Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id voFJHcF71Gc3GgQAchKAPA (envelope-from ) for ; Fri, 14 Mar 2025 13:56:01 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Fri, 14 Mar 2025 13:56:01 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:20118) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1ttACO-000000017uG-3hZ4 for info@sterlingcal.com; Fri, 14 Mar 2025 13:56:01 -0500 X-MSFBL: +41PShyvv4mnAnLyMql00lp6dGxfgC/RhQ5v6ju/nAw=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiciI6ImluZm9Ac3RlcmxpbmdjYWwuY29tIiwidGVuYW50X2lkIjo ic3BjIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJtZXNzYWdlX2lkIjoiNjdiZmI 0N2JkNDY3OGZkNDY2ZWIifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1741978548; i=@e.upgrade.com; bh=CpexkZWfI4royxAXh6KXYfPY98Tx0lyy4YHml+HBLyM=; h=From:Message-ID:List-Unsubscribe:List-Unsubscribe-Post:To:Date: Content-Type:Subject:From:To:Cc:Subject; b=q/MouYznl3AuUYpKbB4ZC/lkEiGvE0AyxWNUkwa8DyVrOu3wVhi8rCm6esOabnumE IQCczHvwQq65m1zDzpe386+SzK2TVHH19aGH3znx25GzuvuYguH6PMU0GGXqW0l4Mu N3P4z5+1JGBmcbJvG62MUNRA70lopx7HxHtOzI5I= Received: from [10.90.11.169] ([10.90.11.169]) by i-0c4cdfeddc1cea400.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id BE/66-22324-4BB74D76; Fri, 14 Mar 2025 18:55:48 +0000 From: "Upgrade" Message-ID: List-Unsubscribe: , List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Fri, 14 Mar 2025 18:55:48 +0000 Content-Type: multipart/alternative; boundary="_----X7U8ZOQUk9fCLkFX2zLJNA===_5D/66-22324-4BB74D76" MIME-Version: 1.0 Subject: Get ahead of your monthly payments Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----X7U8ZOQUk9fCLkFX2zLJNA===_5D/66-22324-4BB74D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ANew loan invitation in= side, Andrew=0A=0Aupgrade_logo ( https://link.upgrade.com/f/a/osfjrAAiEFgrf= eQ5CaOi3A~~/AAQRxRA~/gtcPVy_LqcYsN0Vhvp2zsLpNAVm8qP2ol_0eXATyn8TB1GQxsUC70E= rUOYoLfVhc518-CMm9uGBsyBUViYLYpR1_MUgpr3afxLtVlE83QMI~ )=0A=0A=0A=0A=0A=0A= =0A=0A=0A=0A=0A=0A Get ahead=0Aof your debt=0AHi,=0AIf = you=E2=80=99re looking to get ahead of your monthly bills and take=0Acare o= f your debt, then it=E2=80=99s time to check your rate (=0Ahttps://link.upg= rade.com/f/a/nJW1qLvN3YMV6XPj448-WA~~/AAQRxRA~/fcBTeNlQUoZTz-jZwRne09Nezi3E= 8wCD3mmcgd_TlIpsHmL-zmEXg4UbCUI0bvRU6o48BYdIedik0VFHytLcb7tHsRUIDRz-E-7WhIl= C7M-8407z_hGzPwPgY_m_0Cl9MDXkzkZfsRKDa88Y4agnlw~~=3Futm_source=3Ddecl_old&u= tm_medium=3Demail&utm_campaign=3Dsend06_a&utm_content=3Demail_link=0A) thro= ugh Upgrade. =0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a= /DFUb4RFdDu_gol8a8kzHdg~~/AAQRxRA~/G5vKrKwq9gTFbWTOSn4rnUy0sQkUVfzOClC60913= G8sWmjCQKdtgEVvcbI8BgmRbtu8q6AEsLGPpfEWK8m5BhssF-zqKhJ9xA7PIrbo3TqFqqEeLAlq= JfgdOaI_gBz2pJ3bggldQiM7KrOC7elfesULPXc7G7RVxjvz98UjBvABKcQ-TWrboOd0G-hda6j= PdIX6fh0ycbbehqnLRN5ePrp8A4vBwrquV2GyHBYU699PAVZpZ0h5UmWf3pwD44IiA=0A) = =0A Upgrade loans feature low=0Arates and fixed monthly payments, giving = you lots of options to=0Apick from. Check your rate today to see about maki= ng your monthly=0Apayments more manageable and handling your debt once and = for all.=0AAll the best,=0AThe Upgrade Team If you have questi= ons, we're here=0Ato help. support@upgrade.com Personal l= oans=0Amade through Upgrade feature Annual Percentage Rates (APRs) of=0A7.9= 9%-35.99%. All personal loans have a 1.85% to 9.99%=0Aorigination fee, whic= h is deducted from the loan proceeds. Lowest=0Arates require Autopay and pa= ying off a portion of existing debt=0Adirectly. Loans feature repayment ter= ms of 24 to 84 months. For=0Aexample, if you receive a $10,000 loan with a = 36-month term and a=0A17.59% APR (which includes a 13.94% yearly interest r= ate and a 5%=0Aone-time origination fee), you would receive $9,500 in your= =0Aaccount and would have a required monthly payment of $341.48.=0AOver the= life of the loan, your payments would total $12,293.46.=0AThe APR on your = loan may be higher or lower and your loan offers=0Amay not have multiple te= rm lengths available. Actual rate depends=0Aon credit score, credit usage h= istory, loan term, and other=0Afactors. Late payments or subsequent charges= and fees may=0Aincrease the cost of your fixed rate loan. There is no fee = or=0Apenalty for repaying a loan early.=0A All loans, Personal Credit=0ALin= es, and checking and savings accounts are provided by=0AUpgrade's bank part= ners ( https://link.upgrade.com/f/a/cNYRq483_1qOcrNy5Xg5lA~~/AAQRxRA~/8aG64= X14M4ieX2kqOiz_lFtUxIuUrUrvujp8rozuXCL9am7sCtAX80sDT_BmoA4JSVdS17vqvilFb3AE= Z-TQEZzlgEeoAWYxwL2ooAShGVjnI9Ma8wPSC7Oa_fJkOAhv ) . Upgrade Visa=C2=AE Car= ds and Upgrade Visa=C2=AE Debit Cards are issued=0Aby Upgrade's bank partne= rs =0A( https://link.upgrade.com/f/a/cNYRq483_1qOcrNy5Xg5lA~~/AAQRxRA~/8aG6= 4X14M4ieX2kqOiz_lFtUxIuUrUrvujp8rozuXCL9am7sCtAX80sDT_BmoA4JSVdS17vqvilFb3A= EZ-TQEZzlgEeoAWYxwL2ooAShGVjnI9Ma8wPSC7Oa_fJkOAhv ), pursuant to a license= =0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NMLS #1548935) holds the followin= g state licenses=0A=0A( https://link.upgrade.com/f/a/b1aa9PRGdmtW9pvGPKw-jw= ~~/AAQRxRA~/liKOXr18VfAOW6B6PwhTX5mZEisPdXkbakRYFA-9sBNzdyObQIhzdZKx0HejDjW= tFgeb_RJSNjIAhY3kW3PzUhaBByKR6VUb3NoYziN0qT5PKBC4pKox79uS0lRrlH6EijwOGK5EPe= YybnOISRivB7XRXucloYO2pXKoXq5v4NqtVbJJphPSEqKqdsSso5ZuH3gSlaFxZMfB9AGwbFdDq= N6ySHZxoj30V2GrL0mhfXU~ )=0A and does business under the following DBAs =0A= ( https://link.upgrade.com/f/a/KDV1XIWR3LOGDz1VQ18qgA~~/AAQRxRA~/6DoGPaOINY= Oa93Buvp0UncgQos9T1TvdIJOw08SpMdfVkxBz2SWjLLx9Dv6vmS8wWB010o_8sAD5-hM3AqH_G= 0hbmWGzojqdjC5yo5hsrtwcXk2XXwcYH4LKnAJATKIm ).=0A=0AUpgrade is a financial = technology company, not a bank =0A( https://link.upgrade.com/f/a/gXjRZBgPl-= 65Ux3WMP159g~~/AAQRxRA~/wifwZRaznVXdsKX6RSppKT1sHpbsznL_9CW3wtD0Xl6Ag-b37YG= 1prN-MWJ52YrMBM44t7U1C66F8nKMCBiTcYyAM96qk7hO4h-aUxDnuncZC7nd3X5yG8C5rLewpm= 6g_eY3c6CkIwxeh6BZ1WcChkHOOI8n1qph8YerVYa1CXPQAw426NyXzz07O4hfwMvU )=0A. = =0A Accept your loan offer and=0Ayour funds will be sent to your bank or = designated account within=0Aone (1) business day of clearing necessary veri= fications.=0AAvailability of the funds is dependent on how quickly your ban= k=0Aprocesses the transaction. From the time of approval, funds sent=0Adire= ctly to you should be available within one (1) business day.=0AFunds sent d= irectly to pay off your creditors may take up to 2=0Aweeks to clear, depend= ing on the creditor.=0A=0Afacebook =0A( https://link.upgrade.com/f/a/e0elcL= jFTDZzpqy5GCSlXQ~~/AAQRxRA~/zM664AQ4hfNajNchtFbRRFGyDTV-H3VBuvT7cKCxC4P1Bbx= fvzchQv-xHbbrC-y7GBGWPCF2myIZPHRJA_kFNCHaTiXLALueeVosGfMPRYRg7xjf5HXZfCkRsa= YjDNfCw-mvfsESzz48pdMWTHpvMEnEz08s9oM4AkWE8zO84rjt2grZcP_ukD5YBeDnlCabnQKvT= FBmEHzht-OADSfoqTbVamf16_FVSHNmKrc5UQLKcSQUMtlDB0yV0obb-GBb )=0A=0Ainstagra= m =0A( https://link.upgrade.com/f/a/QJw4ql7NmzBlUW35v2tZGA~~/AAQRxRA~/zM664= AQ4hfNajNchtFbRRJ32OAxX4BXv6EmLoAfp0FRnWRxjNYCJFyEqj7quY2pUSHPbipbgipT9HDxW= T3fMIm4EvpT5U9bV9Y7FQ2SIXeP1RbTkWStgQ6NcZY4xMUcq3mOxXCCimacZyO0qSS6zsxvwxZ8= epAeLft8RjE8g27r6m4SvSzjBGmf6dQ3gsUP_sj3WsmLvXKg-xu4a_CtxSYXYtYuKc3roV4Insi= AbOvhBN5AhpsNF9qdRHaKYe7K7 )=0A=0Ablog =0A( https://link.upgrade.com/f/a/Wc= XlmFhZq0xwu2m_3vtG0w~~/AAQRxRA~/Fy7qOlRJvxWETI8mWAB1irLB5jxnfVr1jg5tmRbQvO6= y2Ex6I_D72tu77C7QmYTQ9Reb4xQkkYZwtKjRsJGlAUYhl9SXt5qtxsGs2Zc59tkRRTNh9pyxhk= jYYuabHKS7zIhK3ALtJbz0zaF-L0UIldhC9Pc6aw97-1j0oQzroYJV9lkueQMF4OBxJfmANkTUG= EDHQaK_a6iNDqqFk2ZzakxbHViyih5kPQOO6-DTfRQtDiPF3Al8QyY6b5Hn9tu- )=0A = Please do not reply directly to this message as it was=0Asent from an unatt= ended mailbox. This email contains=0Aadvertising content and was sent to= =0Ainfo@sterlingcal.com ( # ) based on your=0Acommunication preferences. = No longer want to receive these=0Aemails=3F Unsubscribe ( https://link.upg= rade.com/f/a/CAD1f7wpjRBlXQzqxkxRcw~~/AAQRxRA~/YQiNdruhrkdykndlaOnQCCzIB3Tr= cJoY3vMdbq65mbUEx67i0lFmlZ9Tzr4y8-3Fnhbfd0jDQBAY3u7L_DFzopgY33rTA6cTX5PUGy_= vMUrxojfJ7K3VkM9EFNnMv8ZS8juGDGlLK-45rnJD9YQ8pHSB8Qii8ulOwoWcuL0ee2musLd7Nd= IAUDR-C9WGGgr398mW__xwrXvTcboxI68n15U2BXGVGvYQU94rxcAuH61PguqjWYPolYEsJK8zI= PfZuEZiLznMqa5eE-2BevZgg7T6RpU-Ye9uifesxnJkgk6fIgliGDmP6rOdPuZ2TVVACS9Yp2R8= vWqEtkL13_GBmJrwFkhVkYMdmZ_qJ2HrxVh9ll4JO75LCx8W8NvlbKtAUYyEAD0CfjKSa-URbBo= riGNp5xqVQuTQe3WHpXn1Qa-aX3DSb92XF2FRZVHqqe91fDr3yvORYPEUNqwWrrsDcAcPnvQhiw= ck1AOBVU8_n_Nva0xPbRCrsgLLuirt4a3exCuFWNS1X08KJXY6L6vjxLBqKEfe_X0HJdX5cBXj0= gCHjvRP--Rx0IAE0WcpEM3LcfPEBsLwgLVJ3MqkiURhx0sPuDwHel5E_iltOxTX0wObo8PrXXjN= KsKtDLQ-iFxDUs1D4ADzKWSF7Xl-YCKAmjeGXHUkUmPuD8ZAsSS6S1sZJHxxUXgUc1DaIlx3-R2= aCcxT-KYrdCQAF7d3zE2qaRC3tDoJzsBONplKkPoRQixP5TQ6K0TcUwiTs6Ng2z4z ) or=0AUp= date Preferences ( https://link.upgrade.com/f/a/knu1zrNXodG0AGzVV9oYxA~~/AA= QRxRA~/kAHt0YEcXNQddcbHiZk-31te_c5lRPqWMw5ZZ5kvmXK-XhKAAn01QNDwrtTb5BUloiI_= E8xL5hN0TqdymB7VWUth6VKvZU0WAkYw6qiVudo4kWWycwTbRxfEy3-y11vq8lHUjZ_qAEjQq0w= khhjhSRI4LBGDqiDlDnD9rWnmLtFBxAKCC7HleLoSkdj-4Iqv1g_6Kp-HI6-dZOlbkdz50N03_n= C0MEm195e5Ag34qylmtedUuojiRxAFZR5Y6SxIcuKmcmnp2CTx8er5uVOJFkIzrgKaVIRrzQeCc= 7dcSQYFmlelsq3L7MxGAK4d0FMjmt1bCDEG87E9-QZb2LYPtqbSftQs8sz0_hFKgxzPz3HfFkeM= YelHmbKke_Uw931EfSm-8Qb6lX9xcxnTLzAl3amZ7UmsVI5_ECgASS80kJwIZVv2BX5JEpm-usY= Tmy-3xnkvsJ6Vr4egXT2p-9k47ICrVFqGl9DZYUknQHzF59UblTVCtzM36t_RRXud-77S5ef5ck= 5oe_ovXhh3LWkwxWf9sRwudXBX1tI0Lz6bWkKRWPUi9vgk43Beh0Et5A87nmv8ktS-JpZRu2juS= E9VLz2GnfiXJFpN3fiIP7B8k1YF4MQ68qHFnRKJUGhOvjcjjQWiF7mMHWdYiX7yfdasU2veRbRi= KgW6A-2ZGJq0n5MeRVewvddTl4t50bBGlDaXo6YNkLTDJHDJITRfmeNGAcpp7t5nIGfb-8dRmvd= l1kz2fGYG5tuM6wx2nfKnExcyFLaIeCmumRk5WeRmItaFGRFWhx6Ssfm1cwK_7NTKRwSZFAKcKH= qaOoOAY4KHnO5AkhYFvXTqqxrO19l88hr1oP82spcs3PNmFeKzWb8gcz_xs1pyOdfr3svw31OXU= jCHUUWWH0XxIpqK0WXH-Ko-wQiTG3maCg_Zt4YuJKbRoPntD3YYtR6-ad8YMAv-b-RWmIdMQsnt= 8SmYTvgE_s1vyf4Wv5zrY0vRbJFGYI7P_wa8jw2C5WQ11pcIo-9snjjSbOtnzbcVqSPPp4xX4XX= GvcAv21EubxY02_j_UznRQm020_kPP6zECRkI4UfapASNfnZM1B9t_Ik2SW_quLyEm1ZGLgeVFH= mxEVtQn7Vk9rA~ )=0AUpgrade Upgrade is located at 275 Battery Street, 2= 3rd=0AFloor, San Francisco, CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All right= s=0Areserved.=0APrivacy Policy ( https://link.upgrade.com/f/a/RNoUMFk_bzTQ-= 1b4DG9XJA~~/AAQRxRA~/WMtjwju9qFjzkyUWeov870GRzdrdp5eZPagNrKKIsBR0dVyYSgoRXr= iNUwnS9FzJQ17CT2JwE6akD2fqdOGamLO79tkB_uxWlAutWxbU3oBq8W_qjk_kf3Qc-TrtEDbz = )=0A=0A Equal Housing Lender=0A PL_ITA_DECL_OLD_S6 --_----X7U8ZOQUk9fCLkFX2zLJNA===_5D/66-22324-4BB74D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D= =0A
= New loan invitation inside, Andrew
=0D=0A =0D=0A =0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A = =0D=0A =0D=0A = =0D=0A
 
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Get ahead o= f your debt
Hi,
If you=E2=80=99re looking to get ahead of your monthly= bills and take care of your debt, then it=E2=80=99s time to check your rate through= Upgrade.
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A
Check Your Rate=
=0D=0A
Upgrade loans fea= ture low rates and fixed monthly payments, giving you lots of options to pi= ck from. Check your rate today to see about making your monthly payments mo= re manageable and handling your debt once and for all.
All the best,<= br />=0D=0A The Upgrade Team
<= /td>=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A
=0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to help.=0D=0A
=0D=0A support@upgrade.com=0D= =0A
=0D=0A =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A <= /tr>=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A = =0D=0A =0D=0A = =0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D= =0A =0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A =0D=0A =0D=0A =0D=0A=0D=0A=0D=0A=0D=0A
=0D=0A =
Per= sonal loans made through Upgrade feature Annual Percentage Rates (APRs) of = 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, whi= ch is deducted from the loan proceeds. Lowest rates require Autopay and pay= ing off a portion of existing debt directly. Loans feature repayment terms = of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-mo= nth term and a 17.59% APR (which includes a 13.94% yearly interest rate and= a 5% one-time origination fee), you would receive $9,500 in your account a= nd would have a required monthly payment of $341.48. Over the life of the l= oan, your payments would total $12,293.46. The APR on your loan may be high= er or lower and your loan offers may not have multiple term lengths availab= le. Actual rate depends on credit score, credit usage history, loan term, a= nd other factors. Late payments or subsequent charges and fees may increase= the cost of your fixed rate loan. There is no fee or penalty for repaying = a loan early. =0A All loans, Personal Credit Lines, and checking and savin= gs accounts are provided by Upgrade's bank partners. Upgrade Visa=C2=AE Car= ds and Upgrade Visa=C2=AE Debit Cards are issued by Upgrade's bank partners= , pursuant to a license from Visa USA Inc.
=0A
=0AUpgrade, Inc. = (NMLS #1548935) holds the following state lice= nses and does business under the following DBAs.
=0A
=0AUpgr= ade is a financ= ial technology company, not a bank.=0A=0A
Accept y= our loan offer and your funds will be sent to your bank or designated accou= nt within one (1) business day of clearing necessary verifications. Availab= ility of the funds is dependent on how quickly your bank processes the tran= saction. From the time of approval, funds sent directly to you should be av= ailable within one (1) business day. Funds sent directly to pay off your cr= editors may take up to 2 weeks to clear, depending on the creditor.
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