Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id qNzUN2rb7mc6MgEAchKAPA (envelope-from ) for ; Thu, 03 Apr 2025 14:03:06 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Thu, 03 Apr 2025 14:03:06 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6717) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1u0PqE-00000000OlJ-1P1b for info@sterlingcal.com; Thu, 03 Apr 2025 14:03:06 -0500 X-MSFBL: YKL3BZD0ji9X3dXr4+1halZdftol6EuCo1ohuLG6ZRs=|eyJtZXNzYWdlX2lkIjo iNjdlYzVmZGJlZTY3M2I5MzMzZWYiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJzdWJhY2N vdW50X2lkIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1743706975; i=@e.upgrade.com; bh=YNbaEOThoQ+EkYD7GRGV1uLnSmXi5+CtuVUsCE1GFyY=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=Cwjb4WsaUrnI2/nHYoeDrw4MDfRmYEZdIcNJw+U5Ry2a+YsPHGsgafGRfXEK7u5px 2xirbvzNLyCjGPztYkBUD4xtLRh5coG0VHOFXr4qIG64Cm6l21NdwgpKb5Y9xRxVr+ r4x1U1jyL+zfNWlEsK4a7dpFIyrIXzD+c9rUbiXk= Received: from [10.90.15.215] ([10.90.15.215]) by i-0cf6f7431ecbe72fa.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id FE/3B-30259-F5BDEE76; Thu, 03 Apr 2025 19:02:55 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, your April invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Thu, 03 Apr 2025 19:02:55 +0000 Content-Type: multipart/alternative; boundary="_----fUHXvbiDZKt0pMescKLMAw===_72/3B-30259-F5BDEE76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----fUHXvbiDZKt0pMescKLMAw===_72/3B-30259-F5BDEE76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0A( https://link= .upgrade.com/f/a/uVRAx56IbYWYHIw79-debw~~/AAQRxRA~/fJX6Yq2bvYuBFrfNSo_hKPT= THW4dJWSJ5yXbDswA3JIZW_UNIFcBlWAWvrhpZKp_8hPraGoPKI6R5it6N8lqFuuyQInNUt_HUl= JpJ8ovKYg~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Free= =0AYourself from High-Interest Credit Cards=0AHi,=0AAre you ready to say go= odbye to your high-interest credit cards=0Aand debt=3F With a personal loan= through Upgrade, you can circle=0Athe date that you could be debt free. It= =E2=80=99s time to check your=0Arate and plan for your financial freedom. = Upgrade has helped=0Athousands of people get on their way to financial fre= edom =E2=80=93 and=0Ayou could be next! =E2=80=93 Low, fixed interest r= ates that never=0Achange =E2=80=93 Affordable monthly payments = =E2=80=93 No prepayment=0Apenalty if you decide to pay off your loan early= =0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/GdRC1y5VDGl= Hrkeqmj3DYw~~/AAQRxRA~/KuV6Bp9WkVwX4uoEJiY_QU-wwP_WDnE_aV-bc2J4p3CrK4cS3dGm= 6JOiVCQCfiNMkPANxBUmbI2evSDlPrT-8mUCacZOcveJ_Tfxr7YmVggcvYQYNj5wr26lNaF22S0= yktOAfkzuntT7KjXrMmhGwlGFNbv4MjNxaAwg797yknamKRDATVgMznEu9QlaGK3PmUraMYtwQ6= 7F39RMB-UdO9viOrvHGK1EFS_aMYxlCZTenaDN_MKGnzvoZ23vmU4p=0A) =0A Thanks= ,=0AThe Upgrade Team P.S. Check your rate now (=0Ahttps://link.upgrade.co= m/f/a/8hFWXJ-UtfHd_QqbWrxKnQ~~/AAQRxRA~/6XM2sREYeg_NG08ereu5nbwDMuXqsfpPzEI= 5kzqRV9tL5pppStMkeAtW1oh6f-tWNBjZzKb1Fgf_omPvcUH9pDjafgJRNbsBmjKpFPpoZW7D_g= uU7tRtqbsbcTK6z9KCWqc0xsOz7UsSZwZXL6OLwg~~=3Futm_source=3Ddecl_old&utm_medi= um=3Demail&utm_campaign=3Dsend02_a&utm_content=3Demail_txt=0A) and get on y= our path to financial freedom! If you=0Ahave questions, we're = here to help. support@upgrade.com=0APersonal loans made through Upgrade= feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All personal loa= ns have a 1.85% to=0A9.99% origination fee, which is deducted from the loan= proceeds.=0ALowest rates require Autopay and paying off a portion of exist= ing=0Adebt directly. Loans feature repayment terms of 24 to 84 months.=0AFo= r example, if you receive a $10,000 loan with a 36-month term=0Aand a 17.59= % APR (which includes a 13.94% yearly interest rate=0Aand a 5% one-time ori= gination fee), you would receive $9,500 in=0Ayour account and would have a = required monthly payment of=0A$341.48. Over the life of the loan, your paym= ents would total=0A$12,293.46. The APR on your loan may be higher or lower = and your=0Aloan offers may not have multiple term lengths available. Actual= =0Arate depends on credit score, credit usage history, loan term,=0Aand oth= er factors. Late payments or subsequent charges and fees=0Amay increase the= cost of your fixed rate loan. There is no fee or=0Apenalty for repaying a = loan early.=0A All loans, Personal Credit=0ALines, and checking and savings= accounts are provided by=0AUpgrade's bank partners ( https://link.upgrade.= com/f/a/oP-DbbjcBXV2d6JQNgTXxQ~~/AAQRxRA~/MPzky---SPdAm-ffq3X01EK2NCwN3x4SF= 6C-KQ3-eA_0t267gXWLCpF0Radcc6byif_g6jqpyyn5sayqAULxw4TF06_Gs7mQ_vvAgYFcgmsB= -_JlvuyV6HwnHb362mmC ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE De= bit Cards are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade= .com/f/a/oP-DbbjcBXV2d6JQNgTXxQ~~/AAQRxRA~/MPzky---SPdAm-ffq3X01EK2NCwN3x4= SF6C-KQ3-eA_0t267gXWLCpF0Radcc6byif_g6jqpyyn5sayqAULxw4TF06_Gs7mQ_vvAgYFcgm= sB-_JlvuyV6HwnHb362mmC ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AU= pgrade, Inc. (NMLS #1548935) holds the following state licenses=0A=0A( http= s://link.upgrade.com/f/a/rKCKi_lnYCrs50P_TO_sKg~~/AAQRxRA~/rhm9zTajeGPFBfsZ= uqTIEEjKjrTipwopxnnrfyQjfF7-r_ZhdKOwC7mj_I0IKeO7X1s-3Qxc33ARXu7vEtBLYVtCOim= 2Jn8AEDSzq7HK4hK9i9hbQqrxSCvTL1wAMDAoJFvAeJoY4bEVa6iRhHAM6y9QeEz8R7Eu0-Cw2l= hOf9xBInQwGj-KfzK1WQl4nWxIwoa__Ixf1TFvaa2Lev4VxU7_sdZ1L5oPsio6EwIyO1I~ )=0A= and does business under the following DBAs =0A( https://link.upgrade.com/f= /a/nqly6cHLId6MASvxhY9-bA~~/AAQRxRA~/8luJWDCiFzZsT7VL-uiNEyhXQy-jzJF3xjMqBI= coZdfAwQQO6E2GKYqY0fwYTqqMz6kP5nW4h_-1InCm6SZp1S6wzZ90EefOYFRYdzKDxsyDW2KUX= 9WN1oPTuhJBNZAh ).=0A=0AUpgrade is a financial technology company, not a ba= nk =0A( https://link.upgrade.com/f/a/kcROMwg8lJtVaeRRRJobJQ~~/AAQRxRA~/nDHj= 7YYvoCijjO9fsVX4pDmPg5hHOdEwJG59dRfE3DFCYtBqOMDdqrirDmFR3L_K0q7CKCBwzFY9-O9= P4nfy5bwiPe_Dbo5aIxkqdkhKK-a6aE3RqbF1mVWspisoHMAzQcvBKIPH5hP4LLvE7ZZaDhcw3C= 0WtTzAnEbIiETu_ti1BP1bwND35JcOkeff-ivt )=0A. =0A=0A=0Afacebook =0A( https:/= /link.upgrade.com/f/a/jyaq8NkNo7GVgbDj5q5Gjw~~/AAQRxRA~/ENP7fbHsyOvyEM90MzV= i4TqfvLc3jcU38PCVXJaIKA0J5wh7GfWJOMHTleC7ZmKs3EPJOgoodGKmqSmSFKl0iXS1jsD9OF= GhGRH3KAI_EFOEBAHA3-d6LQhrT5dXkFyMAdzbamNTNmxBvoLMuuO_ne22D2PFM7FNGCcpCDFQh= qQX4B1lWpw_uWiiUud01Qw_genyDTk6JM4ug_WsnRKciB46V5WtBlb6t28tN3l0NQV9G0tGdy0e= 4mMuAb6vpPTG )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/rakN7A5Y_Vm= fOt7NWyEHhA~~/AAQRxRA~/ENP7fbHsyOvyEM90MzVi4V7av8sjkvyejsVutZVnC_9VuXlyoUxk= 7kNP3KXB6msx4AlgbWblob0FnKhAGih9UzXP7mHKgaSlTPSFY4WjxxiwsPFCg5Fcmz-fWihS160= jwJpj1NVSMGElVytbm8sz5sWVbIRg57gUZ0lWnUlHFNdT1l7i5xEGo00TcKMrD380V4OvB-E23D= U3UG9B3kJpzEOUHVHyTi1P2oigRKiKNPBxWLqdzvJHqCuQ30Aq4c9k )=0A=0Ablog =0A( htt= ps://link.upgrade.com/f/a/-UPiS5ypeWq3xinmL4LQkw~~/AAQRxRA~/3iOFC8e51gbwsv5= Dy6bu1wz-gvxMp4eYKgZJVjGB_VA1gd3GtcnrWyvhManpn6xshfGhREewoGYuSzfLcMcDKHPuHD= ZbdI4h3x_4j4E-JbpAC3lMBfg6L2IfxLc6BXbtKpnsKTvHXAqUqAyThriFQ9qBWrKiDJ_9p3c_K= hBCAgsgqfht4B3Yee8ZQ_zLjRlRoHWJMO1phsKJJ2AHBvnANv8TMY-aeatCzFf3kmwbYHpd01bJ= fIOBdm7d3xwtxsgl )=0A Please do not reply directly to this message as= it was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( https://link.u= pgrade.com/f/a/IlT8AtDgmpOIscNkgTIWjg~~/AAQRxRA~/Uu8pVe-yQ6c_VGNKQrhjOeOD40= KJ6DtjTcuBzn7zq8H4cmSS9tr39V9NRuuAJpfsCIaJ99eksBhWypxqKqy9YfkIDXmgZqUfcQ4aj= 9YsB9Sk_-zOJli8wBkBpKl5Ons7 )=0A=0A Equal Housing Lender=0A PL_ITA= _DECL_OLD_S2 --_----fUHXvbiDZKt0pMescKLMAw===_72/3B-30259-F5BDEE76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A =0A =0A =0A =0A =0A =0A =0A =0A = =0A =0A =0A =0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D= =0A=0A =0A =0A =0A =0A =0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A <= td style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-s= ize: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly= ; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"lef= t">P.S. Check your rate now and get on your path to financial= freedom!=0D=0A =0D=0A =0D=0A= =0D=0A
Free Yourself from High-Interest Credit= Cards
Hi,=
Are you ready to say goodbye to your high-interest credit ca= rds and debt=3F With a personal loan through Upgrade, you can circle the da= te that you could be debt free. It=E2=80=99s time to check your rate and pl= an for your financial freedom.
Upgrade has helped thousands o= f people get on their way to financial freedom =E2=80=93 and you could be n= ext!
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A = =0D=0A
=E2=80=93Low, fixed interest rates that never change=0D=0A
=0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =
=E2=80=93No prepayment penalty if you decide to pay= off your loan early
Check Your Ra= te
=0D=0A
Thanks,
=0D=0A The Upgrade Team=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A  =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A =0D=0A =0D=0A
If you have questions, we're he= re to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A
Personal loans made through Upgrade feat= ure Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have= a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds= . Lowest rates require Autopay and paying off a portion of existing debt d= irectly. Loans feature repayment terms of 24 to 84 months. For example, if = you receive a $10,000 loan with a 36-month term and a 17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5% one-time origination fee), you= would receive $9,500 in your account and would have a required monthly pay= ment of $341.48. Over the life of the loan, your payments would total $12,2= 93.46. The APR on your loan may be higher or lower and your loan offers may= not have multiple term lengths available. Actual rate depends on credit sc= ore, credit usage history, loan term, and other factors. Late payments or s= ubsequent charges and fees may increase the cost of your fixed rate loan. T= here is no fee or penalty for repaying a loan early. =0A All loans, Person= al Credit Lines, and checking and savings accounts are provided by Upgrade'= s ba= nk partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Card= s are issued by Upgrade's bank partners, pursuant to a license from Visa US= A Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following = state licenses and does business under the= following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
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