Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 4JF6HcKdEminjwUAchKAPA (envelope-from ) for ; Wed, 30 Apr 2025 17:01:38 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 30 Apr 2025 17:01:38 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:16375) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uAFUn-00000001XTP-3iNh for info@sterlingcal.com; Wed, 30 Apr 2025 17:01:38 -0500 X-MSFBL: YmLT4OxU4C4jCf4ZJEZHHokHy2rqCz2f6bDyJFoXExg=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwibWVzc2FnZV9pZCI 6IjY4MGJiNjlkMTI2OGY2ZDI2ZGVjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1746050486; i=@e.upgrade.com; bh=iVS/HY6bARRu6428OEIDMDEleYlckjkJpdW9Sbttg+k=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=EFAb+1nwj7Hn+mWp43M+q/gBtuh+jg1YNorRmiooPodw668UG420HdnuAGcHXTJyq n0q/5nctt7S83rnfvU0gB8QVAUEzPelWaKVl7Qomj/yr0bHhC1HtrDjxHBJzEEmWfD UqtQTfai6DhS3EjViCVtdufansUa6xXH9e79aM+g= Received: from [10.90.15.31] ([10.90.15.31]) by i-00e7f63bd555323a2.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id CE/DE-45516-6BD92186; Wed, 30 Apr 2025 22:01:26 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Come back and see your new options List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 30 Apr 2025 22:01:26 +0000 Content-Type: multipart/alternative; boundary="_----uiA4VCXWJxQx8HxyC7MfZw===_53/DE-45516-6BD92186" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----uiA4VCXWJxQx8HxyC7MfZw===_53/DE-45516-6BD92186 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Get the money and relief you need with a personal loan=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/jyMH0zmbP= 4ucFaAfk37b-g~~/AAQRxRA~/vCY2h7OJdsgpc7MsCmJCkw0JlpwNPG7g0hmws8G5iUMzDdPSg3= nhuup1cEPb8s3y2VswMWilNAd88UhZeAFkbBJ_mf0z_ML4C3eEccTDLxE~ )=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0AHi,=0AAre your high-interest credit cards or debt h= olding you back=3F If=0Ayou=E2=80=99re ready to circle the date for when yo= u can feel the relief=0Aof being debt free, it=E2=80=99s time to check your= rate (=0Ahttps://link.upgrade.com/f/a/X40YOI5Gvlq69P85wQMTYQ~~/AAQRxRA~/_B= KTzZ5XISfLVY-CUfb7MdV8zJqryzVb9n88DftU_9vW8_RIK0DGqw93Qm-M8bqR99u1KVNvpSH4y= ikAdqm1rgmOggDMfcV-JdjmNs35vLR6dauo3Tem6OR6bFowrcJTGIfscIXbNtH8ltcm2ocejA~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend08_a&utm_con= tent=3Demail_txt=0A) and see if you qualify for a personal loan through Upg= rade.=0AUpgrade has helped thousands of people get on their way to=0Afinanc= ial freedom =E2=80=93 and you could be next! =E2=9C=93 Low fixed=0Ain= terest rates that never change =E2=9C=93 Affordable monthly=0Apayment= s =E2=9C=93 No prepayment penalty if you decide to pay off=0Ayour loa= n early =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/-ZD= inpUGNV3CWl2-uyLX3w~~/AAQRxRA~/oJkqB2Bk2szhJ3xfoDJTkqXpcQkCu4U7GQ7ChErfQPyk= Q97xNqDo13M6RHaP2Bw_BJG7igwVTC7-SJWu7dUstEZfjEGikd8nI5AhGC9x2ETRwgh69gmlLB8= LykZFeZFJ-YOK3pwq8dWzDWkSAv0hJww35YyIo2zy1UwdLvNXKpiUqxuci_u5l3I_QCVEohhage= 626uVYzeoJhY2VcOXfQDIYV3GuO5An0iiTFViqc9vSBlhh8-Gn_8z__Lom0rR9=0A) =0A = Thank you,=0AThe Upgrade Team If you have questions, we'r= e=0Ahere to help. support@upgrade.com 1=0APersonal lo= ans made through Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-= 35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, which i= s deducted from the loan proceeds.=0ALowest rates require Autopay and payin= g off a portion of existing=0Adebt directly. Loans feature repayment terms = of 24 to 84 months.=0AFor example, if you receive a $10,000 loan with a 36-= month term=0Aand a 17.59% APR (which includes a 13.94% yearly interest rate= =0Aand a 5% one-time origination fee), you would receive $9,500 in=0Ayour a= ccount and would have a required monthly payment of=0A$341.48. Over the lif= e of the loan, your payments would total=0A$12,293.46. The APR on your loan= may be higher or lower and your=0Aloan offers may not have multiple term l= engths available. Actual=0Arate depends on credit score, credit usage histo= ry, loan term,=0Aand other factors. Late payments or subsequent charges and= fees=0Amay increase the cost of your fixed rate loan. There is no fee or= =0Apenalty for repaying a loan early. Accept your loan offer and=0Ayour = funds will be sent to your bank or designated account within=0Aone (1) busi= ness day of clearing necessary verifications.=0AAvailability of the funds i= s dependent on how quickly your bank=0Aprocesses the transaction. From the = time of approval, funds sent=0Adirectly to you should be available within o= ne (1) business day.=0AFunds sent directly to pay off your creditors may ta= ke up to 2=0Aweeks to clear, depending on the creditor. All loans, Perso= nal=0ACredit Lines, and checking and savings accounts are provided by=0AUpg= rade's bank partners ( https://link.upgrade.com/f/a/AgfHrCNxkh4COATWJc7y1Q~= ~/AAQRxRA~/7594hxJuJYj3S7ms3OWKLu5hCGIJm6tumwfKfsdOq8Ba7tVEEo3PvNMqAnx28Vdw= NH3H1SV39CaoC-3Xw9Mtd3Q4tQbjBFECoRcgjWrqPqNyPn5c72z90wFs9Op_I6-X ) . Upgrad= e Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgra= de's bank partners =0A( https://link.upgrade.com/f/a/AgfHrCNxkh4COATWJc7y1Q= ~~/AAQRxRA~/7594hxJuJYj3S7ms3OWKLu5hCGIJm6tumwfKfsdOq8Ba7tVEEo3PvNMqAnx28Vd= wNH3H1SV39CaoC-3Xw9Mtd3Q4tQbjBFECoRcgjWrqPqNyPn5c72z90wFs9Op_I6-X ), pursua= nt to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses=0A=0A( https://link.upgrade.com/f/a/umIr6PZ= SDL-4nL0MovwGnQ~~/AAQRxRA~/Gv3EKTQqCa_nTYWm7F1KA_nBLsAEooPqApvwPUCY1vlc06ta= wG4SMSFfQpoIiXR4ZkMXX1LP7f1GSl5cn3xwWcVRpWvaJ_4nTyUxA-HMcX7bMv1-JzAKgNo1P2t= V99-SNDvdEYKtq-Fs4BRu8giGp68h9zYfryGQF8hUM0kEKeKn_xPH1i6fWQObqokJB4kb-DNrNc= UmpA9N_rzG9b1AiCUEGHWdJiXMZ8Gcg1Th2co~ )=0A and does business under the fol= lowing DBAs =0A( https://link.upgrade.com/f/a/Rj74yWgp_FaHMBzJnT_Osw~~/AAQR= xRA~/wwmq8c9JL0NY-JBDwLW4iz_mF95VwMDihpVOGU7l_yqZOuOPcOaCR5qkRhuIFnIhSUpCiw= 0VZ4CaEchSbg43Zt1BeSVimFiIPzc_9-znyNtb8nLwfzflfDh3LqikzqgT ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/z1__algXzG5yrgOhcdIK7g~~/AAQRxRA~/H-IAo2K_tCo9cpy3MJ9z6xYyB2d-imORh4s8= Mmqnl0mt2CGDmjLRdCS9YrSZZWNUW9HXCu-CzFSGwFc-qZKgF9l5VBzxXrG5rsAfvwSHJkjRrVT= dRmYJM69qpst6Od3NmNheQNtNjQ0CWjQ1cVHyRTyeZqhBQuW8tilJu2EUXoSEIQVlZvY0e0qEYe= DhuMvT )=0A. facebook =0A( https://link.upgrade.com/f/a/RG2DDuv= S0qrHgV5wtT8rEw~~/AAQRxRA~/HpcIb81X6asnzO1ESvllcY8_GwdGeWADs-rNYuELOnj90zvW= okXNIFYdkF4Il6Nkl1HNxpXQDpxG_WZjRIGKcl14B0d6wZ25O29_L9Y7rPDXm_h_rPA9H5rN5no= bnoXmieaUyuL8xLqFvyJ62UMquMyADdCwYgVmJm7e13ydZrfKg8peaVwJYuFFgXm0KLee0TD9s_= m6NCI4E_oGfM257Viiox3IBNi8-HCQxW4EcvUWHnlZJroSHOzqvBIt4tie )=0A instagram= =0A( https://link.upgrade.com/f/a/K9Hk87kmmuLjcS4ebXNs9g~~/AAQRxRA~/HpcIb8= 1X6asnzO1ESvllcaN88YTle-69FlNMQlgCn-DKfecdEUWdadbqVtRtLw3PntgH9DLQ2MFjt9RDq= 1nYu2j5XrzS1CDwfSjfd7XStTtlnIS4h2tAJCbceJ05ikBoR1180xp7VtNsFKIf1FkTdzKYxAEs= XSaiAJF5ML0LWsFU0WhRjq14jjMDLiNJpK36wlIkJRX4YNPwl8jBUlZKM0iZLZQLxGU8Xjtw1UE= RskOCV-IL6-cAtpTkfvYptEHn )=0A blog =0A( https://link.upgrade.com/f/a/czZ= HqJf1eO_d_OS0AHkcvQ~~/AAQRxRA~/Tnuq00lQ5w3fbqP6qPeCLPHExKO7pXwqcrAOX5Nb6KZi= LxNhR-DeMvg1WkUmk2MEiChayY5e8BHIjnENKZB9IEDGPoLQGc7Cpe5ECfZA_piZh0-FWwo4Plt= aZaKTNkEsDEhPFcfoypell2z7-FAdsuVnV7y3UVOAxNmdcphfmmTkQhhqBYetRSl6ScuBpuJN27= GzknZk6MRDtLkbFUI9q6XXQvQTSX-JLuwNwFXDXfvmimBKJetUcxMi2uiQ7jvn )=0A P= lease do not reply directly to this message as it was=0Asent from an unatte= nded mailbox. 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All rights=0Arese= rved. Privacy Policy ( https://link.upgrade.com/f/a/zhZGE143E4BN-OrpWNO= MwA~~/AAQRxRA~/vY8Mr3S008Wv08SKV35QELki0uVU7Re849l4tTHsmVdE_jCKVrAYuiGdG4tU= eXep3BiczUn25lA635VGpXEd6IZL9_wAGjRdXLPg0pFfI9Mt7bJB5AvLdHefq1qROntz )=0A= =0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S8 --_----uiA4VCXWJxQx8HxyC7MfZw===_53/DE-45516-6BD92186 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Get the money a= nd relief you need with a personal loan
=0A
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=0AHi,
Are your high-inte= rest credit cards or debt holding you back=3F If you=E2=80=99re ready to ci= rcle the date for when you can feel the relief of being debt free, it=E2=80= =99s time to check your rate and see if you = qualify for a personal loan through Upgrade.
Upgrade has helped thousands of people get on their way to financ= ial freedom =E2=80=93 and you could be next! =0A
<= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-coll= apse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; -ms-text-size= -adjust: 100%; -webkit-text-size-adjust: 100%;">=0D=0A
= =E2=9C=93 Low fixed interest rates that nev= er change
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=E2=9C=93 Affordable monthly payments
=0D=0A
=E2=9C=93 No prepayment penalty if you decid= e to pay off your loan early
=0A=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=
Check Your Rate
=0D=0A
Thank you= ,
=0D=0A The Upgrade Team
=0D=0A <= /tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@up= grade.com=0D=0A
=0D=0A=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #154= 8935) holds the following sta= te licenses and does business under the following DBAs= .
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=0AUpgrade is a financial technology company, not a bank.=0D=0A
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