Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id sAlbO5E0AGhV8QoAchKAPA (envelope-from ) for ; Wed, 16 Apr 2025 17:52:01 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 16 Apr 2025 17:52:01 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:18455) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u5Bbt-000000033Dd-1Fyh for info@sterlingcal.com; Wed, 16 Apr 2025 17:52:01 -0500 X-MSFBL: QO+ijaOCVhC8nQ/nvWT6Hl5YEonEt1Bw4zBHwbGKGWg=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJtZXNzYWdlX2lkIjoiNjdmNDg2MzQwMDY4NGJjMTFkNzciLCJzdWJhY2N vdW50X2lkIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1744843910; i=@e.upgrade.com; bh=Ei3pkJlFdik3nIhdLfX64KWyDpRuN+0SD9fXLJDYvQM=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=r5bEhS7m7V36gcVH9+a7WehCwFQXrmajyBC0Z2m7RUofQcs0wfQy45TJiTZbXphml UrPaA54TlVeYI7w3NPr28HLlajIvzUA/emhoiVczhnnlX358NUieCgrZJpWr0gyNff nLhHk8Iy2z9S+YwD4f73EGbver+OseJowq4ghmQA= Received: from [10.90.47.187] ([10.90.47.187]) by i-059339f02693bdca8.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 77/D1-24352-68430086; Wed, 16 Apr 2025 22:51:50 +0000 To: info@sterlingcal.com Message-ID: <77.D1.24352.68430086@i-059339f02693bdca8.mta1vrest.sd.prd.sparkpost> Date: Wed, 16 Apr 2025 22:51:50 +0000 Content-Type: multipart/alternative; boundary="_----jM1ve4+Pu6avNOdQ0QiVwQ===_57/D1-24352-68430086" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Loan invitation for you List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----jM1ve4+Pu6avNOdQ0QiVwQ===_57/D1-24352-68430086 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Getting a personal loan through Upgrade can be the first step=0Atowards fin= ancial fitness and achieving your long-term goals=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A Upgrade 96=0A( https://link.upgrade.com/f/a/s_otD64pLdji= ZNmyLndWYA~~/AAQRxRA~/RBd0TeQuun2OjV1GA9GXrejNwA-9a7qoswEvtaMMbc9T_xFH_MmZo= EP1aQYn2kwbwZZcFmDPV8yXbxBi82Y42s6IbbO0cFY0bfQ3x7BXvNE~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through Upgrade can be t= he first step=0Atowards financial fitness and achieving your long-term goal= s.=0AWith a personal loan through Upgrade you can: =E2=80=93 Consolidat= e=0Ayour many payments to simplify your monthly budget =E2=80=93 Pay= =0Aoff high-interest debt so you can increase future savings =E2=80= =93=0ACircle the date that you could be debt free=0A=0A=0A=0A=0ACheck Your = Rate (=0Ahttps://link.upgrade.com/f/a/axq8lEUXozntcS3Av_ZL2g~~/AAQRxRA~/7nm= Kz1TmT6WgDxpecoblI1OBDCMTPr7GEExDcX4vuZjZGj8fTg7kA-IcG_f51rUa-KHFX5V_qiN8Qo= 63VowO2kH_wPhaf8AXUrjL2Rtr3-q7OC7eou0ilv7GNcVHtZJT4gcO2K49YhLff1JGCiwnJsVWf= FYVBsbxD3H964tPtVxetjUo4TNmLYM0TOTJ2JpsgfsCp_CW7eJp_X2iE_bFGDMn4riEZno18Y6Y= Miru474KEzkjY3AmOw2iFtw09ZyY=0A) =0A Choose from amounts you=0Aqualify= for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate that will= =0Anever increase. Checking your rate only takes minutes. What are=0Ayou wa= iting for=3F Thank you,=0AThe Upgrade Team P.S. Check your rate now (= =0Ahttps://link.upgrade.com/f/a/XCKtX3iYvJSKOq8-dCElJg~~/AAQRxRA~/7nmKz1TmT= 6WgDxpecoblI1OBDCMTPr7GEExDcX4vuZjZGj8fTg7kA-IcG_f51rUa-KHFX5V_qiN8Qo63VowO= 2kH_wPhaf8AXUrjL2Rtr3-q7OC7eou0ilv7GNcVHtZJT4gcO2K49YhLff1JGCiwnJsVWfFYVBsb= xD3H964tPtVx_EQYRYeFRmY-BkW8H9tWefEpXhz1CZGXUtF3-Zy6AVmAokPQIa1oJVAfjvG5O3U= sRA-BBsGZyjX57sOPXsvNq=0A). We look forward to helping you achieve your fin= ancial goals.=0AIf you have questions, we're here to help.=0Asupport@upgrad= e.com 1 Personal loans made=0Athrough Upgrade feature Ann= ual Percentage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.= 85% to 9.99%=0Aorigination fee, which is deducted from the loan proceeds. L= owest=0Arates require Autopay and paying off a portion of existing debt=0Ad= irectly. Loans feature repayment terms of 24 to 84 months. For=0Aexample, i= f you receive a $10,000 loan with a 36-month term and a=0A17.59% APR (which= includes a 13.94% yearly interest rate and a 5%=0Aone-time origination fee= ), you would receive $9,500 in your=0Aaccount and would have a required mon= thly payment of $341.48.=0AOver the life of the loan, your payments would t= otal $12,293.46.=0AThe APR on your loan may be higher or lower and your loa= n offers=0Amay not have multiple term lengths available. Actual rate depend= s=0Aon credit score, credit usage history, loan term, and other=0Afactors. = Late payments or subsequent charges and fees may=0Aincrease the cost of you= r fixed rate loan. There is no fee or=0Apenalty for repaying a loan early. = Accept your loan offer and=0Ayour funds will be sent to your bank or des= ignated account within=0Aone (1) business day of clearing necessary verific= ations.=0AAvailability of the funds is dependent on how quickly your bank= =0Aprocesses the transaction. From the time of approval, funds sent=0Adirec= tly to you should be available within one (1) business day.=0AFunds sent di= rectly to pay off your creditors may take up to 2=0Aweeks to clear, dependi= ng on the creditor. All loans, Personal=0ACredit Lines, and checking and= savings accounts are provided by=0AUpgrade's bank partners ( https://link.= upgrade.com/f/a/AlfND-Gz5AtUrCA9KSkXdw~~/AAQRxRA~/x08BwEU3eIvYBdtmY8rSW88s_= Je2y9S-G_P_yedTvyLVhyIyZYhG_IRcKmaXat4vzZTXwIHhTz_mwKdeNTWqMqrUCzNr0UDum0hp= B0wsx6sHpXYfXTZPDP8UpRcZVglK ) . Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://lin= k.upgrade.com/f/a/AlfND-Gz5AtUrCA9KSkXdw~~/AAQRxRA~/x08BwEU3eIvYBdtmY8rSW88= s_Je2y9S-G_P_yedTvyLVhyIyZYhG_IRcKmaXat4vzZTXwIHhTz_mwKdeNTWqMqrUCzNr0UDum0= hpB0wsx6sHpXYfXTZPDP8UpRcZVglK ), pursuant to a license=0Afrom Visa USA Inc= .=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/Uo-rSFWNOTX43-3tSaD-Mg~~/AAQRxRA~/gXrOd8q= 1yw0jzZO2qidAowq3r-PnfKjRKZt0Y-zAhErtFI1Eh9n4bijbFLRzrlGdhxm1hp4xMi_RuMOjHr= 4j56ZsqMs3Efj8JwYTBs-ttdnX2ELynvD8h-nQzlI2WHU9LZhnSzJ_oGra4W8ZfFtVG8xtvAKyQ= Qe-87KZQ_4m8fdIPaeDthYRVm0lvn82MRZ2cQqTmsU9QJHBOE7jhCKrnXJMRU69QIrj65R_DOPY= gGU~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/-aHL6Ov7hjm36WEdHt8k3w~~/AAQRxRA~/kiK1WGPvfcmmEYJNLIH8F7GBTx8Ak= LzmB52vHhH64PnqXKoga2Wfv_l8fJ3zOprgd1hisUwM7VAkX1pOV2mwZ9k620Feh1WASdcBuS3i= 7btTCjlpeomyCFVnGIk3BaJz ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/TJ6lgyxMjC7EbgoHEvU4fA~~/AAQR= xRA~/3gLfY1nnvurVneP6q4JV8oWWet7he-bUHnrLUQtm8623IPSGymIT8W8-Zm-0L_aIhASVI0= BVGo2GXKpx0CBFz-M9tUmsAWR0VJrSq91yWJAEtP3gQTl6h41staRo6I60FAff0Ud2ao8Uh0qDp= TvNs66AMaxhkRn1eJKR9N4FwU14uNYLcIF5qvzSyV3LIJ7Z )=0A. facebook = =0A( https://link.upgrade.com/f/a/k-ke6OTQRYCrYKy5SB_SFQ~~/AAQRxRA~/E65Gg2-= zu8Uph2scr4qTzq-RgRZZDKJ1jUBC9IHwUdNkBxvkzaU95oUnR-ETm7Y9eVUlEFOzXRBoMZoXXC= mZd-bUQjwAVxFQMqyV8h2MJpGm2nhff4X27JBNADWx9JcicsdmLPPhAkpzBC9NU5-XBZ0iqdR-X= yzEoz74HaWPURH4G5ztnmYMDtufGo810LKn_nGFItIIGkX5KjD7ybzEs8qj5gzWe29cc8dUibdZ= 924fsssI-dVXlo23HUzOoPq8 )=0A instagram =0A( https://link.upgrade.com/f/a= /2nKjlIzDsMiV2YwUZ3cAsA~~/AAQRxRA~/E65Gg2-zu8Uph2scr4qTzphL-wujlA7XNXAY-mRR= CVbmlm-IqB7PcR-ZzwFCFiglcABY_mRRWB2_FXaJR1lYFUVBqamno3gtbGyHo6gLslhMPen-UxL= GnnGUC64N8O67psr48QNouEG51YIweYhx2PHT6PGg0SlU7VmEx5NawMjR6QjHgDs10kIb-KnIpb= eqHm-eufIl7buMO8-cCD2H-v7ov6HePlD9TJIwEzjkwgixEWpbfirnoxdYaNujrzgA )=0A b= log =0A( https://link.upgrade.com/f/a/2Hy8WlqInVQ25wV0K2zI4g~~/AAQRxRA~/zn-= Fw9YfsiA0ebOFHoB_HDZK60ayP473EgSJXcQXuhgicDqZOsZiLJm169pvU1re0s4Q1XUVbhjPMB= DIc7u10F4sBERZBonaM5A8cxDVF_c1695ncBuNvY1QyyRI1BOjq9DZyxRVd9AS9T7QqjhJQ5Js8= d-GvMVnj_XMCreM2N3tGV7lOh2snj_uolncZhcgjZKp0_K5wCwBW-HqwyPq_CrLkrAIa7MZVpKV= MlFvKCYbPOwIT7ru25WDiyfNOonj )=0A Please do not reply directly to thi= s message as it was=0Asent from an unattended mailbox. 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All rights=0Areserved. Privacy Policy= ( https://link.upgrade.com/f/a/UVjySjXaADXj4UuwaA4JkQ~~/AAQRxRA~/n8UTh6-w2= U_b0e-XaVydtQuaZBWatl8XJpUiOTZUP19bj5O5mcZKpUk_DU3b0HaBneQ0DdvpPyAeynLgC8NS= 9PVSvP96VLYEAr4HTyyCLavaFlPIWzkaQlK7IPnNO5w7 )=0A=0A Equal Housing Lender= =0A=0APL_ITA_DECL_OLD_S3 --_----jM1ve4+Pu6avNOdQ0QiVwQ===_57/D1-24352-68430086 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Getting a perso= nal loan through Upgrade can be the first step towards financial fitness an= d achieving your long-term goals
=0A
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=0AGetting a personal lo= an through Upgrade can be the first step towards financial fitness and achi= eving your long-term goals. With a personal loan through Upgrade you can:=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
=E2=80=93Consolidate your many payments to= simplify your monthly budget
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=0D=0A =0D=0A =E2= =80=93=0D=0A =0D=0A =0D=0A
Pay off high-interest debt so you can increase fut= ure savings
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=E2=80=93=0D=0A Circle the date that you could be debt free
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Check Your Rate
=0D=0A
Choose from amounts you qualify for =E2=80=93 between $= 1,000 and $50,000 =E2=80=93 with a rate that will never increase. Checking = your rate only takes minutes. What are you waiting for=3F
Thank you,
=0D=0A The Upgrade Team =0D=0A
P.S. Check y= our rate now. We look forward to helping you achieve your financial goa= ls.
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If you ha= ve questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
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=0A1 Personal loans made through Upgrade feature Annua= l Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% = to 9.99% origination fee, which is deducted from the loan proceeds. Lowest = rates require Autopay and paying off a portion of existing debt directly. L= oans feature repayment terms of 24 to 84 months. For example, if you receiv= e a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13= .94% yearly interest rate and a 5% one-time origination fee), you would re= ceive $9,500 in your account and would have a required monthly payment of $= 341.48. Over the life of the loan, your payments would total $12,293.46. Th= e APR on your loan may be higher or lower and your loan offers may not have= multiple term lengths available. Actual rate depends on credit score, cred= it usage history, loan term, and other factors. Late payments or subsequent= charges and fees may increase the cost of your fixed rate loan. There is n= o fee or penalty for repaying a loan early. =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =
Accept your loan offer and your funds will be sent to your b= ank or designated account within one (1) business day of clearing necessary= verifications. Availability of the funds is dependent on how quickly your = bank processes the transaction. From the time of approval, funds sent direc= tly to you should be available within one (1) business day. Funds sent dire= ctly to pay off your creditors may take up to 2 weeks to clear, depending o= n the creditor.=0D=0A
All loans, Personal Credit Lines, and checking and savings acco= unts are provided by Upgrade's bank partners. Upgrade Visa= =C2=AE= Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under t= he following DBAs.
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=0AUpgrade is a financia= l technology company, not a bank.=0D=0A
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Upgrade is located at 275 Battery Street, 23rd Floor, San Fr= ancisco, CA, 94111
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