Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id gMfSMPOm2Wd22QUAchKAPA (envelope-from ) for ; Tue, 18 Mar 2025 12:01:39 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Tue, 18 Mar 2025 12:01:39 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:6954) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tuaJv-00000001eMe-0qQR for info@sterlingcal.com; Tue, 18 Mar 2025 12:01:39 -0500 X-MSFBL: vPKIx/oWwJRWEwwf79Vp+YA+ZqG3t2qvPfRFVOlLYT8=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwibWVzc2FnZV9pZCI6IjY3YmZlN2E2ZDk2Nzg5YTcyNTRlIiwiY3V zdG9tZXJfaWQiOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1742317287; i=@e.upgrade.com; bh=HwXlMcXi7//PWw6csve920ibLcIfzC2poFScdBtQ8ZA=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=nJAnhki/v6TraU2rF0kq3YRIqveniENoxfLCacg7E6RKCN1Eg9ue8zw/Z2j/Y6/z3 KQj8WZ7GjG5pTZ4lO/2ChyAp8ANJ4TXZAslAwVPYfayyZ52RClFijuCCXUyKUu0N6h d/qqHkqQvznpC1/BBMOnq0bQwgDvxa0reJevyzFQ= Received: from [10.90.33.124] ([10.90.33.124]) by i-028f8f420ce467021.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id E4/5A-22349-7E6A9D76; Tue, 18 Mar 2025 17:01:27 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , Subject: Andrew, your March invitation to check your rate is here List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Tue, 18 Mar 2025 17:01:27 +0000 Content-Type: multipart/alternative; boundary="_----rQlllbG37HWQXxkxF38/Xg===_28/4A-22349-7E6A9D76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.2 X-Spam-Score: -31 X-Spam-Bar: --- X-Spam-Flag: NO --_----rQlllbG37HWQXxkxF38/Xg===_28/4A-22349-7E6A9D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AAre you ready to say g= oodbye to your high-interest credit cards=0Aand debt=3F=0A=0Aupgrade_logo (= https://link.upgrade.com/f/a/8E_G2i__zQGWWBKG5UcrBA~~/AAQRxRA~/ZWqJmlNglvB= 9AQz_0xK2fhZp-xwsFniccT2uguj01aZa1ULS5p1xu_vEIpr_3BVv300F_CBU5BGdpuneqgzEQK= Bc6MpbM81TGO9Pu2ZtLZQ~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = Free=0AYourself from High-Interest Credit Cards=0AHi,=0AAre you ready= to say goodbye to your high-interest credit cards=0Aand debt=3F With a per= sonal loan through Upgrade, you can circle=0Athe date that you could be deb= t free. It=E2=80=99s time to check your=0Arate and plan for your financial = freedom. Upgrade has helped=0Athousands of people get on their way to fin= ancial freedom =E2=80=93 and=0Ayou could be next! =E2=80=93 Low, fixed = interest rates that never=0Achange =E2=80=93 Affordable monthly payme= nts =E2=80=93 No prepayment=0Apenalty if you decide to pay off your l= oan early=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/zu= 6FWIXWg3ekGk6fjcfEOg~~/AAQRxRA~/f0VtAEvBtreSBS0BAmTiUdbzyWUZT7XdWM0l6F0tPcF= is-bBuN2OHMaKv3tWOb072MCXekWEgHMybW7k_clQeYhAI9lR4wGBvzJ0G9b0kbq4DFdEXwfvbv= sILJLD5319H5xHuUGNE6U2buizp5_kZoVu5zjwgQN6ppeBItZvHgN0x_1BMXv0L_QrWcfEYMgWV= Ymd9tgtt2SLHAGZT5SX_GmZ7ZKiyJ5V5C1CQIP_QrVTEEdYHbI0ZJlkEwEUBoTA=0A) =0A= Thanks,=0AThe Upgrade Team P.S. Check your rate now (=0Ahttps://link.u= pgrade.com/f/a/FzSTdHqFvZbZMXMPM1uKFg~~/AAQRxRA~/xlBgS7mziMqCWWuN-BK7e2xMsm= 63u2HD8oJoR7DbghMhKGROYdk5yBm5-HgjvpQeeq8JHct4-yiX_Qow-_4bbANDFKQRMGmdSZAXB= E0y4D9X2sLmOGeiuODp-WKGdvEx4X0qQm_kZFDowgV6VLFwXg~~=3Futm_source=3Ddecl_old= &utm_medium=3Demail&utm_campaign=3Dsend02_a&utm_content=3Demail_txt=0A) and= get on your path to financial freedom! If you=0Ahave question= s, we're here to help. support@upgrade.com=0APersonal loans made throug= h Upgrade feature Annual Percentage=0ARates (APRs) of 7.99%-35.99%. All per= sonal loans have a 1.85% to=0A9.99% origination fee, which is deducted from= the loan proceeds.=0ALowest rates require Autopay and paying off a portion= of existing=0Adebt directly. Loans feature repayment terms of 24 to 84 mon= ths.=0AFor example, if you receive a $10,000 loan with a 36-month term=0Aan= d a 17.59% APR (which includes a 13.94% yearly interest rate=0Aand a 5% one= -time origination fee), you would receive $9,500 in=0Ayour account and woul= d have a required monthly payment of=0A$341.48. Over the life of the loan, = your payments would total=0A$12,293.46. The APR on your loan may be higher = or lower and your=0Aloan offers may not have multiple term lengths availabl= e. Actual=0Arate depends on credit score, credit usage history, loan term,= =0Aand other factors. Late payments or subsequent charges and fees=0Amay in= crease the cost of your fixed rate loan. There is no fee or=0Apenalty for r= epaying a loan early.=0A All loans, Personal Credit=0ALines, and checking a= nd savings accounts are provided by=0AUpgrade's bank partners ( https://lin= k.upgrade.com/f/a/d9ax_lTGRxRupyWlG1LDNA~~/AAQRxRA~/4XXMRhzY4nVxSLC24tX-s0C= SKPgdPRGoHFC7YlW3BK7bk817kFnVodfNPBSxH5zCFKE6jp-zWnqjAcRAtYDIDbMGDpZUI-vjZ5= oVmt9QTIlpMaajY984csU7oeZKrZNX ) . Upgrade Visa=C2=AE Cards and Upgrade Vis= a=C2=AE Debit Cards are issued=0Aby Upgrade's bank partners =0A( https://li= nk.upgrade.com/f/a/d9ax_lTGRxRupyWlG1LDNA~~/AAQRxRA~/4XXMRhzY4nVxSLC24tX-s0= CSKPgdPRGoHFC7YlW3BK7bk817kFnVodfNPBSxH5zCFKE6jp-zWnqjAcRAtYDIDbMGDpZUI-vjZ= 5oVmt9QTIlpMaajY984csU7oeZKrZNX ), pursuant to a license=0Afrom Visa USA In= c.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses=0A= =0A( https://link.upgrade.com/f/a/Y5v9WcRgkAV6cMamNv7Kxg~~/AAQRxRA~/th9OHfA= ZZz3oaPQz_FOpWp5aRtGiXgXrM2G3M1mNIRTORSbU9IY3GLgGGXiLkyi1sqjn7hgw2yGgPZFan4= JYbzCGQix9-HbZReKqUWfxO9zpLXCLaNgF2QB4Ouk_rlKevllon88q54u87eCIR4m6re3sNJcCF= NUOYnolnern0WN1CbscQMoGv9eBHMBp43TsaYJ6ELZeFYqpR1u1xu2PaQ16LzHirZgzph3Il1ji= xPw~ )=0A and does business under the following DBAs =0A( https://link.upgr= ade.com/f/a/NL05hb04KCaW_DaRBwZOqQ~~/AAQRxRA~/5omeCmeh8XNtfdje6FT1u3JiSVVmd= ZrODH98n78UZqFqdGNKMowrz7KDq_79QSgbemtLZCw5akZaolVHxva-RuwK2rT9SnDkWdKlFZLR= DNMAeYk-WEa33u09eadTuen3 ).=0A=0AUpgrade is a financial technology company,= not a bank =0A( https://link.upgrade.com/f/a/NfE9AmQ22EOVSsJVNHKytQ~~/AAQR= xRA~/dk49j85fKKrVShNUYLukVYzIMk_Yuh81qwj3bgCy91flwYFS4LHVivIvdA3XTiElz0ag3j= lCgo4YZmzPHBcsuesfbz8vIktUxY3AeUdS7ywK9biqBGfYt-fFsdNEOQehFO_L-L9mLiUdg6_sz= sxEcJt2ZO66Uzf7ajZYVWzW6OVI4Zf7qXWijimbBpyyYgLu )=0A. =0A=0A=0Afacebook =0A= ( https://link.upgrade.com/f/a/pZvlzJaEzQ74FRpYuYZW2w~~/AAQRxRA~/pAuwriDpzO= C4Pp5BslwgbbGLn340Cx_t3TMrOl6hWeCJpcnisp2sAf6BeRc9ahR_FTcuo5d22mnw-wWkuamJL= 5jQ8paUMuhRoYaNqaGc-gIhUv7lWIdZ0SyXSH0_jKUiWs4To9D1IIkn_4CMWL38yYUCMhs02nWV= it2m1z_R2mkbdmdo7NSII90lTcSVHHKDa9emDF_UxkYK0VeZjBVvfO1D7gynMYJhMGBMGiMXRIM= Kji0buvlr0wsOk2NaHcal )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/Pr= XpTyqmnEMwKKzl7ZRGew~~/AAQRxRA~/pAuwriDpzOC4Pp5BslwgbY8cOMw1ttdy7EDpqiITh_5= 4EZxgxFadES7gdbC4n0VPWaoUX-5i3Sdc19Fy-9esC80Qi0YuvR-FYXMnbtGJlaqh3TborfOfmw= SM6DR8DgtaoSwHWNLIB1rRc3RFIKji7lHfLFQIAuzrF7Z-XAoZtzO4eQV7-wLZcr3N1VXfzxl8N= pljRFrQvKelFD3hg_0GC84KCYoiy7317xKc9hjNM7w33k5dkbdlic5kFxc3xGsb )=0A=0Ablog= =0A( https://link.upgrade.com/f/a/06i5-u1ymBGFCIbN7G-haA~~/AAQRxRA~/nmeygH= SAQ2QcoW1jLEAoeEIW0N7GxKBLyEEwLylscaoF6gLa33_Dho9lPuqGY3QxWrcmQCBQuIgInbE-e= i179t89Id0yYTzwdwLOYp-j3OImRDfpa4MPyV8N4IToenoBYGIZVISCmPmHDjFxrnrNI8aY_hei= lOePajgCPjb9NcgO2bLwZ0yVPMkw4KfAamnf76vdeot3u3wWJs2zeKu1M2dYa_xP1_rJrr04n7X= qmVbAVVLKRtzAVDIRkj0ZPkeh )=0A Please do not reply directly to this m= essage as it was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( http= s://link.upgrade.com/f/a/1OO-n4-BPISl8D5Du0A0yA~~/AAQRxRA~/UArezAqu6QrbtOam= frc4HQrVGCmYnde9zqJ43OUb9O40MCfxwX4-JZHX2anFD6IYS0eH9pETZ7ISasaKDLK0n_vMXlD= DlVtVwPK5gXTREVJMMj4ZtoyzpmLJkW5VgQ5D )=0A=0A Equal Housing Lender=0A = PL_ITA_DECL_OLD_S2 --_----rQlllbG37HWQXxkxF38/Xg===_28/4A-22349-7E6A9D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= Are you ready to say goodbye to your high-interest credit cards and debt=3F=
=0D=0A =0D=0A =0D=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A =0D=0A = =0D=0A =0D=0A <= td style=3D"padding-top: 25px; font-family: Helvetica, Arial, serif; font-s= ize: 16px; line-height: 22px; color: #37383A; mso-line-height-rule: exactly= ; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" align=3D"lef= t">P.S. Check your rate now and get on your path to financial= freedom!=0D=0A =0D=0A =0D=0A= =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A = =0D=0A
Free Yourself from High-Interest Credit Cards=0D=0A
Hi,
Are you ready to say goodbye to your high-interest credit cards a= nd debt=3F With a personal loan through Upgrade, you can circle the date th= at you could be debt free. It=E2=80=99s time to check your rate and plan fo= r your financial freedom.
Upgrade has helped thousands of peo= ple get on their way to financial freedom =E2=80=93 and you could be next!<= /td>=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A
Low, fixed interest rates that never change
=
=0D=0A = =0D=0A =0D=0A = =0D=0A = =0D=0A
=E2=80=93Affordable monthly payments
=0D=0A =0D=0A =0D=0A =0D=0A =
No prepayment penalty if you decide to pay of= f your loan early
=0D=0A =0D=0A =0D=0A = =0D=0A
Check Your Rat= e
=0D=0A
Thanks,
=0D=0A The Upgrade Team=0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A  =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A=0D=0A =0D=0A =0D=0A
If you have questions, we're he= re to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A= =0D=0A
Personal loans made through Upgrade feat= ure Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have= a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds= . Lowest rates require Autopay and paying off a portion of existing debt d= irectly. Loans feature repayment terms of 24 to 84 months. For example, if = you receive a $10,000 loan with a 36-month term and a 17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5% one-time origination fee), you= would receive $9,500 in your account and would have a required monthly pay= ment of $341.48. Over the life of the loan, your payments would total $12,2= 93.46. The APR on your loan may be higher or lower and your loan offers may= not have multiple term lengths available. Actual rate depends on credit sc= ore, credit usage history, loan term, and other factors. Late payments or s= ubsequent charges and fees may increase the cost of your fixed rate loan. T= here is no fee or penalty for repaying a loan early. =0A All loans, Person= al Credit Lines, and checking and savings accounts are provided by Upgrade'= s ba= nk partners. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Card= s are issued by Upgrade's bank partners, pursuant to a license from Visa US= A Inc.
=0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following = state licenses and does business under the= following DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A= =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
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