Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id MHlwCRA3DWjd/QUAchKAPA (envelope-from ) for ; Sat, 26 Apr 2025 14:42:08 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 26 Apr 2025 14:42:08 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:5797) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u8lPb-00000001fc8-261l for info@sterlingcal.com; Sat, 26 Apr 2025 14:42:08 -0500 X-MSFBL: 113vj48M5cXTHTkuXpjDKYrYhq/rMmqsMm1oMMWzCHg=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJyIjoiaW5mb0BzdGVybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjo iNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjgwYjA 0MzcwZDY4ZWVjYjQ2OGYifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1745696516; i=@e.upgrade.com; bh=FZfT0/hJlreK3o+xgBodY9GkaJwJ5oeg2Rffj/SOhy0=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=piUM+vHYuuFmXujn8mcDkFTvSN1qQTA4ZmcUrC7YdyL6k59I4pFyFeuoRIf+YwVZG ARFvVwxu0dvU8SaX7uU91KwNsBIN3iBA4E5VCcULAV6ZCTg+V2V04GY7hyVPSF9FMS Kk+KMG6F8JtthcVdL6jhDyfeStbN6pSDtYxGo8bU= Received: from [10.90.35.112] ([10.90.35.112]) by i-0a79d48b81f4690d4.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id F8/64-61162-4073D086; Sat, 26 Apr 2025 19:41:56 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 26 Apr 2025 19:41:56 +0000 Content-Type: multipart/alternative; boundary="_----Gwn7bS9Gd3yp6RDL2FXEIA===_A7/64-61162-4073D086" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----Gwn7bS9Gd3yp6RDL2FXEIA===_A7/64-61162-4073D086 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" New loan invitationinside=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade = 96=0A( https://link.upgrade.com/f/a/jDeQuTLMkBK6do01W1NXfA~~/AAQRxRA~/8= JicalxJ2-zSR45ynf6nup8FDv5GbxIF1tuCcSmk5BiNnQHvFx2l5eR3qdhEJJ-gXWpdVY816Xbm= C2KwjPq38cCz_HRtTGQQT_yKLmkgY3o~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi= ,=0AGet ahead of your debt If you=E2=80=99re looking to get ahead of your= =0Amonthly bills and take care of your debt, then it=E2=80=99s time to chec= k=0Ayour rate (=0Ahttps://link.upgrade.com/f/a/cBFGMYAD9GQ-0oKpzZnWCg~~/AAQ= RxRA~/oo1fXxIOf3A7lpw041qrLDzSOHskrAk1iFxsD85oL0GKGVEEjpoRAZUeZHAoTral4Bnv1= vvnfjvRLty1NYSxpgn7505DIe0lwwHJlQ35NNg1ztfa5QXttoSVOvjyrjWysSTgF47cfhaR8zhN= CWn9ZQ~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend06_a= &utm_content=3Demail_link=0A) through Upgrade. =0A=0A=0A=0ACheck Your Rate= (=0Ahttps://link.upgrade.com/f/a/xigMkwSoggBk4sGlNLCCDQ~~/AAQRxRA~/bdKjYTC= gbumkRFdTlP3uBOVJtMJ_CZ3fkEWP4n0fdttagq3Z3ZErPq6yx-qOZHMwePiuN3Upc-8E1EA7BP= 68OJ_GWmnuCeHYVxJnh7tpb7hMdtsbjH65LlPfvHVACXj-vNkvRUnZvomNKWp-Yki7bla1tONLA= P0kmMUxczcJo4gNY79z5iOT4litK98MpnLPoT62BomSu07WegRqJ5gzS8ZgHa0d-BMViW0TTwxE= C8PBcVyW4oX7ptKVWAGIZCd2=0A) =0A Upgrade loans feature low=0Arates and= fixed monthly payments, giving you lots of options to=0Apick from. Check y= our rate today to see about making your monthly=0Apayments more manageable = and handling your debt once and for all.=0AThank you,=0AThe Upgrade Team = If you have questions, we're=0Ahere to help. support@upg= rade.com 1=0APersonal loans made through Upgrade feature = Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a= 1.85% to=0A9.99% origination fee, which is deducted from the loan proceeds= .=0ALowest rates require Autopay and paying off a portion of existing=0Ade= bt directly. Loans feature repayment terms of 24 to 84 months.=0AFor exampl= e, if you receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (w= hich includes a 13.94% yearly interest rate=0Aand a 5% one-time origination= fee), you would receive $9,500 in=0Ayour account and would have a required= monthly payment of=0A$341.48. Over the life of the loan, your payments wou= ld total=0A$12,293.46. The APR on your loan may be higher or lower and your= =0Aloan offers may not have multiple term lengths available. Actual=0Arate = depends on credit score, credit usage history, loan term,=0Aand other facto= rs. Late payments or subsequent charges and fees=0Amay increase the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly. Accept your loan offer and=0Ayour funds will be sent to your bank or= designated account within=0Aone (1) business day of clearing necessary ver= ifications.=0AAvailability of the funds is dependent on how quickly your ba= nk=0Aprocesses the transaction. From the time of approval, funds sent=0Adir= ectly to you should be available within one (1) business day.=0AFunds sent = directly to pay off your creditors may take up to 2=0Aweeks to clear, depen= ding on the creditor. All loans, Personal=0ACredit Lines, and checking a= nd savings accounts are provided by=0AUpgrade's bank partners ( https://lin= k.upgrade.com/f/a/wWqx2gwxtWZZhT_8EEOtFA~~/AAQRxRA~/ULe5ywJ71uUYhz1-u0PdLS9= VPwqDhxNRsyBLDLDek7spDsLUe3atHemXEFontGHppjKXEGPC8lsW93qbzhyOKMd8GzQWREUal0= k0L5Vspj0XSQtemfDELZcmfNkKGDuW ) . Upgrade Visa=C2=AE Cards and Upgrade Vis= a=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/wWqx2gwxtWZZhT_8EEOtFA~~/AAQRxRA~/ULe5ywJ71uUYhz1-u0PdLS= 9VPwqDhxNRsyBLDLDek7spDsLUe3atHemXEFontGHppjKXEGPC8lsW93qbzhyOKMd8GzQWREUal= 0k0L5Vspj0XSQtemfDELZcmfNkKGDuW ), pursuant to a license=0Afrom Visa USA In= c.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/_mc379c8592gWV6T1pCfbw~~/AAQRxRA~/q16vInT= z2NiCWChy6ipwU-BZau3kwCGT24uTJAh2nseSNPwtVm5qRQg9fTixz3Q3UeOK4mZfNHuQJoySjd= CTF0au3gEwL9NR-Qp-jXg9_4Qdg8vBLOvHc9SdxT5ZQtwYo6SVlT_ygFYlm4O4JGrOLnnhOabDK= G3ezYjEe79wiNMEKIkwIwYqUgc_qsyhXWrW4buKKSZOhH8VAjK5sQuxb8L5k8G5Y9XxsXNghQ5y= _6Y~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/uM8h3w8pSYpwcRpIcDQpIg~~/AAQRxRA~/4HsL5MCaJCWslKO10dVFYurBAj0Nj= wkznldE56KpWif5lYa0SzhzyMSD5Obz4XumCPTMahdF_UA0n4uzlD2GHhRViXqXr77YOeRNUgzX= UOYv9vVHYNgNAK9bVHPpdjX3 ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/XHiE8APoG7JeT61qepvlVQ~~/AAQR= xRA~/DCLlS99JxbACvb1kWAxFz2CCWq-ETkLYcySTzqOLP2eLvOso5cquPBjMPp8sQ5mXn7qqa4= O7QtkLm2AvN8lK57TL6s1v6Bohi1kH46D7MIa00M16JfSt8nPmjbciIF0GjxtBJIp3trp80roRz= eT_eTD1YphFUY3G0FNTQXeZogv-1BrsZwRM8SIEuD5ZCK2E )=0A. facebook = =0A( https://link.upgrade.com/f/a/bmSsuscnXpYIcHx2QUGK3g~~/AAQRxRA~/5WbARva= FsxvIOzDY5_oUulGEpx7zKgKvV4NXlImsyhc2cjE_Dwu535EcVoF4fX_Ra7vDDoIg2T5ppx2ghD= _xH_VVw-2qeMU2nk84BHphfuNbZQQG3DQpPb-JXxG8SNmad_DqBg5zp9zvJr2cgUbUj-ksC8MGu= vM80FU9rURunA-ASnJNopYTdzLEZqxHqYRyGpoeIdXBxTddTB8Ki-6NpnNTOh48MYDqsQIpe8sq= KWu3iK2XMNCutoOJnXh40cvp )=0A instagram =0A( https://link.upgrade.com/f/a= /x9LxwyrR7iYWAcebIENbcg~~/AAQRxRA~/5WbARvaFsxvIOzDY5_oUurQkYW-l0-52ttGPWaJp= vg08YjFgF705d1MXBPuG_QKgbxo-0V1AdxVKj8C8oPYpaqQo0KsugGb_vuSetIWkd0ha_Q6qjWq= m_0dv_sSDOK14b-reP3YHiMLtz8t8Ui3av7F35TOkluhBb6zcphmQc0WIyz0LCTp0bpHF6Xv7Qx= pglWplgrsp3u3t8oR7x561YJG_Eftp1wBCpD8avf_Q12LT7TSNlLaSL4m-icVUavcQ )=0A b= log =0A( https://link.upgrade.com/f/a/9P_1_YV3NVTNjlE43GS6vg~~/AAQRxRA~/lMd= 4ZuK4UN7ZaudPVePsrBFYk7gTCsmyIVkXKUK3NXQ4l9geBW0hBGt3FwnLBXH5OFhmPvmXmS7vXG= kBScTXlMFAUNYVTEV9VmeBuq_8eNaLDzNyczkWOso4rMSqfu5saGzaq1QBXemj0jLZuzN7KYrGA= 5xvy1_Mur8Ejoduh53_dHigY2Q0HZ2qXgKRHphkzwGgPuNPuZlRjfye--QTgHr5GbzA4TWGtz1f= uIJIUgqMyq91xWFAIF5HJWbimcim )=0A Please do not reply directly to thi= s message as it was=0Asent from an unattended mailbox. This email contai= ns=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # ) based= on your=0Acommunication preferences. No longer want to receive these=0A= emails=3F Unsubscribe ( https://link.upgrade.com/f/a/MP1OaC9k0Ou4G9mFqefZqw= ~~/AAQRxRA~/IpKgPAcH-OAUOg5IDD67d5VvOD8e3gNlNNEylUX5nasfPvowID2vEeNgNSwBY_E= O4QmOrg1gVWtkmslwtN9u5n3UFzp0mI5J8nH2EVF3mwQLTXsy_rU9Taq3MO-B1WKa1N5UNfQzkn= TTeX89qqqc5wm_VSHAMwgo-Ae9N-hVOQn-Rmx9MW95SWw0iUGmjSF_lD6vecz_3SVXxDAprxQ-3= Vt_MyrCBfU3igxVCqqF2bnIx4F5dwIityylT9mGHKB9NJ-d_MNf54rxyGx-3b_7yiTY7PewqcMs= Gy5HsJYv5TCdm7grK9ai3cMQ9_CO_cGMUgBo0gK2sF6TKSeq4SRkTR59kriAdQstqPSbLB_FTb4= PjZuf4FRVoSXIa85YF-M238nX2_vqgY9BYl3bOjui81kF1at0xUB612b1qrS9M_gTeKHM4m29ra= Zpq9Ef9cNQMRYRN93y69AvwItXbVsy6W62Ox_KOJ6xRUbjmyhqTivIxe699YpiZ9DgfoJsV-Wt_= o-_yDEFamLzpX3v0OIeCqok53fzNcS_AKrQJV30o9XU4G6c1L7iU9tK_hH62MMUGv8O4efjJVv1= ccW6TQYtiDQYGFinDgrJ9iIfYYVkcUevuAVSfZdJ5jprEs2n03tYoiF-iGZIAbfRXmfQchFB4Ms= tJ7Wctf3N-jChxYUGF_HQ19N5Jeg45lYUmyyq-Sr5KXQgD0mW0v2Enct4cGBim75EdayymxQ08r= XbPubpUDai9JnmBMal4J3vzTnbWKG1 ) or=0AUpdate Preferences ( https://link.upg= rade.com/f/a/ytro4pKN4KfXj7k2iqlMuw~~/AAQRxRA~/kVb-3zgA3QLDmFLpOSn4HqRsbaCR= 2JMScWvclbcXf38BQLY5vVBAwYrMjfO81_zTUGppe4IJOCc5h-3YqHkH-KDHjV-8nRqwYAik2wN= Uc4q8pM7DUA70Al3yy6oE5-THJSiF0x5FTBWuMI4lTfViNgnpmKfYObyavZDcKHCide3Sri4z3n= ESGEEyHmzP4Qfe21xA5q8sMN_YNk3iRMsfu4GKXICWsC2a5FrEdHB9ca0s7yGdtoZBqHeBD6tD-= -mzZLhtGdTS-WGGpsvz2e9neqNyIv6e0bUdbRPmx0fRmYbRbNeKNdznTKfpKmPiHg3hvmxDlKeX= VI8xd4ekfk4USm6r4a5fw_ccUT4U2TV7IDh8WImETTh5lNgk5l99iOvS-Rn5cej4q30aVu_c0Ah= fAmlQOxSlbJ1zhvPOg6cMf2Dri7s6rkDQLKOLVVq8akuD3YSkYh3JS0kX8wNLrS8RjVcQydLUMc= Ub85DpDt0Zyfj8s2wG1_jurrmhNucsdKeWrQIeu21FMO2bjRn2XFVbtMlLZgwJ41KQWzMYFaM1e= 2SC6U0fgSjQHezznDxOO0KVnb90-Cq9WJ-3eUEWrdvbVGszS1AkVjtYfKFKHStQfKvi1X6DAkua= CGYC0xSPja3tiI-92KAdvboOoEnd7LDU2E-YbN6BROCd8p_YeiupGJPjPuz1OE-yt72Qopeb5BP= -oxvv7il6VUaiNs-qg84L2cwIYiUeMSKFpgPEgF-owBsjQjIFo0B09a8eEiH2jiH2pa-2cYHs5s= Il-s7sLyCZbZhdwAj-koE0GF7DZ3is3IlwvPl81OM-jOZJLH0XdP-EbyGH0FfEn9-WDcJ9xWWjR= 78xe_5q1Amhljx08R1_vQL8k4QzLPLkGemlT4iMx74VjHWPKgjBGk4FgcOf2A_Ox8QaP8I44gI9= BCsfcuyLojJx3O79rkYNCsCWgOMD2NyDejRlzydKSLkLPXzu6GJDh5OAaDtt0JUTlGXZWqbq8cB= HWpoq1UipDNfCarfExjgC20IzgHtYEkfTbLXx9It3v8RaKzcIqCv25txysnSzffjryEG54o21TS= _HZbmJQ_o-nOKEa2K-I22uiPmlGQEtVoQOBowBmlRu1TbKVcCbjliKMSuGa2FehhuXO4r4Qh8mT= HHZo0RO2Qe08ixqbLmL_T_8HjG1cQ2FID9RNmhVXjk~ )=0AUpgrade Upgrade is loc= ated at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111 =C2= =A9=0A2025 Upgrade, Inc. All rights=0Areserved. Privacy Policy ( https:= //link.upgrade.com/f/a/MUadxWTTvSOwAZkHHTXTeg~~/AAQRxRA~/3XreCfpMM18Ahj3F4H= qXFHq9Bin0AdMREQMSlmwbfDwJpXRKRXgJyJe8jo_Tk5diKOpa0xHUlAsWSVUlDExki6RGZHYFQ= tC_xriwf8Tuy-kO8yEjWOP0xlQKbJOdJB9q )=0A=0A Equal Housing Lender=0A=0APL_= ITA_DECL_OLD_S6 --_----Gwn7bS9Gd3yp6RDL2FXEIA===_A7/64-61162-4073D086 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
New loan invita= tion inside=0A=0A
=0A
=CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2= =A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F = =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF= =BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 = =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2= =80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB= =BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2= =80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80= =8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF = =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80= =87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C = =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD= =8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 = =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF
=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0AUpgrade=0D=0A=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A &nb= sp;=0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
 =0A=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =
=0A=0A =0A =0A =0A =0A =0A
=0A =0A =0A =0A =0A =0A
=0A =0A =0A = =0A =0A = =0A
=0A =0A =0A =0A =0A = =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A=0D=0A=0D=0A=0A =0A =0A =0A =0A =0A
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A = =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =
=0D=0A =
=0AHi,=0D=0A
Get ahead of your deb= t
If you=E2=80=99re looking to get = ahead of your monthly bills and take care of your debt, then it=E2=80=99s t= ime to check your rate through Upgrade.
=0A=0D=0A = =0D= =0A =0D=0A =0D=0A =0D=0A =
Check Your Rate
=0D=0A
Upgrade lo= ans feature low rates and fixed monthly payments, giving you lots of option= s to pick from. Check your rate today to see about making your monthly paym= ents more manageable and handling your debt once and for all.
Thank you,
=0D=0A The Upgrade T= eam
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D= =0A
If you hav= e questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A=0D=0A
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A
=0A1 Personal loans made through Upgrade feature Annual = Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra= tes require Autopay and paying off a portion of existing debt directly. Loa= ns feature repayment terms of 24 to 84 months. For example, if you receive = a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9= 4% yearly interest rate and a 5% one-time origination fee), you would recei= ve $9,500 in your account and would have a required monthly payment of $341= .48. Over the life of the loan, your payments would total $12,293.46. The = APR on your loan may be higher or lower and your loan offers may not have m= ultiple term lengths available. Actual rate depends on credit score, credit= usage history, loan term, and other factors. Late payments or subsequent c= harges and fees may increase the cost of your fixed rate loan. There is no = fee or penalty for repaying a loan early.
Accept your loan offer and your funds will be sent to your ban= k or designated account within one (1) business day of clearing necessary v= erifications. Availability of the funds is dependent on how quickly your ba= nk processes the transaction. From the time of approval, funds sent directl= y to you should be available within one (1) business day. Funds sent direct= ly to pay off your creditors may take up to 2 weeks to clear, depending on = the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings acco= unts are provided by Upgrade's bank partners. Upgrade Visa= =C2=AE= Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
= =0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under t= he following DBAs.
=0A
=0AUpgrade is a financia= l technology company, not a bank.=0D=0A
=0A=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =
= =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
=0A3D"facebook"=0D=0A =0A3D"instagram"=0D=0A = =0A3D"blog"=0D=0A =
Please do not reply directly to this message a= s it was sent from an unattended mailbox.
This email contains advertising content an= d was sent to info@sterlingcal.com based on your communication preferences.
No longer want to receive th= ese emails=3F Unsubscribe or Update Pre= ferences=0A
=0D=0A =0D=0A =0D=0A= =0D= =0A =0D=0A =0D=0A
=0D=0A
Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco, CA= , 94111
= =0A=C2=A9 2025 Upgrade, Inc. All rights rese= rved.
=0APrivacy Policy
3D"Equal=0D=0A
=0D= =0A=0D=0A =0D=0A =0D=0A = PL_ITA_DECL_OLD_S6=0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0A=0D=0A  =0D=0A =0D=0A =0D= =0A=0D=0A= =0D=0A=0D=0A=0D=0A3D""=0D=0A=0A --_----Gwn7bS9Gd3yp6RDL2FXEIA===_A7/64-61162-4073D086--