Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id aJqpEqqTF2ht9woAchKAPA (envelope-from ) for ; Sun, 04 May 2025 11:19:54 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 04 May 2025 11:19:54 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:16410) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uBc4H-000000032Hs-2hyy for info@sterlingcal.com; Sun, 04 May 2025 11:19:54 -0500 X-MSFBL: XkhpFXkyzJUfiPr5g1VjG5AQ8UHoVjHwL15LZuoGUM8=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjo iNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjgwYjl lOTMxNzY4Zjc1NjE5Y2IifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1746375582; i=@e.upgrade.com; bh=LWHoAOBuJIJmA4KCRQtV1Xr1rnn8Bw0GYxFGi8Uf1BE=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=M7RvPDYwxY+nQE5GD5QdvsK1k57mEpFHntKZcdeAUipx7rxRk4MnANMbz9TiueXX+ Ga+UlyJPi1ekGi9EnKpCfA2tzCZAUfBUNaxIl82kFCyPsiIc9p40OsZIFLs4dh+AZ+ 9utPsG61cXnX3iJ12/amrAeIXroI2ExkrKl7y5w8= Received: from [10.90.28.189] ([10.90.28.189]) by i-03f90cad9aa2b8f2e.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id BC/99-58674-E9397186; Sun, 04 May 2025 16:19:42 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Here's your Sunday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 04 May 2025 16:19:42 +0000 Content-Type: multipart/alternative; boundary="_----arU3dzgzOEVJmKNribTHTQ===_E8/99-58674-E9397186" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----arU3dzgzOEVJmKNribTHTQ===_E8/99-58674-E9397186 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/Y1Ghvc= k0tqOCNMMyAww5Kw~~/AAQRxRA~/PYrDVj_u2k6kFxzuujZVW7r_BoyQbI1yn-26KJCHMBFVY6m= m3_NavN4c7bZtYUT7X0D63TbAsUapdzGQcQeTisQ4dRaHF_eo31PkPTAhFC0~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/k2UCgbclcNo8GBQElgxaUA~~/AAQRxRA~/oHafQE_UvckhxZ0pAllCvKDRdB8zGwe= A_r8BfEFgewcFznR3lB85LvE-Fu3bQPMmxKdaODC6kuzYYdH_GMTgadXw3KImM5g02WjHRuu-y2= ROvQudeaY2rNytIQ9VNElh62yy26AEgG2lBbmPWsu9JA81cRGCbs917QwS3ydPprYEd35wKzRPJ= Xz-vjKjjMIJ4M24wll-I7Ml6KvLyGbV6BJ9XNhsNZCHsqxhFsgu9OqqIcMXYCC4w4c996j-RFVv= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/HlCX7NYzJlUDJEiNNA8UTg~~/AAQRxRA~/YyQAC0hF7yiRbRJIRBGH2r= siM8fuDEyORd35q45AivLpN4p_2M7qJhlcvhf2P783dar4-vSqJEPgKNHhom75HNPguS5Z4k0Ui= 99PPvW4Vtj-f-7VZ_Tlj_0nu_8nhru4HVy_GPTI3zudM1lk1hdCEQ~~=3Futm_source=3Ddecl= _old&utm_medium=3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A= ). There is no obligation and no impact to your credit score.=0AThank you,= =0AThe Upgrade Team If you have questions, we're=0Ahere to= help. support@upgrade.com 1=0APersonal loans made th= rough Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All= personal loans have a 1.85% to=0A9.99% origination fee, which is deducted = from the loan proceeds.=0ALowest rates require Autopay and paying off a por= tion of existing=0Adebt directly. Loans feature repayment terms of 24 to 84= months.=0AFor example, if you receive a $10,000 loan with a 36-month term= =0Aand a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5= % one-time origination fee), you would receive $9,500 in=0Ayour account and= would have a required monthly payment of=0A$341.48. Over the life of the l= oan, your payments would total=0A$12,293.46. The APR on your loan may be hi= gher or lower and your=0Aloan offers may not have multiple term lengths ava= ilable. Actual=0Arate depends on credit score, credit usage history, loan t= erm,=0Aand other factors. Late payments or subsequent charges and fees=0Ama= y increase the cost of your fixed rate loan. There is no fee or=0Apenalty f= or repaying a loan early. Accept your loan offer and=0Ayour funds will b= e sent to your bank or designated account within=0Aone (1) business day of = clearing necessary verifications.=0AAvailability of the funds is dependent = on how quickly your bank=0Aprocesses the transaction. From the time of appr= oval, funds sent=0Adirectly to you should be available within one (1) busin= ess day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor. All loans, Personal=0ACred= it Lines, and checking and savings accounts are provided by=0AUpgrade's ban= k partners ( https://link.upgrade.com/f/a/bEaONeDQtyZg_tXBCQYwIA~~/AAQRxRA~= /jL_kPgVg2ewPs5VwYNjn-0Dqx1UneYNKQfXAWijDH-ctCEMiTts8Ggip5omb_dVLBj4u6qbi6D= AdSt9w5-cWI91cGPvkYnVDW1iZpayrAsqgW57n0ZLeDQOuFB0AZ4q- ) . Upgrade Visa=C2= =AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank= partners =0A( https://link.upgrade.com/f/a/bEaONeDQtyZg_tXBCQYwIA~~/AAQRxR= A~/jL_kPgVg2ewPs5VwYNjn-0Dqx1UneYNKQfXAWijDH-ctCEMiTts8Ggip5omb_dVLBj4u6qbi= 6DAdSt9w5-cWI91cGPvkYnVDW1iZpayrAsqgW57n0ZLeDQOuFB0AZ4q- ), pursuant to a l= icense=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the fo= llowing state licenses=0A=0A( https://link.upgrade.com/f/a/uanXWb5Ez6l7d-A-= l5Guvw~~/AAQRxRA~/cCh_zExVcUFq4QNFWHEQnYavD_rjOmlxznouCUBTG7w_yUI2mVcSXj9fM= saVvoGWFLMLjBhfkwENZwAGlB6-krerKqJjqSQ_vXu87JEA_KaUQB7lvu9p1B6iuKBDE-FsrZoF= 5F-qSr7w-T0XMv3nP5NwclOpb2GISgLjJaRiOMVJLzwyCzY00zNq4tOLSershW-rXyRO_kX3wcf= Y2zHmDg07wlDhoHKYezTs41mrwik~ )=0A and does business under the following DB= As =0A( https://link.upgrade.com/f/a/uXG9rmsuDZs8eu5Lb0W-3w~~/AAQRxRA~/NMLz= dknzgkvt62SKdUTPb-SICteevUOs24SWpTw4NDY21b1eaBPK6o6PX8ntHqxy1Yr1wi07r4WnAG-= MNshAfESmuwBa-zBwxOPNrNut8atIRgKCdUaXm3rlZKTMb0Ob ).=0A=0AUpgrade is a fina= ncial technology company, not a bank =0A( https://link.upgrade.com/f/a/LuPg= 0nO9f3G2yZvDICIMWQ~~/AAQRxRA~/ePve_AiKxE7lc0R9xc8PYSBe_UsXMyB7yoIIWjqiTylV0= 2MD_nPN1Ef3SU8VPl5zqlXgnD5l7pRHEc7kECQbfxBbELyhYupU6HEkdLOgtY8eFYiq98-Hxdri= yMqnqqetiXSwyoXbQMDDYSoSaHOKljJqw_eyQdNIZT9M2CAS6xB7AwgME9mGWHmpCVMcTXmD )= =0A. facebook =0A( https://link.upgrade.com/f/a/oUWvYoBuvX_oG7p= ZgDjvMg~~/AAQRxRA~/ldXxEWBCrE9rEDjGDvPqLZhCzlGus__NjS25NaWfp4mVQp2yRgHj05Zd= DXB4WvRXsG6-4SGdXvk0NIwYzf0IqbCQDFD6FRvReMS-k1qx1s2lYVxHkdWx1SwDDmodpW60Z_4= NGKymz6VAJqexyZtXaPtaCMJXwAcE3h1M4fvPbCCNyvAU8A5pU2Llv_yXVLM22coMYyfR0vc481= CasSCztZLPDoeBr7KZVVfB1bibKkdF0LHAfleFCOT0pLgB9SMO )=0A instagram =0A( ht= tps://link.upgrade.com/f/a/x7FhPWpepQNi9yYHUHvcXg~~/AAQRxRA~/ldXxEWBCrE9rED= jGDvPqLVv9ALvdH-KXD90hNs9V54Xo6wRlRsaDME34KmtfjbKw82sqrTCPqPV5EReEx9EvWIBJz= dZwtky0HNSHUB00DZhg1Ag2wgLAhz2Ba0hhu6uKYpCYOVRs4BuImWBzyLH8NlTy9TTBBvhIPia8= k8JDopdqm7S32OOXToaaEXaSFnBIhYGfMAfbDhLddr8LovfbR-jGWvCMG_cAoEbYPy5TFWDSQRR= thla9m7XeMhk3XIlj )=0A blog =0A( https://link.upgrade.com/f/a/ivMwPM9Q8b-= INLB4wsvs2A~~/AAQRxRA~/zNgCWthZ-dPczu03BKB4GIa6pMPMwqTEjvJlLK3X9-1btbOFoGEL= f5NiNJZJBp2My2GWfmyXwe8Bw5ATWEGR4h9vvxcj4zMtGBL_CU1u1R5wL7lMle-LjkTS57con2B= fR-voYhePvO52kr51Mhbtzbu6lva3sFo_y7ae2nxOqEdNT8vsY9yHO8Zul9kxilD16l5tKSRFEf= wA0aIWd9x6iMTBQ-hzod6rGKV3a9lt9ssJjakfKNUFzvnY3p0kozmb )=0A Please do= not reply directly to this message as it was=0Asent from an unattended mai= lbox. This email contains=0Aadvertising content and was sent to=0Ainfo@s= terlingcal.com ( # ) based on your=0Acommunication preferences. No longe= r want to receive these=0Aemails=3F Unsubscribe ( https://link.upgrade.com/= f/a/dV3SIrPbqHUfjUFr1L2qPg~~/AAQRxRA~/80UYL0MC1fs01syb36iEj8QbbGeYsVq02oUXe= Zxvuzcb0Wch6wAWqGjonOM1JfQ_-EPiDlntjKriC9bG5EYjUhoz5f91HTpqi4MXOtaIg4EWnvUr= -FZ1ZztLoj3tapF3hrX7jQ51QQsseGNWaw78DxrBygT1lk2DicZ78l6YsaSkkjmbaYEKFjC6CBn= 6F0Ku9iKSolaahvORFiMK8tdari6lVrqpyMrYqVWZp5L57DkPkUgE5f8Kq8qkZ2ZD_6oBp78v-t= x9TT5UFAmNByIKgI5Je2z4wajbiptTtybgNaNGd7Qni2lumbORnv_55HJJxF22YOkKwVAmOtZnm= WF9FCkzzjh6imGJNJO_cpxABR5yyXP9gfJkPsriS-JzV_tq8CGxT9DxxTjTvYNVSpMN6HXyhKAx= 2asVvBnKA5ftOb4vZ4bSH-SXsKYEH_W9gatCNxdebiqu_MJ6Qb8UC2g4jT_2ZZbSJT0OZKQSTpV= afxhwtWom3GvJlaUll86w5bfS2GMQPN9wys8usU22Z5vEKxWaKG3okuHztTKphf-Dco07Wsa40a= fQNMpVtZQY0wSOoW-VZDaHvZ8IOBRBDcUDpDTPb5wL1VWqGsxPgfGHc6Gn896nYlqGMm71hiAvh= lwd7yCUs8XRAJYlA88vxVmwjn4AVQyhncUozFrJg-_xNJwVvkuQGRtoRz19_YyqoMkscv0aST0R= beSS53afrWl0Gf1RPpmB_tFiUDo9iD5Rtm-fv1aiU9BmJknVBIKmfZit ) or=0AUpdate Pref= erences ( https://link.upgrade.com/f/a/qPCJmAsdAmUIEtbUcRMkiw~~/AAQRxRA~/NM= 72moRCFs7dhW74gnDxX_0wtQhuT1NMon5QQxpas3EFIreT90MhCk2NGRt9vtN5Prn-xEWV45X6u= -xol8yH3BeYmfUmdIyPINxa5PmLW0AySCt_0hMv4GzU5aWN-qLtB_zuttucPGRq_PYvWOd5S7mq= vzYLc62kQ-ujmxt4Bjy3_2z1kVD7OQwsHPOp0zuYnD-c0G7kPtA9YBBWe1aZSWQdbgfFFKZ0qxZ= ASYsLJ6baQDfRUpC3BNvuUXxv-DHF_5fkH9-o41Af4pjJLSwq6kMFcFyvVrFUE8dDcuFI_DgCXC= N53L3slpe6GBOCE_mk5WB-h8yLn6CDVYcX0oIURqAxsuwLlUTukqEL3bNdVkvKkPHy8EtUM2SfR= 8oW_T7OCyHoLUhkmhBGYLuKyL9_dPzpY5adXCvR3aMpKdItcFc-htQU7DBTi0ZzO2aQ1L_xMPKO= zWb6t0KqurNQuQg7GyebmlP1e_IiCJmWMeUv-_PDhf8GI0elx5YAMpx0o-GPag8aq1MZmME4DrK= KD9crpAeuW3CP219v2HFa69ye84ZyehLV3WM1MHLUL7ArdGbBsJxdEov5EXMMZlPmxBXHVAiFsq= PLE2dB89NM_vaClJvn2xGi4BvbAh1lIm0GSeejvxlMR2IuGo2HLeYzYhwPhjz9npWuHJsY7YXJU= LqoFwTi01kQ5V23nrdzDxKOWyaN71VdjzY-fAJPPL0wDG0hLeuJxSav8jBFHLTXxsrenvW18RJu= IyWKHyqlpstMTnP1HQcWORN0Qi0CWqbyjER0amZ5NU-MIUdWMwa3SduaxXVaOxj7uRsp-oxVA9F= 0ZD37GFE3M-R2FdMcSGPJVCiq9evhuAhiF28t4mHbPnwLbCsJYgm5OjzoM2aWBWQBnscvxqMok_= g1T-2PEPn0DNoHZV7EsdVwyhzgUQOmVapjy6UDwevnnrHDfCNTPR1Hgz1WlgVVTjYiR59PN7E0N= RAjGyzLtgpZNpR1V0yIS-6s_rbRlYv7SqPJpba1i8T64wZZv9LEe4KFUPXm-gdb1CTLn_7gMRLM= aBgItkVf5MteRhhv_I_S2LY63oILfeUdkOO8tC8gMx5qB5_gulQevmniEbMWP8MY5s4ekDYcv0X= uqcHRgUUTOvWECtlBOVSVoB3eNycU-6j310vcT29Dk7pluh5aaSyzrmqP4fhJ0JC4m08~ )=0AU= pgrade Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Fra= ncisco, CA, 94111 =C2=A9=0A2025 Upgrade, Inc. All rights=0Areserved. = Privacy Policy ( https://link.upgrade.com/f/a/K6VFj29WLMJVkFK9gDQsIQ~~/AAQ= RxRA~/4OjMLiThwoqEm_kyHun87D1rvKVaZ4cbpEcApRXGApkhfQzxgTBZbtjLOKPun0oGBMMa7= sWNfp7dLm2_RdMXodaL_5ydXxscB15y4ex_Zoq_i-W6n9c5ThAiyvTYr88z )=0A=0A Equal= Housing Lender=0A=0APL_ITA_DECL_OLD_S1 --_----arU3dzgzOEVJmKNribTHTQ===_E8/99-58674-E9397186 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed = rate personal loan can help you save money
=0A
=CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF
=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A<= !--=0D=0AUpgrade=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A =0D=0A=0D=0A=
 
=0D=0A <= tbody>=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
 =0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
=0D=0A =
<= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A =
=0A=0A =0A = =0A =0A =0A =0A =0A
=0A =
=0A =0A = =0A =0A = =0A =0A =0A =0A =0A
3D" "
=0A
=0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A = =0A =0A =0A =0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A =0A =0A = =0A =0A =0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
=0AHi,
How much could you save=3F
Do you w= ant to save money when repaying your high-interest debt=3F
A personal loan through Upgrade can help you conso= lidate your debt or pay off high-interest credit cards, putting money back = in your pocket that you can use on the important things.
=0A=0D= =0A =0D=0A =0D=0A =0D=0A =0D= =0A
Check Your Rate   
=0D=0A
Wh= at=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no = impact to your credit score.
Thank you,<= br>=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0A=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@up= grade.com=0D=0A
=0D=0A=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #154= 8935) holds the following sta= te licenses and does business under the following DBAs= .
=0A
=0AUpgrade is a financial technology company, not a bank.=0D=0A
= =0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A
=0A3D"facebook"=0D=0A =0A=0D=0A =0A3D"blog"=0D=0A
Ple= ase do not reply directly to this message as it was sent from an unattended= mailbox.
This email contains advertising content and was sent to info@sterlingcal.com based on your communication p= references.
No longer want to receive these emails=3F Unsubscribe or Update Preferences=0A
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
3D"Upgrade"
Upgrade is located at 275 B= attery Street, 23rd Floor, San Francisco, CA, 94111
=0A=C2=A9= 2025 Upgrade, Inc. All rights reserved.
=0APrivacy Policy
3D"Equal
=0D=0A
PL_ITA_DECL_OLD_S1
=0A=0D=0A &nb= sp;=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A3D""=0D=0A=0A --_----arU3dzgzOEVJmKNribTHTQ===_E8/99-58674-E9397186--