Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id UBf9J36FMGhWggwAchKAPA (envelope-from ) for ; Fri, 23 May 2025 09:26:06 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 23 May 2025 09:26:06 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:3063) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uITLa-00000003S0v-03Em for info@sterlingcal.com; Fri, 23 May 2025 09:26:06 -0500 X-MSFBL: nKj+GVWtFjgW7BIdHHrt9y+fTmPTOBkqOp0SOZQuILU=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwibWVzc2FnZV9pZCI 6IjY4MmY3Mjg1MzA2ODg5MWQ1MWNiIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1748010354; i=@e.upgrade.com; bh=4UOx2OqryWWv+Q+V/X4sOMaO1M3EwzovVQocPpYFp7I=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=KMKSf5hlADa0QP96TKpzGfRMiCwDTTcudwSgc40X76HIR7AkIbOf/fC2Q89CTe6dR CCKKZKIk4osHmOs0NHIyxPnvpRO7YqYyNpFlBBu/ydiJtk3Me6l0ZAnUBYojZ91+Yb 8zIXU7QgO3zdY0o8Sc1tvnjufW9Tx64QlhMW5pqM= Received: from [10.90.20.55] ([10.90.20.55]) by i-07eba54450ccebde2.mta1vrest.sd.prd.sparkpost (ecelerity 5.0.0.74392 r(msys-ecelerity:tags/5.0.0.3)) with REST id BC/1D-00556-27580386; Fri, 23 May 2025 14:25:54 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Your May invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 23 May 2025 14:25:54 +0000 Content-Type: multipart/alternative; boundary="_----bRP2qIDFnecY6ZJ8AU3SlA===_B2/1D-00556-27580386" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----bRP2qIDFnecY6ZJ8AU3SlA===_B2/1D-00556-27580386 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Are you ready to say goodbye to your high-interest credit cards=0Aand debt= =3F =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.up= grade.com/f/a/BgQDQZSAvQ-m4I8yCf3UNg~~/AAQRxRA~/QBn8yR4qC__aksaAqHHSAUni39h= FQRn_f6mlCGv6era0YDPUSns4PVQNJhaviHBpBbCahskTNNpXm6eddvDqxvdjwaQ1Q5NPKRMlUl= dN2Yk~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig= h-Interest Credit Cards Are you ready to=0Asay goodbye to your high-inter= est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca= n circle the date that you=0Acould be debt free. It=E2=80=99s time to check= your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa= nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou= ld be next!=0A=E2=80=93 Low, fixed interest rates that never change = =E2=80=93 Affordable=0Amonthly payments =E2=80=93 No prepayment penal= ty if you decide to=0Apay off your loan early =0A=0A=0A=0ACheck Your Rat= e (=0Ahttps://link.upgrade.com/f/a/LdDt3KAyrXuH4HcS_G7k_A~~/AAQRxRA~/UKCCtX= x4gr7_CTfTS41K2_qknnIjKIIPiRyGSEKmgBywXCxLdDLYw_61QcxsOpPugofolLDPTX8APmal_= 2RlanmtOOCIKtbvSorkNYIZSSiEvT8JHUMmTZ4QkXSho1VFyuOcihcCqWbg57QVoE1CYXiE19dH= ocu8ZdMnswedB_oO0VJZlL68MQPUmOjNWrF7FZoXHvaY57waVdyTaYMAlWS4ckEbpFdwcLCbhST= PyjwgfepdOaNvZzi-42l7ae7X=0A) =0A Thank you,=0AThe Upgrade Team P.S= . Check your rate now (=0Ahttps://link.upgrade.com/f/a/lki2-B_jSIU_rePFAfx= fMg~~/AAQRxRA~/GvcjgwTclHxYdQdLeVmqH5Hcw63gBVNoBU2k4-aXtqLYP_JFMiJkDSCbqW8b= YOZ4O-dF7ZVWNhDXUnquAqDryOkgB2bigsvC_T-ouflQsAFPubbO7Jl6xfyptsNuto2yJ4mYNAu= SbELqGeQEgyjHCg~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign= =3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f= reedom! If=0Ayou have questions, we're here to help. su= pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe= rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= =0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes= t rates require Autopay and paying off a portion of existing=0Adebt directl= y. Loans feature repayment terms of 24 to 84 months.=0AFor example, if you = receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (which inclu= des a 13.94% yearly interest rate=0Aand a 5% one-time origination fee), you= would receive $9,500 in=0Ayour account and would have a required monthly p= ayment of=0A$341.48. Over the life of the loan, your payments would total= =0A$12,293.46. The APR on your loan may be higher or lower and your=0Aloan = offers may not have multiple term lengths available. Actual=0Arate depends = on credit score, credit usage history, loan term,=0Aand other factors. Late= payments or subsequent charges and fees=0Amay increase the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early. A= ccept your loan offer and=0Ayour funds will be sent to your bank or designa= ted account within=0Aone (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. All loans, Personal=0ACredit Lines, and checking and savin= gs accounts are provided by=0AUpgrade's bank partners ( https://link.upgrad= e.com/f/a/6Xw1OgJAqSB7MlRZwxJUNA~~/AAQRxRA~/Al-WN0ueWWmygvLTDumX3x5wwEzDiv8= EwJ0NIcMKQKFX_sDJumEkJZi4eyP91UNWmZRwA_DrVlLfRIjdYYseSltDPcPkwuaa-MyvgtXWk9= xoLNJ-Dkmn8LaHgMiHjvJ2 ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE = Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgra= de.com/f/a/6Xw1OgJAqSB7MlRZwxJUNA~~/AAQRxRA~/Al-WN0ueWWmygvLTDumX3x5wwEzDiv= 8EwJ0NIcMKQKFX_sDJumEkJZi4eyP91UNWmZRwA_DrVlLfRIjdYYseSltDPcPkwuaa-MyvgtXWk= 9xoLNJ-Dkmn8LaHgMiHjvJ2 ), pursuant to a license=0Afrom Visa USA Inc.=0A=0A= Upgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( htt= ps://link.upgrade.com/f/a/-SgqiMRWso3tFe1D6Qcf0A~~/AAQRxRA~/hgLEVHHDuCC98jK= 6uxcrzQiN8Ea-xPMJP0nJq4FVhDKV8XQ8NDSOMVkVZh1X_BCxC7QeWbsDSpHStDkQoAbNocw54R= IuyONam0pQllKkcvJASfgT_39sCtg4gdt-Q68UK-qaQuJNm0AY3MJD9_ElZP3B9JhX_RWOXo1Lx= fS4DvdZmAIW_J79taX76pr1CbcZbvkvHWi1LXalBTL9BfwASsg1dcHS2Wd3xfWivjsgD68~ )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/1fSoPw3upRUCL5LaXIaFLA~~/AAQRxRA~/bvg1LhAfNPnmNatydr8ysGlPmmU0erDFh7m= 6ggaW6HOrCJuRGgKdu4pSSYLwmslF6RSIFplhWVJNODriRSsAXhK--haV-VDa7hvUiuqe95t9Lu= GU0rlexS2mv4DAapt_ ).=0A=0AUpgrade is a financial technology company, not a= bank =0A( https://link.upgrade.com/f/a/Z8j7Lj9bJOnYmyZga8Wxcg~~/AAQRxRA~/Y= bX9qYg8hfkZPPI51qpYZ06ly9Iay9AhK-suCIKnwUubG_DRN-sRo_oN_dPRqKPI0C26Lg6kF63U= 0AHe43V7owBl6a5V3L_pNXWTU3KYP_qJth80uCs2N3k176K2-SvsrQRJy2xmkjlkcLxcFVVbHyi= CmOnrj4nYRUat0AR83ckKsmdFyDFAKTKo-osUmojp )=0A. facebook =0A( h= ttps://link.upgrade.com/f/a/Sn9tYtYqPJcZ8KF5aSZ3JQ~~/AAQRxRA~/w_3bkB0op0r3W= Jf5mgR5XwKR5MGfG9KFOVROSqDRX7rR5GLIl4kVXA5RtwE1LsxmB84hEpKFQvDDo0B64XwpPLG4= FqdBAIeGlRYsoumtbYeWAZqrlNUSLl0PpNX0IJpGdHx7uP_UL7rqWC5DcvbS7fPIdSpah6iApyC= 5Kz-8Bvk7GLZA5u7FlMM-RbOZPpPprofXl3atZkgVb8Zx36aQRwdXhHVNCIytls2IMVQpSQZfbG= XXAf2Fl-tuZcVyE4I9 )=0A instagram =0A( https://link.upgrade.com/f/a/1wxCu= RrAy__LnT72FwYGcg~~/AAQRxRA~/w_3bkB0op0r3WJf5mgR5X4mXsesOQts5EYEn6K_h9eTt0-= 4DZCy_x-DZuAvfZiRb2_ZEOY8BwHTFdvvS-CsIRc1hRsOAeAV6Zp9Pz5jAVudgK0aqxPLSf1Vmq= KI9Dwymqh_Wn_TDe0Vw3wzKHTFFI_7KzByWsb3Sd2cSayL--0sulB4ZDh1KhVUVG9L_7o2DshWT= t7rhSbgXxAh3MKpBqdWHeaW7GenijrYS4OwHKchT_m9qBbFMC_G717VleKQx )=0A blog = =0A( https://link.upgrade.com/f/a/I2cy8PTIA0nGEDQ0rgBI4Q~~/AAQRxRA~/1qLWJxa= mZ55uM_W95JFrtW6KQk1ORYXVlhElVKlbg6g3ycSlfKgYanO87eofX6ujW-nu7ddrfz7wkWx8CO= gCt6sYhai91q0Ii5fYOnnTi6qw5sctV120I8Nl6Lf7dY0vtCzVO4jwhGDSgUgzEXrJ2JIlDu1Aq= QRO3FWZ3y2H6gvA8g_ls189vpDU6lH9zE5nc2qXSt-DfMaYCyDGq_ZKBN4i7htnnzVU-4AqZfZ5= -_7JSHLVFI_gAad6FsY139WJ )=0A Please do not reply directly to this me= ssage as it was=0Asent from an unattended mailbox. 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All rights=0Areserved. Privacy Policy ( https://l= ink.upgrade.com/f/a/Tz05p3fMtECJ1wpWTM89Lw~~/AAQRxRA~/tpVCM4ZLvefPHOW4I0r0-= _o_9pdQq3kKIDv1bgEdsqU07pJVYWIleVPKdsc7xJf6oHY4TgGnyVVNH-trwQpSLYQhlVKVmiix= U9p7UtHUcgURM-LkssVExUxIr5cULxvN )=0A=0A Equal Housing Lender=0A=0APL_ITA= _DECL_OLD_S2 --_----bRP2qIDFnecY6ZJ8AU3SlA===_B2/1D-00556-27580386 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F
=0A
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=0A= Hi,
Free Yourself = from High-Interest Credit Cards
Are = you ready to say goodbye to your high-interest credit cards and debt=3F Wit= h a personal loan through Upgrade, you can circle the date that you could b= e debt free. It=E2=80=99s time to check your rate and plan for your financi= al freedom. Upgrade has helped thousands of people get on their way to fina= ncial freedom =E2=80=93 and you could be next!
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change
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=E2=80=93Affordable monthly pay= ments
=0D=0A =0D=0A =0D= =0A =0D= =0A =0D=0A
=E2=80=93No prepayment penalty if you decide to pay off your loan early
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Check Your Rate
=0D=0A
Thank you,
=0D=0A = The Upgrade Team
P.S. Check your rate now and get on your path to financial fre= edom!
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=0A1 Personal loans made through Upgrade feature A= nnual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.= 85% to 9.99% origination fee, which is deducted from the loan proceeds. Low= est rates require Autopay and paying off a portion of existing debt directl= y. Loans feature repayment terms of 24 to 84 months. For example, if you re= ceive a $10,000 loan with a 36-month term and a 17.59% APR (which includes = a 13.94% yearly interest rate and a 5% one-time origination fee), you would= receive $9,500 in your account and would have a required monthly payment o= f $341.48. Over the life of the loan, your payments would total $12,293.46.= The APR on your loan may be higher or lower and your loan offers may not h= ave multiple term lengths available. Actual rate depends on credit score, c= redit usage history, loan term, and other factors. Late payments or subsequ= ent charges and fees may increase the cost of your fixed rate loan. There i= s no fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to you= r bank or designated account within one (1) business day of clearing necess= ary verifications. Availability of the funds is dependent on how quickly yo= ur bank processes the transaction. From the time of approval, funds sent di= rectly to you should be available within one (1) business day. Funds sent d= irectly to pay off your creditors may take up to 2 weeks to clear, dependin= g on the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings a= ccounts are provided by Upgrade's bank partners. Upgrade V= isa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's = bank partners, pursuant to a license from Visa USA Inc. =0A
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