Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 6CwrEA8eGmg1EAgAchKAPA (envelope-from ) for ; Tue, 06 May 2025 09:34:55 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 06 May 2025 09:34:55 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:26551) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uCJNm-00000002DSH-2XzK for info@sterlingcal.com; Tue, 06 May 2025 09:34:55 -0500 X-MSFBL: Z554xMfXw99oqkk72cBmK1CtK+DCxxKoEARHNB8Rm2Q=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInRlbmFudF9pZCI6InNwYyIsInN1YmFjY291bnRfaWQiOiI1MzM iLCJtZXNzYWdlX2lkIjoiNjgxOTAzMWUxYTY4MjNlNjY1YWEiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1746542083; i=@e.upgrade.com; bh=KNJJdzzroA8N4SZbc3Gl51AP0f+Xk1J+dFVxMPcDQBQ=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=pJvobS0D7oA2zM17OHkOiaQhaDHvsggyuXWHvolVoVimnAOv/ZNwiMde6ZIybf450 kUS1WNQ09dkHNvRAMMYbQrnu58oH2kO+FKnfseRIByJBgOAc2sTt0DSIs+h5OYJ+Bp ++uJ1wmt/fSCwj6WhQoKDhOAsz9OsazJikGP8W9A= Received: from [10.90.30.105] ([10.90.30.105]) by i-03b55cc7e3c433eb8.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id AA/5E-22244-30E1A186; Tue, 06 May 2025 14:34:43 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Your May invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 06 May 2025 14:34:43 +0000 Content-Type: multipart/alternative; boundary="_----HuYdbcxsE+9Pq8NXekBYCw===_F7/5E-22244-30E1A186" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----HuYdbcxsE+9Pq8NXekBYCw===_F7/5E-22244-30E1A186 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Are you ready to say goodbye to your high-interest credit cards=0Aand debt= =3F =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.up= grade.com/f/a/wsJmJ8eFLruKQVhgqPISGg~~/AAQRxRA~/ihTBY5LzM07GkSS2yBQ0Ct6hLtF= 0RGTcMMQ2G4v06_Sll6rQwKSF-D3-ZZkLdqE0AqF8-Z9Rd_ynSpZpbJQhTaY7GFUOrQ7TmCf3Wl= ssxMU~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig= h-Interest Credit Cards Are you ready to=0Asay goodbye to your high-inter= est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca= n circle the date that you=0Acould be debt free. It=E2=80=99s time to check= your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa= nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou= ld be next!=0A=E2=80=93 Low, fixed interest rates that never change = =E2=80=93 Affordable=0Amonthly payments =E2=80=93 No prepayment penal= ty if you decide to=0Apay off your loan early =0A=0A=0A=0ACheck Your Rat= e (=0Ahttps://link.upgrade.com/f/a/wKjZUySYcFrmo61dCU0t1A~~/AAQRxRA~/shkw9b= pOgASbLn-Orrlz7Pht_tUpt5gLYs4yCdQ6QuGeVqnQphB5sYpg2YI7hAq7X1gB5jcLBNOhBn7bZ= t90sb2x2iIMstql4sMhS9IxJmySIK5HPWM6b77BTsy_NwNdYHs3H6B6HrcUMCcym9bULoT8MbWe= 38Ty4fa6h1MDpTiFl8huQaUrIxMrIOB7niH2ckImVwNr4kbMSn8ZbsXeUlRWumxamqwipGeI4PD= z5WH_9j3RrSQ12GeM-67q67Bi=0A) =0A Thank you,=0AThe Upgrade Team P.S= . Check your rate now (=0Ahttps://link.upgrade.com/f/a/o00ICETdYbTwR6lB39S= 4Tw~~/AAQRxRA~/6_8xL_qE3T17ctO7riQfwXiCnlQeyCbmfw7Z3NrjS6utWu_L8vyWHAnvkIP-= RFByQx3wKIkgsdkB5OMm8JjPAgbLVPdHjfJN7TI_u0LledlsWO_0UEV9qgK-_I317_SIYWcpB5P= ectVNzVJ3lvBSaA~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign= =3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f= reedom! If=0Ayou have questions, we're here to help. su= pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe= rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= =0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes= t rates require Autopay and paying off a portion of existing=0Adebt directl= y. Loans feature repayment terms of 24 to 84 months.=0AFor example, if you = receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (which inclu= des a 13.94% yearly interest rate=0Aand a 5% one-time origination fee), you= would receive $9,500 in=0Ayour account and would have a required monthly p= ayment of=0A$341.48. Over the life of the loan, your payments would total= =0A$12,293.46. The APR on your loan may be higher or lower and your=0Aloan = offers may not have multiple term lengths available. Actual=0Arate depends = on credit score, credit usage history, loan term,=0Aand other factors. Late= payments or subsequent charges and fees=0Amay increase the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early. A= ccept your loan offer and=0Ayour funds will be sent to your bank or designa= ted account within=0Aone (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. All loans, Personal=0ACredit Lines, and checking and savin= gs accounts are provided by=0AUpgrade's bank partners ( https://link.upgrad= e.com/f/a/DteSJDnKPy6Usyr5SIWD_Q~~/AAQRxRA~/K1gtEr6_l0U6JbGZBgLpKY6gZSls2Hv= 0SXdwi8dr9vtpG_maUOSNzDWC3hckpO27Q44MkzVLRx3BcKx6qyg1hy53x0HFdbfOsSDYjl5LAM= ebWS5cnAQ-frGDxvAZjvtw ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE = Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgra= de.com/f/a/DteSJDnKPy6Usyr5SIWD_Q~~/AAQRxRA~/K1gtEr6_l0U6JbGZBgLpKY6gZSls2H= v0SXdwi8dr9vtpG_maUOSNzDWC3hckpO27Q44MkzVLRx3BcKx6qyg1hy53x0HFdbfOsSDYjl5LA= MebWS5cnAQ-frGDxvAZjvtw ), pursuant to a license=0Afrom Visa USA Inc.=0A=0A= Upgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( htt= ps://link.upgrade.com/f/a/_5IYWK5xGbSDd-vE7s9IrA~~/AAQRxRA~/4ef0ryE9vnv1dHy= Q-Zy5O--YIyBw3UGTqhWIhPkuQ865F_a_hvk3adA8Kh0Qi6d3OYUGjkukEe5HWPEk1_MkH2xafb= AXTU7XcBSVsAaFSNwUWcZPRdyi4Y3yl4iz5_YJ9JD12pH_ENSB0nO5zOHDkquDZXGttgEekUrA5= EXn4ZsRPv3lCQxoFOpyFbT05Ap-ra9xjPPOuX7P7f7XmUaIPVZPa8RKmpuvxEy_ZIP6eNs~ )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/MSqMWsgQ6RQUlpTg8B3RZA~~/AAQRxRA~/AYSQRc5Lx1pIahwWhp4qtxMyLnZEbbk6-EN= G2JjQr2lxLWRcd_xwPav6eI8UTcOlOZsDFpBFO88Qp_WODgu2llXVmGvl6L-8xXeAtUZjttMEYs= ehF3aUWer6mCjhOTKA ).=0A=0AUpgrade is a financial technology company, not a= bank =0A( https://link.upgrade.com/f/a/X4SHnSemX9YV_26urcUhJw~~/AAQRxRA~/w= jrwtDwhlvBfGI2T_plxngBo_pqWJl7fbocXx5YKbuLCGkz6NW5wZLDsUqOSGuZnPkXF5IPuoVHD= ozN0WOES7QS6TVc2nqfeEGXy2zf2AxseesRB53TuFxSLzdr2MUKV-aWtJAJtvu4rQiH2mlCbPwO= ixQRJJtAowqc6d24fWZrgVj1sBYkWIqqrih6K5jRr )=0A. facebook =0A( h= ttps://link.upgrade.com/f/a/7dxUs2s5kUoQ1I-7ksSuZA~~/AAQRxRA~/Ex7wIKd_Bh1xo= sEPtTc6h-lZGJGy0ixMhPztF5N1n8W0YXgK291uYLrcPGwPur_pUDL9_pUU69eYV2HeFBJIqy0-= QNcBtr_1DvQJmL1wk72N7-zm2x8-gmWMFQh2ArAYQjUl01sJfA97Ufrgvjib2VmzUu53sx_ugFW= IFZgRt6pwHJuxoUmzdUtw6LcYb0DZU0-ThX-EN1g8uYsFY4K5_fSN0J_WZC2IgNAQ_VYDNUB7gp= uws0mUfbWxbGj9h2na )=0A instagram =0A( https://link.upgrade.com/f/a/dF36c= QSQUGWYBqNrPxVrKA~~/AAQRxRA~/Ex7wIKd_Bh1xosEPtTc6h1DyrRUsfQpmzxkjkvZjjmdTZv= 5IKg9_EkXHrYHaMr5JJAsgG-mQgjjgsc7emQfvzZGnHqhY76Jb2Qowc__8E92ERp_WBgDCZdihq= sJDB7wr79yd1JDzHLOp6Z-EZMG2qw3oYRgvSVX1f_ixegQVQo6Lho-OD87q1U-hy3vkIVVhp0vT= bw6rRkTHRg879qW4yvVvlPYuKxev5FV6NaeiyIXlJqEHfTgVE92oK9SgVQUQ )=0A blog = =0A( https://link.upgrade.com/f/a/izr_DGHpu-CQR0-v4tSGFg~~/AAQRxRA~/nDO8osY= qQlxBQ1aA26pTvRJIf-akV-ctOXF8cD-_nWUMAd5mfI_GKFtpd5j4o54Lm3hoShCvG7x_60Ut9q= fltXbN03UuysBnJ6pCcLIC3V_l3tFdKkuynsugZVOqF0pwZc0pjNad9eq5a4zqARRVocMzM6GOq= oNLwBJXbnSiCIJ8oWGw50evfWSE02bWVfPLDTajkFLx0xc77CP98PKBbiN3EQ89M83Lva5TjU7N= ghh82O9LKLjzLuW8rxcEAds4 )=0A Please do not reply directly to this me= ssage as it was=0Asent from an unattended mailbox. 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All rights=0Areserved. Privacy Policy ( https://l= ink.upgrade.com/f/a/MbtA38SBPcU25hOrw9peHw~~/AAQRxRA~/ffcy1bJYTd9sjlbLao_kX= B5EEKVIWW0pXj9oLZ0F1B0CMUbgEgSvrrM-ZSLhD--LSz0QmVcaISpQau4r40M3LHNPjuTKtpPT= xKZj6aCJniUdvNAB-Wsj9NUkMhzfPmad )=0A=0A Equal Housing Lender=0A=0APL_ITA= _DECL_OLD_S2 --_----HuYdbcxsE+9Pq8NXekBYCw===_F7/5E-22244-30E1A186 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Are you ready t= o say goodbye to your high-interest credit cards and debt=3F
=0A
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=0AHi,
Free Yourself from High-Interest Credit Cards
Are you ready to say goodbye to your high-intere= st credit cards and debt=3F With a personal loan through Upgrade, you can c= ircle the date that you could be debt free. It=E2=80=99s time to check your= rate and plan for your financial freedom. Upgrade has helped thousands of = people get on their way to financial freedom =E2=80=93 and you could be nex= t!
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Low, fixed interest rates th= at never change
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A
=E2=80=93No prepayment penalty if you decide to= pay off your loan early
=0A=0D=0A = = =0D=0A =0D=0A =0D=0A =0D=0A =
<= a alias=3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/wKjZUySYcF= rmo61dCU0t1A~~/AAQRxRA~/shkw9bpOgASbLn-Orrlz7Pht_tUpt5gLYs4yCdQ6QuGeVqnQphB= 5sYpg2YI7hAq7X1gB5jcLBNOhBn7bZt90sb2x2iIMstql4sMhS9IxJmySIK5HPWM6b77BTsy_Nw= NdYHs3H6B6HrcUMCcym9bULoT8MbWe38Ty4fa6h1MDpTiFl8huQaUrIxMrIOB7niH2ckImVwNr4= kbMSn8ZbsXeUlRWumxamqwipGeI4PDz5WH_9j3RrSQ12GeM-67q67Bi" style=3D"display: = inline-block; font-size: 16px; line-height: 24px; font-family: Graphik, Hel= vetica, Arial, sans-serif; font-weight: 500; color: #ffffff !important; tex= t-decoration: none !important; letter-spacing: 0.5px; mso-line-height-rule:= exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddi= ng: 10px;">Check Your Rate
=0D=0A
Thank= you,
=0D=0A The Upgrade Team
P.S. Check your rate now and ge= t on your path to financial freedom!
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
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If you have questions, we're here to help.=0D= =0A
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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=0AUpgrade is a financial technology company, not a bank.=0D=0A
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