Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id GCVZMunlIGjG1wgAchKAPA (envelope-from ) for ; Sun, 11 May 2025 13:01:13 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 11 May 2025 13:01:13 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:13634) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uEAzB-00000002SK0-0sJU for info@sterlingcal.com; Sun, 11 May 2025 13:01:13 -0500 X-MSFBL: 7ngH65abfCgrjWP/lxOUXiqNAKRYrZcprU+XXGYrBxM=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJtZXNzYWdlX2lkIjoiNjg xZGRlZTUyMDY4OTAzODE2ZDgiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1746986462; i=@e.upgrade.com; bh=m6w1oRdquvsdBpSpsricbMo/AxVww8C70NFxCf1mJqU=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=nRX5rEQa2wNd4ldjG686iaedyd1JTKwZSpk4FpKkfVjsRY+1D0VMCAQrZ+Oi1aHYV bRJ4NXaSnhJ9ntQqDHKsqlQGsVBBURprzuu8t7MRDXqgnQC7jVLgX1jUzzG2mX1ia4 8TpG0xNVsC4zCkP1dYHlzm4elYRtMQAoXot5EssA= Received: from [10.90.24.78] ([10.90.24.78]) by i-04c9f90d4495e38a4.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 8D/61-25083-ED5E0286; Sun, 11 May 2025 18:01:02 +0000 From: "Upgrade" Message-ID: <8D.61.25083.ED5E0286@i-04c9f90d4495e38a4.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Open your 2025 loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 11 May 2025 18:01:02 +0000 Content-Type: multipart/alternative; boundary="_----wXX2V6UrZqHtFOIYSHm9yg===_E6/61-25083-ED5E0286" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----wXX2V6UrZqHtFOIYSHm9yg===_E6/61-25083-ED5E0286 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Simple and fast application to check your rate with no=0Aobligations =0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.co= m/f/a/Ca50RkzaCM3Do2vIXbC6CQ~~/AAQRxRA~/BUZzGxIJvqEOkmfEnnD4jsQUd_QK8-a_aof= -u6UYk8MQG2O3hW1lcVWtotpzkhzTnfJk3yQvC8rBHi7SeDDDvOK9rQUpWtZUIxdh6_MV65k~ )= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking your rate for a perso= nal loan through Upgrade is a=0A1-minute investment that could fast track y= ou towards achieving=0Ayour financial goals. Apply today, you could get y= our money=0Atomorrow and you can use your money wherever you want - easy!1= =0AWhat=E2=80=99s stopping you from seeing how much money you qualify for= =3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/JEgEcSwO= NvZU3sMZFfBqFA~~/AAQRxRA~/ajAe9Lc5OKo0UVOqFNLZy1x-UNiXXINLNxJS2H46QSvK3VajG= ZW1z8TPg2Oo8dAF6wmiVHai6EWPIxFJvf22JqhHve2q4chCLg8mpbRhs1Q5rsMed8MU_F8tzh6A= 2yP1nvcJoWi2ojJYlRzPRysoAurLqT_LWW9yMEPY8s4I__xvSzFhnJunQpqbkKqcdYmVADRwR3e= aDbBCbyUrbjE-MmgBhFO8vTNY4WWQ4VdbrucqGbhVFEt0EQnAxb3Uf-t0=0A) =0A Than= k you,=0AThe Upgrade Team P.S. Checking your rate won=E2=80=99t impact y= our=0Acredit score and there is no obligation, so why not take a minute=0Aa= nd see what you qualify for=3F (=0Ahttps://link.upgrade.com/f/a/FFHLgpOP_dP= IupS6nUgb5g~~/AAQRxRA~/PEfGm4zmjN-H-27N7C6TaYI7qe1IZhirkVRbHHcxREutmF_y7_4q= MeJEcaC-uDxY-GqkTees4Y0nRo3J5GfJ1j2vtlm0kPIybdR-LhLYPU-FgWfZsXai3Df8M7S4MFA= KD3ksqXA7dZsudbRvsbv9iA~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_ca= mpaign=3Dsend07_a&utm_content=3Demail_link=0A) If you have= questions, we're here to help.=0Asupport@upgrade.com 1 A= ccept your loan offer=0Aand your funds will be sent to your bank or designa= ted account=0Awithin one (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. Personal loans made=0Athrough Upgrade feature Annual Perce= ntage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.= 99%=0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Ar= ates require Autopay and paying off a portion of existing debt=0Adirectly. = Loans feature repayment terms of 24 to 84 months. For=0Aexample, if you rec= eive a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes= a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you wo= uld receive $9,500 in your=0Aaccount and would have a required monthly paym= ent of $341.48.=0AOver the life of the loan, your payments would total $12,= 293.46.=0AThe APR on your loan may be higher or lower and your loan offers= =0Amay not have multiple term lengths available. Actual rate depends=0Aon c= redit score, credit usage history, loan term, and other=0Afactors. Late pay= ments or subsequent charges and fees may=0Aincrease the cost of your fixed = rate loan. There is no fee or=0Apenalty for repaying a loan early. All l= oans, Personal Credit=0ALines, and checking and savings accounts are provid= ed by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/4riioKOqKX64= FZXkfz1aWQ~~/AAQRxRA~/hkRDFmlpyLhW79lWUpviA6eol5zGr036nGO2EPTAaovSOCOB8Vwfn= gdl8v5Zm1UwCWxVLsZ1owuFfyPJEBw2-MYZ2BKbBMtPEOu_kXpM3fv3BcnY2h5LVD47ACtBB0sc= ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/4riioKOqKX6= 4FZXkfz1aWQ~~/AAQRxRA~/hkRDFmlpyLhW79lWUpviA6eol5zGr036nGO2EPTAaovSOCOB8Vwf= ngdl8v5Zm1UwCWxVLsZ1owuFfyPJEBw2-MYZ2BKbBMtPEOu_kXpM3fv3BcnY2h5LVD47ACtBB0s= c ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/A_9_inzrba-R9ufaEFaAjw~~/AAQRxRA~/PsOU8GwYweTiSbvuXvRp1WYjUEX_uH1vYbFx_= 0M07SxAUZx-cFaaLLgwqk5_M4dEiq2zMqbfKuXcYl6QqBl0hFmUSaExXH7L-BXmRho44mnDqZdV= _zMU6rmmeqrrBcRKZTDhl5Uu9_DooeUZ3fQnz7buGuIrUTyugJ5hTi7LpNHi4dAnANp0GAFPENO= 4Ozl15Z0M6w9Da_TqoKTY8Vke-MrWae33IQOfRTyknjEu2JA~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/GLweE32Ag1bIjDmKGk= uiZw~~/AAQRxRA~/2VQEg7DsbQdsTVxikUMftm_O9SOAlx-NrKPRM5qYkNMgOaPg26dDyzWFqL7= wMhvOqDnXbqbRjgYCbm1FZ79Q5QvKL-YAT5zHKtWxPdU4k5jTx9Clqvvv7_k8HLQSwIQM ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/XT6oEoLcN44p8r6sDkfQDg~~/AAQRxRA~/EuME7e974bAjVp6hlpR9L0uEl= _N9BaAHq8HE5yTZyvDcbpu4bOAxeDV69n9vZInocrfuTHIx1u-jXBSCHjaR_JYViuIpEH600Qke= BY-MbvdFMnbRL0JbYlfPRgozb6OhdTNIiRmQKshGOthiWWCSXcqKPAZzvE35RFHkz2sg9ySrisF= zZ_xJj-AqoKa59Osc )=0A. facebook =0A( https://link.upgrade.com/= f/a/FG17cgvy9xSpwTV1aK70Qg~~/AAQRxRA~/hM3Spumbx1wF_5G3m7IWKEvmBQ6d7FOFi8rq-= mt1XQJ1U20MjN1lYkH2sj-pcUirsL-G3kKZZvB1Xj4ttKi-nt7pS9NypWzilYSJhOZdRxEFiyyM= RFAQMRLN_R01F396sBUUfb1y722jfenIvPSU29z5B-aeM_Twu8RJXKxpNGziP6cMP5UPy3Xq4jL= Yz2l0JaeAmd12RjiSRrhIlLmCAT8wWZkYXF93RxjMrUJ3gMg4_EAt4cQ_tK_1dYwrSG1u )=0A = instagram =0A( https://link.upgrade.com/f/a/hxO2fmBep2UPBXpGTxhh6A~~/AAQR= xRA~/hM3Spumbx1wF_5G3m7IWKDKycPJNRvyHQpEI8dumhrnoDHfOxnOvLALMNGZST5fHfHM8e8= te_QpB_HxgFADKv3MzhglfS44QXqqdx0Mnsv79blkw8HDq6Ibw7NClzGAt1srfzRMK8jE1S91eA= 7L1h889Di8CGekGmIvEh4cqNP3t-lCYqk-VyMdJOt9Ci_jXC2_z6qIAw5_3a8hg1DcDCJgtW1Jg= -zkbHv8VWqCnqAn7bmsIGdRG8u6nsLTY6M3N )=0A blog =0A( https://link.upgrade.= com/f/a/kQANoJTTCu8WNRYAO_fNDQ~~/AAQRxRA~/BdtBD7eurY4hKWQXqIbbxFXaCpQYPYKz_= nDSYvEokBfPuLqmSKFZDrbIDjb0k-m1_F1Tg5onRrCFv9uJoF5vn9Jx4mpBA20qsvZbj40oCBhI= 3rOlXn9S2cpnUxeD8wDHF7WLyZ9HGuPvaFDoKNFJK_fXap8fgZ0H18GiroyoXmi7XXx_4ywURFK= CvcGP7gmVNj6YxDz5pSUSsEp_R0e-dph7Jb3gfQAMlWC7IGTXGE5ui9EsFyhG9nTsk-w1SClz )= =0A Please do not reply directly to this message as it was=0Asent fro= m an unattended mailbox. This email contains=0Aadvertising content and w= as sent to=0Ainfo@sterlingcal.com ( # ) based on your=0Acommunication prefe= rences. No longer want to receive these=0Aemails=3F Unsubscribe ( https:= //link.upgrade.com/f/a/2i45LQlizkBfWcYk-kbCUA~~/AAQRxRA~/RdmVemQ_jTaEsmKW65= iVpYBOX5Gbf95gDMByK6gJzb-EUWA1HxuZV4PVTEtVP2iW-EsdEWqY657iTmOZLsYg9TI4U2MTw= J3b34X6wR9DhOq3WUzbHM9qn_JN55MVUqew4Bl4xChpHM2U0GFuLWusSwlU7dJLP5NKx5TakC5g= 1ljD7FaHCkhLWWAneOdoaz-86PQhA1-nDHCxHMy8XYKqSKmLXdJcCiigbW0vFWm33UAGuHmucX5= UFWgwDaoS2i8yZluNuFRfKc7L5hcKBAIWqO_TwvCMMLLTy3Q7xJbsDyJMqbUpudhrVTqkqCg7wH= Iio9C-UtgH7GEMejIQYMOA_69_eqpbeVIS_3MtyVsVABa3ma8eUSD4TMnQolW8p6KO84jSl3YoI= IJuA7p1ucSMMLMqEj8TINp2h2aplHyF4A7ycVDPozJlzEmnUQK3x3Eon0zYTQqCAhB_Wk_fRFiz= TImW3kVkxUsBm8p2D_55clScTtew7h-t1VTJsPCww8EPWskImkXNPVc_2O7w3i-fR3vldvNMYZU= peZ8bmYohsiEahzicf5QpEZjKWw7-Hg3ikrTJKtT6mWep0IFlFZqzMRS0EcSbmt6N2g5ONOoqHV= kE8J3UBFvBmQ8xZSaMH9ObRU-SI6lIOAo_Sko6aQg5H4-6sXE7uYa5Knx8Xz8Ta4O89ROtXkj0v= OUC3HGflO3kxBW1F6TgV6AR5bO7BzovBN6F6Fy2jo09jiQlvFh1GX2zN7mngLpxiX_W9D1cGLTJ= ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/SOAUiznJ9y4eNgTU3= iC-PQ~~/AAQRxRA~/ErqkVmBG6jtf3kEO7xTVaaW3oS31bDz5fOkt8zpRRNTF1qlWhgFgR1nO5d= v9-GCWdpwCsRgp4iW4X2yZ5iu1MGW63U_JD-Uwv8-YGxNyUWub6HIRep41T3qqqJV3AYJVtDvym= R0gvj50ZTyKp40YtPBSk0N9daP5OMKuFow4i5KvuVFLpF3bCCpi5yoVuOK65CJbb_FdF5Xzk19B= NVu3DT_34-cgpVXM8SVVQKz2r262BmBOpD6vZJghgZRlWEvzFHqB7PrweRqe5qDgVr9afuPLMVA= LsFY9_umjMaiT8slGtPIP1cjzlbVu_nvCOH5FKsdh98mSUtpw8zWqgRYulvYZ0MFa-dByne-LIX= RHGLSPZrSWoMj0HuS4kUeyyi61_3QAds75sH5iXd5zZCcK4GJjTgXwth0YNX8PEAic4mIFzQp8P= W6hfqCpngqrEGqWSEgJTeH_9rptzZ3f1p3uv7nM-5jfZUqdVeVitE17FwKT7-lZpk6anMhy8GAm= 3PPcguPMVTEyC-YLv0lX_jGJOwRF7VQJylJPSOdYFdI1EIjcTKGLs4L3sdg0aqkjv1aAIvQ_pbW= TqWCXJxoBq5NS0ooXYI7HaCDTZLwGau_TCl_2mhSztg02S4dB-AW3LqfwLZBzdeAPf1OkxpqbDF= fYRRGmfVJ7cqwWE4o07hGASXeasupkOXUP-IXatzmxfCAP38SuAX4j-oUfqnjj5qZPI-ZPdzoOA= yLjnPjzd4WkZ3wHOQTJ6RV2L090G-lM59OlZeswZ-mtrkK7BHtxo19O6cmXWjV310mIU2xX_gDG= Ay0aX3--w1cqz1gwPihRFB_lqNBEDkXsXwKNyc8iKFxeMnbSbjkdi0GwTdCenXJZeirESfVNbHV= 6-Ezk2pnbXJpFOGUT5x0SByhA8v-rTWkC6Z180EVt258d23zkfSggPn1dqAyEktaJD8UuErhXuN= K8OHvQzPCSKKMITGcMxLOC2MQZOmuqeGhBW4M3LygkJ_Fg5MiroWYCmMf9R0G1PHpLG4jdyTlYm= iOFtqWxpiTTRghQMRg2DFgwFvl2Z9WfIXImYIyyWQlfpLP12Tl_w19YIHOVGcs3THaiFqOrQcI1= GLzjNweg9aGLnxkskhwA3PiyusHaaQ9OzdzKsD4Rr45TATcwplFPNBCrsDMCvXK4jhHBJNjH8dL= VrD0BRMjD0c0~ )=0AUpgrade Upgrade is located at 275 Battery Street, 23= rd=0AFloor, San Francisco, CA, 94111 =C2=A9=0A2025 Upgrade, Inc. All rig= hts=0Areserved. Privacy Policy ( https://link.upgrade.com/f/a/eCqvQQ9o7= K9Iq6CILg5YSA~~/AAQRxRA~/6VDs5xsD7x1u-MGTndoggA3F6TZBahiIQQ5TBOlAqs3c7W80Xg= uW5G8-PG8qpfLYRew2dtkgu66LrpHVZoCP0VQ2hQ9cENokvTFQfPPVcd1VfOfdDUUjv2RWNfiVa= jcD )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S7 --_----wXX2V6UrZqHtFOIYSHm9yg===_E6/61-25083-ED5E0286 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Simple and fast= application to check your rate with no obligations
=0A
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF
=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0AUpgrade=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
 
=0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
 =0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =
=0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A
=0A=0A = =0A =0A =0A =0A =0A
= =0A =0A =0A =0A =0A =0A =
=0A =0A =0A =0A =0A =
3D" "=0A
=0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A = =0A =0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A =0A= =0A =0A =0A =0A
=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A =0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
=0AHi,
C= hecking your rate for a personal loan through Upgrade is a 1-minute investm= ent that could fast track you towards achieving your financial goals.
Apply today, you could get your money to= morrow and you can use your money wherever you want - easy!1=0A
What=E2=80=99s stopping you from seeing how much money you qualif= y for=3F
=0A<= !--/BUTTON STARTS HERE-->=0D=0A =0D=0A =0D=0A Check Your Rate=0D=0A =0D=0A
=0D=0A
Thank you,
=0D=0A The Upgrade T= eam
P.S. Checking your rate won=E2=80= =99t impact your credit score and there is no obligation, so why not take a= minute and see what you qualify for=3F=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to = help.=0D=0A
=0D=0A support= @upgrade.com=0D=0A
=0D=0A=0D=0A =
=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ff= ffff">=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=0A1 Acc= ept your loan offer and your funds will be sent to your bank or designated = account within one (1) business day of clearing necessary verifications. Av= ailability of the funds is dependent on how quickly your bank processes the= transaction. From the time of approval, funds sent directly to you should = be available within one (1) business day. Funds sent directly to pay off yo= ur creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
Person= al loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.9= 9%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which = is deducted from the loan proceeds. Lowest rates require Autopay and paying= off a portion of existing debt directly. Loans feature repayment terms of = 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month= term and a 17.59% APR (which includes a 13.94% yearly interest rate and a = 5% one-time origination fee), you would receive $9,500 in your account and = would have a required monthly payment of $341.48. Over the life of the loan= , your payments would total $12,293.46. The APR on your loan may be higher = or lower and your loan offers may not have multiple term lengths available.= Actual rate depends on credit score, credit usage history, loan term, and = other factors. Late payments or subsequent charges and fees may increase th= e cost of your fixed rate loan. There is no fee or penalty for repaying a l= oan early. =0D=0A
All loans, Personal Credit Lines, and checking and savings accoun= ts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
=0A=
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the = following DBAs.
=0A
=0AUpgrade is a financial tec= hnology company, not a bank.=0D=0A
=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A 3D"Equal=0D=0A = =0D=0A=0D=0A=0D=0A= =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =
=0A3D"facebook"=0D=0A =0A3D"instagram"=0D=0A <= /td>=0D=0A =0A3D"blog"=0D=0A =
Please do not reply directly to this message as it was= sent from an unattended mailbox.
This email contains advertising content and was se= nt to info@sterlingcal.com based= on your communication preferences.
No longer want to receive these emai= ls=3F Unsu= bscribe or Update Preferences= =0A
=0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
3D"Upgrade"
Upgra= de is located at 275 Battery Street, 23rd Floor, San Francisco, CA, 94111=0D=0A
=0A=C2=A9 2025 Upgrade, Inc. All rights reserved.
=0APrivacy P= olicy
=0D=0A
PL_ITA_DECL_OLD_S7
=0D=0A =0D=0A =0D=0A =0A= =0D=0A  =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A3D""=0D=0A=0A --_----wXX2V6UrZqHtFOIYSHm9yg===_E6/61-25083-ED5E0286--