrMXkftfrnP9WcXwHT=
KOiCqi2SP6f8mOUpHjSIFa3K5kw6d7dIOsV9s8z1KFcs4Ss7Oq-2FbNN6Kcsb3JL-2BIeGaRt6D=
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FBRUt75E3ZMfNPS3XbWlMgGrVSLhVMv0e0YX54AQmyrFSyQf7fuIcA1LCUHxMMVeipYi2-2Brbo=
yePIlcL34gzSz9WuB5oVt5SZ1Whji8BV0OJiHSlcNlii6frCiI8VatioY4fELaJpd-2B84xmJe-=
2BhDyHiQt4L87E-2Bp0LmnblZW-2BMWKH-2BCPpTQBq44xRSNy0Cir-2FgA5hSHSpM2uAUfrfRl=
eNA-2FreLyPUlUI8gXLaR-2Fsp2-2BkAID7jRN8cicqPOKMiVanlDZXm-2BJ7NBG-2FzRaXZ9ad=
RDBRYKes4d86jx0H-2BaJ8zO6NnnXzKUAOqeH6o4382sxwp7YO0apEHijSCnRsGkK6nWyfcaDIG=
Z4eMWJ4CQTMTqezh1ldYYjnlF6RnnCam7-2BH7DtUDIYm96-2BRw7dQhn-2BBEPeYpc0mQUu-2F=
KjxEt4wNjDoxRLobrMzw7KZY3ji3mZCUMCTn2Pfz3KRdclQdkbSOxm6pJaEhJkYpvX-2B6g7E-3=
D )
alt_text Don=E2=80=99t sleep on this offer
=E2=80=A2 Refer one of your friends     =E2=80=A2 Make sure they sign up by
June 7, 2025     =E2=80=A2 They need to set up a
qualifying direct deposit of $200+ within 45 days     =E2=80=A2 Then
you=E2=80=99ll receive
$175
bonus and they=E2=80=99ll receive $100 Earn
$175

( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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)
=F0=9F=92=9A from Chime
Questions? We=E2=80=99re here to help=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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tYSKHAkAaLaNBT-2BwTwJDpOuMYmuaLkInV4oTWz3MSH4NVyPcf9MUatHd-2BNIZpQE-3D ).
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-2FlfgkwULpFjoMY6-2BoGCwp2QsVtUWppa1-2BRim-2B4agZt3kkGMjOR0-3D )   Facebook=
=20
( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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QRzVIPy1ZYZzEe-2Bxs3qWltwg9OympXJDIocpafzHfVfteGY-3D )
=C2=A92025 Chime Financial, Inc. All
rights reserved.
PO Box 417, San Francisco, CA 94104

*Terms and Conditions: In order for a Chime member (the
=E2=80=9CReferrer=E2=80=9D) to qualify and receive the
$175
referral reward and $10.00 temporary SpotMe Bonus Limit increase
for this referral incentive (the =E2=80=9CPromotion=E2=80=9D), the followin=
g
conditions must be met: (1) the Referrer must have an active
Chime=C2=AE Checking
Account (=E2=80=9CChime Account=E2=80=9D); (2)
Referrer must meet SpotMe eligibility requirements, which can be
found at
https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFk=
bB-2FxBVYpmuhMKQGr6MJM0OqdLfWMt7gnkwk579UxbcjReFJlLreXJF2EKftKf4Dw-3D-3DScN=
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skZFMxPcp3S-2F0GHnWBmUz9XpzVCtiefOQxFN3n630-3D

( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQ=
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; (3) the Referrer must send
their personal referral link to a consumer who does not have an
active Chime Account (=E2=80=9CReferred=E2=80=9D); (4) the Referred must op=
en a
new Chime Account within 10 days of the Referrer receiving notice
of the Promotion; and (5) Referred must receive a Qualifying
Direct Deposit (see below) of $200 or more into their Chime
Account within 45 days of opening the Account. A Qualifying
Direct Deposit is a deposit by Automated Clearing House (=E2=80=9CACH=E2=80=
=9D)
that comes directly from your employer, payroll provider, gig
economy payer, or benefits payer OR a deposit by Original Credit
Transaction (OCT) from your gig economy payer. Bank ACH
transfers, Pay Anyone transfers, verification or trial deposits
from financial institutions, peer to peer transfers from services
such as PayPal, Cash App, or Venmo, mobile check deposits, cash
deposits, one-time direct deposits, such as tax refunds and other
similar transactions, and any deposits to which Chime deems to
not be legitimate are not Qualifying Direct Deposits. In the
event that the Referred does not open a new Chime Account within
10 days of the Referrer receiving notice of the Promotion, but
all other conditions above are met, the Referrer is still
eligible to receive the
$100
referral reward and the $10.00 temporary SpotMe Bonus Limit
increase for the Promotion. Eligible Referrers will receive the
referral reward deposited into their Chime Account generally
within seven (7) business days after the above criteria are
satisfied and are only eligible to receive the referral reward
once for each iteration of this Promotion. Eligible Referrers may
receive in-app banners, push notifications, and email
notifications alerting them to the existence of the Promotion and
their eligibility to participate, but this is not a criteria to
participate. Members will not be enrolled in SpotMe
automatically. Referrer Members must qualify for SpotMe and
enroll manually through the Chime App in order to receive the
temporary SpotMe Bonus Limit increase. Members may earn no more
than $50.00 in SpotMe Bonus Limit referral increase and may earn
no more than ten (10) monetary referral rewards per calendar year
(January 1, 2025 =E2=80=93 December 31, 2025). No member=E2=80=99s SpotMe l=
imit,
including base limit, boosts, and bonuses, may exceed $270. Any
Referrer SpotMe Bonus limit increase referral reward will expire
184 calendar days from the Referred receiving a Qualifying Direct
Deposit. Any earned SpotMe Bonus Limit increases from this
referral promotion in the Member=E2=80=99s bonus queue (=E2=80=9CBonus Queu=
e=E2=80=9D)
not yet added to the Member=E2=80=99s SpotMe limit (due to the
promotional limit cap) will be added to the Member=E2=80=99s SpotMe limit
on a rolling basis as the previously added SpotMe increases from
this referral reward expire. Once the temporary SpotMe Bonus
Limit ends, Members may no longer earn SpotMe increases on this
referral promotion, however the earned SpotMe bonuses in the
Member=E2=80=99s Bonus Queue will not be lost. If an eligible Referrer
loses SpotMe eligibility, and the Referred completes the above
conditions, the Referrer will receive the $10 temporary SpotMe
Bonus Limit increase referral reward only upon regaining SpotMe
eligibility. Referral rewards will generally be provided within
two (2) business days after all the above conditions are met. The
Referrer=E2=80=99s account must be in good standing in order to receive
the referral reward. You may not register a domain name using
"Chime" for sharing your referral link (e.g. Chimereferral.com).
If you send your referral link to a Referred, you represent that
you have the necessary consent from the Referred to send them any
text or email relating to this offer. By participating in this
promotion, you confirm that you will not send your referral link
via text message to a resident of the State of Washington.
Referred individuals acknowledge that payment of any referral
reward may result in the Referrer=E2=80=99s knowledge of the Referred=E2=80=
=99s
establishment of a new Chime Account or enrollment in a product.
Chime reserves the right to cancel or modify the terms of any
referral promotion or terminate a member's eligibility at any
time with or without prior notice. Credits of $10 or more will be
reported on tax form 1099-INT for new members (Referred). If a
Chime member receives certain monetary rewards, referral bonuses
(Referrers), and other monetary Chime incentives that total $600
or more in one calendar year, this will be reported on tax form
1099-MISC as required for the Chime member. Banking services are
provided by The Bancorp Bank, N.A., or Stride Bank, N.A., Members
FDIC.

Please do not reply to this email. The account isn=E2=80=99t monitored,
and we don=E2=80=99t want to miss hearing from you.

Chime=C2=AE is a financial technology company, not an FDIC-insured
bank.  Banking services and debit
card provided by Stride Bank, N.A., Member FDIC, pursuant to a
license from Visa U.S.A., Inc. and may be used everywhere Visa
debit cards are accepted. Deposit insurance covers the failure of
an insured bank. Certain conditions must be satisfied for
pass-through deposit insurance coverage to apply.


This email was sent to you because you have a Chime account.

If you do not wish to receive advertisements from Chime, you can
unsubscribe ( https://links.notify.chime.com/ls/click?upn=3Du001.ID-2BYeNMr=
8dGP1Ibb3gkQFiBNZFOuJzBBo-2BI3bOIvmNHTXplV51k3Ka9JCh5Fv45Gs7jafkAmjY1FjFNlN=
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DKkwPl7A-3D ).
--e215e0a6d6a7312e44935fd1d2e6b2ca99ba7bed7f2b1de1d9dd0991fef1
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=09
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rtant;
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    width: 100% !important; max-width: 500px !important; height: auto !impo=
rtant;
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0px !important;
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<body bgcolor=3D"#FFFFFF" style=3D"height: 100% !important; width: 100% !im=
portant; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; font-f=
amily: 'Helvetica Neue', Helvetica, Arial, sans-serif !important; color: #0=
52316 !important; text-align: left; font-size: 18px !important; line-height=
: 26px !important; font-weight: 400 !important; margin: 0; padding: 0;" wid=
th=3D"100%" yahoo=3D"yahoo">
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
0;overflow:hidden;">That=E2=80=99s an extra $75 =F0=9F=98=9B</div>
<div style=3D"display:none !important;visibility:hidden;mso-hide:all;font-s=
ize:1px;color:#ffffff;line-height:1px;max-height:0px;max-width:0px;opacity:=
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=C2=A0 =E2=80=87 =EF=BB=BF </div>
=09
<!--******** LOGO : BEGIN -->
<!--******** LOGO TABLE : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#ECF9EE" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; padding: 0px;">
								<a href=3D"https://links.notify.chime.com/ls/click?upn=3Du001.ID-2B=
YeNMr8dGP1Ibb3gkQFlnURk5dkUsasrY7-2BnDV3-2B-2F8Fkca1VP8CQs8-2BlTkTZhabLJ1OM=
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w-3D" rel=3D"noopener" style=3D"color: #1ec677; text-decoration: none; font=
-size: 32px; font-weight: 700; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%;" target=3D"_blank"><img align=3D"left" alt=3D"Chime" border=
=3D"0" class=3D"img-logo" src=3D"https://braze-images.com/appboy/communicat=
ion/assets/image_assets/images/66b1f476510863005a264c3f/original.png?172293=
8486" style=3D"width: 100%; max-width: 375px; -ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; -ms-interpolation-mode: bicubic;" valign=3D"=
bottom" width=3D"375"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
	<!--************* LOGO TABLE : END -->
	<!--************* LOGO  END -->
	<!--********** Module HERO Envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
<!-- Module-container : BEGIN ..........All module containers are the same,=
 the only difference is the background color (bgcolor) on the table below M=
edium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #ECF9EE=
 -->
					<table align=3D"center" bgcolor=3D"#ECF9EE" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->

							<!-- Spacer ROW : Begin -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"spacer" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; font-size: 10px !important; line-height: 10px !important; pa=
dding: 0px 0px 12px;">&nbsp;</td>
						</tr>
<!-- Spacer ROW : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"headline-40" style=3D"-ms-text-size-adjust: 100%; -webk=
it-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspa=
ce: 0pt !important; font-size: 40px; line-height: 48px; font-weight: 700; p=
adding: 0px 30px 22px;">Spread the Chime love.</td>
						</tr>
					=09
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"subtext-18" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; font-size: 18px !important; line-height: 26px !important=
; font-weight: 400 !important; padding: 0px 30px 22px;">We appreciate you b=
eing a Chime member. For a limited time, earn $175 when one friend joins.*<=
/td>
						</tr>
				=09
=09
						<!-- Button envelope : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" style=3D"-ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !im=
portant; border-spacing: 0 !important; border-collapse: collapse !important=
; table-layout: fixed !important; margin: 0 auto;">
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"button-td-green" style=3D"-ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !i=
mportant; mso-table-rspace: 0pt !important; border-radius: 8px !important; =
padding: 0px;" bgcolor=3D"#1EC677">
											<a class=3D"button-a-green" href=3D"https://links.notify.chime.c=
om/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFuLhYjDLHI1N4U-2Bjc8tqRJXefpJT=
N-2F0XXEbu2syyjFE6NTPJ5XK6eLI1X5jmG-2BA06ynms28v6q6D18wEz4LLM9A-3DOw-a_MP2S=
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border-radius: 8px; display: inline-block; font-family: -apple-system, syst=
em-ui, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Helvetica,=
 Arial, sans-serif; font-size: 18px; line-height: 50px !important; text-ali=
gn: center; width: 100%; padding: 0px;">
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											Refer today
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											</a>
										</td>
									</tr>
								</table>
							</td>
						</tr>
							<!-- img-Full : Begin -->
							<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webki=
t-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspac=
e: 0pt !important; padding: 0px;"><img align=3D"left" alt=3D"alt_text" bord=
er=3D"0" class=3D"img-full" src=3D"https://braze-images.com/appboy/communic=
ation/assets/image_assets/images/67a11dc2e15bee00645e8636/original.png?1738=
612162" style=3D"width: 100%; max-width: 500px; -ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%; -ms-interpolation-mode: bicubic;" width=3D=
"500"></td>
						</tr>
			<!-- img-full : End -->
						<!-- Button envelope : END -->
		=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
<!--********** Module HERO envelope: END -->


=09
=09
		<!--********** Module SECONDARY Envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
<!-- Module-container : BEGIN ..........All module containers are the same,=
 the only difference is the background color (bgcolor) on the table below M=
edium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #ECF9EE=
 -->
					<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<!-- Spacers of 22px can be created with any row, by adding a  nbsp. =
Class eye-brow is wht you need to use for eyebrows. So in this case switch =
out the nbsp for an image-->
				=09
							<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">
							<td class=3D"spacer" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; font-size: 10px !important; line-height: 10px !important; pa=
dding: 0px 0px 12px;">&nbsp;</td>
						</tr>
					=09
					<!-- Spacer ROW : END -->
				=09
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"sub-headline-24" style=3D"-ms-text-size-adjust: 100%; -=
webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-=
rspace: 0pt !important; font-size: 24px; line-height: 30px; font-weight: 70=
0; padding: 0px 30px 22px;">Don=E2=80=99t sleep on this offer </td>
						</tr>
					=09
					=09
						<!-- Bullet envelope : Begin -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"e-no-bottom-padding" valign=3D"top" style=3D"-ms-text-s=
ize-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !im=
portant; mso-table-rspace: 0pt !important; padding: 0px 30px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"-ms-text-size-adjust: 100%; -webkit-t=
ext-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: =
0pt !important; border-spacing: 0 !important; border-collapse: collapse !im=
portant; table-layout: fixed !important; margin: 0 auto;" width=3D"100%">
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Refer one of =
your friends</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
											<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjus=
t: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Make sure the=
y sign up by June 7, 2025</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">They need to =
set up a qualifying direct deposit of $200+ within 45 days</td>
									</tr>
									<!-- Bullet row : End -->
								=09
									<!-- Bullet row : Begin -->
										<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust=
: 100%;">
										<td align=3D"right" class=3D"bullet" valign=3D"top" width=3D"20" =
style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-ta=
ble-lspace: 0pt !important; mso-table-rspace: 0pt !important; width: 15px !=
important; padding: 0px 5px 10px 0px;">=E2=80=A2</td>
										<td class=3D"bullet-text" valign=3D"top" style=3D"-ms-text-size-a=
djust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !importa=
nt; mso-table-rspace: 0pt !important; padding: 0px 0px 22px;">Then you=E2=
=80=99ll receive $175 bonus and they=E2=80=99ll receive $100</td>
									</tr>
									<!-- Bullet row : End -->
								</table>
							</td>
						</tr>
								<!-- Bullet envelope : END -->
							<!-- Button envelope : END -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" style=3D"-ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !im=
portant; border-spacing: 0 !important; border-collapse: collapse !important=
; table-layout: fixed !important; margin: 0 auto;">
									<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust:=
 100%;">
										<td align=3D"center" class=3D"button-td-green" style=3D"-ms-text-=
size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !i=
mportant; mso-table-rspace: 0pt !important; border-radius: 8px !important; =
padding: 0px;" bgcolor=3D"#1EC677">
											<a class=3D"button-a-green" href=3D"https://links.notify.chime.c=
om/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFuLhYjDLHI1N4U-2Bjc8tqRJXefpJT=
N-2F0XXEbu2syyjFE61h84bwywCe14wwYvg7gQ-2BcQOIn8DsWSuq8algL7KL64-3DdRAD_MP2S=
-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncs=
gL7XFzNW37ukOOvMdbEsjzTJZfYlrMXkftfrnP9WcXwHTKOiCqi2SP6f8mOUpHjSIFa3K5kw6d7=
dIOsV9s8z1KFcs4Ss7Oq-2FbNN6Kcsb3JL-2BIeGaRt6Dj9iIYepu1vj-2FTuXuejIjXf2cAb1C=
l6g5vqcunXeET8C-2B0y1EkVpSikt2hxNJo4tOuLR4Z-2FBRUt75E3ZMfNPS3XbWlMgGrVSLhVM=
v0e0YX54AQmyrFSyQf7fuIcA1LCUHxMMVeipYi2-2BrboyePIlcL34gzSz9WuB5oVt5SZ1Whji8=
BV0OJiHSlcNlii6frCiI8VatioY4fELaJpd-2B84xmJe-2BhDyHiQt4L87E-2Bp0LmnblZW-2BM=
WKH-2BCPpTQBq44xRSNy0Cir-2FgA5hSHSpM2uAUfrfRleNA-2FreLyPUlUI8gXLaR-2Fsp2-2B=
kAID7jRN8cicqPOKMiVanlDZXm-2BJ7NBG-2FzRaXZ9adRDBRYKes4d86jx0H-2BaJ8zO6NnnXz=
KUAOqeH6o4382sxwp7YO0apEHijSCnRsGrQltMFq1kJs-2B36DBlVN4WcdXUxD6f-2BYsiy5HdI=
f0TYtdlb-2BLMiydtZlZpKv51J-2B3xPnbjH8vJd9tJExYsQ7EqwHzF5lP-2BWIaCMju2mMQ1Ca=
cuFOBrt-2F8V9fxMo-2FHe82R3F-2Frwh6Sxy5iSUmyvO7qDc-3D" style=3D"text-decorat=
ion: none; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: none; colo=
r: #052316; font-weight: bold; transition: all 100ms ease-in; background-co=
lor: #1EC677; border-radius: 8px; display: inline-block; font-family: -appl=
e-system, system-ui, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neu=
e', Helvetica, Arial, sans-serif; font-size: 18px; line-height: 50px !impor=
tant; text-align: center; width: 100%; padding: 0px;">
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
										Earn $175
											<!--[if mso]>&nbsp;&nbsp;&nbsp;&nbsp;<![endif]-->
											</a>
										</td>
									</tr>
								</table>
							</td>
						</tr>
						<!-- Button envelope : END -->	=09
			=09
					=09
=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
	<!--********** Module SECONDARY envelope: END -->
=09
=09
=09
=09
=09
<!--********** Module SIGN-OFF envelope: BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<!-- Module-container : BEGIN ..........All module containers are the =
same, the only difference is the background color (bgcolor) on the table be=
low Medium green #CCF2D2, white #ffffff, dark green #0D4029. Light green #E=
CF9EE -->
					<table align=3D"center" bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
					=09
		<!-- Sign-off row : BEGIN -->
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td class=3D"sign-off" style=3D"-ms-text-size-adjust: 100%; -webkit-=
text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace:=
 0pt !important; font-size: 16px !important; line-height: 25px !important; =
font-weight: 400 !important; padding: 20px 30px 42px;">
								=F0=9F=92=9A&nbsp;&nbsp;from Chime<br style=3D"-ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%;">
								Questions? We=E2=80=99re here to <a href=3D"https://links.notify.ch=
ime.com/ls/click?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFraGf5e1Tkinp0zvu3YArKcOs=
dST3vG7io9sMGMHVj2O6nUDrVwasL9TTQUUXLeoll5usjRIRpA4IVGDF-2F6Mh84-3DrbYt_MP2=
S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvnc=
sgL7XFzNW37ukOOvMdbEsjzTJZfYlrMXkftfrnP9WcXwHTKOiCqi2SP6f8mOUpHjSIFa3K5kw6d=
7dIOsV9s8z1KFcs4Ss7Oq-2FbNN6Kcsb3JL-2BIeGaRt6Dj9iIYepu1vj-2FTuXuejIjXf2cAb1=
Cl6g5vqcunXeET8C-2B0y1EkVpSikt2hxNJo4tOuLR4Z-2FBRUt75E3ZMfNPS3XbWlMgGrVSLhV=
Mv0e0YX54AQmyrFSyQf7fuIcA1LCUHxMMVeipYi2-2BrboyePIlcL34gzSz9WuB5oVt5SZ1Whji=
8BV0OJiHSlcNlii6frCiI8VatioY4fELaJpd-2B84xmJe-2BhDyHiQt4L87E-2Bp0LmnblZW-2B=
MWKH-2BCPpTQBq44xRSNy0Cir-2FgA5hSHSpM2uAUfrfRleNA-2FreLyPUlUI8gXLaR-2Fsp2-2=
BkAID7jRN8cicqPOKMiVanlDZXm-2BJ7NBG-2FzRaXZ9adRDBRYKes4d86jx0H-2BaJ8zO6NnnX=
zKUAOqeH6o4382sxwp7YO0apEHijSCnRsGlSs9E4lyvmNWYFGSFXC8BYeK7Mjr4CXZWbEHO4PWS=
Ix6JqVFsUWXfaMffTrV-2Bl7mhvwS1qDd-2BVL7KqWgfAK3hSFlwSyEwagbmK6V-2BMWDa-2BQv=
NaAyDUBFFjAoOC6xuGR2yTQD4Yz-2Ffgps86bi5OtAyE-3D" style=3D"color: #333333; f=
ont-weight: 700; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%=
; text-decoration: underline;">help</a>.
							</td>
						</tr>
		<!-- Sign-off row end : END -->
				=09
					</table>
					<!-- Module container : END -->
				</center>
			</td>
		</tr>
	</table>
	<!--********** Module Envelope: END -->
=09
	<!--******** Footer Logo Table : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
			<td class=3D"no-padding" style=3D"-ms-text-size-adjust: 100%; -webkit-te=
xt-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-table-rspace: 0=
pt !important; padding: 0px;">
				<center style=3D"width: 100%; -ms-text-size-adjust: 100%; -webkit-text-=
size-adjust: 100%;">
					<table align=3D"center" bgcolor=3D"#052316" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"module-container" width=3D"500" style=3D"=
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; mso-table-lspac=
e: 0pt !important; mso-table-rspace: 0pt !important; border-spacing: 0 !imp=
ortant; border-collapse: collapse !important; table-layout: fixed !importan=
t; margin: 0 auto;">
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">&nbsp;</td>
						</tr>
						<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 10=
0%;">
							<td style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%; mso-table-lspace: 0pt !important; mso-table-rspace: 0pt !important; pa=
dding: 0px 30px 22px;">
								<a href=3D"https://links.notify.chime.com/ls/click?upn=3Du001.ID-2B=
YeNMr8dGP1Ibb3gkQFlnURk5dkUsasrY7-2BnDV3-2B80AJnQNkT-2FYr0VJcpB4WUQ0GNzha0R=
V7WuspXzGHJJtA-3D-3DZzel_MP2S-2B0f8YZV5jQCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8c=
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9iIYepu1vj-2FTuXuejIjXf2cAb1Cl6g5vqcunXeET8C-2B0y1EkVpSikt2hxNJo4tOuLR4Z-2F=
BRUt75E3ZMfNPS3XbWlMgGrVSLhVMv0e0YX54AQmyrFSyQf7fuIcA1LCUHxMMVeipYi2-2Brboy=
ePIlcL34gzSz9WuB5oVt5SZ1Whji8BV0OJiHSlcNlii6frCiI8VatioY4fELaJpd-2B84xmJe-2=
BhDyHiQt4L87E-2Bp0LmnblZW-2BMWKH-2BCPpTQBq44xRSNy0Cir-2FgA5hSHSpM2uAUfrfRle=
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DBRYKes4d86jx0H-2BaJ8zO6NnnXzKUAOqeH6o4382sxwp7YO0apEHijSCnRsGqQTM8wurpgV6C=
YlTbMaPfkDIY-2B5OKZd2imenlMAlsRUXZm27xpYODogKPLC6f-2BOGhRQ1nvltGgXoZuPYEeRh=
bsUHa7hN9StK-2BZ2EBExCg-2FXWSuhheu-2FiB-2FMudFAa2duAPGQJyVyoH7ubSut-2FtnPAZ=
M-3D" rel=3D"noopener" style=3D"color: #1ec677; text-decoration: none; font=
-size: 32px; font-weight: 700; -ms-text-size-adjust: 100%; -webkit-text-siz=
e-adjust: 100%;" target=3D"_blank"><img alt=3D"Chime" src=3D"https://braze-=
images.com/appboy/communication/assets/image_assets/images/65cb1e7c22a85f00=
55b6cf60/original.png?1707810428" style=3D"display: block; line-height: 0; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; -ms-interpolati=
on-mode: bicubic;" width=3D"110"></a>
							</td>
						</tr>
					</table>
				</center>
			</td>
		</tr>
	</table>
<!--********* Email Footer Table : END -->
	<!--********** Footer Social Table : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse !important; -ms-text-size-adjust: 100%=
; -webkit-text-size-adjust: 100%; mso-table-lspace: 0pt !important; mso-tab=
le-rspace: 0pt !important; border-spacing: 0 !important; table-layout: fixe=
d !important; margin: 0 auto;" width=3D"100%">
		<tr style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;"=
>
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	<!--******* Footer Disclaimer Table Begin : BEGIN -->
	<table bgcolor=3D"#FFFFFF" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
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					=C2=A92025 Chime Financial, Inc. All rights reserved.<br style=3D"-ms-=
text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">
PO Box 417, San Francisco, CA 94104<br style=3D"-ms-text-size-adjust: 100%;=
 -webkit-text-size-adjust: 100%;">
			<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;=
">*<strong style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 1=
00%;">Terms and Conditions:</strong> In order for a Chime member (the =E2=
=80=9CReferrer=E2=80=9D) to qualify and receive the $175 referral reward an=
d $10.00 temporary SpotMe Bonus Limit increase for this referral incentive =
(the =E2=80=9CPromotion=E2=80=9D), the following conditions must be met: (1=
) the Referrer must have an active Chime=C2=AE Checking Account (=E2=80=9CC=
hime Account=E2=80=9D); (2) Referrer must meet SpotMe eligibility requireme=
nts, which can be found at <a href=3D"https://links.notify.chime.com/ls/cli=
ck?upn=3Du001.ID-2BYeNMr8dGP1Ibb3gkQFkbB-2FxBVYpmuhMKQGr6MJM0OqdLfWMt7gnkwk=
579UxbcWLYQ8XZ6cgfWxRFqfv0V0TftJT7fLDL7arg-2FPBAmJ3I-3DeNIz_MP2S-2B0f8YZV5j=
QCnGBr2tttf3Tk0z4IGsuz3ytUyA7bNhn8ciChid45Ll5d5BC9vRJbl-2FMQvncsgL7XFzNW37u=
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ET8C-2B0y1EkVpSikt2hxNJo4tOuLR4Z-2FBRUt75E3ZMfNPS3XbWlMgGrVSLhVMv0e0YX54AQm=
yrFSyQf7fuIcA1LCUHxMMVeipYi2-2BrboyePIlcL34gzSz9WuB5oVt5SZ1Whji8BV0OJiHSlcN=
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Bq44xRSNy0Cir-2FgA5hSHSpM2uAUfrfRleNA-2FreLyPUlUI8gXLaR-2Fsp2-2BkAID7jRN8ci=
cqPOKMiVanlDZXm-2BJ7NBG-2FzRaXZ9adRDBRYKes4d86jx0H-2BaJ8zO6NnnXzKUAOqeH6o43=
82sxwp7YO0apEHijSCnRsGitv6hM5trWyFBqmQ0ZQR7nTyCluQXYwxqLbG9CgGmFuDk5cwudKRN=
8YdEu9DfrDNCTRrcr7LJTmudfQaK2sJ1uAtGTInvfdKNuiU3qA8rhQLvIsfOYuygVqbD6uw66NC=
kNhcKtONkmHtBG-2BGYH-2FWxE-3D" class=3D"a-lt" style=3D"-ms-text-size-adjust=
: 100%; -webkit-text-size-adjust: 100%; color: #CCF2D2 !important; font-wei=
ght: 700; text-decoration: underline;">https://www.chime.com/policies/strid=
e/spotme_terms</a>; (3) the Referrer must send their personal referral link=
 to a consumer who does not have an active Chime Account (=E2=80=9CReferred=
=E2=80=9D); (4) the Referred must open a new Chime Account within 10 days o=
f the Referrer receiving notice of the Promotion; and (5) Referred must rec=
eive a Qualifying Direct Deposit (see below) of $200 or more into their Chi=
me Account within 45 days of opening the Account. A Qualifying Direct Depos=
it is a deposit by Automated Clearing House (=E2=80=9CACH=E2=80=9D) that co=
mes directly from your employer, payroll provider, gig economy payer, or be=
nefits payer OR a deposit by Original Credit Transaction (OCT) from your gi=
g economy payer. Bank ACH transfers, Pay Anyone transfers, verification or =
trial deposits from financial institutions, peer to peer transfers from ser=
vices such as PayPal, Cash App, or Venmo, mobile check deposits, cash depos=
its, one-time direct deposits, such as tax refunds and other similar transa=
ctions, and any deposits to which Chime deems to not be legitimate are not =
Qualifying Direct Deposits. In the event that the Referred does not open a =
new Chime Account within 10 days of the Referrer receiving notice of the Pr=
omotion, but all other conditions above are met, the Referrer is still elig=
ible to receive the $100 referral reward and the $10.00 temporary SpotMe Bo=
nus Limit increase for the Promotion. Eligible Referrers will receive the r=
eferral reward deposited into their Chime Account generally within seven (7=
) business days after the above criteria are satisfied and are only eligibl=
e to receive the referral reward once for each iteration of this Promotion.=
 Eligible Referrers may receive in-app banners, push notifications, and ema=
il notifications alerting them to the existence of the Promotion and their =
eligibility to participate, but this is not a criteria to participate. Memb=
ers will not be enrolled in SpotMe automatically. Referrer Members must qua=
lify for SpotMe and enroll manually through the Chime App in order to recei=
ve the temporary SpotMe Bonus Limit increase. Members may earn no more than=
 $50.00 in SpotMe Bonus Limit referral increase and may earn no more than t=
en (10) monetary referral rewards per calendar year (January 1, 2025 =E2=80=
=93 December 31, 2025). No member=E2=80=99s SpotMe limit, including base li=
mit, boosts, and bonuses, may exceed $270. Any Referrer SpotMe Bonus limit =
increase referral reward will expire 184 calendar days from the Referred re=
ceiving a Qualifying Direct Deposit. Any earned SpotMe Bonus Limit increase=
s from this referral promotion in the Member=E2=80=99s bonus queue (=E2=80=
=9CBonus Queue=E2=80=9D) not yet added to the Member=E2=80=99s SpotMe limit=
 (due to the promotional limit cap) will be added to the Member=E2=80=99s S=
potMe limit on a rolling basis as the previously added SpotMe increases fro=
m this referral reward expire. Once the temporary SpotMe Bonus Limit ends, =
Members may no longer earn SpotMe increases on this referral promotion, how=
ever the earned SpotMe bonuses in the Member=E2=80=99s Bonus Queue will not=
 be lost. If an eligible Referrer loses SpotMe eligibility, and the Referre=
d completes the above conditions, the Referrer will receive the $10 tempora=
ry SpotMe Bonus Limit increase referral reward only upon regaining SpotMe e=
ligibility. Referral rewards will generally be provided within two (2) busi=
ness days after all the above conditions are met. The Referrer=E2=80=99s ac=
count must be in good standing in order to receive the referral reward. You=
 may not register a domain name using "Chime" for sharing your referral lin=
k (e.g. Chimereferral.com).   If you send your referral link to a Referred,=
 you represent that you have the necessary consent from the Referred to sen=
d them any text or email relating to this offer. By participating in this p=
romotion, you confirm that you will not send your referral link via text me=
ssage to a resident of the State of Washington.  Referred individuals ackno=
wledge that payment of any referral reward may result in the Referrer=E2=80=
=99s knowledge of the Referred=E2=80=99s establishment of a new Chime Accou=
nt or enrollment in a product. Chime reserves the right to cancel or modify=
 the terms of any referral promotion or terminate a member's eligibility at=
 any time with or without prior notice. Credits of $10 or more will be repo=
rted on tax form 1099-INT for new members (Referred). If a Chime member rec=
eives certain monetary rewards, referral bonuses (Referrers), and other mon=
etary Chime incentives that total $600 or more in one calendar year, this w=
ill be reported on tax form 1099-MISC as required for the Chime member. Ban=
king services are provided by The Bancorp Bank, N.A., or Stride Bank, N.A.,=
 Members FDIC.<br style=3D"-ms-text-size-adjust: 100%; -webkit-text-size-ad=
just: 100%;">
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