Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id QCXOHOxqM2hbCAIAchKAPA (envelope-from ) for ; Sun, 25 May 2025 14:09:32 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 25 May 2025 14:09:32 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:7815) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uJGix-00000000Yfd-3Pf7 for info@sterlingcal.com; Sun, 25 May 2025 14:09:32 -0500 X-MSFBL: 1MIjOpBI4bMiDV5RPaZgW9aYmVdCyM6zaK6WuCbjO0U=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjgyZmUwNmEzMzY4OGFhMDQzODc iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1748200160; i=@e.upgrade.com; bh=Fs1hB7RK632AjIYCCEgwUGCW1/6DC6u3cVI0G0Oq1iE=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=r0y0A2KFpWpo7cfkzsVcgkzsnbCAGLpa66xiUTxvN9BOM24o/aLwvsanfwGZmycp+ vN7zVIwxDrRSkWFwHS69y5vc9jwKI44+xvsX/wsN/KMnti2ArVUphEYFvVE6E6W3zV OgDsiRqTOjTzweh3HkpMJvaGjyQsI098rywnlOqE= Received: from [10.90.40.106] ([10.90.40.106]) by i-055226b7cf7ea9509.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74392 r(msys-ecelerity:tags/5.0.0.3)) with REST id 78/34-29015-0EA63386; Sun, 25 May 2025 19:09:20 +0000 From: "Upgrade" Message-ID: <78.34.29015.0EA63386@i-055226b7cf7ea9509.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Come back and see your new options List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 25 May 2025 19:09:20 +0000 Content-Type: multipart/alternative; boundary="_----psMXlwJw5fvVxlzmAdBLSw===_01/34-29015-0EA63386" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----psMXlwJw5fvVxlzmAdBLSw===_01/34-29015-0EA63386 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Get the money and relief you need with a personal loan=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/PZSoe19B1= UVnb474gSmHew~~/AAQRxRA~/QtKBBO8VWRMp4p0FCGynPP_cwb-lRI8LADoRpWPjKBBsqUXvX-= MJdaA1kjK7kS_AJ6B7L0gVrJX62G7s9Aurk6j5UVlT2ohcFeovTc9KbTk~ )=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0AHi,=0AAre your high-interest credit cards or debt h= olding you back=3F If=0Ayou=E2=80=99re ready to circle the date for when yo= u can feel the relief=0Aof being debt free, it=E2=80=99s time to check your= rate (=0Ahttps://link.upgrade.com/f/a/OAYjqVXJU2HfMJDPphmTSA~~/AAQRxRA~/vd= acHAsgqU_DbH141iXhDPUKpVUoQjKb5p3CJrFcKw5-EFsOPnb1YaetY3VzUYCkIP-Hkd7SCFcIl= Vcb4AUvUgrPERW994EWGRDvtwyuJKYUr62MYsqj7FXpp28Y2EsHI97Q0Yj-w5pAW2d_nQlAPQ~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend08_a&utm_con= tent=3Demail_txt=0A) and see if you qualify for a personal loan through Upg= rade.=0AUpgrade has helped thousands of people get on their way to=0Afinanc= ial freedom =E2=80=93 and you could be next! =E2=9C=93 Low fixed=0Ain= terest rates that never change =E2=9C=93 Affordable monthly=0Apayment= s =E2=9C=93 No prepayment penalty if you decide to pay off=0Ayour loa= n early =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/evd= vWz8rW1v5264pjC0ynA~~/AAQRxRA~/DpginwJG4-MqHpfhQJy_6KEk1NTn3ZlePYI8Haosm5wx= 7u759c3gu7xtXn3synd1b_MMOuYX7wQBrWkDaFDOImaZyKbnZaKraZ9qMSifOw5dEHw4BP2J0KQ= 2gNvD-Lh9syuzn1OCHANQ43hxUpGLRwkgR43XEh-d4dov1qFD8vNswFmLynIMmTSiJSbRYcGfcz= u1r4h5zHqtZpm0zRM3STAEkmvGCS8euBXbU20mfpygAf_fIqh11hCh2QmZqjVl=0A) =0A = Thank you,=0AThe Upgrade Team If you have questions, we'r= e=0Ahere to help. support@upgrade.com 1=0APersonal lo= ans made through Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-= 35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, which i= s deducted from the loan proceeds.=0ALowest rates require Autopay and payin= g off a portion of existing=0Adebt directly. Loans feature repayment terms = of 24 to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-= month term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate= =0Aand a 5% one-time origination fee), you would receive $9,500 in=0Ayour a= ccount and would have a required monthly payment of=0A$341.48. Over the lif= e of the loan, your payments would total=0A$12,293.46. The APR on your loan= may be higher or lower and your=0Aloan offers may not have multiple term l= engths available. Actual=0Arate depends on credit score, credit usage histo= ry, loan term,=0Aand other factors. Late payments or subsequent charges and= fees=0Amay increase the cost of your fixed rate loan. There is no fee or= =0Apenalty for repaying a loan early. Accept your loan offer and=0Ayour = funds will be sent to your bank or designated account within=0Aone (1) busi= ness day of clearing necessary verifications.=0AAvailability of the funds i= s dependent on how quickly your bank=0Aprocesses the transaction. From the = time of approval, funds sent=0Adirectly to you should be available within o= ne (1) business day.=0AFunds sent directly to pay off your creditors may ta= ke up to 2=0Aweeks to clear, depending on the creditor. All loans, Perso= nal=0ACredit Lines, and checking and savings accounts are provided by=0AUpg= rade's bank partners ( https://link.upgrade.com/f/a/YKY-QZkFL8HMaY35i9zOEg~= ~/AAQRxRA~/s0OcpiqmSMhNjebwvloU5QqZwMzC65N8RAu2Ri-SQmHYy4TJquAK6uQDRW-lHlCc= mRiVoc5aoqilwc4PjSawWKi-PSuoFalJ4aT5rND-7D79DY8aVPPwcckdyZMjW4T7 ) . Upgrad= e Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgra= de's bank partners =0A( https://link.upgrade.com/f/a/YKY-QZkFL8HMaY35i9zOEg= ~~/AAQRxRA~/s0OcpiqmSMhNjebwvloU5QqZwMzC65N8RAu2Ri-SQmHYy4TJquAK6uQDRW-lHlC= cmRiVoc5aoqilwc4PjSawWKi-PSuoFalJ4aT5rND-7D79DY8aVPPwcckdyZMjW4T7 ), pursua= nt to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses=0A=0A( https://link.upgrade.com/f/a/3c4l-Xk= TP6qrjCs7gyTOog~~/AAQRxRA~/BfJZkZCfs07GLcaBJxdjjhTlPNEXnZt9KX_8Lcv4bXeHsxDg= -5RuNOa76C73k_vzhkb6HEIyp8XEb2FOw5yDU1nFybYJmdJAaJsxuReQ1mkn-bRTtLq1A2vjvF4= u5at7HQiZ7k70i8ReLWjU9qEQd_P-r2Ba37ZEZneaD8GvsJWtEEZwojwYL3fjnGEAo-KI6RAf-B= GF4s4WvgBhpSj8KQuEDnFrJ_V6kdtg4T_q2Vs~ )=0A and does business under the fol= lowing DBAs =0A( https://link.upgrade.com/f/a/Z3r-lhGjiiIWHcQOO7fZEw~~/AAQR= xRA~/4mA0l2nLqO3cZsTW41nSpmKpxd8a_pcFhuWjgOfJdnnJvZu0sddGOxTgqge_3dVFdm4zIt= PDp2Q2_h9rXOADEQQj38ZSlTal5B-lJ8921ywjtRroEn1S1vCHoHPIztE9 ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/ok-lZ8MFMzPQga7kYuuxZA~~/AAQRxRA~/bOx-ytkTXcIZbvi4U3hOKcmoCtfGM8BYrEEd= 3HWOBWZGHLbEIpXB9qoYZx2R8MhedfyoRTqsaNLb0Yh-Xqic7KCYbmqvDObck7bZUOmSMqLR2nP= wL2bo8Wv0SNq55nKC-czJnLgnUPVCCJY7t1pikIMZRUbQ775Ud2DnvHkZI24lDblbqd_SqIjcVd= Eol_k_ )=0A. =0A facebook =0A( https://link.upgrade.com/f/a/Qpa4j= Qw7p2JQZ3tQT_zDNw~~/AAQRxRA~/rLCEKW2W6Jg2Jq9s7CEmaHXgsrSxXQPJSkOGI6AqGx6Tkn= XEMr947ATT88g_0u3RyGIu3Likd3zz_BMLRLweLvZqLz5yJTCDRaycbySn4h5Z7m0N3Mqft6HHS= HloukkN1dtyxML8fdNvZXPsHpt7j8xJ2Np-kWvMfUJqeSCJmFm8NrehA78t8NgdNKxZtSLB0jXd= Da64sYwsH-uXJ23Rz7vMCQLw1G9osoTEYZOhzjB24elplrDah9v39NFxCMBP )=0A instagram= =0A( https://link.upgrade.com/f/a/i5MMILOKf_km0LMwT3Ur9A~~/AAQRxRA~/rLCEKW= 2W6Jg2Jq9s7CEmaK18cMOUdbVCrTISkZAbu-XVyzitb_VQq9ngypbAP5aDSvrheE0rP11Emh8Ho= O8FcWxW9zUFFFFQ8-hvhWc6cPS0dmT4dvBZ4_3VGIXQsuWPZw_7jMiGS5_qtOyv_-TuK3faf68t= fF2uzxwesaQcFFl_pEX1KtHj_jTvwrlZDuwJikZH-aoD0OOWiOYljBKhSX37okjxrS_oPfCQdJe= fKSYtZIITm2Rye87r5y7L6-wS )=0A blog =0A( https://link.upgrade.com/f/a/fTFyt= KOPANYQWlcG169jpA~~/AAQRxRA~/RaBows9V1OHsQLGwavIhL0i8deXl1qmmqYFRo006rbpcfi= 7mYHuTqUtS4kEVnxSKzOD9PpF3Dxi4w5s5FY3GvaEK0edet8Op_QSJdIsybWtIjkj9469I9j90F= QEA2REkqhKdE6JkCBQ17jzInn6D92AeJ8AsdwE4RcluxHFJBFMVAvlT5Zu7i2Hn4592vI_qHf1U= 5f6n1-4A_fKuEWOMREANyEEtr0-JMC1-DW8dU619zfiqp1uxsmKjB6vxmnmv )=0A Plea= se do not reply directly to this message as it was=0Asent from an unattende= d mailbox. 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All=0Arights reserved. Priva= cy Policy =0A( https://link.upgrade.com/f/a/Oksay5Wexl_mmNZDHxZmpg~~/AAQRxR= A~/Zy2uJuDWoxovlFejFK9AvG1Cprto-NdZFnNmgx3SG7XA3huebBUfUPQPqFY_ADp1Llc7wHFH= vORSyKttKWbYbw6uJuGRrvDgumYLnACLpHFFDuVSziLhY1Xr5NYwPxr4 )=0A=0A Equal Ho= using Lender=0A=0APL_ITA_DECL_OLD_S8 --_----psMXlwJw5fvVxlzmAdBLSw===_01/34-29015-0EA63386 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Get the money and relief you need with a personal loan
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=0AHi,
Are your high-interest credit cards or debt holding you bac= k=3F If you=E2=80=99re ready to circle the date for when you can feel the r= elief of being debt free, it=E2=80=99s time to c= heck your rate and see if you qualify for a personal loan through Upgra= de.
Upgrade has helped thousands of = people get on their way to financial freedom =E2=80=93 and you coul= d be next! =0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A <= /table>=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
=E2=9C=93 Lo= w fixed interest rates that never change
=0D=0A
<= strong>=E2=9C=93 Affordable monthly payments
=E2=9C=93 =0D=0A = =0D=0A = =0D=0A
No = prepayment penalty if you decide to pay off your loan early
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Check Your Rate
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Thank you,
=0D=0A The Upgrade = Team
=0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A
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=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =
=0A1 Personal loans made through Upgrade feature Annu= al Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85%= to 9.99% origination fee, which is deducted from the loan proceeds. Lowest= rates require Autopay and paying off a portion of existing debt directly. = Loans feature repayment terms of 24 to 84 months. For example, if you recei= ve a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 1= 3.94% yearly interest rate and a 5% one-time origination fee), you would re= ceive $9,500 in your account and would have a required monthly payment of $= 341.48. Over the life of the loan, your payments would total $12,293.46. Th= e APR on your loan may be higher or lower and your loan offers may not have= multiple term lengths available. Actual rate depends on credit score, cred= it usage history, loan term, and other factors. Late payments or subsequent= charges and fees may increase the cost of your fixed rate loan. There is n= o fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to your b= ank or designated account within one (1) business day of clearing necessary= verifications. Availability of the funds is dependent on how quickly your = bank processes the transaction. From the time of approval, funds sent direc= tly to you should be available within one (1) business day. Funds sent dire= ctly to pay off your creditors may take up to 2 weeks to clear, depending o= n the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings acco= unts are provided by Upgrade's bank partners. Upgrade Visa= =C2=AE= Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under t= he following DBAs.
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=0AUpgrade is a financia= l technology company, not a bank.=0D=0A
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