Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id eJXTKML13meh0AkAchKAPA (envelope-from ) for ; Sat, 22 Mar 2025 12:39:14 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sat, 22 Mar 2025 12:39:14 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:29838) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tw2oU-00000002hUU-0B7r for info@sterlingcal.com; Sat, 22 Mar 2025 12:39:14 -0500 X-MSFBL: x3lTXzsnK7jlwtvKB+Duez7U6iHCfj4fpSp9J5Ffb4c=|eyJjdXN0b21lcl9pZCI 6IjI2NjY5MyIsInRlbmFudF9pZCI6InNwYyIsInIiOiJpbmZvQHN0ZXJsaW5nY2F sLmNvbSIsIm1lc3NhZ2VfaWQiOiI2N2RjYWVmNWRlNjcwOGUzNmZiNCIsInN1YmF jY291bnRfaWQiOiI1MzMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1742665134; i=@e.upgrade.com; bh=/yebEyEJoq4O6331hLGhq1h0qfP9hCCo7edlfvw7OJ4=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=F4P0OKlP5LLgvW7xDW1AV8WzA+dly1swtJENmGf5MRMYpMF0zNdVCxsS8Ekchq5sB MV4Ec/39W7KP1MYSHQzH2bjLBaXs/MMusjCxhDjIP/VSCCgxtr9wHpjLD7FU1Vq8ne izPrbURD2GDcYSKllPBtXGJGjlsgfCusMZ9BUlr8= Received: from [10.90.31.7] ([10.90.31.7]) by i-0f068f8c8d731460f.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 4B/FE-59849-EA5FED76; Sat, 22 Mar 2025 17:38:54 +0000 From: "Upgrade" Message-ID: <4B.FE.59849.EA5FED76@i-0f068f8c8d731460f.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Loan invitation for Andrew List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sat, 22 Mar 2025 17:38:54 +0000 Content-Type: multipart/alternative; boundary="_----0tlQj3quKSOwrtAKSIqayg===_09/FE-59849-EA5FED76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----0tlQj3quKSOwrtAKSIqayg===_09/FE-59849-EA5FED76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AGetting a personal loa= n through Upgrade can be the first step=0Atowards financial fitness and ach= ieving your long-term goals.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/8TETkgTbGurtNhAqpcjQAw~~/AAQRxRA~/j8O4jwb4lOSdjuf2cMB3CxlFdQxPtQyVHuSlHk= 7ohosOayLeKA8dJ58j9ojQGX2NKZo_OVqLiyN5pmLq0CUuaixiRaEEUxgyBF2kH2DN2Po~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0AHi,=0AGetting a personal loan through U= pgrade can be the first step=0Atowards financial fitness and achieving your= long-term goals.=0AWith a personal loan through Upgrade you can: =E2= =80=93 Consolidate=0Ayour many payments to simplify your monthly budget = =E2=80=93 Pay=0Aoff high-interest debt so you can increase future saving= s =E2=80=93=0ACircle the date that you could be debt free=0A=0A=0A=0A= =0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/HFYgrINUnsd0WHNYc1V_1A~= ~/AAQRxRA~/3o4VPPWUuuRZw9GpxCQskK3QIkZhNeJfUhwQ_8kUcaIvcZFbcoUlJTEsuYKZR7HW= rXE5jlmA7mdKioGhVB407-KTMxPyRkz1IyCF5GkH_keKIjqtPXW9kx0ZEkAIzAxhTWe_tOSU6u6= dem8KIuCynzUEmBHRKCTSKg9uGW1sSJORRHJIR0tNt3hWxTz_ecJzTvN4F4ghN-ZI3oKzSEn6rI= PXQWbn8ibAh71TQChw-vZmtkfh3svVOic7ura1Vpf6=0A) =0A Choose from amounts= you=0Aqualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a ra= te that will=0Anever increase. Checking your rate only takes minutes. What = are=0Ayou waiting for=3F Thanks,=0AThe Upgrade Team P.S. Check your rat= e now (=0Ahttps://link.upgrade.com/f/a/MSBejONcTz7QZA44pThXvw~~/AAQRxRA~/dF= utQNj-xQU7dUsxIfRolHrZs9jOBa5z4k_SUUlMuWoJfIcD3jhokutQ3IOXUN8LGLp4obyFVL2ry= i8EhygRQUMJY-yIGxGgXYSRLjdJwy_9jw2hDOq4uDWbtzrGseXDyW09inWMJONBrP_nIB4B3Q~~= =3Futm_source=3Ddecl_old&utm_medium=3Demail&utm_campaign=3Dsend03_a&utm_con= tent=3Demail_txt=0A). We look forward to helping you achieve your financial= goals.=0AIf you have questions, we're here to help.=0Asupport@upgrade.com = Personal loans made through=0AUpgrade feature Annual Percenta= ge Rates (APRs) of 7.99%-35.99%.=0AAll personal loans have a 1.85% to 9.99%= origination fee, which=0Ais deducted from the loan proceeds. Lowest rates = require Autopay=0Aand paying off a portion of existing debt directly. Loans= feature=0Arepayment terms of 24 to 84 months. For example, if you receive = a=0A$10,000 loan with a 36-month term and a 17.59% APR (which=0Aincludes a = 13.94% yearly interest rate and a 5% one-time=0Aorigination fee), you would= receive $9,500 in your account and=0Awould have a required monthly payment= of $341.48. Over the life=0Aof the loan, your payments would total $12,293= .46. The APR on=0Ayour loan may be higher or lower and your loan offers ma= y not=0Ahave multiple term lengths available. Actual rate depends on=0Acred= it score, credit usage history, loan term, and other factors.=0ALate paymen= ts or subsequent charges and fees may increase the=0Acost of your fixed rat= e loan. There is no fee or penalty for=0Arepaying a loan early. All=0Aloan= s, Personal Credit Lines, and checking and savings accounts=0Aare provided = by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/YHLiKE0ed-VLQb= Gvnhx4Vw~~/AAQRxRA~/7sXJBVnOfGD1b9ulWiZttaSeGkky8wUMgUbKrtXsw30FSHJIqGP3SlG= N6IJa5HnsTsxd5irkyHwoYP_PHjgboaFqhPp5Rw_6IZRJnuUK9l2GHZfk6QakUTfv6DWvI2m5 )= . Upgrade Visa=C2=AE Cards and=0AUpgrade Visa=C2=AE Debit Cards are issued= by Upgrade's bank partners =0A( https://link.upgrade.com/f/a/YHLiKE0ed-VLQ= bGvnhx4Vw~~/AAQRxRA~/7sXJBVnOfGD1b9ulWiZttaSeGkky8wUMgUbKrtXsw30FSHJIqGP3Sl= GN6IJa5HnsTsxd5irkyHwoYP_PHjgboaFqhPp5Rw_6IZRJnuUK9l2GHZfk6QakUTfv6DWvI2m5 = ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #154= 8935) holds the following state licenses=0A=0A( https://link.upgrade.com/f/= a/XO6iFPbbkwd2gGRHoYjVxQ~~/AAQRxRA~/vgp4emDSaiD-L8jagHdbWPZeAVeia6hlO2nEpF9= qGIhVLQ3L7czp-0FVJjDw2vf78xgPCrYhizXViyH5w_iH2Z48GQOhPhglKgo3eCnvXZ_AMEjd3k= KFToJao-uWC4AOhqoFGjJ-d5T-6dfCkuuHQFCV8LVAKnSv-SZzeMYipFyHVawcJG1zYffFimW_7= YYeTsssUw7zExC42Vr3l0W5qA4jqp0HVN4qJaaLQbrLQhQ~ )=0A and does business unde= r the following DBAs =0A( https://link.upgrade.com/f/a/hQSRFT8fMpBik6C-Sl4k= hQ~~/AAQRxRA~/WIrJC1HIqTSw6LaVPf2w6gE_Di7Un_jH3KoqCcmWFj54EjV2qu2cDyfua1dnk= j1CWArqNn9lMblIaJkBiGaq9avSgHQgrICkfWTMjYRknHD8QlmatdLEz3k4zSu2Kp94 ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/acca-6n_o6qTSNMf0sz7TA~~/AAQRxRA~/cCBVy4rG42KchdcUhnMi3jO6J= Py_byj7EOLakdkkwmsrHCLubqSoZLy7wjO4WABQVGisPwBdxGbFeu0t9GJ_lySWZk1vu4eogPku= feYfuFrrJhBqTPfF81Hg1-p1Gv6oybkZLaZOwph52rcrNJvcpzEIh8zZe1uuDxdKzqazejMaCps= wfK5aGjhPqAN8eGaJ )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/lCLSpvlo8UPT6_oiSqwXRw~~/AAQRxRA~/BjAmwVwcg5UkOhRzCxBHwC= 7klObj0RHwqBWMiz2WLyQ2IapTZBuxaWJH7_7f_1EGO5n7CXGac8IhN1IZKcA3RhRQXSF1TuCdk= 2_MBtv8snfYMRyQBdgzpBiKjjUtXbppevlCUxmNAcLvLgnoKieGtKhhhEbDKmRraHiZpegWKTk0= lQUakP8-FJPg5HwcEqDdD6f2aasrMznwG9-jQafw64Z-P611DxMs6rx5Osqig4PFHYVh1uEyAzE= cnYqpAaJs )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/HufaKQ7urNiTl6= Q4AnAJsA~~/AAQRxRA~/BjAmwVwcg5UkOhRzCxBHwPB3MLpqBh5SYL6XQWhjNX-Ftd4TLH8xoTw= 9XeefRAIYE6GCAnRkgMX70x-V6MnPBlEN0sYRrD0X9set2R46yx0-hVfgTiHIEFN81lBBVKAhUJ= c1rJPvrpPuJZ35dteSbTTO1wGl1m-xbFHzrevzPlHXE6OgMlfCsdc3xD_Ql3z3YO1yLd0LWyB08= WnUhwC23gaqEn2wDPU-AVD3HcZT-1c13yUJAw7ibeler3G1V6L9 )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/D7ZAJod2cPTf3TQcIfRqow~~/AAQRxRA~/Nj73A_B9SXDoaMyAE6= Gx7uHTeD3dR6lSjpDBAORgAvlSJZPVG2UA0nxa-cM6B4YFJeuJWE2S8bGw7dwR6xfogU5vM7yq-= xpgjrQXjg2lZC0iHzLxQYYNztAlyU2UBhicUwyiTywSCQVHViOZOFwEe__0raXVJTeV4HaXuOPy= YPNKrArgqJgQNV5HWZT4ospWM0qbz-iK1y9jQNaxnUH_3DYJROISL7hqrUUrM7CpoW6zwHjo02X= uuRtX76XUFrtk )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/uG4rQwxstbdLxZV2oWu9DQ~~/AAQRxRA~/vq0swdpdaoSk4piBj9o-oPWQO5mmY= vk_Cx4pNsFP8Lu5VjHkMvfQQAZgOkKdY5orkpLjOpOcMKrSUUZkNmDSeTIwQ3qPhntbtYEtZHC4= cB02cV6FwjTtGklSaAKPf4Px )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S3 --_----0tlQj3quKSOwrtAKSIqayg===_09/FE-59849-EA5FED76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A
= Getting a personal loan through Upgrade can be the first step towards finan= cial fitness and achieving your long-term goals.
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A = =0D=0A =0D= =0A =0D=0A =0D=0A
 =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
= =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A
=0A =0A = =0A =0A =0A =0A
= =0A = =0A =0A =0A = =0A =0A
=0A =0A = =0A =0A = =0A =0A
3D"upgrade_logo"
=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A= =0A=0A=0A
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=0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A
= Hi,
Getting a personal loan through Upgrade can be the first = step towards financial fitness and achieving your long-term goals. With a p= ersonal loan through Upgrade you can:
=0D=0A =0D=0A =E2=80=93=0D= =0A =0D=0A = =0D=0A
Consolidate= your many payments to simplify your monthly budget
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A P.S. Check your rate now. We look forward to helping you ac= hieve your financial goals.=0D=0A =0D=0A = =0D=0A =0D=0A
= =E2=80=93Pay off high-interest debt so you can increase future saving= s
=0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =
=E2=80=93Circle the date that you could= be debt free
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A=
Check Your Rate
=0D=0A
Choose from amounts = you qualify for =E2=80=93 between $1,000 and $50,000 =E2=80=93 with a rate = that will never increase. Checking your rate only takes minutes. What are y= ou waiting for=3F
Thanks,
=0D=0A The Upgrade Team
=0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=
=0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A= =0D=0A
If you have = questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Personal loans made th= rough Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All p= ersonal loans have a 1.85% to 9.99% origination fee, which is deducted from= the loan proceeds. Lowest rates require Autopay and paying off a portion o= f existing debt directly. Loans feature repayment terms of 24 to 84 months.= For example, if you receive a $10,000 loan with a 36-month term and a 17.5= 9% APR (which includes a 13.94% yearly interest rate and a 5% one-time orig= ination fee), you would receive $9,500 in your account and would have a req= uired monthly payment of $341.48. Over the life of the loan, your payments = would total $12,293.46. The APR on your loan may be higher or lower and you= r loan offers may not have multiple term lengths available. Actual rate dep= ends on credit score, credit usage history, loan term, and other factors. L= ate payments or subsequent charges and fees may increase the cost of your f= ixed rate loan. There is no fee or penalty for repaying a loan early. =0A = All loans, Personal Credit Lines, and checking and savings accounts are pro= vided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards and Upgrade Visa= =C2=AE= Debit Cards are issued by Upgrade's bank partners, pursuant to a lic= ense from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) hol= ds the following state licenses and does b= usiness under the following DBAs.
=0A
=0AUpgrade is a financial technology comp= any, not a bank.=0A=0A
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