Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id SJbLLbk312djXQkAchKAPA (envelope-from ) for ; Sun, 16 Mar 2025 15:42:33 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Sun, 16 Mar 2025 15:42:33 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:27826) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1ttuob-00000002aeK-0duk for info@sterlingcal.com; Sun, 16 Mar 2025 15:42:33 -0500 X-MSFBL: rXxuFfwhTDJyCimp9tGYsejUVPhohKsLnnTBrr2tSNk=|eyJtZXNzYWdlX2lkIjo iNjdiOWFlMzdkNzY3MjljODI2MzUiLCJ0ZW5hbnRfaWQiOiJzcGMiLCJyIjoiaW5 mb0BzdGVybGluZ2NhbC5jb20iLCJzdWJhY2NvdW50X2lkIjoiNTMzIiwiY3VzdG9 tZXJfaWQiOiIyNjY2OTMifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1742157742; i=@e.upgrade.com; bh=sFxHPK8FHrAtBmjuDPeO+kQ3u3HeB5MoxwvpSNnuR+Y=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=MW8V1o8+0gf+3c5Oa8IxYZQANgiuyMwbIxHXyAPjt0+5z//pqmtCeCdmPtGnLEdHr J3aOT3UIhi3eFDkRK2S6bTqBkS9fQ6MFuRVcDnpR2zn6q3eC/38mn/deUvsmm8g09r oDdybYYj4S88GfeDhqySBmtTsbYvlY/E6FmMBA1U= Received: from [10.90.47.195] ([10.90.47.195]) by i-03d7f6b18080c304a.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 53/62-07147-EA737D76; Sun, 16 Mar 2025 20:42:22 +0000 From: "Upgrade" Message-ID: <53.62.07147.EA737D76@i-03d7f6b18080c304a.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: =?utf-8?B?QW5kcmV3LCBpdOKAmXMgZWFzeSB0byBjaGVjayB5b3VyIG5ldyBy?= =?utf-8?B?YXRl?= List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Sun, 16 Mar 2025 20:42:22 +0000 Content-Type: multipart/alternative; boundary="_----mFCAR6PFTf6mvf6da4ZWUg===_AD/52-07147-EA737D76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----mFCAR6PFTf6mvf6da4ZWUg===_AD/52-07147-EA737D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0AUpgrade can g= et you access to funds fast.=0A=0Aupgrade_logo ( https://link.upgrade.com/f= /a/xLPNobhu90mPHhMUswWcEA~~/AAQRxRA~/qA5uBGhqUrcAAyEOA3bjfdg-DjFxMvzd7PiqL0= 0SAfcAdbu2r0_6X_6OTRPMkcdnSrF8BsMJ9QBh40GXMNDMRSes3ju7bVRnzpXYA2_QpfI~ )=0A= =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A Start=0Ataking contro= l of your debt=0AHi,=0AJust checking in to see if you=E2=80=99re still in t= he market for a=0Apersonal loan=3F It=E2=80=99s easy to check your=0Arate a= gain at Upgrade and see what you qualify for.=0A=0A=0A=0A=0ACheck Your Rate= (=0Ahttps://link.upgrade.com/f/a/0Gm2-OYyi1hZz1xllDbXQw~~/AAQRxRA~/U_Uj8vP= bCqsMDMVR128xt-_o8LkiNAqDr2eMy6u7SYCO589CX57lyMScpwmLB1PrQw4aXBu9tSecOubiIT= JiSKDUzXpHu7daEXHwOBmWDkM_eOzd5FjIj6VLwM7FIbIVD1GD4LqYhMWPJZd3GfmDaZrr2P4jk= Vt7K0NMCbT1qhFA2LNC2boXOxIKV6if7OqvOWuhKCUQBMvvth0jbV6-Ts-40dKEFZtCt4LPZIcl= AlB1QYEuU7CcnWGfw-kKGCq2=0A) =0A Checking your rate only=0Atakes a mo= ment and it won=E2=80=99t impact your credit, so it never hurts=0Ato take a= moment and see what you qualify for. Thanks,=0AThe Upgrade Team = If you have questions, we're here=0Ato help. support@upgrade.com = Personal loans=0Amade through Upgrade feature Annual Percentag= e Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% to 9.99%= =0Aorigination fee, which is deducted from the loan proceeds. Lowest=0Arate= s require Autopay and paying off a portion of existing debt=0Adirectly. Loa= ns feature repayment terms of 24 to 84 months. For=0Aexample, if you receiv= e a $10,000 loan with a 36-month term and a=0A17.59% APR (which includes a = 13.94% yearly interest rate and a 5%=0Aone-time origination fee), you would= receive $9,500 in your=0Aaccount and would have a required monthly payment= of $341.48.=0AOver the life of the loan, your payments would total $12,293= .46.=0AThe APR on your loan may be higher or lower and your loan offers=0A= may not have multiple term lengths available. Actual rate depends=0Aon cred= it score, credit usage history, loan term, and other=0Afactors. Late paymen= ts or subsequent charges and fees may=0Aincrease the cost of your fixed rat= e loan. There is no fee or=0Apenalty for repaying a loan early.=0A All loan= s, Personal Credit=0ALines, and checking and savings accounts are provided = by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/bXNM5jGAosgNhPn= 13i6bBQ~~/AAQRxRA~/uADqe9C-xPjUbKorAHfRcLju8r1qV4B8JmtOK5HygYBNsNLO9mo7_p0V= xXr3rRveEG6fOq4LEHK2e5Cw445hUhemTa9soT7Gf2bwJORKhW0PMAozpFPEVP3JTFWFauyc ) = . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are issued= =0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/bXNM5jGAosg= NhPn13i6bBQ~~/AAQRxRA~/uADqe9C-xPjUbKorAHfRcLju8r1qV4B8JmtOK5HygYBNsNLO9mo7= _p0VxXr3rRveEG6fOq4LEHK2e5Cw445hUhemTa9soT7Gf2bwJORKhW0PMAozpFPEVP3JTFWFauy= c ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1= 548935) holds the following state licenses=0A=0A( https://link.upgrade.com/= f/a/w2Vf9nOKMUNgizx4YbUNSA~~/AAQRxRA~/fX5DzmixuiDgcWuQXNW5hy3Nz8oTtwPoAuNTE= 5KVpzYxZrK6Z8IwSxZ1aGkfDKzpG5nAqbrDjQz2OpRTAt9PzE2gfBqECg9vBkkCdXqmk06aTMcA= Ll2qkfROqWUZJYqCoXUiLp9kYlOfDYoh0EBs_KIP1prcvVuBs01zTPrMm2ZbrY32ba2J39vhrX5= zy1M806RpVXQEUYSfvV9ZKzZOpkqOO7X8sSBd5iOVfSD2JV4~ )=0A and does business un= der the following DBAs =0A( https://link.upgrade.com/f/a/OETXuyvPBgg0l5eAzO= aGtA~~/AAQRxRA~/QjDX8wcfizhZjCw1zRlf7tBYExM-yFDjlKcAJHnEQbwLLgoh-K_36OgS0Tf= _xOFwDzejchaPmiRLxkJsSXYWQuB00oa-8JADtnRZvCcWwAToYmesrWjy80FIhgn2YvCs ).=0A= =0AUpgrade is a financial technology company, not a bank =0A( https://link.= upgrade.com/f/a/CE4682RKBv00ofPt3XbLzQ~~/AAQRxRA~/b9onW3yespuIcDaclpYSLrHvU= p8qSjBm_L5BGUrCDVMSZ3vyP6mfdlLa3C8wD2JQ-wYBZK8DaBk7KpTm0WsvsbSiw-u-_Lmyq7jw= pHgyXWLGhWFTFa8vSMKPrLIFxwesWMX_SSICExKY8cVRteaZWMT2qxC-9-KGBbOl0cDTypD0FfB= ZxAuZGlg42BdLYKY- )=0A. =0A Accept your loan offer and=0Ayour funds will = be sent to your bank or designated account within=0Aone (1) business day of= clearing necessary verifications.=0AAvailability of the funds is dependent= on how quickly your bank=0Aprocesses the transaction. From the time of app= roval, funds sent=0Adirectly to you should be available within one (1) busi= ness day.=0AFunds sent directly to pay off your creditors may take up to 2= =0Aweeks to clear, depending on the creditor.=0A=0Afacebook =0A( https://li= nk.upgrade.com/f/a/0EWn_CvvpH8ig0-Ia3S7pg~~/AAQRxRA~/kWZLuLxTjJHUYN_hUq1VZ-= t7IFk6MJ0Zuy5nxSAI3tXKV6ZrL2wdpWk0wOZ9ypxgGm0ga9yNkXquXDRghXz2rMdmnm5g1lMsh= W_DPqkT9gLo6mWVGytUyYUNEFaQz29xg_JVxsbqahkF_8jP5OTRGwnbmqhUyytMenW4L03DSD3l= 6ATUfhll2P-IIHHlDkbsFH3SmOtdRoOC2L44obLB4b7Gz0c6qn9FoVKfAbWw--s-iCqsmXewQnS= u1b2mAcHz )=0A=0Ainstagram =0A( https://link.upgrade.com/f/a/42KBRWIck-Wl4-= yszqZSaQ~~/AAQRxRA~/kWZLuLxTjJHUYN_hUq1VZ_PZiMeZAAhtDPN0rTdx67g2XasbdcmvbMT= 1rfZ_VNcIvEBxO1dmiTquYyPIMODku03xQlXuPvWn_5wJ4_naRFpfjYbhYXKlB0MjTepIOKVKvw= 2fUdaAi9zp3ezGAA8Xhg1HZh4LXlMGEDNkp9UFJ5GApKrntV3ccv-R4KaqOh2VPfIlVz3yE7KYa= YfsKXowbqaVaJpBlE8xilVYv_G5WQP1EudcdmrwNHo1fIpT7Jm9 )=0A=0Ablog =0A( https:= //link.upgrade.com/f/a/TeZAgmXFpNzU8jlCMu4TDw~~/AAQRxRA~/QyK_LtDdOnzbeFOUgk= 1r7VvjzLWvCsjnW0AHbkDNuCSdpxHx3Q2EgoPz8iArt0GaOCTUAs_jm4iZLl-Jf7VNRX7gPJoD7= 1y3ZXEwawvhHelnKzD8BVAeFz8jOmQUWzjTIvuUxI1vI7T7bpOK87QdmjIE0Vio_Y7AKkeVtgwK= YCwKeK4u8AaNG_3vZgLTivXVSE5w5eyR7vYLF9aUdB5UOg8D9aefYyXDlGIPtDaWRZuv9Py9g_m= GeM2E0eHo4tLj )=0A Please do not reply directly to this message as it= was=0Asent from an unattended mailbox. 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All rights=0Areserved.=0APrivacy Policy ( https://link.upgr= ade.com/f/a/3CsJgAVvVfS9xlJRY5Q7EA~~/AAQRxRA~/pmPqcRv3ld94TkvczePYDkQ6sxM7Q= KZaIEN4gY4rZg_uUKs3Ny3eq7bxjA-us13564vCSNQRS9ZuuP4Fyq9EpD9JC_2jOMGv2Puz4DPH= a72Qn5ddNrX0gOUgnQmZzo18 )=0A=0A Equal Housing Lender=0A PL_ITA_DE= CL_OLD_S9 --_----mFCAR6PFTf6mvf6da4ZWUg===_AD/52-07147-EA737D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0AUpgrade=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
Upgrade can get you access to funds fast.<= /td>=0D=0A
=0D=0A =0D=0A =0D=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A =0D=0A = =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A
Start taking control of your debt
Hi,
Just= checking in to see if you=E2=80=99re still in the market for a personal lo= an=3F It=E2=80=99s easy to check your rate again at Upgrade and see what yo= u qualify for.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate
=0D=0A
Checking yo= ur rate only takes a moment and it won=E2=80=99t impact your credit, so it = never hurts to take a moment and see what you qualify for.
Thanks,=0D=0A The Upgrade Team
=0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D=0A =
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
=0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A
Personal= loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%= -35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is= deducted from the loan proceeds. Lowest rates require Autopay and paying o= ff a portion of existing debt directly. Loans feature repayment terms of 24= to 84 months. For example, if you receive a $10,000 loan with a 36-month t= erm and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5%= one-time origination fee), you would receive $9,500 in your account and wo= uld have a required monthly payment of $341.48. Over the life of the loan, = your payments would total $12,293.46. The APR on your loan may be higher or= lower and your loan offers may not have multiple term lengths available. A= ctual rate depends on credit score, credit usage history, loan term, and ot= her factors. Late payments or subsequent charges and fees may increase the = cost of your fixed rate loan. There is no fee or penalty for repaying a loa= n early. =0A All loans, Personal Credit Lines, and checking and savings ac= counts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Cards an= d Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners, pur= suant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. (NMLS= #1548935) holds the following state licenses<= /a> and does business under the following DBAs.
=0A
=0AUpgrade i= s a financial t= echnology company, not a bank.=0A=0A
Accept your = loan offer and your funds will be sent to your bank or designated account w= ithin one (1) business day of clearing necessary verifications. Availabilit= y of the funds is dependent on how quickly your bank processes the transact= ion. From the time of approval, funds sent directly to you should be availa= ble within one (1) business day. Funds sent directly to pay off your credit= ors may take up to 2 weeks to clear, depending on the creditor.
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
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=0D=0A
PL_ITA_DECL_OLD_S9
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