Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id jK2wMvqu5mfN3wYAchKAPA (envelope-from ) for ; Fri, 28 Mar 2025 09:15:22 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 28 Mar 2025 09:15:22 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:22346) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tyAUU-00000001tAR-0xF9 for info@sterlingcal.com; Fri, 28 Mar 2025 09:15:22 -0500 X-MSFBL: tEexLR3mFGq/6BR9c7R1oTC3oxXCvp8xHNT42PceYYM=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwidGVuYW50X2lkIjo ic3BjIiwibWVzc2FnZV9pZCI6IjY3ZGNlZmFlZTY2NzBkMzIxNzNiIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1743171311; i=@e.upgrade.com; bh=ADPvxaIaJSviDCpSy7msEI9J88XpNBkqoMtVqwRyeAc=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=kdUlVzW+6qUkW12V/7CkpzlGxIywueOQ1K5n0L48fZ0K1ELYaBosSxjz6QrP16EFy ssyYAWZXfinD9NDNXFe7ABShOF7mYD2weRj55GxftkDlWISdCraKFU+2upC4juFanQ O7bs7/eX3iZ34CMdNlH8KTl92ziCyw4KG6GUmLJ0= Received: from [10.90.8.35] ([10.90.8.35]) by i-0d47fe2725d562d68.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id B3/79-21975-FEEA6E76; Fri, 28 Mar 2025 14:15:11 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, here's your Friday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 28 Mar 2025 14:15:11 +0000 Content-Type: multipart/alternative; boundary="_----W3xGkdBLDNSkps07zxgcEg===_8B/69-21975-FEEA6E76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----W3xGkdBLDNSkps07zxgcEg===_8B/69-21975-FEEA6E76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASee if a fixed rate pe= rsonal loan can help you save money. Check=0Ayour rate today.=0A=0Aupgrade_= logo ( https://link.upgrade.com/f/a/6xLv08iT4sr32Ou03vwO7w~~/AAQRxRA~/SIQUs= GjSpiDz5MIRSkUSbdTDCsaRiuWpRC4U77RpFQw8GIAtqkJBXY7uTKZjCSOb9kyMdQ6k5-V7AcG7= V9ZtZGA0f9PMO5AyLls_BsVzZzs~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = How much=0Acould you save=3F=0AHi,=0ADo you want to save money = when repaying your high-interest debt=3F=0AA personal loan through Upgrade = can help you consolidate your=0Adebt or pay off high-interest credit cards,= putting money back in=0Ayour pocket that you can use on the important thin= gs.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/JDuOVuT7= o0nOqyPidm055g~~/AAQRxRA~/EGt8BQy59sE6tXFxK8q2fiJ77eViu20YUJMq5xdBcpEEwn_m5= uGvTJEJI6eVRNf1lImmPHQRt48az5j4PgDrODYDcR6vDcIB2Ab473cfVmKPC3OjYXi5PtaT7Hj6= 53GOfScu3Nn6x55gAcVMuO_Do9F-tGOGpiQPEm4HCAgMd4fX9M6IfnB99JPqSSyHk-iYA7EFoLp= mZjPCMoAy20-c6xAaG-d91Mc8dih0cX77auYVB7Rgg9GpuKMSbuKu4Hm4=0A) =0A Wha= t=E2=80=99s stopping you from=0Aseeing if you can save with a personal loan= =3F It only takes a=0Amoment to get started (=0Ahttps://link.upgrade.com/f/= a/Gp36Jzt9wnhg3AHZ1aMwuw~~/AAQRxRA~/UQj5FzAnFPYgPpijVAc3aw3G4690cNFfaMsTkQZ= 1bMl47sBZdBw9nTvCHB1purSTYyjPwu6xVS1bGrVU8n_c-dzk-HHjO9HvGVYG2dTTMCtkCFtYnA= 3qUc0MAg8_ac8gv5te5_vEMmayVOYC7idHUA~~=3Futm_source=3Ddecl_old&utm_medium= =3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A). There is no = obligation and no impact to your credit score.=0AThanks,=0AThe Upgrade Team= If you have questions, we're here=0Ato help. support@upgr= ade.com Personal loans=0Amade through Upgrade feature Annual = Percentage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% = to 9.99%=0Aorigination fee, which is deducted from the loan proceeds. Lowes= t=0Arates require Autopay and paying off a portion of existing debt=0Adirec= tly. Loans feature repayment terms of 24 to 84 months. For=0Aexample, if yo= u receive a $10,000 loan with a 36-month term and a=0A17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), y= ou would receive $9,500 in your=0Aaccount and would have a required monthly= payment of $341.48.=0AOver the life of the loan, your payments would total= $12,293.46.=0AThe APR on your loan may be higher or lower and your loan of= fers=0Amay not have multiple term lengths available. Actual rate depends=0A= on credit score, credit usage history, loan term, and other=0Afactors. Late= payments or subsequent charges and fees may=0Aincrease the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early.=0A A= ll loans, Personal Credit=0ALines, and checking and savings accounts are pr= ovided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/4uAeNjX9= 3nfwYWb_vPT-dQ~~/AAQRxRA~/a4EsxwmLjM38GNQmt4Nb9Nd3KYxYJGcrrJYHvl7lcDbwv3FpA= PGfuuN-tS5dXQCRuuyDsBVQo03gwqcdqgjirPMQp0YtlParsiQl_KwlcMtMS-nm2WE268UU49q4= h8Zr ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are is= sued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/4uAeNjX= 93nfwYWb_vPT-dQ~~/AAQRxRA~/a4EsxwmLjM38GNQmt4Nb9Nd3KYxYJGcrrJYHvl7lcDbwv3Fp= APGfuuN-tS5dXQCRuuyDsBVQo03gwqcdqgjirPMQp0YtlParsiQl_KwlcMtMS-nm2WE268UU49q= 4h8Zr ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/u7YXRJz4AcTAyKYa7EbTbw~~/AAQRxRA~/YC6zkpkKKgC8geN6wBSeugG3wFsLGozqf= 5fKhQXv3cmIuyIaT_vUdzwF6vP28GJpVAgQjlmL4gtAj0uemM4t9b1YYVlYI3MDVIvq2TIoKXUo= x_dTkciWe2LM-90oYpRWnpyc9Iwc5-Qrs4UFZtc-HuiabPJdeppzGCd2aYDleGW_scJMRR5hDvY= N65J_CwkRzO0oKwwTwwHY5Z7VcThwlTLCjk_hhHwmcb0hj6GQ_Ss~ )=0A and does busines= s under the following DBAs =0A( https://link.upgrade.com/f/a/OoVBJKvnX8focx= lqTv26kw~~/AAQRxRA~/UWU47by2RQwSNSMhUCZTBbdthOydRUpSMxtU4pn2RoWHNY-bxyi_QOA= iRobSMHDrGxmqrJm_aEaciEzLGd2nZgT9AdfnQ5zytXf1h0q21QWKudJX5SFq34Ck3WCH3h9t )= .=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/DwQOzHDLJUdc64Abma32JA~~/AAQRxRA~/z3i3tO61EKDNAx_n40dn= MjDKB-Y1vv-I6yRBVYVM7pL3IG434ECEsqxu3Umwp8VoTSvrlezYwAZ4dMRYn_pCtLmrcdFrEXC= z7lB69n3V3-kxynpQTZ2YOLzr-dlwUWD29clWbjD98JK3i475dHp0R6Z9oq1LdWYOP--N_2Ejf-= iLzvw49tJIovYcXi38xZJF )=0A. =0A Your actual minimum payment,=0Apayoff ti= me and payoff cost of a credit card will depend on your=0Aaccount terms and= any future account activity. For example, if=0Ayou have $9,500 in credit c= ard debt with 20% APR, and make=0Aminimum monthly payments of 1% of the out= standing balance plus=0Anew interest, you will pay $15,223 in finance charg= es over 341=0Amonths. With a $10,000 loan with a 36-month term, 18.66% APR,= and=0A5% origination fee, you will pay $2,978 in finance charges.=0A=0Afac= ebook =0A( https://link.upgrade.com/f/a/gi9iM-G3suftPofOnUYv4g~~/AAQRxRA~/y= NRJm3oZI3U7ZbSLJfDZ4C2lxHI6ZI4LNF2TLKMQ9vweoZ8pwxR6XSFQWnZsjXfh6GbWtUyN2YoL= GrYZ8BfSY4VEHhBLgTJbZBjcoo2-t8LyQ4IWWx3Hw9HWmef_8tk4EP3QOMZWYXTKQabgqjYy8Rq= DC8N9Yn83xL2J1aSAyqF8BtGObmqfoVy3rBQ_9f_MF74F9lgkiZVwO-kTP8dMK_wACt7Lun9BUi= XTHMcWs6KzD5B9k1ldJyBeREZhLJaB )=0A=0Ainstagram =0A( https://link.upgrade.c= om/f/a/nxdPuJD2D7OEC4rvP9yi0Q~~/AAQRxRA~/yNRJm3oZI3U7ZbSLJfDZ4CZdQtbYUeM9uB= pNzwaLDu8xjCSZpvaxi5wG8-7quJLcNuaGpsWeNfkHGrSqa-B9V_dXVRXn2qPyUajICiTe5sU29= g1Mkc3DJFdr00kD_AuBqFzu3h6dpfH5VndeVO4ZnjF82VP6K5KkJrPGFGOX2ug_lIDACXfL7QIJ= tpNwB6oCpRhfakJyNQJZ62Dw0lDWoynjstGVjBu_29HNiUZ8OERaYhdEJfW9ze_BymhpTNkz )= =0A=0Ablog =0A( https://link.upgrade.com/f/a/PUCqCr90NeB_nitfLJfLEQ~~/AAQRx= RA~/jedNZGSHtkfwQU7qIEn5WjGVWd53bI887XNVPSCcicfN5OjCavPkp3tM3SDB64H5hp7YlHw= 5u_QoAouRlcxOuRpZsVij14K0JFirESdJepOqRn5_6hUk9WA_QoUMSPnwf1kji7mdxDf0nP_IEy= K6ILdFrx9kZ-9y6eemem3GRo688q_P57seUQsclbnxC40r9ag_oJZ9a5XQOF9MIWRBwlxa0pc2W= kzGchx7BfZTFCjViuvDH_rzb7LB5dMGLNPn )=0A Please do not reply directly= to this message as it was=0Asent from an unattended mailbox. This email= contains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # = ) based on your=0Acommunication preferences. No longer want to receive t= hese=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/EQjyH9e47eNjiXU= 36RkUnQ~~/AAQRxRA~/_z56KS-4Hyy87ngG4p2vrl5YajikxKy4jImtmb7VOhl7LtQGF7SmW5aq= WLgK-Fmbyf_T38SMpswQZereX4uXOrchYDvkIJY2YbjawaBlBT-6K8nYxFkhHofZASbtN9qtIkE= zN7UEgSyhUeQQOWMQCBbZ6I-XQMZBnaM0l17tXItiZJkMxdFJag-yJzBeB-ABzBFZUi4PCSDUNC= pwAUuYBwPJJUAckoyZrtYzKSF_jXsYMa_M-NFG_b25YktniQ_EL7axuVk8mJDNEixCN_bXFonaH= eaKO9yf3_nIbpPpjgvesc7lBLCiscPCE_os3bBxt4CLGyxUqdCcoINWXsaiY6Dx8aoUHmvsiBrR= OxH5qeLQUF-UxFYz8Di9HF_jEpS4mG9Ncktmb1tHgUnwa2FDAZNNDUdX9q9QwfjrELgEp9oiZLW= V3v4KHN15jgHfUjBAt2QK-jdctCog-7KkfhBu2wHoVMoagkJWH1ju9mJRPwsDnNK-gnQfv-WXGh= aVjnlZJtBJl02tjW3Z4k8lzpU3eLw5tG1BaxRC7E0YHEMgvoF_LMjg-sy27teVu3P0QMMKb7EgX= 7jFRmSqxxhGsTBmycv91PY9ZpTCv6t2474kPywOk_iJmshwVKneyD09HS4yPNC-xVJ0eclJYhKf= LLGq-JUfzxXjsq_RhXvpfv17d17OqdY8OGOmQO4EV9fqGmzc-qn-NwfRiPAD7Nt9F4wLe1FalEV= YPaOydtlNe-_yVOGehrU87W5rygEr0ZQKSxfN ) or=0AUpdate Preferences ( https://l= ink.upgrade.com/f/a/YWC3TIMP-cMDkq4ZY77zbQ~~/AAQRxRA~/c9ALM4G6eS02uJBrFBwub= kyFpV5JrRWEKJKmzvJAVk2J_Vn9lcvo4_j1UMYLM5YkHBJx9VRjDcwurcx7eX-TWF_t2Z1N__lh= yQf7XexnNzn0s3LGy9Arkzo-tMP70L6sOFzzqUGBGt7ZrbgQ2xeC_h1utqMWnFWy_BB8zu_oojb= bo6CZE6sHY0Y7l38ZL6ePC1HGlI59Psb3sJ3gkQDtddGL6tZHvWQc6pVITOD6x3iHFmInvQ-ISv= x1lA7B6t1SHiYOJrm8VCGcUzmF8d0oa19QEgbeORTZFe0grKDxZ0t4jClw4Se-PbS63hjbDrxDw= XYG9vPO8eG_52z5MdnECHYiR3_YRg3dKU8QMKLHWUVCe5eQD6jhs1n6M7p8QEGtTYZvNwKyKfN2= Vtrl_f0WC_FktgxnefyfqZLtU6SCqoD825BDOpxY_RWL-WhOzK-fnCzzfBKoO449L6uijeuCgTW= JqjP8v39Q-o5n0wz3pE0JSFNVKhHS9Mkzzn0O8OJRCoFXjQsF_gTc_rH85rqGyKq0Vutg0jS-lD= _gv5LQoyaxsNjDylxw6cffzJaRO9v7PlpsWicr2ZHwOixu5BnGYBqhRcA70prBQEevzFs81Ktxk= odTQvnDusyzIhtlBDlognospd0gw77WxSol5VsYWNfq4cTCOwQ-O7L4fmnFQ27IxYeXz_u7wrqE= wfPd0WfbD92H_KWDLHKOhrdw3-B6QlY6CEenIyefcRcb6r5C6rXjANCxUVFX5QukveQ-aihbNhH= 33DIijmzuxbN0voywgN3KiqaQhF3y6T-rdIlH-fKOW9dUG65jPPlOTY1KrUtK5Zg2fgydVQXsQ3= 1T4sRbTfQoJoyqgisdV9aXqAFEjdmVtjpK0g56JuofnQv6HYMO0vhoPPRV-6wuxszDPOxsLYjYf= W7yYuM1_mM1ozRPxc7ec5MfkqW2FKlhhvEtR0rJVCOlHfRNVaVHTRvU-Ta6Hv_2hmbgFwjwERCE= wmaVfTMgEviv59K4EVqbL8box0Mug1T-OhqiTOd-c8BL1mXN4IcFjiPnzX6djO4ylXlBZYY6HGS= KuI4B3weR9pdAjzkThuwAfrl8u3NWqCgfP_8YHBy2WeJxAMaEFyDy9f6pO_A~ )=0AUpgrade = Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Francisco, = CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved.=0APrivacy Poli= cy ( https://link.upgrade.com/f/a/DDOLSE8KCmufxAM4Ao-F7Q~~/AAQRxRA~/qkJbJcC= 7climIKAZJzTFte4QJsXFAzIp1Lii2wQSX3_p-8wrx4lzAi0jOJj5QEokIY4iZLyX0jroixnMVd= c3AHlvKQ8MEiOvu-PX1tKtGDzrApBoIi8o8pHKEK45ZPN_ )=0A=0A Equal Housing Lend= er=0A PL_ITA_DECL_OLD_S1 --_----W3xGkdBLDNSkps07zxgcEg===_8B/69-21975-FEEA6E76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= See if a fixed rate personal loan can help you save money. Check your rate = today.
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3D"upgrade_logo"
<= /td>=0A
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A
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How much could you save=3F
Hi,
Do you want = to save money when repaying your high-interest debt=3F
A per= sonal loan through Upgrade can help you consolidate your debt or pay off hi= gh-interest credit cards, putting money back in your pocket that you can us= e on the important things.
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A =
W= hat=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no impact to your cr= edit score.
Thanks,
=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A
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Personal loans made through Upgrade feature Annual = Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra= tes require Autopay and paying off a portion of existing debt directly. Loa= ns feature repayment terms of 24 to 84 months. For example, if you receive = a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9= 4% yearly interest rate and a 5% one-time origination fee), you would recei= ve $9,500 in your account and would have a required monthly payment of $341= .48. Over the life of the loan, your payments would total $12,293.46. The = APR on your loan may be higher or lower and your loan offers may not have m= ultiple term lengths available. Actual rate depends on credit score, credit= usage history, loan term, and other factors. Late payments or subsequent c= harges and fees may increase the cost of your fixed rate loan. There is no = fee or penalty for repaying a loan early. =0A All loans, Personal Credit L= ines, and checking and savings accounts are provided by Upgrade's bank partne= rs. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are iss= ued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. =0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the follow= ing = DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A= =0A
Your actual minimum payment, payoff time and payof= f cost of a credit card will depend on your account terms and any future ac= count activity. For example, if you have $9,500 in credit card debt with 20= % APR, and make minimum monthly payments of 1% of the outstanding balance p= lus new interest, you will pay $15,223 in finance charges over 341 months. = With a $10,000 loan with a 36-month term, 18.66% APR, and 5% origination fe= e, you will pay $2,978 in finance charges.
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