Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id mDlKDLoBLmh0nw8AchKAPA (envelope-from ) for ; Wed, 21 May 2025 11:39:22 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 21 May 2025 11:39:22 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:15560) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uHmTR-00000004LWI-2QHz for info@sterlingcal.com; Wed, 21 May 2025 11:39:22 -0500 X-MSFBL: DjBDdzr9JQE5QZgrFjYfIJSBM24XLUDnnNTYWHgwC2A=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInRlbmFudF9pZCI6InNwYyIsInN1YmFjY291bnRfaWQiOiI1MzM iLCJtZXNzYWdlX2lkIjoiNjgyN2FlMDEyZTY4NGEwODNmYmIiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1747845550; i=@e.upgrade.com; bh=/Zer5alRhoFSrU5kbTF9JTz9eObJHf0VVQ8VBJL5GNg=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=rJWj66ltMPCXBbp6c/zHxf3xL0EWf7UzyDYEEHEIjr2VRDLYNcmmGeVtjjhR7jN08 yWRqvff63TSWBRiudL1D12buNknRKzIt59lIUZ8UeupLsM9DgbTfr281fk2tXwAmNr Sh+5Ej4rGYMOlHENK2hR6HKOBtw9sHqzVO4l/nAY= Received: from [10.90.27.236] ([10.90.27.236]) by i-06d63a376b52d4b32.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id BB/F3-19264-EA10E286; Wed, 21 May 2025 16:39:10 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Here's your Wednesday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 21 May 2025 16:39:10 +0000 Content-Type: multipart/alternative; boundary="_----biYN9m5a/Hgf30WTB5FZGg===_75/F3-19264-EA10E286" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----biYN9m5a/Hgf30WTB5FZGg===_75/F3-19264-EA10E286 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/IHKHXV= hR6eyBumX1d02DHQ~~/AAQRxRA~/D4t1_ZZqekUOaZhozCnCuu2hMkKKgkSR7VCzvSSYMNwpdtW= YD3JVSEm5qOu_vuGYKsZboysMTn5ayRxgglxam6l0SkOM4byCwWLpXmAoHhA~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/-CAq-hftZhxaqMGu4Ydf5g~~/AAQRxRA~/qtEbvBg3o6LfWWQIpEfgqwo2xTEmcp_= pRVaG4VxIxl27G9bFFhehINt08pKLVTDUk3JW0WZWomjR2Y0NQhhlrJI3MaF2hfVvBpqjwB4UuQ= hDrXsbBhzUKc3AKbzug8s-15KK4WmlYhpyZY51CBD35h5nUUOOBMke9dQe-AhH9hbSR5BldjSQI= 7NURflFagBJPSUF_Tey5GthK5ZjKnprflVUVxZpneA_4fLz_FFyRMjfdSpF4two6uzb4V4rflFw= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/a6VZ4U_tWCeKoZaZk0WJuw~~/AAQRxRA~/AwAPsQ6h5RcFKTCiJePtne= Bd0aUyHgzKPz5xP63KfMT0jMdUq3oUtwWoZThxW1uL_XAYWk04v6KguKfJFWYBIbWSkVkMhw6dz= 4NB4LnKrdJPSiFp3dyWrwo3fuPI6ptqytsMIhytjI60017QPG8y4Q~~=3Futm_source=3Ddecl= _old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A= ). There is no obligation and no impact to your credit score.=0AThank you,= =0AThe Upgrade Team If you have questions, we're=0Ahere to= help. support@upgrade.com 1=0APersonal loans made th= rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All= personal loans have a 1.85% to=0A9.99% origination fee, which is deducted = from the loan proceeds.=0ALowest rates require Autopay and paying off a por= tion of existing=0Adebt directly. Loans feature repayment terms of 24 to 84= months.=0AFor example, if you receive a $10,000 loan with a 36-month term= =0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5= % one-time origination fee), you would receive $9,500 in=0Ayour account and= would have a required monthly payment of=0A$341.48. Over the life of the l= oan, your payments would total=0A$12,293.46. The APR on your loan may be hi= gher or lower and your=0Aloan offers may not have multiple term lengths ava= ilable. Actual=0Arate depends on credit score, credit usage history, loan t= erm,=0Aand other factors. Late payments or subsequent charges and fees=0Ama= y increase the cost of your fixed rate loan. There is no fee or=0Apenalty f= or repaying a loan early. Accept your loan offer and=0Ayour funds will b= e sent to your bank or designated account within=0Aone (1) business day of = clearing necessary verifications.=0AAvailability of the funds is dependent = on how quickly your bank=0Aprocesses the transaction. From the time of appr= oval, funds sent=0Adirectly to you should be available within one (1) busin= ess day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor. All loans, Personal=0ACred= it Lines, and checking and savings accounts are provided by=0AUpgrade's ban= k partners ( https://link.upgrade.com/f/a/N6n2crBnnE7l_qwXT3fhUA~~/AAQRxRA~= /aOA2Bw-YWBYSAK4VmN012xNb208g0V-tEM2fE4XzDwy7LIP8qZLFXh06QxDHuXyJkJvWiluXJ7= H7uCcRCUeb_1aKLXUFQp65vYnF1v_UjOQiwmBz4305EpUJkmrNOAnN ) . Upgrade Visa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank= partners =0A( https://link.upgrade.com/f/a/N6n2crBnnE7l_qwXT3fhUA~~/AAQRxR= A~/aOA2Bw-YWBYSAK4VmN012xNb208g0V-tEM2fE4XzDwy7LIP8qZLFXh06QxDHuXyJkJvWiluX= J7H7uCcRCUeb_1aKLXUFQp65vYnF1v_UjOQiwmBz4305EpUJkmrNOAnN ), pursuant to a l= icense=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the fo= llowing state licenses=0A=0A( https://link.upgrade.com/f/a/ledGLzJTCUClj4DN= xcRjfQ~~/AAQRxRA~/0RXGyemXTNVFxb5qQKXSPOwNOdcDUAzxvC_3RV0PSpAN_dL9wT2NhDXso= g4fbTqgoJ_hhlCZ2vUg8PLZEy1Cu_kJXbc7hJMfQOk4CuwWFxnHMy7gyaptyzHGHuIuehOyM7Mu= RMq4Ifru0fgZhbxwjesgjBF_C9NK9AzFbjF8mPk2oF50w3kqn21j-YQwohax3NCNuhGVVBVqlir= VlHy8UC27aeGnIOnn88er7JSSmWA~ )=0A and does business under the following DB= As =0A( https://link.upgrade.com/f/a/3RtItnq7dFze0BfsOoun9g~~/AAQRxRA~/wb5g= cKwy4ZFjhSw0lQgW-umIBK1JwZjHNb4etYg9i8TLxlNsoT10uHRCma7mDAmQOWBFkT_zH6sdbnU= 6slvxgHWfPjIyD8kQjMqaMd7xRKCNzUajipORjeuLxTGuQGvV ).=0A=0AUpgrade is a fina= ncial technology company, not a bank =0A( https://link.upgrade.com/f/a/rZLi= zp4zXPURpIIsM1LYGg~~/AAQRxRA~/e5IUgIXOk5h37kjuJ_QjYvLPI8f4viRi0NUBKjWY68krz= JUrSH4HXWSOxqtNc4Lb3jCLpvPahXSumPKBmMwX1kO818vFkWiaIpsrJ7dfFCV8Io3uXhRpClAN= 1OmtRyqeGW5d7nO5q73ntCGCnZ3vyu-INlMKy55YRWNplaruLFpF0mn9wXM1sjJeeva9V8QH )= =0A. facebook =0A( https://link.upgrade.com/f/a/uu9ZUEkhsLqbZzo= _SfEPzA~~/AAQRxRA~/DW1OlmjK4_gXj5e20bQZTTmjQataJFJvbpWKf_rUHCB8lt6EDXeaBhQa= Ldy43gEIonhZ4Ny6Dt5ftOV7oGNTM1-BY6Gvf7f5bBeRimTNoi21-u8Bbmd4Q1CTHZEuPpZbz6l= xNvnGcBOigYjXKsWJDzNBAY9D-105aP-j-mdPcsxAkESQraxxl9AYgzfxenYSE6rqOzggUZ0w0a= qnHlz5kCWYVbrsfXPNup1iFQso7i7jcWOaVy2BSAzZfuK6FFc9 )=0A instagram =0A( ht= tps://link.upgrade.com/f/a/amDG-PYmdof9MglcMHu--A~~/AAQRxRA~/DW1OlmjK4_gXj5= e20bQZTVYLNg4Xl7fEfOGVpoMaZAqtlb2bXenEtkZSk4F2-fbtJrn_DwZSHo0H10uhGje-svl22= 3alEqiF81fqzEYN48TlzGHaPpiTRpHPEGTYoNmNCSMFz4MD57-4YskXHR1uA8B6l76LcOum2tcx= OCJf20xPmUfIKI8miscNi3i-VtNtbkyf4Q8j5hry_NFHl8nLT9UT_rZEhD9mfg8eUmMEkD1AWf3= gHtePkKw2Q6BetIPM )=0A blog =0A( https://link.upgrade.com/f/a/puRa0_x2PqL= tsRQMWj0mvA~~/AAQRxRA~/0-MW0K4vr8DCD8wSrH-aVdQMohLzNENr3Nv7BNd1S5uGfoAaoGLO= dKM9kQznBSBAR8qWasZnmqYfjAsVMOjhAO0VVjyRq2jJ_pXwQ5kdhEndRWaTCY8PLwUhuBjSCYi= OsA7W7_-zuszreJ5N9UcbHnn4DXvYNZypCSXYoVrhcBkjvuLR5fF0NqxGfNZ_N-ylgbWsXhUZey= _mTgPeohONuW4leF1RJPVeCAoWlqub5uCNGlEQAdHuohVGny-0KQIu )=0A Please do= not reply directly to this message as it was=0Asent from an unattended mai= lbox. 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All rights=0Areserved. = Privacy Policy ( https://link.upgrade.com/f/a/-YR-tWHr3w_pt-KROWNaew~~/AAQ= RxRA~/1nZlYYd-LkwrM4Vsp0OFRELnGGntHdEE1GY2CkecMMGpeepThLKxc5th1p1DugcXN9yya= osF-ECzTooxRzzG-BsIPrpBKXkEZc10Po4BBG-lLbUbqrngeiej6Dgp1s59 )=0A=0A Equal= Housing Lender=0A=0APL_ITA_DECL_OLD_S1 --_----biYN9m5a/Hgf30WTB5FZGg===_75/F3-19264-EA10E286 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed = rate personal loan can help you save money
=0A
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=0AHi,
How much could you save=3F
Do you w= ant to save money when repaying your high-interest debt=3F
A personal loan through Upgrade can help you conso= lidate your debt or pay off high-interest credit cards, putting money back = in your pocket that you can use on the important things.
=0A=0D= =0A =0D=0A =0D=0A =0D=0A =0D= =0A
Check Your Rate   
=0D=0A
Wh= at=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no = impact to your credit score.
Thank you,<= br>=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@up= grade.com=0D=0A
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #154= 8935) holds the following sta= te licenses and does business under the following DBAs= .
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=0AUpgrade is a financial technology company, not a bank.=0D=0A
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