Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id ONeEL09E9GfyGgUAchKAPA (envelope-from ) for ; Mon, 07 Apr 2025 16:31:59 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Mon, 07 Apr 2025 16:31:59 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:24392) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u1u4V-00000001Q5z-0TMa for info@sterlingcal.com; Mon, 07 Apr 2025 16:31:59 -0500 X-MSFBL: b+24Q5xvwVCktrQRWRMtAL15vEOql0F65ClKeYdhajY=|eyJ0ZW5hbnRfaWQiOiJ zcGMiLCJjdXN0b21lcl9pZCI6IjI2NjY5MyIsIm1lc3NhZ2VfaWQiOiI2N2Y0NDQ 0NGY0Njc0NWRlMWYxYSIsInN1YmFjY291bnRfaWQiOiI1MzMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1744061508; i=@e.upgrade.com; bh=8nnQKTulafcdm65I1UbcWfWd/RLd5aksPAs82HEXxZM=; h=To:Message-ID:Date:Content-Type:List-Unsubscribe-Post:Subject: List-Unsubscribe:From:From:To:Cc:Subject; b=i4cqnCO+HeXRtL+meFChVpsgzAtcTZ8B3704EE2hmSkGeWpVU2d8yyhTM26R9wy20 768L6Dp5zS1IPKN0l+9mo/8itAvBgzJ1Z5JIIn0UiqaAnN1t3Trsu80WNjW3jBpqYd UxdC4cn62Ct5lVFOVXO6zyRlFJnux1DU6yFJkTp8= Received: from [10.90.9.146] ([10.90.9.146]) by i-099bc8c29c3134f7e.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id A1/F9-23251-44444F76; Mon, 07 Apr 2025 21:31:48 +0000 To: info@sterlingcal.com Message-ID: Date: Mon, 07 Apr 2025 21:31:48 +0000 Content-Type: multipart/alternative; boundary="_----YASTAnIxwb7kZktQE4bCEQ===_51/F9-23251-44444F76" MIME-Version: 1.0 List-Unsubscribe-Post: List-Unsubscribe=One-Click Subject: Open your 2025 loan invitation List-Unsubscribe: , From: "Upgrade" Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----YASTAnIxwb7kZktQE4bCEQ===_51/F9-23251-44444F76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" Simple and fast application to check your rate with no=0Aobligations =0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0A( https://link.upgrade.co= m/f/a/52k8TD9qzs6awS4fdIvknA~~/AAQRxRA~/WsLhHWbVEB9onI0xgrO0g4-CZUf-2X49Ks8= -fHBQsS8DvFKISFwmSWjzE3DZ4rV07y47xgJGl5j5-whsEcD6YfehG1yeoQDHU5f18-jTh3k~ )= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AChecking your rate for a perso= nal loan through Upgrade is a=0A1-minute investment that could fast track y= ou towards achieving=0Ayour financial goals. Apply today, you could get y= our money=0Atomorrow and you can use your money wherever you want - easy!1= =0AWhat=E2=80=99s stopping you from seeing how much money you qualify for= =3F=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/WsPjmG1t= jdxn4xxQ5qa8sw~~/AAQRxRA~/RubRGcgoz2KM_cnHUYqkzbJxlTwtgZnFDx-0Sm0HRp7qcFCCS= hZ61H04U3JBfTVRPGqQ9qq7pstMyZzyhSU4jWalpbo4boTYPJfDjzI-Qwwxe2z8D4fdvNgK3xqN= NhxCUxv2Fvw6NowFDBWmw8qNVP0p9mIsFEeVClW-kQzM7kSMpbJtUplaR7Jzvz6-GDfvfqS6Okt= _PTzN8_cIpnZzgU-q8QKg6EJmy-h0G_6yKdDJg8pAvDbo-HgK7DlGTl8f=0A) =0A Than= k you,=0AThe Upgrade Team P.S. Checking your rate won=E2=80=99t impact y= our=0Acredit score and there is no obligation, so why not take a minute=0Aa= nd see what you qualify for=3F (=0Ahttps://link.upgrade.com/f/a/rnQpI94HGH9= 62YCwdiBvvw~~/AAQRxRA~/jJ6EkEqFtOmShaNVicGLKu82QM3kHoW_PzggfKNy84YOEhpbXjXo= b4Dq_zG5o9Cgu7ALYifQZLB6cNcVZhWFpXE8ZZEYqrYmj0UshvYqEcMrgFEtrHb1tpWDJE48dvF= Flzfn4ifsIF421mBDArmp1S1iBaG2mvfWwryvGGT5HcdlE1YHvWqMvUQdb_2JfIUQGNNTm-1iXL= WVhPZ9DbBVuZspLpU8lVMVvTTbZ4ZbjappdahZxgNA0OQ_4xJOduaY=0A) = If you have questions, we're here to help.=0Asupport@upgrade.com = 1 Accept your loan offer=0Aand your funds will be sent to your ban= k or designated account=0Awithin one (1) business day of clearing necessary= verifications.=0AAvailability of the funds is dependent on how quickly you= r bank=0Aprocesses the transaction. From the time of approval, funds sent= =0Adirectly to you should be available within one (1) business day.=0AFunds= sent directly to pay off your creditors may take up to 2=0Aweeks to clear,= depending on the creditor. Personal loans made=0Athrough Upgrade featur= e Annual Percentage Rates (APRs) of=0A7.99%-35.99%. All personal loans have= a 1.85% to 9.99%=0Aorigination fee, which is deducted from the loan procee= ds. Lowest=0Arates require Autopay and paying off a portion of existing deb= t=0Adirectly. Loans feature repayment terms of 24 to 84 months. For=0Aexamp= le, if you receive a $10,000 loan with a 36-month term and a=0A17.59% APR (= which includes a 13.94% yearly interest rate and a 5%=0Aone-time originatio= n fee), you would receive $9,500 in your=0Aaccount and would have a require= d monthly payment of $341.48.=0AOver the life of the loan, your payments wo= uld total $12,293.46.=0AThe APR on your loan may be higher or lower and you= r loan offers=0Amay not have multiple term lengths available. Actual rate d= epends=0Aon credit score, credit usage history, loan term, and other=0Afact= ors. Late payments or subsequent charges and fees may=0Aincrease the cost o= f your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ea= rly. All loans, Personal Credit=0ALines, and checking and savings accoun= ts are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a= /Hgs4p9dzpy93u-FQQzobDg~~/AAQRxRA~/tNo6EUTw7gDjI83SSliysjDPRJq5ZoKrn2sMK7QP= H55xb_7gpiwZRIpsWr6TVPw4QaE97Otsw8-va1SoGYsbyFkYNA_j6a7wAOhwA5OvJahMi48Jl0U= 9nYdI25-EA8FI ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Car= ds are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/= a/Hgs4p9dzpy93u-FQQzobDg~~/AAQRxRA~/tNo6EUTw7gDjI83SSliysjDPRJq5ZoKrn2sMK7Q= PH55xb_7gpiwZRIpsWr6TVPw4QaE97Otsw8-va1SoGYsbyFkYNA_j6a7wAOhwA5OvJahMi48Jl0= U9nYdI25-EA8FI ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, = Inc. (NMLS #1548935) holds the following state licenses=0A=0A( https://link= .upgrade.com/f/a/X-cWoZJoYbPXKgdQhFyoVw~~/AAQRxRA~/xA1yq3ZEyrAFplJT_8OkDvN= 4G-nK8konWKIyMWs05giUftfEOk83DoHxNjcYOdXjipsAysDm9WoyD3UbBVTuOukHTd4XqC4JXk= GcO70Mul2OCS2JrrQUvrZ8scxPMpRCarbR07KExQ_676-Ymmg3oQDQREzRFaMbwl6bLufERCi6p= OY--01fVBYYnZ1GX2cuAR-qXbwhc7ZfCQ9cIZBzRDgUAUWqaY1IaLZF16bAFzE~ )=0A and do= es business under the following DBAs =0A( https://link.upgrade.com/f/a/nEwJ= G5Ab20Q9jXxcV-xrfA~~/AAQRxRA~/NVVIw-acesK3ndobY7fbThyiwhi041SpQKi5XFXhjxjj9= hrCU5YJ1qlmej17xcwk2GUaeeaBir6--VKoCaxY6oWW1EB_sD-dh3NqMxFHlYvtmTm5oSwmORo5= IF480bJX ).=0A=0AUpgrade is a financial technology company, not a bank =0A(= https://link.upgrade.com/f/a/JDTzY-_6NBoMbNpVXeFW7w~~/AAQRxRA~/QJZImYEsW2V= XKCL98H_1D8QPWVtTlwZ06MA2ofMBYBKk3WI1YxfkSBFy8yRo_JhN0FxxlFB3cWO2MK9fbONByl= NXUWPf13AResOjMTdQjNCXB6MYVmQcudhhgIzEt7KZUwg4Lk-p0j_rszwaaeSxNuUgxDGdFFwVn= GMp5XGtcVW91goB3cf9eeMIYdH91O3O )=0A. facebook =0A( https://lin= k.upgrade.com/f/a/doI1jfIFDkodWvFBAn2cGQ~~/AAQRxRA~/gohpoROGoX9uhDzWmWL7gFD= OT9QYLh1VcmZBDnc7pP5DFdsyL9TVCbkaVxHUGlEz5a-zKLKZKAcfCFYbokdfLn6zioHdkRpZU_= nS-fA1jjvw0hE50XhWncIhqNTf9VGgZTJGnsqtnUQT1eVaf8VxCAh82TzgNMQwxzFNvSmR9dIog= -ByIfDAT_3uYwaJN4BsdBipjGt1Nke0j4nZaWP9bjeEP-VbnTIv564-UnhcLpnEMv_Jxl721nHm= VZBGh164 )=0A instagram =0A( https://link.upgrade.com/f/a/d56JQS4k2SwgMlq= xr5WZ7w~~/AAQRxRA~/gohpoROGoX9uhDzWmWL7gB0kOHTGDYN_cyEDLARzABj2cgqtEc1UY-PS= cTi-my4b0g5fhCp5hN6px628oSwFe6oXg4Ia5AyavOEPuEJuOAazYujIcddG3-SaH9GFJNk65dh= j_cet8NBPcoC-p7tEGcn-00w1myXWD8VAxnZq7ixEuA_t1McjFmBLvMUiCEMt5NJZkq17RkotlE= DlRP4w9SF48xDk_OTepG1uFiRMKGp6YyE8H8le8OcgslYgoIwt )=0A blog =0A( https:/= /link.upgrade.com/f/a/CmJAHwfn_ZfJmPqMsHHygA~~/AAQRxRA~/24iTum3S2XsBR4PtQ0_= KOp6YLUQn3XhjlRNoERXg5urT620EjR1vk4likCEkuSVOLPTJWhBwYtsVT3cetdg0Mh7FMwEp8s= Qm_NQ0-G1KqZVpztyWG4oCJI0tq4NG6v-9vr6tEp_8i0pRBb-S5p5oVXooM6oO8drIFb337O_nm= R6da-0AR-Q6TZ9Brn9WVz1xKu_skcKltpB49e6_M3gv_p4bjyMtKxJKSk8IYx7RGzg1XmEtTUgH= LIlYEhO2DpTE )=0A Please do not reply directly to this message as it = was=0Asent from an unattended mailbox. 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No longer want to receive these=0Aemails=3F Unsubs= cribe ( https://link.upgrade.com/f/a/IL4Y8j8SW2hEj2mSkrzKNQ~~/AAQRxRA~/oZox= sVSbEBsnZN-qF5OxANnVmC_GtDlkip68eiUg8-fkZE-MCDdgBJ2oK-DhHBjuKaAAocPLJfGIkS7= svshnK8QovaxDaEeSMZkF7Ls5_na36z6X89G8udx2Am6_BDVrvxmhF6vB5XTMULCZlBhvEI9WWg= H-nixaC2B3e8tdKwko3yDLgw4WD1XuvtJT9EW5WCniwVAG2KHb4pmH7DEu5IZ5uPmAZfg5xL3kO= eEBWzOqwvV0LnjRi6Dyvz-Uk9dh9xkURA-pANyBtIvccsh_ljJw_pBuBRKFaQDBL_iH8zdTG0NJ= wboPdXECE2i1TB_xthEURsFDECgSu7LSbq8C-5zXTgulKyEm79H0uPWFErG9Md_pUJ7zqNXaBbO= gPakMwprSptqj2Bka-NTRoWZV0U2kIw6DbcRD61ylRHn1I1BNstT5uZQinksH-GfotwsYEWVL7p= Z4j-e0bzpl_nWQpG6KBYt2T-DglbUMfeLr52vQElf8lGI5MFR1-QPhBdACWDZ9C3ADc-FklePQJ= AkqQxISqpzckzI-f8-Mm67yJMauYtnkF31kowhPJYapy3D8yjMCkkmP3YcMnRN-UTKCWmhhHCLF= uRNbYFm7IA5riIWkrKyfEwuyjVkva6jRUUl20zU8ZAjJk1-e9STJC9_Q0s2SSk4ZuzlhdPg3U-D= Xf7Fm2H82WeteN3BwKNW1Q4h599raTTzjhmo1KxRNRM1YtKPf8hSGAwEVYmrbFcZlqEoiB5N7m3= nL-f3i_W7-6LAL ) or=0AUpdate Preferences ( https://link.upgrade.com/f/a/0rd= J3Mmr52sVUjnnx3kqCQ~~/AAQRxRA~/dSLno5qfyJBU6CM48e6rEHdL1xaeR75egSRtkqMTwPgJ= gUNIIZfMbP8AF0uCVyWrESymdK5sw46oEMLpfIPLIG8qD9ji07il_08kzhAcJeQcNtm-d77MMpU= UVaodtO39IJ5T0kYmN5MuHDn8DgG44FILMaruZFzvyTB2vcR61bXqOhhZs-JRATTtpbXi4Uw7kD= VQqa4SK09Hgu_8KMFvU_HrSWajZJF4x7EFzBPg_hKbSePVPMO-rJ2wf4I-HiyL0WPMeTz1xhH6O= c9pXsV-dljCpHnSPK5oV5VbAR3pm952C8iwEDDKfgdR0YzfGKJ3BBNmwqWtJtNOEQzRBkDM7g7A= 0EWAVRED796en76foQjPk7IRg4EO9TcYFp-s_337xIHOehuR4vYmXmilvPlOLnUiNqy-rPn3pRW= xoPVg9k-g95jP_f3tUiEdr9YCIejI3DytI6KFQ33h0DGx9vnlc5K4U1JebmLQk4CWL6Na_ak4aq= V59v1WcB_HKsBh4deLNvlbYhph6lBIoxNY-fSycug_ZjiPDVMT_PCtLocM78JzcdqmBVWYr2IV9= SXudS8G3r0SADBbb27Tfdhf9J057xKcPuupNpKbEFngvWPrgcOWiMt3E1Tkq6uhzzwme1vyc8f6= L1dora46eYt1Qi5dL1cWUV2rUc1ftSttEH8WYMYGWx3AfNZShKPYx48igOvnOAOVGQiPSBsRtzA= i0e49Myw99SzPmj_xFrOpwCP8VWSjhZd7hlzjO-FR4cdii1rJj5__3Va5xPhR7ot3DQAt27sL6n= Ejt2UGl63xgFiBaDJpGB4ajOT7mV-tDaBy2GFeiXF1Mm69jpKMzkk7RWUOU7RRNSXhzjpJUmEfL= 1QY9fT4iAcXnX8JpUHPzx1OzsGOBQ3BllJKja1c8r9nJuo3cql0EvHd2peGYZM6iXoUOG_49-r6= L1rkNuuoak8KBMTnuETwUoJ9FuS4lbBsDIMcCG4dbNJ3rGWsyTd80Ko3yXWqd1Ve2s4TL1fGFNA= VbKK7PPi64lnHNzjyju1rAPx8rYWLZSh7hftFA1sSE32VYyFc25GHcpZRdOF0gIqLmVeFX0KLZX= Tqg3TY_Bp4eMHsR3ZC9jrrvWEeeu-nvm_DJzo~ )=0AUpgrade Upgrade is located = at 275 Battery Street, 23rd=0AFloor, San Francisco, CA, 94111 =C2=A9=0A2= 025 Upgrade, Inc. All rights=0Areserved. Privacy Policy ( https://link.= upgrade.com/f/a/h1O4N9Nr-9XwOxzxUNUa2w~~/AAQRxRA~/t6JlSKld9xWNfKaHhFiNkA8eg= MD6e-6-bQkmxwQWRVpqmaITTKKe1icWddVdmngGF9MgKWZpBQvqyywa_Wcpr71ObNvlSKvaugE-= lWqk4fBlp3n9TD4lXytu5DhjOvK_ )=0A=0A Equal Housing Lender=0A=0APL_ITA_DEC= L_OLD_S7 --_----YASTAnIxwb7kZktQE4bCEQ===_51/F9-23251-44444F76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0A
Simple and fast= application to check your rate with no obligations
=0A
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=0AHi,
C= hecking your rate for a personal loan through Upgrade is a 1-minute investm= ent that could fast track you towards achieving your financial goals.
Apply today, you could get your money to= morrow and you can use your money wherever you want - easy!1=0A
What=E2=80=99s stopping you from seeing how much money you qualif= y for=3F
=0A<= !--/BUTTON STARTS HERE-->=0D=0A =0D=0A =0D=0A Check Your Rate=0D=0A =0D=0A
=0D=0A
Thank you,
=0D=0A The Upgrade T= eam
P.S. Checking your rate won=E2=80= =99t impact your credit score and there is no obligation, so why not take a= minute and see what you qualify for=3F=0A
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If you have questions, we're here to = help.=0D=0A
=0D=0A support= @upgrade.com=0D=0A
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=0D=0A =0D=0A <= table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 100%= ; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; = -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" bgcolor=3D"#ff= ffff">=0D=0A
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=0A1 Acc= ept your loan offer and your funds will be sent to your bank or designated = account within one (1) business day of clearing necessary verifications. Av= ailability of the funds is dependent on how quickly your bank processes the= transaction. From the time of approval, funds sent directly to you should = be available within one (1) business day. Funds sent directly to pay off yo= ur creditors may take up to 2 weeks to clear, depending on the creditor.=0D= =0A
Person= al loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.9= 9%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which = is deducted from the loan proceeds. Lowest rates require Autopay and paying= off a portion of existing debt directly. Loans feature repayment terms of = 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month= term and a 17.59% APR (which includes a 13.94% yearly interest rate and a = 5% one-time origination fee), you would receive $9,500 in your account and = would have a required monthly payment of $341.48. Over the life of the loan= , your payments would total $12,293.46. The APR on your loan may be higher = or lower and your loan offers may not have multiple term lengths available.= Actual rate depends on credit score, credit usage history, loan term, and = other factors. Late payments or subsequent charges and fees may increase th= e cost of your fixed rate loan. There is no fee or penalty for repaying a l= oan early. =0D=0A
All loans, Personal Credit Lines, and checking and savings accoun= ts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.
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=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the = following DBAs.
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=0AUpgrade is a financial tec= hnology company, not a bank.=0D=0A
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Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco,= CA, 94111
=0A=C2=A9 2025 Upgrade, Inc. All rights res= erved.
=0APrivacy Policy
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