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<strong>EARNING REWARDS &amp; USING YOUR CARD</strong>
    <br>
<sup>1</sup>New cardmembers earn 10% back in rewards for Net Eligible purchases made at Williams Sonoma, Williams Sonoma Home, Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, West Elm, Rejuvenation and Mark & Graham (excludes GreenRow) during the first 30 days from account opening, 5% thereafter. Some approved customers will not be eligible to make same-day purchases, for example, if they do not timely complete any required authentication process and/or their applications present fraud concerns. Customers who are not eligible for a virtual card will not be able to make a purchase until their card arrives in the mail. 

<br /><br /> 
<sup>*</sup>Free standard shipping within the contiguous 48 states on eligible purchases online at Mark & Graham through 8/4/25 at 11:59pm PT using a Pottery Barn Key Rewards, Williams Sonoma Key Rewards, West Elm Key Rewards or The Key Rewards Visa or Store Card. 
    
    
<br><br>

The Williams Sonoma, West Elm, Pottery Barn, and Key Rewards Visa and services are offered by Capital One, N.A., pursuant to a license from Visa, Inc. 

    <br><br>
    Credit card offers are subject to credit approval.
    <br><br>
 Visa is a registered trademark of Visa International Service Association.   
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<div>&copy; Mark &#38; Graham, Direct Marketing, 3250 Van Ness Ave., San Francisco, CA 94109</div>
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