Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id CEAIFOvFJGh3AAUAchKAPA (envelope-from ) for ; Wed, 14 May 2025 11:33:47 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 14 May 2025 11:33:47 -0500 Received: from ccm29.constantcontact.com ([208.75.123.225]:20657) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384 (Exim 4.98.1) (envelope-from ) id 1uFF3C-00000001Nof-37kW for info@sterlingcal.com; Wed, 14 May 2025 11:33:47 -0500 Received: from [10.252.1.108] ([10.252.1.108:47190] helo=low1-prod-emailsyndicator-syn-c110.ctct.net) by 10.249.226.10 (envelope-from ) (ecelerity 4.3.1.999 r(:)) with ESMTP id 6C/97-21423-FD5C4286; Wed, 14 May 2025 12:33:35 -0400 DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=ctct1; d=aptnewsinc.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=3oIDaQnRCWoHGJwUQ+DQgmMjHJ85HkQryub45Yw1Xs4=; b=Zi20BP78tcvSMAQgaXcx0uFGsL6g8adv1It35w2+TE/SAq29a7y/Htimoe3uNGY7JFQBn5NzqWOK8Q2b4GEP614Yxgi6p0gslPrRxj97lFLh8AfQlSW311rr6n2+eHp68kJmsTOQRonijp0Z8UcGIs9hIVFyZN4qNQuXhBdwVbQSngjECJGp42tZW9n4qw7Q0T1Bnjx0yLVU0Vvr2eRjPwJCIEDfzPf+zlbrk7oEucE2WvWNSxONhw7gcma2Bonf2KwIQWl6DfjVb9oVFdxG1dWUoeYC04WsL0qtPYdBnNe51839Gx+2C9IXuRMln+Ljux0u91ltCz5Sc3940+Dn4w== DKIM-Signature: v=1; q=dns/txt; a=rsa-sha256; c=relaxed/relaxed; s=1000073432; d=auth.ccsend.com; h=date:mime-version:subject:X-Feedback-ID:X-250ok-CID:message-id:from:reply-to:list-unsubscribe:list-unsubscribe-post:to; bh=3oIDaQnRCWoHGJwUQ+DQgmMjHJ85HkQryub45Yw1Xs4=; b=JdkcQbAZGD8LyOulB4WRocru0/L9SNz/QGN0owWIa4F71eP7HTuXBM8pPBurN15kQo7nrmvKWuO2VjDcFlNb9zTD0RhPkdwdAct8JRoBxSEBA2IQX3Y8nz82oBj6lgojBRvO1l6G0NDiE82fBCtWk0fWgUKGS34EZU5F2M8VGeo= Message-ID: <1142196203147.1102124699710.1052990423.0.381230JL.2002@synd.ccsend.com> Date: Wed, 14 May 2025 12:33:35 -0400 (EDT) From: Apartment News Reply-To: newsletter@aptnewsinc.com To: info@sterlingcal.com Subject: WEBINAR ALERT: Legal Strategies for Those Tough Tenant Situations MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_800034872_1345566476.1747240415687" List-Unsubscribe: List-Unsubscribe-Post: List-Unsubscribe=One-Click X-Campaign-Activity-ID: aac6d199-82bb-4305-83b5-67e27c616bab X-250ok-CID: aac6d199-82bb-4305-83b5-67e27c616bab X-Channel-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c X-Return-Path-Hint: AqsbRmYK7QwWDtWfifGFrqw==_1102124699710_rZN8YBj8EemUmdSuUqRZfA==@in.constantcontact.com X-Roving-Campaignid: 1142196203147 X-Roving-Id: 1102124699710.1052990423 X-Feedback-ID: ad937c60-18fc-11e9-9499-d4ae52a4597c:aac6d199-82bb-4305-83b5-67e27c616bab:1102124699710:CTCT X-CTCT-ID: ad4646c0-18fc-11e9-9495-d4ae52a4597c X-Spam-Status: No, score=-3.1 X-Spam-Score: -30 X-Spam-Bar: --- X-Spam-Flag: NO ------=_Part_800034872_1345566476.1747240415687 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications LIVE @ 11 AM PST Join this FREE live= webinar to learn the steps you need to take to steer clear of tenant habit= ability claims, disability claims under the ADA, and tenant harassment clai= ms. Dealing with tough tenant situations can involve various challenges, in= cluding claims of harassment, failure to maintain habitable conditions, and= discrimination based upon disability or other reasons. In addition, housin= g providers face the ongoing issues of non-payment of rent, lease violation= s, property damage, and disruptive behavior, requiring housing providers to= address these issues promptly and professionally. Here in California, juri= es are handing down million-dollar awards in lawsuits alleging rental housi= ng providers have failed to maintain =E2=80=98habitable=E2=80=99 properties= , or they are harassing residents, or discriminating on the basis of disabi= lity or other factors. WEBINAR DISCUSSION TOPICS INCLUDE: As California jur= ies hand down million-dollar awards to tenants in lawsuits, insurers are ta= king steps to limit their exposure. Some carriers have already added exclus= ions to their policies with housing providers now lacking adequate protecti= ons from potential business risks. =EF=BB=BF More and more, local and state= regulations allow for recovery of attorney fees in certain habitability cl= aims, which are in addition to compensatory damages award. The City of Los= Angeles, among several California cities, provide for the payment of attor= ney=E2=80=99s fees as a component of any award for violation of applicable = Rent Control Ordinances. The tripling of compensatory awards and the allowa= nce for attorneys=E2=80=99 fees are far more onerous than those instituted = by many other cities. WEDNESDAY, MAY 14TH @ 11 AM PST GUEST SPEAKER: David = Canter, Partner, Nicolson Law Group The lion=E2=80=99s share of Mr. Canter= =E2=80=99s current practice focuses on representing property owners and pro= perty managers in the defense of claims asserting breach of the warranty of= habitability, breach of the covenant of quiet enjoyment, negligence, and p= rivate nuisance. With 35 years of experience, Mr. Canter has successfully r= epresented individuals and businesses, varying in size from independently o= wned local companies to publicly traded national corporations. He has litig= ated matters involving habitability claims, property disputes, short-term h= ealth insurance plans, insurance defense, insurance bad faith, first-party = property loss, commercial transportation, premises liability, construction = defect, assault and battery, defamation suits, wrongful termination, misapp= ropriation of trade secrets, breach of contract, mortgage repurchase litiga= tion, business disputes, fraud, breach of fiduciary duty, ADA compliance, n= uisance abatement and law enforcement/internal affairs investigations. =EF= =BB=BF Throughout his career, Mr. Canter=E2=80=99s well-balanced approach r= emains the same: provide his clients with candid and thoughtful evaluation = of claims and defenses; counsel his clients on the costs and benefits of ea= ch stage of litigation; communicate professionally and in good faith with h= is adversaries; and always zealously represent his clients=E2=80=99 interes= ts through the conclusion of the matter. Mr. Canter is a member of both the= Association of Southern California Defense Counsel and the Colorado Defens= e Lawyers Association. GUEST SPEAKER: Christine Ghattas, Associate, Nicolso= n Law Group Ms. Ghattas began her career as a public defender in the Denver= office of the Colorado State Public Defender, where she developed her pass= ion for litigation and trial. Through this work, Ms. Ghattas made client-ce= ntered representation the primary foundation of her practice. Ms. Ghattas t= hen carried those skills into private practice, centered upon the handling = of complex white collar criminal matters. Throughout her career, Ms. Ghatta= s=E2=80=99 primary approach has relied upon transparent and authentic commu= nication, to achieve optimal results for her clients. While placing signifi= cant value on client input and insight, and by utilizing her ability to ext= ract useful information from adversaries, Ms. Ghattas has been able to make= informed strategic recommendations along every stage of the litigation pro= cess. Presented by: =E2=80=8A =E2=80=8A CONTACT US TO LEARN MORE ABOUT SPON= SORSHIP OPPORTUNITIES! Apartment News Publications | 1973 Foothill Pkwy Sui= te #404 | Corona, CA 92881 US Unsubscribe | Update Profile | Constant Conta= ct Data Notice ------=_Part_800034872_1345566476.1747240415687 Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable Email from Apartment News Publications<= /title> <meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Du= tf-8"> <meta name=3D"viewport" content=3D"width=3Ddevice-width, initial-sca= le=3D1, maximum-scale=3D1"> <style type=3D"text/css" data-premailer=3D"ig= nore">=20 /* The following 2 styles are for handling signup landing pages /* Set the= default value for the targeted layout to display: none */ .layout--email_s= ignup_fineprint { display: none; } /* Display the targeted layout only if = the doc contains email_address input */ body:has(label[for=3D"email_address= "]) { .layout--email_signup_fineprint { display: block; } } @media only screen and (max-width:480px) { .footer-main-width { width: 100%= !important; 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text-align: left; font-fa= mily: Arial,Verdana,Helvetica,sans-serif; color: #575757; font-size: 12px; = display: block; word-wrap: break-word; padding: 10px 20px;" align=3D"left" = valign=3D"top"> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif; font-weight: bold; fo= nt-style: italic;">Join this FREE live webinar to learn the steps you need = to take to steer clear of tenant habitability claims, disability claims und= er the ADA, and tenant harassment claims.</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif;">Dealing with tough t= enant situations can involve various challenges, including claims of harass= ment, failure to maintain habitable conditions, and discrimination based up= on disability or other reasons. In addition, housing providers face the ong= oing issues of non-payment of rent, lease violations, property damage, and = disruptive behavior, requiring housing providers to address these issues pr= omptly and professionally.</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif;">Here in California, = juries are handing down million-dollar awards in lawsuits alleging rental h= ousing providers have failed to maintain ‘habitable’ properti= es, or they are harassing residents, or discriminating on the basis of disa= bility or other factors.</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 16px; color: rgb(0, 0, 0); font-weight: bold;">WEBINAR = DISCUSSION TOPICS INCLUDE:</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <ul><li style=3D"font-size: 16px; color: rgb(4, 11, 18);"><span style=3D"fo= nt-size: 16px; color: rgb(4, 11, 18); font-family: Arial, Verdana, Helvetic= a, sans-serif;">As California juries hand down million-dollar awards to ten= ants in lawsuits, insurers are taking steps to limit their exposure. Some c= arriers have already added exclusions to their policies with housing provid= ers now lacking adequate protections from potential business risks.</span><= /li></ul> <p style=3D"margin: 0;"><span style=3D"font-size: 16px; color: rgb(22, 67, = 112); font-family: Arial, Verdana, Helvetica, sans-serif;"><span class=3D"q= l-cursor"></span></span></p> <ul><li style=3D"font-size: 16px; color: rgb(4, 11, 18);"><span style=3D"fo= nt-size: 16px; color: rgb(4, 11, 18); font-family: Arial, Verdana, Helvetic= a, sans-serif;">More and more, local and state regulations allow for recove= ry of attorney fees in certain habitability claims, which are in addition t= o compensatory damages award. </span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 16px; color: rgb(4, 11, 18);"><span style=3D"fo= nt-size: 16px; color: rgb(4, 11, 18); font-family: Arial, Verdana, Helvetic= a, sans-serif;">The City of Los Angeles, among several California cities, p= rovide for the payment of attorney’s fees as a component of any awar= d for violation of applicable Rent Control Ordinances.</span></li></ul> <p style=3D"margin: 0;"><br></p> <ul><li style=3D"font-size: 16px; color: rgb(4, 11, 18);"><span style=3D"fo= nt-size: 16px; color: rgb(4, 11, 18); font-family: Arial, Verdana, Helvetic= a, sans-serif;">The tripling of compensatory awards and the allowance for a= ttorneys’ fees are far more onerous than those instituted by many ot= her cities.</span></li></ul> <p style=3D"margin: 0;"><br></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--1= -column" style=3D"table-layout: fixed;" width=3D"100%" border=3D"0" cellpad= ding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column column--1 scale stac= k" style=3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D= "button button--padding-vertical" width=3D"100%" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" style=3D"table-layout: fixed; word-break: break-wo= rd;"> <tr> <td class=3D"button_container content-padding-horizontal" style= =3D"padding: 10px 20px;" align=3D"center"> <table class=3D"button_content-r= ow" style=3D"" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td c= lass=3D"button_content-cell button_link" style=3D"background-color: #094f85= ; border-radius: 10px; font-size: 22px; width: inherit; border-spacing: 0; = max-width: 100%; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-= serif; word-wrap: break-word; text-decoration: none; padding: 10px 40px; bo= rder-style: none;" align=3D"center" bgcolor=3D"#094f85"> <a class=3D"button= _link" href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001V5pOIwxuDgK7f44FF= 2VyoH1-jRWPnhXFyDbwCvQEcIkpI_lTTq6LcvvuP5hBZmxp_4QM-cuHZnPQIsE_25EmkFmeuHQY= LovzW3eXrK9cCnGuv0Qh1jZh4K5Qkw-wZW7cBahaA-tseTPkNb_hMDmdJsaZes9LzHamsFqaR6c= gHTY5zdgSKoU4fQ=3D=3D&c=3D7Y2IzN_eG-WUdaJCO2sO8z0xWaVUYCYwMzF8NIYKNcgMhG3fF= wHbAw=3D=3D&ch=3DQjEyfcWYqq3130VDLWrpVdEXclnLtEt7wtpEzX1XkXp3-OlqOlrk0Q=3D= =3D" target=3D"_blank" data-trackable=3D"true" style=3D"font-size: 22px; fo= nt-weight: bold; color: #FFFFFF; font-family: Arial,Verdana,Helvetica,sans-= serif; word-wrap: break-word; text-decoration: none;">WEDNESDAY, MAY 14TH @= 11 AM PST</a> </td> </tr> </table> </td> </tr> </table> <table class= =3D"text text--padding-vertical" width=3D"100%" border=3D"0" cellpadding=3D= "0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td class=3D"tex= t_content-cell content-padding-horizontal" style=3D"text-align: left; font-= family: Arial,Verdana,Helvetica,sans-serif; color: #575757; font-size: 12px= ; line-height: 1.2; display: block; word-wrap: break-word; padding: 10px 20= px;" align=3D"left" valign=3D"top"> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 16px; color: rgb(35, 35, 35); font-weight: bold; font-family= : Arial, Verdana, Helvetica, sans-serif;">GUEST SPEAKER: </span><span = style=3D"font-size: 16px; color: rgb(14, 14, 14); font-weight: bold; font-s= tyle: italic;">David Canter, Partner, Nicolson Law Group</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"margin: 0;"><span style=3D"font-family: Arial, Verdana, Helveti= ca, sans-serif; color: rgb(0, 0, 0); font-size: 15px; font-style: italic;">= The lion’s share of Mr. Canter’s current practice focuses on = representing property owners and property managers in the defense of claims= asserting breach of the warranty of habitability, breach of the covenant o= f quiet enjoyment, negligence, and private nuisance. With 35 years of exper= ience, Mr. Canter has successfully represented individuals and businesses, = varying in size from independently owned local companies to publicly traded= national corporations. He has litigated matters involving habitability cla= ims, property disputes, short-term health insurance plans, insurance defens= e, insurance bad faith, first-party property loss, commercial transportatio= n, premises liability, construction defect, assault and battery, defamation= suits, wrongful termination, misappropriation of trade secrets, breach of = contract, mortgage repurchase litigation, business disputes, fraud, breach = of fiduciary duty, ADA compliance, nuisance abatement and law enforcement/i= nternal affairs investigations.</span></p> <p style=3D"margin: 0;"><span style=3D'font-family: Georgia, "Times New Rom= an", Times, serif; color: rgb(0, 0, 0); font-size: 16px;'><span class=3D"ql= -cursor"></span></span></p> <p style=3D"margin: 0;"><span style=3D"font-family: Arial, Verdana, Helveti= ca, sans-serif; color: rgb(0, 0, 0); font-size: 15px; font-style: italic;">= Throughout his career, Mr. Canter’s well-balanced approach remains t= he same: provide his clients with candid and thoughtful evaluation of claim= s and defenses; counsel his clients on the costs and benefits of each stage= of litigation; communicate professionally and in good faith with his adver= saries; and always zealously represent his clients’ interests throug= h the conclusion of the matter. Mr. Canter is a member of both the Associat= ion of Southern California Defense Counsel and the Colorado Defense Lawyers= Association.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> </td> </tr> </table> <table class=3D"text text--padding-vertical" width= =3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"table-l= ayout: fixed;"> <tr> <td class=3D"text_content-cell content-padding-horizon= tal" style=3D"text-align: left; font-family: Arial,Verdana,Helvetica,sans-s= erif; color: #575757; font-size: 12px; line-height: 1.2; display: block; wo= rd-wrap: break-word; padding: 10px 20px;" align=3D"left" valign=3D"top"> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><span style= =3D"font-size: 16px; color: rgb(35, 35, 35); font-family: Arial, Verdana, H= elvetica, sans-serif; font-weight: bold;">GUEST SPEAKER: </span><span = style=3D"font-size: 16px; color: rgb(14, 14, 14); font-weight: bold; font-s= tyle: italic;">Christine Ghattas, Associate, Nicolson Law Group</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic;">= Ms. Ghattas began her career as a public defender in the Denver office of t= he Colorado State Public Defender, where she developed her passion for liti= gation and trial. Through this work, Ms. Ghattas made client-centered repre= sentation the primary foundation of her practice. Ms. Ghattas then carried = those skills into private practice, centered upon the handling of complex w= hite collar criminal matters.</span></p> <p style=3D"margin: 0;"><br></p> <p style=3D"margin: 0;"><span style=3D"font-size: 15px; color: rgb(0, 0, 0)= ; font-family: Arial, Verdana, Helvetica, sans-serif; font-style: italic;">= Throughout her career, Ms. Ghattas’ primary approach has relied upon= transparent and authentic communication, to achieve optimal results for he= r clients. While placing significant value on client input and insight, and= by utilizing her ability to extract useful information from adversaries, M= s. Ghattas has been able to make informed strategic recommendations along e= very stage of the litigation process.</span></p> <p style=3D"text-align: justify; margin: 0;" align=3D"justify"><br></p> </td> </tr> </table> </td> </tr> </table> <table class=3D"layout layout--h= eading layout--1-column" style=3D"table-layout: fixed;" width=3D"100%" bord= er=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"column colu= mn--1 scale stack" style=3D"width: 100%;" align=3D"center" valign=3D"top"> = <table class=3D"text text--padding-vertical" width=3D"100%" border=3D"0" ce= llpadding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td = class=3D"text_content-cell content-padding-horizontal" style=3D"text-align:= center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #575757; f= ont-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; pa= dding: 10px 20px;" align=3D"center" valign=3D"top"><h1 style=3D"font-family= : Arial,Verdana,Helvetica,sans-serif; color: #717A80; font-size: 24px; font= -weight: bold; margin: 0;"><span style=3D"font-size: 20px; color: rgb(0, 0,= 0); font-style: italic;">Presented by:</span></h1></td> </tr> </table> </= td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"table-= layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"> <table class=3D"image image--mobile-sc= ale image--mobile-center" width=3D"100%" border=3D"0" cellpadding=3D"0" cel= lspacing=3D"0"> <tr> <td class=3D"image_container content-padding-horizonta= l" style=3D"padding-left: 20px; padding-right: 20px;" align=3D"center" vali= gn=3D"top"> <table class=3D"image_container-caption text" border=3D"0" cell= padding=3D"0" cellspacing=3D"0" style=3D"table-layout: fixed;"> <tr> <td cl= ass=3D"text_content-cell" style=3D"text-align: center; font-family: Arial,V= erdana,Helvetica,sans-serif; color: #575757; font-size: 12px; line-height: = 1.2; display: block; word-wrap: break-word; padding: 0px;" align=3D"center"= > <a href=3D"https://5bua7ncab.cc.rs6.net/tn.jsp?f=3D001V5pOIwxuDgK7f44FF2V= yoH1-jRWPnhXFyDbwCvQEcIkpI_lTTq6LcvUI6ad8Uz5znmX1ARGDvaU2jZtS1RJxCPnGrieRmj= OnPNjZSQdsSvudp9AE-OsAlKecyhPzXOVzRYL78u6gPdiiM2Dwf0YxCyVG0J4ZP4vG&c=3D7Y2I= zN_eG-WUdaJCO2sO8z0xWaVUYCYwMzF8NIYKNcgMhG3fFwHbAw=3D=3D&ch=3DQjEyfcWYqq313= 0VDLWrpVdEXclnLtEt7wtpEzX1XkXp3-OlqOlrk0Q=3D=3D" data-trackable=3D"true" st= yle=3D"color: #FF7200; font-weight: normal; text-decoration: underline; fon= t-style: normal;"><img data-image-content class=3D"image_content" style=3D"= display: block; height: auto; max-width: 100%;" width=3D"255" src=3D"https:= //files.constantcontact.com/e3050cb9001/4ad96142-8045-42f0-b98b-6530d09a665= 0.png?rdr=3Dtrue" alt=3D""></a> </td> </tr> </table> </td> </tr> </table> = <div class=3D"spacer" style=3D"height: 30px; line-height: 30px;"> <= /div> </td> </tr> </table> <table class=3D"layout layout--1-column" style=3D"tabl= e-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing= =3D"0"> <tr> <td class=3D"column column--1 scale stack" style=3D"width: 100= %;" align=3D"center" valign=3D"top"><div class=3D"spacer" style=3D"height: = 30px; line-height: 30px;"> </div></td> </tr> </table> <table class= =3D"layout layout--1-column" style=3D"background-color: #FFFFFF; table-layo= ut: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"= bgcolor=3D"#FFFFFF"> <tr> <td class=3D"column column--1 scale stack" style= =3D"width: 100%;" align=3D"center" valign=3D"top"> <table class=3D"divider" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0"= border=3D"0"> <tr> <td class=3D"divider_container" style=3D"padding-top: 9= px; padding-bottom: 9px;" width=3D"100%" align=3D"center" valign=3D"top"> <= table class=3D"divider_content-row" style=3D"width: 94%; height: 1px;" cell= padding=3D"0" cellspacing=3D"0" border=3D"0"> <tr> <td class=3D"divider_con= tent-cell" style=3D"padding-bottom: 0px; background-color: #4C4C4C; height:= 1px; line-height: 1px; border-bottom-width: 0px;" height=3D"1" align=3D"ce= nter" bgcolor=3D"#4C4C4C"> <img alt=3D"" width=3D"5" height=3D"1" border=3D= "0" hspace=3D"0" vspace=3D"0" src=3D"https://imgssl.constantcontact.com/let= ters/images/1101116784221/S.gif" style=3D"display: block; height: 1px; widt= h: 5px;"> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <t= able class=3D"layout layout--2-column" style=3D"background-color: #FFFFFF; = table-layout: fixed;" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa= cing=3D"0" bgcolor=3D"#FFFFFF"> <tr> <td class=3D"column column--1 scale st= ack" style=3D"width: 60%;" align=3D"center" valign=3D"top"> <table class=3D= "image image--mobile-scale image--mobile-center" width=3D"100%" border=3D"0= " cellpadding=3D"0" cellspacing=3D"0"> <tr> <td class=3D"image_container" s= tyle=3D"" align=3D"center" valign=3D"top"> <table class=3D"image_container-= caption text" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"tab= le-layout: fixed;"> <tr> <td class=3D"text_content-cell" style=3D"text-alig= n: center; font-family: Arial,Verdana,Helvetica,sans-serif; color: #575757;= font-size: 12px; line-height: 1.2; display: block; word-wrap: break-word; = padding: 0px;" align=3D"center"> <a href=3D"https://5bua7ncab.cc.rs6.net/tn= .jsp?f=3D001V5pOIwxuDgK7f44FF2VyoH1-jRWPnhXFyDbwCvQEcIkpI_lTTq6Lci3K7kBoOjI= bkLvEgBcDrFgAl8ibtbMxVavAmcjMdTSKX6elHgbIWgiNYfD8nRksYM-XiWAvPTHto9aH0JF3BH= 0cYmZo6i6fmA=3D=3D&c=3D7Y2IzN_eG-WUdaJCO2sO8z0xWaVUYCYwMzF8NIYKNcgMhG3fFwHb= Aw=3D=3D&ch=3DQjEyfcWYqq3130VDLWrpVdEXclnLtEt7wtpEzX1XkXp3-OlqOlrk0Q=3D=3D"= data-trackable=3D"true" style=3D"color: #FF7200; 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