Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id IAORM0RuAmjRVgIAchKAPA (envelope-from ) for ; Fri, 18 Apr 2025 10:22:44 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 18 Apr 2025 10:22:44 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:19791) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u5nYC-00000000drG-0mLf for info@sterlingcal.com; Fri, 18 Apr 2025 10:22:44 -0500 X-MSFBL: cHGq6DsoyxaQxtBMdG9JfOSUS8dh+BSjgwGZg6Ev/eE=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsIm1lc3NhZ2VfaWQiOiI2N2Y0Mzk2ZTAyNjg0NjQwNDNmZCIsInI iOiJpbmZvQHN0ZXJsaW5nY2FsLmNvbSIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJ 0ZW5hbnRfaWQiOiJzcGMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1744989753; i=@e.upgrade.com; bh=sYCk0RolrGrb3QEfqSd+qu0SMygjSc6HGUjcc0byJ28=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=TVpJb+coHmc4vwatmTPwjcI84sG/GApXpXgJTAmgjILtoI5b/sMpWA3/SB6fUKL4E 8/VzWUasPBkN0mn9lLW/A8m5Q6BnzS2L0ZdOJDniwZixLN+OxzRe8q47kPbmobOCF+ 0Gyvp/dQ9/uqJGxVJVOk8aXZITNqf2dYmqRkpM+U= Received: from [10.90.16.4] ([10.90.16.4]) by i-0739f65dc94ac0490.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id DF/3C-59954-93E62086; Fri, 18 Apr 2025 15:22:33 +0000 To: info@sterlingcal.com Message-ID: Date: Fri, 18 Apr 2025 15:22:33 +0000 Content-Type: multipart/alternative; boundary="_----+pAjud46VHD2OlZFLG2Y7Q===_0F/3C-59954-93E62086" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Here's your Friday loan invitation List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----+pAjud46VHD2OlZFLG2Y7Q===_0F/3C-59954-93E62086 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" See if a fixed rate personal loan can help you save money=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/T7I9H8= 1GLSiHamD4RXTEQg~~/AAQRxRA~/qrpRipAQvKDuYCSqXEdIdjYA5ZSFB6r78Ip9YVYMv7ZsVSd= ubXZc_ZYDhdp4kEt1bmmzBASZyyuCTppcSazLQGpLRyejxwTnE2DE4THzRO8~ )=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AHow much could you save=3F Do you want t= o save money when=0Arepaying your high-interest debt=3F A personal loan t= hrough=0AUpgrade can help you consolidate your debt or pay off=0Ahigh-inter= est credit cards, putting money back in your pocket=0Athat you can use on t= he important things.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade= .com/f/a/aBNKvuoQ3E1o6HGH-VcA5A~~/AAQRxRA~/3BOV-VUFR-pXn1Kdj6LKtCvj-5RAaTY= U5-PamNAbtifPOvZ9xYQjgLMk5NHwlz7JFP9ac2J_oHIOze9rhvkszBwSCHMIf28Q7bmm50HLP8= WDeN7uVYjKqVyjBhLgLyzUVE4MkyHAYIeAXvONSI67tgTcXnKrQ43zN5RWtvqx2CTixgUxEHTwv= t07gic4KcORSQ_dnfgE7_lZBz7JlGcyI24sOdGBQ5sJXr3LXfdxt_8YRfadmLKxOd4O_WFySlKw= =0A) =0A What=E2=80=99s stopping you from=0Aseeing if you can save wit= h a personal loan=3F It only takes a=0Amoment to get started (=0Ahttps://li= nk.upgrade.com/f/a/d3BTB8uoJ7GhNJVlSSCFaQ~~/AAQRxRA~/bLQkRP_v2NK8H-7SkYxovJ= GGGqNqEqAUckWySY7r3nEJobWk4JppXHg7HUAiGkkyVQAlrmGImEQc2kMdi_48F_9K6fHNuPKIF= l8KKA9RrkyaAeXiosA_LNUrfax2SGXPqnS3S_cSjiN3CBQ4DysuNxARtp73qnxGPWWh0hmvBqWs= oygkWTxKIQdG5LaOipMY_01UPNUhd9hafdb4m1f0VAU17Uu4bKDQLpdw_bodAnqrzvykHVE6ck6= Svt2lssXt=0A). There is no obligation and no impact to your credit score.= =0AThank you,=0AThe Upgrade Team If you have questions, we= 're=0Ahere to help. support@upgrade.com 1=0APersonal = loans made through Upgrade feature Annual Percentage=0ARates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to=0A9.99% origination fee, which= is deducted from the loan proceeds.=0ALowest rates require Autopay and pay= ing off a portion of existing=0Adebt directly. Loans feature repayment term= s of 24 to 84 months.=0AFor example, if you receive a $10,000 loan with a 3= 6-month term=0Aand a 17.59% APR (which includes a 13.94% yearly interest ra= te=0Aand a 5% one-time origination fee), you would receive $9,500 in=0Ayour= account and would have a required monthly payment of=0A$341.48. Over the l= ife of the loan, your payments would total=0A$12,293.46. The APR on your lo= an may be higher or lower and your=0Aloan offers may not have multiple term= lengths available. Actual=0Arate depends on credit score, credit usage his= tory, loan term,=0Aand other factors. Late payments or subsequent charges a= nd fees=0Amay increase the cost of your fixed rate loan. There is no fee or= =0Apenalty for repaying a loan early. Accept your loan offer and=0Ayour = funds will be sent to your bank or designated account within=0Aone (1) busi= ness day of clearing necessary verifications.=0AAvailability of the funds i= s dependent on how quickly your bank=0Aprocesses the transaction. From the = time of approval, funds sent=0Adirectly to you should be available within o= ne (1) business day.=0AFunds sent directly to pay off your creditors may ta= ke up to 2=0Aweeks to clear, depending on the creditor. All loans, Perso= nal=0ACredit Lines, and checking and savings accounts are provided by=0AUpg= rade's bank partners ( https://link.upgrade.com/f/a/IAlIusaup3TYwaNvslKrQA~= ~/AAQRxRA~/JLJY3YtrhMnBkJ-SlR5Qz6DgAqAZUMQu47IRBXVWU9gfUpJJ204mdf88hOj5qQB2= CNHg4VJ0MVEJLZryCwSCWanhSm6OhvOo-_i4TiL1yIvlJYFOseh1zPJ0qSEUPAWx ) . Upgrad= e Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgra= de's bank partners =0A( https://link.upgrade.com/f/a/IAlIusaup3TYwaNvslKrQA= ~~/AAQRxRA~/JLJY3YtrhMnBkJ-SlR5Qz6DgAqAZUMQu47IRBXVWU9gfUpJJ204mdf88hOj5qQB= 2CNHg4VJ0MVEJLZryCwSCWanhSm6OhvOo-_i4TiL1yIvlJYFOseh1zPJ0qSEUPAWx ), pursua= nt to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses=0A=0A( https://link.upgrade.com/f/a/vfXyeCW= -xvQEAMl5wXeoOw~~/AAQRxRA~/O0VhRD4k0YRnhM-aZcuB7fkIGj7RW6h5to8y8KB24klyEvOs= rxL9VwKA_UnBWPNWrwP5XUwHpk1HlbnxZypeJN-2pVJ9Cr_CfNMS8HVgIXiWM3GJo9loBmp_mFd= 8B1YXZg295s89Eo2hkwJk-LLtwgHwJEsd94eGjnKpQO6YvAmY01hnVBrHxtv3gWYYBe6Do8m65s= BpAOf0DgRqTaBWw2YeTtJPDjtoTFxWoZHNXn8~ )=0A and does business under the fol= lowing DBAs =0A( https://link.upgrade.com/f/a/RVjGlbGsfFXJDP8AyqCGjA~~/AAQR= xRA~/imDLOu7sxPzOjW6447MLOIUSrf_2QR8lYwD5t54MZ9MIlavQonDRh6Mw7c49XRldWxxb6r= OIdvT9YN05mkUH8t_VyEzPSlRl4Lq4xtPtlfvCIKCEEgdsR93970j_QCrB ).=0A=0AUpgrade = is a financial technology company, not a bank =0A( https://link.upgrade.com= /f/a/9N9jgkOOe0yrZv3ysAu-qw~~/AAQRxRA~/Rt60iCjJNNa63tE7tFzVYZlgr5c5R9qkXNgA= e0YAD96h9pK-ln4BbZrYIMswBjQorz_79wt6zb3P_2JajY39ayjIWfMymPVKtE2HMkuip8w4HQP= ie9_2kDSqHn-wKPBQm9odaXy4ZWIqg31RhGp9j1qcYZyc9SgfUpqAudrfczaARLHq3lETp2xUqi= 4OW48y )=0A. facebook =0A( https://link.upgrade.com/f/a/V9XXsOL= hnMmKLukQKlNfkA~~/AAQRxRA~/k4iz4izXNjRO-SsE3bYrAjHGsW8l74t9bJIPJqqnUGFcD6lz= d6V3phSf0s3vMTo5CMdLCAW2MOxPR2hotmQxE8_BAh80ha6YGeeCneMrmz19q2_5mc9EK1K8Dec= H1VuOHYeNb6DaxcvGmgRB4e3XJGDjbfyfBy3o9ZCYwPJgKwKSktkNvmsSV4FK-JcWZsBGFtR84l= ac79VRwVLV26A2OCVag-sPqVPDZ5LmNJ1KZ7T8_v9-8dZX5nKepQkynAIt )=0A instagram= =0A( https://link.upgrade.com/f/a/47YWncwUOKmtCNmJFLwGnQ~~/AAQRxRA~/k4iz4i= zXNjRO-SsE3bYrAg6xu9PrGiiQx5lohfAPRL7jWgM7E_l_Nr0ePKJl4B4Bsy33QPao0A7nvQZcN= Tb-nffzKy9iNZ0EvPY1AJFFJafDouwYdfNDc4tVZ9dU5J4NCwjU4bvnsxcXQj1yGrO3GCQkzU6H= vUL5MesK14VWpwkc1NxGBX64jh1iRarlT_8UmHsmLjZiyXqA8fd-caIXswAUwPtdO27dQ4ubk3o= HppPJll65NVvH4EjV1GQ4UjaM )=0A blog =0A( https://link.upgrade.com/f/a/96V= Ogcz3kafvsk4MUofebA~~/AAQRxRA~/wEEqQTCdt8wV0ejxzDabVV_QIct9o_RfV-ARveJgcA5w= 8oHyVz4JE-WoBznDrH6nWyfHYxzjRm19MXogfhJI3YDeBGACP38WEjGtNfPrEiaHDodO6r31QR8= _q2bwyNXdCOM7mb87_AmvStQ2AXtCp1qllVK7mF3zeypWavzhkRM8gbTaYSFaoewhJM1DgPKncx= nUpIGKU9UDf5al3zXOzVrWIu8QCOFTjAdKPFCZqyDPefZk2oW5sm2Iwlumka_g )=0A P= lease do not reply directly to this message as it was=0Asent from an unatte= nded mailbox. This email contains=0Aadvertising content and was sent to= =0Ainfo@sterlingcal.com ( # ) based on your=0Acommunication preferences. = No longer want to receive these=0Aemails=3F Unsubscribe ( https://link.upg= rade.com/f/a/TRH2rhWbTlI8gDL_wujpmQ~~/AAQRxRA~/azSUlskIVscI5GCEt8aiwFwVsYL4= UEP-BX3YgNTxQICA2tL_b_Pss7mrx6HMOMjJEBYSBajfrdmK-YJ7R71Yq4t8sSJpA2GBxomACcJ= kS9a2m7Vct1idAFA5F7JP6O1HTiOnkLzBVAKr_RR7fYam5pzQrh_ZkRuBeTVKMgrsXuYi8U6hcJ= 8F-0D2w3AoX8zdUHdxh7v6InjXbuyAYBPH4y2aQJuDWDgnEYbPWoNI-rvykx5pHZgkjRJV36TYI= a_Sryw3zZAkUTgR-i_IuavZX3mWKuCxYt79ffZGYv0FUADz-Kx6HMoHl_L9stJ6nQbUBINHKRCx= I_I5BG5Yk_4d__CdDYC8DOwWNjwlzZHfSpslH1fSP5OBozx3vHwaJlz7bLGGjR6aIoBfmkFZ11E= kjL1khV9KPuLo8FmrAocLf9EjVfG6M0d4GpNT92gPOW992jKalBdDqPuhWlBxswNIKHis6OcXO-= WTCOfntdYarQPsz08lFKGqfvL7KFY4EGoqV5CLrcOeD9sA1q106Paf4mVDHWFB9u_ui8asKpAR8= _JDEjui6rKgZS6r3wCD_1Kjak0l2bLi_8P2eHlcMWJFDmKYJS0VrUeqFu2fCEKkabmpd3F1vcuE= RrR9LdlGrFb6oWTHR5TgrKRYYUNFkS5up3A77RMkY_en1sbVazbMe7hmoOGtL1z2yOWwkHDrY7X= ipOkMb1Ccp6G1UlUSc8Ohv4Is6wlUcFOVMxGCRPFGPeKuHD50n-FK3Y-cJATaubWB ) or=0AUp= date Preferences ( https://link.upgrade.com/f/a/BloFfsii1rjUrSmdaT9GXg~~/AA= QRxRA~/3Tx-LTM5EOXwlNEjVWUp-P5-GN3ooYdDl6nFhXR7HevI82ujibmink7v1Z5OCDWFGzz8= 9TyIMKQG2SermRjCLpZp2-y8WlTa8K67_d9PNFLHH0AcIIOb8415bt-b8kWI1FzpW5pTWAjhZEH= PX7QwE2kNPRNZkMF0ZQITubsd6VyrvF1BN20NMt8nIaQL5tqGwjg4xbfeXJdhicjoH72lK0RJJC= sWPHlD1A6FtdqTQCRSkFNsbdGDOBLSqBWXPcfcbwK4ZAhXMjtq4ZjzRGhvICwWX0ZC9NRbg7tIF= Ht_VeWkHIlA4lxBEcZC43Z8lYgB_wuTTJteWLtHXGY6VltY5HQ6SPGkafrogZzWa6gbtaY-ZK1o= 3zCiz4Ss8oz7z0YxePJ_fMWalGVL_151gtP6iGlL3bKPyy_F9gJR2zQ8JWc2QoA_5L5Vs9KRAwW= DIPRKX2sWhEEVSRfBf0X18W0yeNh8yTS8Lzg3G-Q86VJolktwP8evvWSGuS5CZEylvF6fV83qWp= -NIQlsECIPtO2xseK8G7hw-1ngi2z1zk_Y7jHnHsh037SZ32ioF2sR-qzwI7IBVNaiNiyQaSAur= peyjQ8ihOja2ItZPQarA0dypoZrxiWqXPfOlxZCZ0nIB0yCk8hfCVeWikiP0zCkq3GCC4QnlgM2= ObAiGje54XvOI5lZkg9yKVWJ1-D9hA6YgR8AQstxHo9_7U5OHPwI1wRwwJZkb61kqMJT5BjWyre= amCkfXigi3IKk6aPw4tgzrUUuiWius-sQNYBGNw4kTueKS1Uokz-tLO5WifxwUR5z2WnNF1-hrP= kp79uikSt_rkpHGLsLdSsKbwmB5CxZDZTOCGI1JXzzWl8-uRQcUoQcQ4xG_pwBLhWNBH_vBMdvX= lbLWj_ysdhAYcm08T0vmFO4b6F1sFGAYfmH33FZf86GgpL54viec5lOdlCJovX38M5eV0l9t2Ze= MjRETPlG_wgfN4Wi0CScwWH6U6bXfhFmS7444tTFggkwBn3AW1VQrMdC_m5V2c4K5HasG6RqFFm= LID5zPSCJI7U6yFK0byEuFrpo48Spkyv0EUR689o8Ep8SSkHe1LaNb2ezGkEo-PyTVmWAqXWH-B= 6Mr98XKgnglw8~ )=0AUpgrade Upgrade is located at 275 Battery Street, 2= 3rd=0AFloor, San Francisco, CA, 94111 =C2=A9=0A2025 Upgrade, Inc. All ri= ghts=0Areserved. Privacy Policy ( https://link.upgrade.com/f/a/LY0mP6J9= qA3XFcNsi6CBkQ~~/AAQRxRA~/F5k5fCbGx7WnFdvRq-jM_hzjLeiIYoBALwZ8Jg9F5dQcvO-ab= 364BUAQnSZhv1gIQiJBOqiesXRZxLFJ8glKRfBdJHNYKN5wlx67qvgq-E0W02WXEJmJ5O9rDoC3= S1ao )=0A=0A Equal Housing Lender=0A=0APL_ITA_DECL_OLD_S1 --_----+pAjud46VHD2OlZFLG2Y7Q===_0F/3C-59954-93E62086 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
See if a fixed = rate personal loan can help you save money
=0A
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=0AHi,
How much could you save=3F
Do you w= ant to save money when repaying your high-interest debt=3F
A personal loan through Upgrade can help you conso= lidate your debt or pay off high-interest credit cards, putting money back = in your pocket that you can use on the important things.
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Check Your Rate   
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Wh= at=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no = impact to your credit score.
Thank you,<= br>=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@up= grade.com=0D=0A
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=0A1 Persona= l loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99= %-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which i= s deducted from the loan proceeds. Lowest rates require Autopay and paying = off a portion of existing debt directly. Loans feature repayment terms of 2= 4 to 84 months. For example, if you receive a $10,000 loan with a 36-month = term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5= % one-time origination fee), you would receive $9,500 in your account and w= ould have a required monthly payment of $341.48. Over the life of the loan,= your payments would total $12,293.46. The APR on your loan may be higher o= r lower and your loan offers may not have multiple term lengths available. = Actual rate depends on credit score, credit usage history, loan term, and o= ther factors. Late payments or subsequent charges and fees may increase the= cost of your fixed rate loan. There is no fee or penalty for repaying a lo= an early.
Accept your loan of= fer and your funds will be sent to your bank or designated account within o= ne (1) business day of clearing necessary verifications. Availability of th= e funds is dependent on how quickly your bank processes the transaction. Fr= om the time of approval, funds sent directly to you should be available wit= hin one (1) business day. Funds sent directly to pay off your creditors may= take up to 2 weeks to clear, depending on the creditor.=0D=0A =
All loans, Personal Cr= edit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, purs= uant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #154= 8935) holds the following sta= te licenses and does business under the following DBAs= .
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=0AUpgrade is a financial technology company, not a bank.=0D=0A
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