Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id ONV+N2ZrK2jUQwEAchKAPA (envelope-from ) for ; Mon, 19 May 2025 12:33:26 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 19 May 2025 12:33:26 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:17656) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uH4Mg-00000000Ljb-1Dmo for info@sterlingcal.com; Mon, 19 May 2025 12:33:26 -0500 X-MSFBL: n6jPspzWZQkGkm1lAYQ0Hcs2IZdSq1QG1d8GgLpO+J4=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsIm1lc3NhZ2VfaWQiOiI2ODI3NWI2YjJiNjg2NDgwNzM3NyIsInI iOiJpbmZvQHN0ZXJsaW5nY2FsLmNvbSIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1747675995; i=@e.upgrade.com; bh=gVaeC9G4ZnC9CKrdhQg8haGCHOnd3AxTjo38oY/Jo1Q=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=IZ8cJ0SPyxomfS5UklRDtxHGEsO+if+HIfo5csZ1amYL+jCTVPZYK3mVErp4RcJV+ xH8LluIhZqcLYyhuW4vfUIXyiQwtMhL/HgnVCTryA+rF1x11Gou8dFQeHFHQl0NxFC toekb0opf8jTRJta9o1HqmcsoroqykjJ6J4Up6tM= Received: from [10.90.42.126] ([10.90.42.126]) by i-04850a37f8fe8f3a4.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 77/37-09874-B5B6B286; Mon, 19 May 2025 17:33:15 +0000 From: "Upgrade" Message-ID: <77.37.09874.B5B6B286@i-04850a37f8fe8f3a4.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for you List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Mon, 19 May 2025 17:33:15 +0000 Content-Type: multipart/alternative; boundary="_----vHfWCiIUktL3ZjhIyR/0ig===_5F/27-09874-A5B6B286" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----vHfWCiIUktL3ZjhIyR/0ig===_5F/27-09874-A5B6B286 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/TEZwS4FhNdKt= SL5pFDUvPw~~/AAQRxRA~/Y9_7-GC77RUFIQbk8QM5E0IkSSabLkCONDoLGB1WyeDkkOBqxdVPY= mraYHa8EMyEgVKDdv6GeueSei0r4vLxbWZfevMoB-oAEoY7FCmI3yM~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/41UZTlPdBWXYNezQ72YJqA~~/AAQRxRA~/0Dt= bXs8NdBPPQkoEHVBBwqvBMHJo00dVgz9YxiWMXbQg6X1l_3FE7xHvG7RPSpH9c5JMVn3MUk48d3= y2Nfd0R7l8xRvyq60_pvo1XEwHRy9oxTvHsqqye55aYBXpAvANI8dF9HKTGdu20pDzOT6_3kC54= 5dtijqQIDK1ufg4lWMpVSOf3FXHMAXiljj4Vrx7Haeh84BY7UGp4-oDn3_wLf7z47Dkx7Jxjwxc= NhNs0odTKbuktcrPscZ-7MqWSxu3=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/1cvW2jzfDcovbcqjTOIpqw~~/AAQRxRA~/z7uCwJN0K= AaECOlsbd_c2E0LG6sHvUJiSv7Qu2SBHan0R1Ibp_BKlqymeeurZ7IYTgDz61ZlC0ESEce8ZIFn= XGe35UXwqbYfLQAGeFj6e0wlw6BIDvl9rnt-pBpPwAEM64ByEU3-JuHnUO2228psSw~~=3Futm_= source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_content=3D= email_txt=0A). We look forward to helping you achieve your financial goals.= =0AIf you have questions, we're here to help.=0Asupport@upgrade.com = 1 Personal loans made=0Athrough Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early. Accept y= our loan offer and=0Ayour funds will be sent to your bank or designated acc= ount within=0Aone (1) business day of clearing necessary verifications.=0AA= vailability of the funds is dependent on how quickly your bank=0Aprocesses = the transaction. From the time of approval, funds sent=0Adirectly to you sh= ould be available within one (1) business day.=0AFunds sent directly to pay= off your creditors may take up to 2=0Aweeks to clear, depending on the cre= ditor. All loans, Personal=0ACredit Lines, and checking and savings acco= unts are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f= /a/ZFYQHNskWU06RxdABifqJA~~/AAQRxRA~/LKTVjek0839sAeqNnfQd_QD_H4g7SzyVzJdl1Z= ma3ybfgpG-DT6iyAxM6w01ql0CvtUx6_qvjGqVURxAvfXSsSPBbsRW2LGjunx2ZXK2_2JVKg99J= scPTFbz2TZTwpEL ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit C= ards are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/= f/a/ZFYQHNskWU06RxdABifqJA~~/AAQRxRA~/LKTVjek0839sAeqNnfQd_QD_H4g7SzyVzJdl1= Zma3ybfgpG-DT6iyAxM6w01ql0CvtUx6_qvjGqVURxAvfXSsSPBbsRW2LGjunx2ZXK2_2JVKg99= JscPTFbz2TZTwpEL ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade= , Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://li= nk.upgrade.com/f/a/3KxieU_WFEDAv2l46dh_KA~~/AAQRxRA~/al5P1zJNzeFHILTz0jBNMc= VWTmkj8emMxrFIm05dompWl3ERv8umUflAv0S_ncR9RRef-ehPBO5iorPelrfFl2YxOA4bR9YGH= eG9byaJJR1b1LFI81S7FszNI7FbgGjMhZ52TE7_mF8QXC-tD8MLIaOwrT30d3Jxkv4Nccv1kxZk= 6bNiHgX6-GnCdHZyRLt5QPKRRk1Hzp29RMsjfT95ZWv7nLymIZw1udFyEutntxA~ )=0A and d= oes business under the following DBAs =0A( https://link.upgrade.com/f/a/drg= fj38PVSSFd8TSGGC6uA~~/AAQRxRA~/uLXNGWQQTIahVsdhqTPLh78iXIZU90LAfG4z6PHtBc_x= qBg_u7h6apbgDY3x-9aXJlvMq7dTwPqjzZo6j02pUepiDRQVZcuOPDc8H9OteZrzFOjUTAsfJWD= wSf1k9944 ).=0A=0AUpgrade is a financial technology company, not a bank =0A= ( https://link.upgrade.com/f/a/Xo7J9_pv7cbbquyfk97zlw~~/AAQRxRA~/9v0fXLZMtG= 2Hg4EQ7oG_bA-0kN4v9XkdyBTNkIkIwm2t0VoQJg5GI58V1QJoS4Zw6nMse246I7g8Y4Tq7H1kj= rkgGoRc1s4XFmEKkcuoXP9McSgnBbEDhltLm-4g92OSoj1v-7PXNF01hEFpw4sHHW76-9ZsMQAH= LGB7rz_uQWWMixWrI_cn_LxsSXEQMulF )=0A. facebook =0A( https://li= nk.upgrade.com/f/a/I1SxQnFhKREDw6sU3IuC8A~~/AAQRxRA~/PVIHoH7HggySZH0Wzbex2x= 9K7zoKqbhB524NzJF71wmVPlAWJjkzYLWOT2D2cDa5eutFAElV7L1x4GLFhy6cVDAyIaue66ZOS= B_GLHGMX3_XosNFPueX7Ss9UzL2lzlfGtajzRk7Jib_E5suz0kWnm4f-I3bJIZI0HCzIYi-QpA-= 53xzeGKO7xZLVG_3umk8bqwOWgTWeCmFcCa07sSvLGlOvFc0qlsEq0V-KS78oNKQ4ZJmNT2oAfn= WskurY_3A )=0A instagram =0A( https://link.upgrade.com/f/a/-oj3LaxnCwjqeU= WvVp9VfA~~/AAQRxRA~/PVIHoH7HggySZH0Wzbex24FetkLBta_878UErWtbg-n_5QOxOHmTwus= esbZQGtfQVG_pblqCtltHzijHMLErxw2nWWgLIBIw4kuTZJXNb4ZMwwZo-l9rWKGSsfirCQBOU0= feo0RYnR_FkVTbvCsxum3mGF7KBcBuHH2kfD6Ocdv65hEtDqJnz1WR7KA3oDzGRFm1lPB4Tpuri= XSs8IUPvSzxNRdN6Onr-rbVvnVUSBsEPmbBFaKWc7E8mRfwTm2m )=0A blog =0A( https:= //link.upgrade.com/f/a/JRp_3_jivBCJXwqiRGGncQ~~/AAQRxRA~/fBmYyV9G0bcakJm0dl= w145nWMfEW1QpdWqY3zOtIFZ4r95219th3HSviYd8qfqAb-_ZFB7A8GPN2SUdRD202-oMkCxm4Y= 7pLASYb0ZJk3mEqCnDp-SX4zjh3BL7PSDU_AVYq1DwwPOKuwqO5vg6ViXJvnyazq5A1pefjcezf= vHxompIak6jlu-6qcIdghv6f_IyKJryTBAFwDWkuktyvMr4UpGOK1GzMtoiDuCFUTRxnfXbtxi_= x5BNAKCzriZpn )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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All rights=0Areserved. Privacy Policy ( https://link.upgrade.co= m/f/a/_djkK1jD4zQSYy1L0i-Mow~~/AAQRxRA~/lWazl57VnnGnRIxRLvqw3ZS9fxZL5Ydj4hW= fMFL_QBLXUsHRl0tayEYntkkobbH1gFboYr2xvp9m0s4_lHt_d_FWalF-aFkjG4J94sJ1FyU4Di= 0RqstItw9wyxEWqJ87 )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S3 --_----vHfWCiIUktL3ZjhIyR/0ig===_5F/27-09874-A5B6B286 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a perso= nal loan through Upgrade can be the first step towards financial fitness an= d achieving your long-term goals
=0A
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=0AGetting a personal lo= an through Upgrade can be the first step towards financial fitness and achi= eving your long-term goals. With a personal loan through Upgrade you can:=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
=E2=80=93Consolidate your many payments to= simplify your monthly budget
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Pay off high-interest debt so you can increase fut= ure savings
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=E2=80=93=0D=0A Circle the date that you could be debt free
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Check Your Rate
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Choose from amounts you qualify for =E2=80=93 between $= 1,000 and $50,000 =E2=80=93 with a rate that will never increase. Checking = your rate only takes minutes. What are you waiting for=3F
Thank you,
=0D=0A The Upgrade Team =0D=0A
P.S. Check y= our rate now. We look forward to helping you achieve your financial goa= ls.
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If you ha= ve questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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=0D=0A =0D=0A =0D=0A =0D=0A <= tr>=0D=0A =0D=0A =0D=0A
=0A1 Personal loans made through Upgrade feature Annua= l Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% = to 9.99% origination fee, which is deducted from the loan proceeds. Lowest = rates require Autopay and paying off a portion of existing debt directly. L= oans feature repayment terms of 24 to 84 months. For example, if you receiv= e a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13= .94% yearly interest rate and a 5% one-time origination fee), you would re= ceive $9,500 in your account and would have a required monthly payment of $= 341.48. Over the life of the loan, your payments would total $12,293.46. Th= e APR on your loan may be higher or lower and your loan offers may not have= multiple term lengths available. Actual rate depends on credit score, cred= it usage history, loan term, and other factors. Late payments or subsequent= charges and fees may increase the cost of your fixed rate loan. There is n= o fee or penalty for repaying a loan early. =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A
Accept your loan offer and your funds will be sent to your b= ank or designated account within one (1) business day of clearing necessary= verifications. Availability of the funds is dependent on how quickly your = bank processes the transaction. From the time of approval, funds sent direc= tly to you should be available within one (1) business day. Funds sent dire= ctly to pay off your creditors may take up to 2 weeks to clear, depending o= n the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings acco= unts are provided by Upgrade's bank partners. Upgrade Visa= =C2=AE= Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under t= he following DBAs.
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=0AUpgrade is a financia= l technology company, not a bank.=0D=0A
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Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco, CA= , 94111
= =0A=C2=A9 2025 Upgrade, Inc. All rights rese= rved.
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