Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id l1pmMA2g6WexEwEAchKAPA (envelope-from ) for ; Sun, 30 Mar 2025 14:48:29 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 30 Mar 2025 14:48:29 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:2521) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tyydx-00000000IKw-0fsQ for info@sterlingcal.com; Sun, 30 Mar 2025 14:48:29 -0500 X-MSFBL: YbT3qA4hLjqsoa/xqFDmL1uZLpeC7i8lG65v2J/VgdI=|eyJyIjoiaW5mb0BzdGV ybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjdlNjA yYTBlOTY3YmRhYTE4NjYifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1743364098; i=@e.upgrade.com; bh=QTj+AfdQolCw50oLekMIMltykZxNSWuEqvxXL3K3JHs=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=ECkEV4DlhpK2UguKuDSsOIcQuN/kvZdTz9jyfPaMQwCZz3SUeTKIDfcHoXitgt5R/ UxoKYXXcQCC+UdgYtmh2113Vl6N+oiFcSrCr6T5tAYsYBm0IknF+F8JpMgt9czqAVG LW/uuuPc/CM/RUUkM6LeOT8Bd9CUJWrlf8QCH4vA= Received: from [10.90.21.187] ([10.90.21.187]) by i-05760365102e14692.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 66/89-01113-200A9E76; Sun, 30 Mar 2025 19:48:18 +0000 From: "Upgrade" Message-ID: <66.89.01113.200A9E76@i-05760365102e14692.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, what are you waiting for? 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List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 30 Mar 2025 19:48:17 +0000 Content-Type: multipart/alternative; boundary="_----w8W8/MBuio1lXklqdKdQNw===_E4/89-01113-100A9E76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----w8W8/MBuio1lXklqdKdQNw===_E4/89-01113-100A9E76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AWipe out your credit c= ard debt in as few as 36 months with a=0Apersonal loan through Upgrade.=0A= =0Aupgrade_logo ( https://link.upgrade.com/f/a/_yIqdt9JcM2NAuOi0vIsWA~~/AAQ= RxRA~/H5fnXIDJIurc1ygXeJOtIPCyUYAfTCvkMJCjfIM8r0pOZv5DQkcgum12ewd15ixF5jnMJ= JCrSre9mD93oEYLVkf7PEETov9vWXPtOxFCWUQ~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A How much=0Acould you save=3F=0AHi,=0ADid you know t= hat only paying the minimum payment on your credit=0Acard each month can dr= aw out your repayment for over a decade=3F=0AWith a personal loan (=0Ahttps= ://link.upgrade.com/f/a/9odatr9D5NXGueM6httwMw~~/AAQRxRA~/7ZMQ-0U0nse4x0QKt= 8FoW1_6k2IhlMAmVuc1VYYSOviP9rV1aF8s3FMWR_MPhQ7t0Uw20IkZ81OfNpyYcMQ5fLQkEjvw= qzqUtdAeacY3lKh454BJozrBVt-zkm_EZztgBU077nojh8AGIK8nAiltKA~~=3Futm_source= =3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend04_b&utm_content=3Demail_= link=0A) through Upgrade you can wipe out your credit card debt in as=0Afew= as 36 months. =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f= /a/09kPhyUdwp9Rpx8w3xQq4Q~~/AAQRxRA~/H9Ry4u7oQcnIv2efPrAXPsmocy_mcMetrxeaOw= LwU2faAS89oIUS6NlBssT3CRDupZ3Om3IOqOaTeGM-zm0TJtMDIMtCEsaTEV3CrrZl1jLYTfQ0N= wfV2lxnvDo1mw5QfCLHq99SPOEB96oD937e0JUI4p525YPpT_L8pve2ET9_syEMiNN6mSKkmxt6= 08z9bd8-eQn2UxO8jMV57aWAkPt-UsNzAm_-_hOXWbTRM8-XhcZMxYX0ghJZjtOruLeR=0A) = =0A It=E2=80=99s easy to check your rate=0A=E2=80=94 click here (=0Ahtt= ps://link.upgrade.com/f/a/9odatr9D5NXGueM6httwMw~~/AAQRxRA~/7ZMQ-0U0nse4x0Q= Kt8FoW1_6k2IhlMAmVuc1VYYSOviP9rV1aF8s3FMWR_MPhQ7t0Uw20IkZ81OfNpyYcMQ5fLQkEj= vwqzqUtdAeacY3lKh454BJozrBVt-zkm_EZztgBU077nojh8AGIK8nAiltKA~~=3Futm_source= =3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend04_b&utm_content=3Demail_= link=0A) to see how much you could save. When you check your rate, there=0A= is no obligation and no impact to your credit score. Thanks,=0AThe Upgrad= e Team If you have questions, we're here=0Ato help. suppor= t@upgrade.com Personal loans=0Amade through Upgrade feature A= nnual Percentage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a = 1.85% to 9.99%=0Aorigination fee, which is deducted from the loan proceeds.= Lowest=0Arates require Autopay and paying off a portion of existing debt= =0Adirectly. Loans feature repayment terms of 24 to 84 months. For=0Aexampl= e, if you receive a $10,000 loan with a 36-month term and a=0A17.59% APR (w= hich includes a 13.94% yearly interest rate and a 5%=0Aone-time origination= fee), you would receive $9,500 in your=0Aaccount and would have a required= monthly payment of $341.48.=0AOver the life of the loan, your payments wou= ld total $12,293.46.=0AThe APR on your loan may be higher or lower and your= loan offers=0Amay not have multiple term lengths available. Actual rate de= pends=0Aon credit score, credit usage history, loan term, and other=0Afacto= rs. Late payments or subsequent charges and fees may=0Aincrease the cost of= your fixed rate loan. There is no fee or=0Apenalty for repaying a loan ear= ly.=0A All loans, Personal Credit=0ALines, and checking and savings account= s are provided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/= FO3GeF4ZMRnT9h5utW9OLg~~/AAQRxRA~/HodPTW_W2JhDZlhY16aP81_w2ZphzYLBV8nnQHR26= mUVkc1AypHnusMFuhZhmjUBedT1Ktou5lUyqVRWez_ej3VALLPM-tOpOGk29xQN1ReGiwSSu6cq= YoPz95bZrM9W ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Card= s are issued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a= /FO3GeF4ZMRnT9h5utW9OLg~~/AAQRxRA~/HodPTW_W2JhDZlhY16aP81_w2ZphzYLBV8nnQHR2= 6mUVkc1AypHnusMFuhZhmjUBedT1Ktou5lUyqVRWez_ej3VALLPM-tOpOGk29xQN1ReGiwSSu6c= qYoPz95bZrM9W ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, I= nc. (NMLS #1548935) holds the following state licenses=0A=0A( https://link.= upgrade.com/f/a/IMUXwy3LZ90N2rz1AMis-w~~/AAQRxRA~/mErwNIxKTElUcmjnyy-swRHiX= HO72zrtUMkjEEQ3dTR-1PtfncdXHy1YMCjsbq2rnfVgupDm8762gq7vLs67ZRTt-jFcBPvgDjew= EFx7sl0uBFWQ1LE56D1ToHOHU0Y6QVJlX--fckFQFt75ez8HvruqG-B-0zatIjdjCtWRnlKf4wJ= TTa4UURhzJbFVCNt40oeC-8a_yAHVxqm4vnQt8EhaZvGq1pe4zC-G4IjDgXk~ )=0A and does= business under the following DBAs =0A( https://link.upgrade.com/f/a/DbVeL7= YcyVOZru2SP5f8Sg~~/AAQRxRA~/TfUVf_F5G_D17VPccyeYfhtmuIGuRqThTj0KlnZ54FU6qkZ= 22jewZV2TQ4v69ttlCK6_92GuKuQkXf_efbLndFl9RCbvFUHMT8lfJEQyYXFfpu3gKnO1Ef5PEp= -fAjxX ).=0A=0AUpgrade is a financial technology company, not a bank =0A( h= ttps://link.upgrade.com/f/a/8LM177CSe0UDbFUtYMykCQ~~/AAQRxRA~/ze6ybow37x5KN= Nj0PvYFCkIx4QnGY2W6glbxLfuhQJaMzrnZJEsoazxyd-GFZyJYIux0v6rUr6DgI0LcqsFzkMmI= f_Ev3nb6oDjSFykefu91uYy25rarQf4Iw7VhlIFtlb79ne1inOcDeY6QDMiFB_WpSKekIsqHNCC= ESXBjtkz_svzXtz1wAm7qgx5LZD0C )=0A. =0A Accept your loan offer and=0Ayour= funds will be sent to your bank or designated account within=0Aone (1) bus= iness day of clearing necessary verifications.=0AAvailability of the funds = is dependent on how quickly your bank=0Aprocesses the transaction. From the= time of approval, funds sent=0Adirectly to you should be available within = one (1) business day.=0AFunds sent directly to pay off your creditors may t= ake up to 2=0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A(= https://link.upgrade.com/f/a/yOZXJKdyWTvFUrn8k9WPdw~~/AAQRxRA~/CS5TtMXg_VW= I0VmAqaTZe6Z39pU5tW01ruHK6CFIJn1V7C5jrYrRJzuiF0kqf0RpwLs_Tfe-jmSsuTRf1lyff9= aYw5-eRJH5fs8hYeOwlXJVI10Wrk-oSzoZkLH7_1gLaNDDHuzjksJMuyAl4yf3KIViEeb99S-7Z= f3AuLQRjo9Acb-053fj-_8AMlDwbEOEXuShlJCBggA8lGXCebSzobUbKStKUH2598gJ9_Z4mDnp= ULnRTzSL6dgAd-z1lUFY )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/cPr= f-e1LdG4yLfXuqk7v-Q~~/AAQRxRA~/CS5TtMXg_VWI0VmAqaTZe7aZKxnCZowSlm0XD_r53sn3= mg-WpBpvKH6u6nvwHrEu_iOpOlwUcwnK6kZggaRbdXVnT5R5_4q3iOiV28NZbD3rtgDCTJ491w8= 8QLGlcyJweb_v8Z1kGhNh-tF-wNmNLkciSQlgGktmDQVq1CUPguZKpb8AkW8H4IdSWYy8iET21a= bOpc4P2Yxm1SSDbbMiARrBv81PxoNcxwtd8kKffPCSVIHv-dmX5JVSmMdn9Mvc )=0A=0Ablog = =0A( https://link.upgrade.com/f/a/B26Xh6beHgH_mpOGEFGhIA~~/AAQRxRA~/wmzEKBI= yTvijOqW9pZFP8iU_SbfpkTacGe7MIWLZnEtaSi4WRWdf38HRpnL2BAfBwETxMgkObKIG9JAPng= tckdME_wdSRowref-weTBZP_ADy4gUssaciARqdAi79N6OagCA5hoMLjZ41tvm4ad0qHDjolpyu= zCtlvYrY03qrNq6p95HPAAMhKrgbqFGL4bSXpDFTFgJPaQSWoo0aOIHVazajcmYD2GWlB48X2wY= 2JLXdWHwe9K6W0enII_vSyfe )=0A Please do not reply directly to this me= ssage as it was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( http= s://link.upgrade.com/f/a/UeI21CAheFSKmelJyjPotw~~/AAQRxRA~/nlqfy1K8OAK1VhrV= lXbH9l8rXHttiFw449Sg9JZ6M0Y5uotMRRZuDdaVmHMhXiN-FNGfuhFXyYyvLlpK9ZVhX_iDCOQ= IGge3F4jtp6qWC_NzttOywteim1Chgd90k1-2 )=0A=0A Equal Housing Lender=0A = PL_ITA_DECL_OLD_S4 --_----w8W8/MBuio1lXklqdKdQNw===_E4/89-01113-100A9E76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Wipe out your credit card debt in as few as 36 months with a personal loan = through Upgrade.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
 =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
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3D"upgrad==
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A=0A=0A=0A=0A=0A=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D=0A <= td style=3D"padding-top: 15px; font-family: Helvetica, Arial, serif; font-s= ize: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly= ; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"lef= t">Hi,=0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D= =0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
How much could you save=3F
Did you know that only paying the minimum payment on your credit card eac= h month can draw out your repayment for over a decade=3F With a personal loan through Upgra= de you can wipe out your credit card debt in as few as 36 months.
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D= =0A
It=E2=80=99s easy to check your rate =E2=80=94 click here to see how much you could sav= e. When you check your rate, there is no obligation and no impact to your c= redit score.
Thanks,
=0D=0A The Upgrade Team=0D=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D= =0A =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A
Personal loans made through Upgrade feature Annual = Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra= tes require Autopay and paying off a portion of existing debt directly. Loa= ns feature repayment terms of 24 to 84 months. For example, if you receive = a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9= 4% yearly interest rate and a 5% one-time origination fee), you would recei= ve $9,500 in your account and would have a required monthly payment of $341= .48. Over the life of the loan, your payments would total $12,293.46. The = APR on your loan may be higher or lower and your loan offers may not have m= ultiple term lengths available. Actual rate depends on credit score, credit= usage history, loan term, and other factors. Late payments or subsequent c= harges and fees may increase the cost of your fixed rate loan. There is no = fee or penalty for repaying a loan early. =0A All loans, Personal Credit L= ines, and checking and savings accounts are provided by Upgrade's bank partne= rs. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are iss= ued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. =0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the follow= ing = DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A= =0A
Accept your loan offer and your funds will be sent= to your bank or designated account within one (1) business day of clearing= necessary verifications. Availability of the funds is dependent on how qui= ckly your bank processes the transaction. From the time of approval, funds = sent directly to you should be available within one (1) business day. Funds= sent directly to pay off your creditors may take up to 2 weeks to clear, d= epending on the creditor.
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= =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A <= tr>=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A=0D=0A
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Upgrade is located at 275 Battery Street, 23rd Floor, San Francisco, CA= , 94111
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