Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id CPQUDSSSI2gwnAgAchKAPA (envelope-from ) for ; Tue, 13 May 2025 13:40:36 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 13 May 2025 13:40:36 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6631) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uEuYN-00000002Nds-2SOc for info@sterlingcal.com; Tue, 13 May 2025 13:40:36 -0500 X-MSFBL: BqnAuqyS6C5jKj2jcRIj+ljGxhjGKClOgfMXJJasjX4=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInRlbmFudF9pZCI 6InNwYyIsIm1lc3NhZ2VfaWQiOiI2ODBiMTg5MjIzNjhlZTgyNjAwNCIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1747161624; i=@e.upgrade.com; bh=RQNeoDqJbo0VtF6dK1npwpcyCTv3BWIq1Rh5G6brarg=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=fEVzxNft29geuIG12Q9OdivGszO9Me0xucpDQwJwjxi3PIroG5uXnLUNskJPpXWNc y3qRq6IHgI/4QApcL6IkTqh/Snx2EZLM1wk6h9HjLJqJR8TKeAMiJBPsrDQzJZAFvG iXZxhQrAPElmPrirf1L1noN1oW59j1yFwR1vZMKY= Received: from [10.90.13.130] ([10.90.13.130]) by i-057d31c6a9f14b243.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 40/0E-22683-81293286; Tue, 13 May 2025 18:40:24 +0000 To: info@sterlingcal.com Message-ID: <40.0E.22683.81293286@i-057d31c6a9f14b243.mta1vrest.sd.prd.sparkpost> Date: Tue, 13 May 2025 18:40:24 +0000 Content-Type: multipart/alternative; boundary="_----m7W/MloqVYnygcDsOnMWKw===_DF/FD-22683-81293286" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: =?utf-8?B?SXTigJlzIGVhc3kgdG8gY2hlY2sgeW91ciBuZXcgcmF0ZSA=?= List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----m7W/MloqVYnygcDsOnMWKw===_DF/FD-22683-81293286 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Upgrade can get you access to funds fast=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/xavdOEM_vNik= 5i356_mYHQ~~/AAQRxRA~/5FE_o7-KnONyiZZwTwFuWPpg9cAnPMW7o6eCapFpU3SGsBfrvlmWC= A-QsvXMgyOJxZ0mn8K27CI2WsaALGkkLlAFXp9lAwWcnnPCjCPR80w~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AStart taking control of your debt Just checkin= g in to see if=0Ayou=E2=80=99re still in the market for a=0Apersonal loan= =3F It=E2=80=99s easy to check your=0Arate again at Upgrade and see what yo= u qualify for.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f= /a/lxmj4UnKi4PGP1Mo9G4-4w~~/AAQRxRA~/8FMDFrksjqWI-h9FgBAmBsYT1YzDisV57cfYbp= CrWZmhJ8WMrE6wglYamsVdVQ3xRypqxKb95T1c1kWfDndIlHjRyuhKjo7bs3iYhP4F8S6wMHmDm= RdPSb3quUucE_7vDfj6Nwv_OEnn9SW7eTJbbEA38WNVI9I_NL32Suplgbf_HvIAB7fK_DCjm51I= tlGH5EDtX1MBdl6ZebF_j5aPLWhjN_e2_5oJaACg5zZ1pch-_PFGBF5iu020JLDN7BQH=0A) = =0A Checking your rate only takes=0Aa moment and it won=E2=80=99t impact= your credit, so it never hurts to=0Atake a moment and see what you qualify= for. Thank you,=0AThe Upgrade Team If you have question= s, we're=0Ahere to help. support@upgrade.com 1=0APers= onal loans made through Upgrade feature Annual Percentage=0ARates (APRs) of= 7.99%-35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, = which is deducted from the loan proceeds.=0ALowest rates require Autopay an= d paying off a portion of existing=0Adebt directly. Loans feature repayment= terms of 24 to 84 months.=0AFor example, if you receive a $10,000 loan wit= h a 36-month term=0Aand a 17.59% APR (which includes a 13.94% yearly intere= st rate=0Aand a 5% one-time origination fee), you would receive $9,500 in= =0Ayour account and would have a required monthly payment of=0A$341.48. Ove= r the life of the loan, your payments would total=0A$12,293.46. The APR on = your loan may be higher or lower and your=0Aloan offers may not have multip= le term lengths available. Actual=0Arate depends on credit score, credit us= age history, loan term,=0Aand other factors. Late payments or subsequent ch= arges and fees=0Amay increase the cost of your fixed rate loan. There is no= fee or=0Apenalty for repaying a loan early. Accept your loan offer and= =0Ayour funds will be sent to your bank or designated account within=0Aone = (1) business day of clearing necessary verifications.=0AAvailability of the= funds is dependent on how quickly your bank=0Aprocesses the transaction. F= rom the time of approval, funds sent=0Adirectly to you should be available = within one (1) business day.=0AFunds sent directly to pay off your creditor= s may take up to 2=0Aweeks to clear, depending on the creditor. All loan= s, Personal=0ACredit Lines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/lEnM6UXk6W7Qo2f= wN-RNEw~~/AAQRxRA~/s1iUN8VfeMOF59NHml7Eut_jCywo23HQhwUpflihvS0hsIgfjQY1BMOe= eygvJisOfgugtzjAHNlJ-vg64g3NaVIEPqdIfcSIXJRB7ovYsxWalcE9SJLwioJtdMi2unLk ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/lEnM6UXk6W7= Qo2fwN-RNEw~~/AAQRxRA~/s1iUN8VfeMOF59NHml7Eut_jCywo23HQhwUpflihvS0hsIgfjQY1= BMOeeygvJisOfgugtzjAHNlJ-vg64g3NaVIEPqdIfcSIXJRB7ovYsxWalcE9SJLwioJtdMi2unL= k ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/wTH5mPd3RIGvXUTkGYCR3g~~/AAQRxRA~/ufJ0s1mPVZvBqE-gurSS2SgvM2lGKy2iJy7Fh= h-UHlWV7_7QNX502rmeELen_8ZrgARleLZaoKCcN3-2fRR5Ux1Jz4w3986FurCmvjSpryMPK2yt= -dYej6r7c7PKnXEnGGJBOkok-oAtAuWUjKnDy4RkPi2EuKdhYXhVCjLIyBjpAK2HWyk1zunkAYy= DaR624qZxT_k8cZ3dqSgPtMHi8gVCedJJ42GfgDiMgeGd2oc~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/u2G8QkLkx4OQzf8sqp= RhXQ~~/AAQRxRA~/HEGMYO8KY-zc6So0tb1F3cYiP6L-P-5FHIiPOehV0JhBxMuKMKswm6OLFG8= sGH9qYx7skBAgS12wJuWj448X2skii10YXrN9QCU27AXphrf1TOp5Ti-r4IbSMBydqWjn ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/zfNVXKKtV2KBXEiGrwaT_A~~/AAQRxRA~/0Yj50tkBzB9WVzkwApFpNAzPx= 7F3iNqkmyG55hqVbp42KtU6pz8dKvGF7kVPRljOBFSxcsD6VTQsRRsckVj8_L6KiK_b0zJe7i0z= igmbvrZ8myUlLwk3GG2vgVIps0JHIwJ0wTwcE5iSAZSdhXn-gIFNYbBOylqq_ZSGNTnCZmO_usT= QpZOGCbu3X1EuC-X4 )=0A. facebook =0A( https://link.upgrade.com/= f/a/xdLIjMiWQdO4We9lNSZmDA~~/AAQRxRA~/CFzUD99d7tKgoIOQj88Kk7rAmQL2Y4RFe2aV8= Hc5n6W8bLsWIJ-FWNZdxlEC1t2yJBE2EtMLd7U4oCoJe6oalmoNOgvzASIvyGh-kvoveGcJ8f3v= uYANs_jnnO7bNMs_FTcDmmAH8Ym3arhCA4W498gYDXSrOmH3bT6aHRE8CDu5CEkpxkdmKY7HpkA= DjmDN_X-Pu9iugR6ox-pGPcOCFZkrSLlO5aRt3n0yiCzW8fgOU0bswZZSHk4tqdfoiR_X )=0A = instagram =0A( https://link.upgrade.com/f/a/4phrToAX0ZCmjoMuAe8RNA~~/AAQR= xRA~/CFzUD99d7tKgoIOQj88Kk3iMeEvmSbxL3UUAk_0aMO-38vsDB0u8UupJZgoMWVnHr4mdUx= Fu8BGO37TnI1EjDMcIrktiRRxJ7oWcAmJmT1Txtb2aSuRU6N5uRBGgmwOOsJ7mymlRbdKcK1nUV= 4VbeDtIN9dmeBsmo9T7w82I73l3ZyYKuvEeC-72RFHpZdolv0YxOFrwn7dDnhwNCqMkQnxZKzSP= c7ME3EhhcirOGGvbw9LlePerHKNpAUHsDRXw )=0A blog =0A( https://link.upgrade.= com/f/a/sHGrHY9IvsO_p1aO-1J0BA~~/AAQRxRA~/pbr6C0sldJQpBK4_SHFEqi5BO41_1mk_v= 1QclT8P1N3TmSK47nBl2_Re3q1LVb22PdYvdsS2CDzFxF2o_EZJDcwDAZPZRe4S4dWpuKaTXXNS= tA_6_zKS8fzwEcJ4_J2uJaza_GXO0dAiGFa9NAFSHul5YrUbRfeL7NuXsJ3PvKaAQWM1k4drQMU= aCt9qQ-kL3s5AIdIu8mAG7mMIgOyrAfSqxrLwT_Fy7biFV0qIiC5PJ3e4FpWqJEUxNESUIqov )= =0A Please do not reply directly to this message as it was=0Asent fro= m an unattended mailbox. 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All rig= hts=0Areserved. Privacy Policy ( https://link.upgrade.com/f/a/JH7fLsHMc= YT6-zM--a5otA~~/AAQRxRA~/_4QiSD7GZSyZf_ktTNa1X67dXLpc00NQFlLxjD_hYaNlocUAc-= xBjrgd5xaFpYZrE7BQhJIJXoXFdYDx37qBkyu9MSc1mvo9zVUutn4pBpd8QH_plH6XYv2x0ai3v= L3g )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S9 --_----m7W/MloqVYnygcDsOnMWKw===_DF/FD-22683-81293286 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Upgrade can get= you access to funds fast
=0A
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=0AHi,
Start taking control of your debt
Just checking in to see if you=E2=80=99re still in the mark= et for a personal loan=3F It=E2=80=99s easy to check your rate again at Upg= rade and see what you qualify for.
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Check Your Rate
=0D= =0A
Checking your rate on= ly takes a moment and it won=E2=80=99t impact your credit, so it never hurt= s to take a moment and see what you qualify for.
Thank you,
=0D=0A The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
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If you have questions= , we're here to help.=0D=0A
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=0A1 Personal loans made through Upgrade feature Annual Percentage R= ates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origi= nation fee, which is deducted from the loan proceeds. Lowest rates require = Autopay and paying off a portion of existing debt directly. Loans feature r= epayment terms of 24 to 84 months. For example, if you receive a $10,000 lo= an with a 36-month term and a 17.59% APR (which includes a 13.94% yearly in= terest rate and a 5% one-time origination fee), you would receive $9,500 in= your account and would have a required monthly payment of $341.48. Over th= e life of the loan, your payments would total $12,293.46. The APR on your l= oan may be higher or lower and your loan offers may not have multiple term = lengths available. Actual rate depends on credit score, credit usage histor= y, loan term, and other factors. Late payments or subsequent charges and fe= es may increase the cost of your fixed rate loan. There is no fee or penalt= y for repaying a loan early.
= Accept your loan offer and your funds will be sent to your bank or designat= ed account within one (1) business day of clearing necessary verifications.= Availability of the funds is dependent on how quickly your bank processes = the transaction. From the time of approval, funds sent directly to you shou= ld be available within one (1) business day. Funds sent directly to pay off= your creditors may take up to 2 weeks to clear, depending on the creditor.= =0D=0A
All= loans, Personal Credit Lines, and checking and savings accounts are provid= ed by Upgrade's bank partners. Upgrade Visa=C2=AE Cards an= d Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank = partners, pursuant to a license from Visa USA Inc.
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=0AUpgrad= e, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
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=0AUpgrade is a financial technology comp= any, not a bank.=0D=0A
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Upgrade is loca= ted at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111
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