Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id yEv+EMoeBWgJAQIAchKAPA (envelope-from ) for ; Sun, 20 Apr 2025 11:20:26 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 20 Apr 2025 11:20:26 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:1710) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u6XP7-00000000YLm-2eps for info@sterlingcal.com; Sun, 20 Apr 2025 11:20:26 -0500 X-MSFBL: yQigjF2/fL0XwPibduwsKQILY1B2WsxfZijEn1zE6b0=|eyJtZXNzYWdlX2lkIjo iNjdmNGJlMWUwNTY4NTA5YjM0OTkiLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiciI 6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwidGVuYW50X2lkIjoic3BjIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1745166014; i=@e.upgrade.com; bh=rRVkA0OQW18y2gYm0QVWbI+LUrMrHMD7rXTMoluDOAI=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=AUg2yFfkm7xIONCQpaq41zYQ8qrjBPxlEkX93moPb/ea3fedMoLUgdFbTJp4aDyg+ 7ven7/NQBJBTkybmJuQhJR2OULwGLz38ZkOnWptq/E3JKqWWYB6aG1ccEF/G9ylNWM BzK/wvHyk05+OWeCqaCBGokSrB/kNrRk3b0FoLZQ= Received: from [10.90.23.78] ([10.90.23.78]) by i-023220bd6c5741581.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 99/43-29125-EBE15086; Sun, 20 Apr 2025 16:20:14 +0000 From: "Upgrade" Message-ID: <99.43.29125.EBE15086@i-023220bd6c5741581.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Your April invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 20 Apr 2025 16:20:14 +0000 Content-Type: multipart/alternative; boundary="_----68vxDH2qHpcYmXxbbeMjDQ===_68/43-29125-EBE15086" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----68vxDH2qHpcYmXxbbeMjDQ===_68/43-29125-EBE15086 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Are you ready to say goodbye to your high-interest credit cards=0Aand debt= =3F =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.up= grade.com/f/a/y0Iy2khhy1eogqMg81EzdQ~~/AAQRxRA~/1hAZlSCHRVyhb1-YYDNuMtbU--m= qnyQiLSJu-IaFf3-tRDi3KaC36cc9n7gwY69Ulqb5yVMUha339jV6fzz_LecadX7mTleSV2hDsE= ZJqKw~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AFree Yourself from Hig= h-Interest Credit Cards Are you ready to=0Asay goodbye to your high-inter= est credit cards and debt=3F With a=0Apersonal loan through Upgrade, you ca= n circle the date that you=0Acould be debt free. It=E2=80=99s time to check= your rate and plan for=0Ayour financial freedom. Upgrade has helped thousa= nds of people=0Aget on their way to financial freedom =E2=80=93 and you cou= ld be next!=0A=E2=80=93 Low, fixed interest rates that never change = =E2=80=93 Affordable=0Amonthly payments =E2=80=93 No prepayment penal= ty if you decide to=0Apay off your loan early =0A=0A=0A=0ACheck Your Rat= e (=0Ahttps://link.upgrade.com/f/a/RW_ULn7h6IuqzDGgcRxnIQ~~/AAQRxRA~/qujFVO= RY0wwF6NzTjRdBTFeY9F-ZuCw5Jm7d6f7Epu7viU5rbjD2v_LxUFwqk_-AWWp0DYqZHFSaTtifF= NoPI_uWqBfTl8RnhpGah8E8IbJJRp_-1Xhg6K-iBg5wAhaU5kTWJfe-uuwZrA0-GAoHiK55DzV0= Xj6OMMpwqwcX3k0TmzmZs8mMvaNH-q67wIzGadvrciJsh-jDwipGTDayj6NAoN_83c9U6Kaxu1Y= OkiNtXli-p7Hm_lEqLAv-wVBL=0A) =0A Thank you,=0AThe Upgrade Team P.S= . Check your rate now (=0Ahttps://link.upgrade.com/f/a/KWsoHF03exlAa1Yu4gX= 3OQ~~/AAQRxRA~/ZC3FQSrfk3NqkKfxtPiR4YqsUipMZLZ8lrBw6V366dfWBQ_sX35f1imDsxSd= RtCwDIz4KQj_JanMy8oRkMwaTWaYptYUPzBJ4nUU8WBTp8H1a-9SMUPZto6GdwkFQ5rXNfcl74m= uaIlW7elsL0SFPg~~=3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign= =3Dsend02_a&utm_content=3Demail_txt=0A) and get on your path to financial f= reedom! If=0Ayou have questions, we're here to help. su= pport@upgrade.com=0A1 Personal loans made through Upgrade feature Annual Pe= rcentage=0ARates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= =0A9.99% origination fee, which is deducted from the loan proceeds.=0ALowes= t rates require Autopay and paying off a portion of existing=0Adebt directl= y. Loans feature repayment terms of 24 to 84 months.=0AFor example, if you = receive a $10,000 loan with a 36-month term=0Aand a 17.59% APR (which inclu= des a 13.94% yearly interest rate=0Aand a 5% one-time origination fee), you= would receive $9,500 in=0Ayour account and would have a required monthly p= ayment of=0A$341.48. Over the life of the loan, your payments would total= =0A$12,293.46. The APR on your loan may be higher or lower and your=0Aloan = offers may not have multiple term lengths available. Actual=0Arate depends = on credit score, credit usage history, loan term,=0Aand other factors. Late= payments or subsequent charges and fees=0Amay increase the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early. A= ccept your loan offer and=0Ayour funds will be sent to your bank or designa= ted account within=0Aone (1) business day of clearing necessary verificatio= ns.=0AAvailability of the funds is dependent on how quickly your bank=0Apro= cesses the transaction. From the time of approval, funds sent=0Adirectly to= you should be available within one (1) business day.=0AFunds sent directly= to pay off your creditors may take up to 2=0Aweeks to clear, depending on = the creditor. All loans, Personal=0ACredit Lines, and checking and savin= gs accounts are provided by=0AUpgrade's bank partners ( https://link.upgrad= e.com/f/a/moZ-BNYpSpk7v7Npxkkdgg~~/AAQRxRA~/LQ99MwnUFwRN1MdTJyBW1XLdRtGhohf= iQ-kgS2xleXfBj8zvhU21A2VxBrpb6kxdwHdHd0jZeexAq_cFrGlk9OWaLm0N-Q_4S5I28_x6KO= z6oc0HDdcpgo-B0Xa29ekl ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE = Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgra= de.com/f/a/moZ-BNYpSpk7v7Npxkkdgg~~/AAQRxRA~/LQ99MwnUFwRN1MdTJyBW1XLdRtGhoh= fiQ-kgS2xleXfBj8zvhU21A2VxBrpb6kxdwHdHd0jZeexAq_cFrGlk9OWaLm0N-Q_4S5I28_x6K= Oz6oc0HDdcpgo-B0Xa29ekl ), pursuant to a license=0Afrom Visa USA Inc.=0A=0A= Upgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( htt= ps://link.upgrade.com/f/a/bbj3zmICrtwU7mZyQoEdTg~~/AAQRxRA~/BgrTfPloMdTUmxI= l74S-ZPjD_nlpnJEihQeRAZl3h8GMDSbb6PdkMk5bw2RBBIMKkbIdxBeRv6Cf7T1kR5UfpIpROU= SedyVa07aRqYs9aPny8hNzmL3nTvTwAxqGTodR0DQZATdL7xNKyiY98CI1XmeGxkc5NXO85a1i_= 1pyQOj08-Eu-werY9Q7juxB8F2Ezjf-Riy01mdT3VNKqHpCh7OXq-dxVgJflKMwbMtud6Y~ )= =0A and does business under the following DBAs =0A( https://link.upgrade.co= m/f/a/GaKNXDWzLXV7n7mGiRbGVg~~/AAQRxRA~/_WDY-pn9I8dEBqK171MNDBGlCHb-BS43pUp= SrKQ2rXQuhodX2plfahB40J3u4LPhwzYy-9XXtsokVzwm0VFbI31OZbgctkzjfXk7xpsBuUduP7= _260NeGmMhNwnbGcbs ).=0A=0AUpgrade is a financial technology company, not a= bank =0A( https://link.upgrade.com/f/a/1r6g7WVMkIMcAttYPsXVfA~~/AAQRxRA~/T= 3SrPO6VOzxCQJXGGgiRlAYKtJVnMV_ki096zytfMRPvbmPBoysxagpbQTgayrC9I8HtH9fz-U9i= hNMfm-Af4BmXKnZBUgqBIenb3B_s9TnFMJnPHvMSDCa-xckQi18F-UwVUYaSXlGROOkq7o88kRg= qXaZwVuK7wzS95KXkkWuwYG-WjUR99o8LQX61dHGy )=0A. facebook =0A( h= ttps://link.upgrade.com/f/a/mRAQvt7e3DBugVjY29aIsw~~/AAQRxRA~/cPAnVBi_92fgu= ocx7Q5ODcWPWAyILp2i4TLRfGVRTUbpi2Yv03DNzwg1FSxSqjIHYNs5mNbv2hsabspQ64SJIgrV= Fe5lsNKfgV19PhTIgmCkK2DIEedPj4UTm6cfsPTFZ1_Bwb06ShW3JSV6Eayf4dw4d3m1uFmc4XY= nmCv_TvfLtYCxC9cjjp-xvEnHhuCJI1u8PgnU3rRBl4Lt9UdjR_BUS3SpzRrXcS6vaUXuYtvBJf= sOSh8oLgHAQpTUqz6D )=0A instagram =0A( https://link.upgrade.com/f/a/byG7W= 9u0l4D-4Zub6b51iQ~~/AAQRxRA~/cPAnVBi_92fguocx7Q5ODdnM-nPnSTHy2uNwAN4gtFrhLP= wHjVmZu6mUHSDBvnupxZnOs-NTJEfpQCJKCOdgikUsmHINaZI4nn81okM0xWy0lWargptweOdOe= zuD2NZoEvIMgsQWunPOYpoW97OliBvfb6o212zZ1oKvdK_hqdNQCx-87f7vXnRv-lRmCAcDgOd2= n4_U339YOS9_8F4MPKhMj_L40W-6N7BWwyvrDy_V9pSCBwtM0TAIfge1I0dl )=0A blog = =0A( https://link.upgrade.com/f/a/pU55GrAXLC3GSuWt49wwTg~~/AAQRxRA~/PCmKICM= JpNzOlc6NOkilymHt2tC2a9OTpuYFO2adT4fjSdDqUoSj6O8Cb5wNcCTBzTadXQo7LTkLvIRqWz= TYHGUAoMu9OsQ6Tl_9hmsQaT7nIhEuGmOy2t1QKGHUrS7IVppzp9TMMol_ScUkUQMnV7Mh0GpWp= a2PuSDwZCQfgECqwD0W2enNJX9hodXopqoIaxKjOwV7rXvEPVerfUjWO_McijwCTe5w13is2Za3= q0p1N-68wb_KWFvJyWv--x43 )=0A Please do not reply directly to this me= ssage as it was=0Asent from an unattended mailbox. 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No longer want to receive these=0Aem= ails=3F Unsubscribe ( https://link.upgrade.com/f/a/Srt2jopzfA_0MX0INoiwyw~~= /AAQRxRA~/rca7qJ-sjldDECBYDdfaZleu25BuE0r-FnyitJAfjwWwEGDWbbQDWKbdYuMfTKsdX= nH2K44kGPotaNqwIntl_puWIUR_FPScRSZVdlDaAaKsZUfQNJ6rTybDvC3OzODZR-uNPA14Fyme= HWhDsYuqxH3AuAdLTT34ABl8JxE3-JK6DK8VosHmLTVZq1KIV58XblcdvfoQsbQRlvYOGMuS-Si= 26H-FyLhIM5UdfPlYuwxOTz2DvPshfJ-VhveaFegwYy0qcXQ1wO0S268qMqnyc-5XdbvXBcH0ZB= xmsTQSQS2ntaGd5b3rq6kUA76uBwErRS7WsQ9uXm_tJa62doMDE3QMrTLS3QJWg5xXj5GVV4QaN= 7gSbLirFKQTB9ioLeJxsly4UfRahFSFRwjF17ZAwyGyJ1WiyxOaTJhffYnBKL_gaufiKW5ttx6N= UCHSYxxLIPMRr9k-AMHjyuSobTPL0kGDZp6V5ZqPgKbPcP--i7CuQPldkLvWSErwYFaswpbXXBD= EJd1EvKpZ5zAKVXsnO2HOQsB6boOa9tc39qGhsX2V01AiFdU60_68Qvkdr71tI810la3rQ45GHH= iXo-Q0wYCmeDn5J-6oZhd13QlcJonA_Ni3ylB75tzjkUXmZsHWrfDqHQfQfLmNCkIi51DrvN5AH= AsWGzWPcbm2O9rmDK1o1FRFtwQi_UNs0dBMUJXb6pltr1XQMteNJfhdlGvdRhbmRuFhGErFglgg= 6xFANHT7ipurqP_pzJAem3gW1jxf ) or=0AUpdate Preferences ( https://link.upgra= de.com/f/a/6zqLPtUnqlDLxx579M7gug~~/AAQRxRA~/ZiEkSJPBJymXlWg-e-BOn2z0O42gjN= -9SGKBnJBsj4i_Ok_RT4d6WU0jC04fFcOUPP5mH4xah2aOVkBqzP2fphMzboBPFGL1LPdTDxB3-= g3C6HOsPlzX75zwb4jDy_O22_O4n-2bTcc9gW_CoyvA2-Dxo7C1aF-CJkSSsC8aHyFHfjCkWsN6= YUUjcMkn5tRAinXwQwLRwiK4pXVCE76fyDHqZGjUJGIlK1E3JKRI8L_lQKn2RW_gvBJBVPZs-bX= HMkysmiJ52Gbh798QtJNSmu4G0D4dFdoXcdDV0B4ws-TuunAnEnyUZ8e__WmgesoAi-WRxoYxqG= nsynArJVIa_8UQcxW27QUxwEIZIY3D943X4EImQWJ8gW9XXL3RxSjpQeSMfdy_AGj83B3xIaNuF= FqRBWy7dEN0GzMkmbfpQ7EtoN2DBIUFnHaI3gkkpoODkd8UxL693WwtcklT06j-QmSJ4Q6PDFuu= rsVa6fg6bzmDie3E4_L6oewfmdYHoePqw_XYfbwjhHBCePUHCyZoGuIKprsExh1VkgMoHfjBodd= 54em0N_1cLD3WEKPtS-5duLIez5IHjULKCcCKRmV2H0e2nxou5XuenlTOwrVUJSMO8-adUBJZAv= V4t_xCOuNpFR0EifSYcADtZUARO2EzJpnNCEhKI3HY8o_DwmVLgDg3ClCJwGHjZouOxjJMZWnkt= lCL8s8N67yteT4KMvcfqX8LFHjqISTymkIA9KdtwYBJxNHHK0t8-0pnJkfSV3nyYQ0qTMsDeohs= gXSEqmjRJhjEK3XL9yteJS8sH7oPhHmnVCGSxArnLU3DjNZu8t7Mrciy1ZmQYy5iPBTDDj90QRA= fLX5NZRX3Jrk8PiWqgLJZvxZ6SQXvg_fm97B7u-fDLRGl7aBvJKfqfLMimTS7eP4PgmaIQEWsQJ= qKLIO8KkUIo5u2IstHIJ7ORVgVyuZbKSMtDHsFoLKV78SJVsTOcfq3Pi69vu3mif9TQSxPIYQEx= LI4dUuOEutWgEtsaK-VQ6JAOv-QvPyyX0xXuq8A2HYkT1kCt8pVWqTth3bHb67VbOZt2Jurh2p9= BgUomQ4g-PDD5bL3goIz584ck_8c6HxOTzYhhFqvucRS257_dmU~ )=0AUpgrade Upgra= de is located at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111= =C2=A9=0A2025 Upgrade, Inc. All rights=0Areserved. Privacy Policy (= https://link.upgrade.com/f/a/_HbuKVUEk9xu78DTH7PccQ~~/AAQRxRA~/pYzBWwq3Q4p= aEouuQvxiPFaoPXtqzoPS53xwwPGHXYFqmO4HyvMAGz6wvVajNm3UASdnAX6kbrzNnf-QeBql6U= xlORrGV5Kv9L2KKy7YwKxcFbj-BVROLmBJFj14mqK7 )=0A=0A Equal Housing Lender= =0A=0APL_ITA_DECL_OLD_S2 --_----68vxDH2qHpcYmXxbbeMjDQ===_68/43-29125-EBE15086 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Are you ready t= o say goodbye to your high-interest credit cards and debt=3F
=0A
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=0AHi,
Free Yourself from High-Interest Credit Cards
Are you ready to say goodbye to your high-intere= st credit cards and debt=3F With a personal loan through Upgrade, you can c= ircle the date that you could be debt free. It=E2=80=99s time to check your= rate and plan for your financial freedom. Upgrade has helped thousands of = people get on their way to financial freedom =E2=80=93 and you could be nex= t!
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=E2=80=93Low, fixed interest rates th= at never change
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A
=E2=80=93No prepayment penalty if you decide to= pay off your loan early
=0A=0D=0A = = =0D=0A =0D=0A =0D=0A =0D=0A =
<= a alias=3D"Check Your Rate" href=3D"https://link.upgrade.com/f/a/RW_ULn7h6I= uqzDGgcRxnIQ~~/AAQRxRA~/qujFVORY0wwF6NzTjRdBTFeY9F-ZuCw5Jm7d6f7Epu7viU5rbjD= 2v_LxUFwqk_-AWWp0DYqZHFSaTtifFNoPI_uWqBfTl8RnhpGah8E8IbJJRp_-1Xhg6K-iBg5wAh= aU5kTWJfe-uuwZrA0-GAoHiK55DzV0Xj6OMMpwqwcX3k0TmzmZs8mMvaNH-q67wIzGadvrciJsh= -jDwipGTDayj6NAoN_83c9U6Kaxu1YOkiNtXli-p7Hm_lEqLAv-wVBL" style=3D"display: = inline-block; font-size: 16px; line-height: 24px; font-family: Graphik, Hel= vetica, Arial, sans-serif; font-weight: 500; color: #ffffff !important; tex= t-decoration: none !important; letter-spacing: 0.5px; mso-line-height-rule:= exactly; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; paddi= ng: 10px;">Check Your Rate
=0D=0A
Thank= you,
=0D=0A The Upgrade Team
P.S. Check your rate now and ge= t on your path to financial freedom!
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
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If you have questions, we're here to help.=0D= =0A
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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=0AUpgrade is a financial technology company, not a bank.=0D=0A
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