Return-Path: Delivered-To: info@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id yPZDICra0Wc0LA8AchKAPA (envelope-from ) for ; Wed, 12 Mar 2025 14:02:02 -0500 Return-path: Envelope-to: info@sterlingcal.com Delivery-date: Wed, 12 Mar 2025 14:02:02 -0500 Received: from bz1170.e.upgrade.com ([223.165.123.182]:16224) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1tsRL7-00000004B9I-3pMb for info@sterlingcal.com; Wed, 12 Mar 2025 14:02:02 -0500 X-MSFBL: n1XPI4BD3sP2RtnhvC+8TBtmRNSwQnuZcG1YiX0dAYo=|eyJzdWJhY2NvdW50X2l kIjoiNTMzIiwiY3VzdG9tZXJfaWQiOiIyNjY2OTMiLCJ0ZW5hbnRfaWQiOiJzcGM iLCJtZXNzYWdlX2lkIjoiNjdiZjFmZGFkMTY3ODZjMTRlMDQiLCJyIjoiaW5mb0B zdGVybGluZ2NhbC5jb20ifQ== DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=e.upgrade.com; s=scph0422; t=1741806111; i=@e.upgrade.com; bh=NBxuZmaxdBbKW0nVJHIAJV4lP6pkhzNj8qJKESfDOXQ=; h=From:Message-ID:List-Unsubscribe:Subject:List-Unsubscribe-Post:To: Date:Content-Type:From:To:Cc:Subject; b=ZGnb3Nwkzi1hd08a0TbIzgINfttKsZ4PcJHMfseCUx5Su75gmvtmmEij6bQLZnLDJ Gel1RCw45OMBwDlw3wjU/y6jUNEtKHH/hy4fd9H41+APXhyWA7dsNrrPlfIfIQ1UM9 QlnVMPNvA+kbvcg0giq3Vt86pe+tEysxCPs7Tc6Q= Received: from [10.90.30.117] ([10.90.30.117]) by i-0dc5b09bf313ca291.mta1vrest.sd.prd.sparkpost (ecelerity 4.8.0.74368 r(msys-ecelerity:tags/4.8.0.17)) with REST id 40/E4-22497-F1AD1D76; Wed, 12 Mar 2025 19:01:51 +0000 From: "Upgrade" Message-ID: <40.E4.22497.F1AD1D76@i-0dc5b09bf313ca291.mta1vrest.sd.prd.sparkpost> List-Unsubscribe: , Subject: Andrew, here's your Wednesday loan invitation List-Unsubscribe-Post: List-Unsubscribe=One-Click To: info@sterlingcal.com Date: Wed, 12 Mar 2025 19:01:50 +0000 Content-Type: multipart/alternative; boundary="_----VIfgcbKlQO2WWvYFJi2AyA===_38/D4-22497-E1AD1D76" MIME-Version: 1.0 Reply-To: noreply.email@upgrade.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO --_----VIfgcbKlQO2WWvYFJi2AyA===_38/D4-22497-E1AD1D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="UTF-8" =0A=0A=0A=0A=0A=0A=0A=0A=0A Upgrade 96=0ASee if a fixed rate pe= rsonal loan can help you save money. Check=0Ayour rate today.=0A=0Aupgrade_= logo ( https://link.upgrade.com/f/a/A5x7quzvOaAI0gjPQq5Tag~~/AAQRxRA~/Bi6or= LMjUOJceyi8dxinksioiJa2WAfrScqMJzf1sYm9C4TU6ARV8RP8NWUok35G6btQgeNm5RUP8KXK= Frp02MnkaXaB2g907HpslTSMBgk~ )=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A = How much=0Acould you save=3F=0AHi,=0ADo you want to save money = when repaying your high-interest debt=3F=0AA personal loan through Upgrade = can help you consolidate your=0Adebt or pay off high-interest credit cards,= putting money back in=0Ayour pocket that you can use on the important thin= gs.=0A=0A=0A=0A=0ACheck Your Rate (=0Ahttps://link.upgrade.com/f/a/fbyVKCAs= -zk8iSPvgOPbGA~~/AAQRxRA~/HWPx1Zj-sM8N0_NeRZa063qCze2oUNHqAIyk75rdLgX8WCx4J= hBiTSIxQ1kFNy4ZcnShcAZI0_r2iRXQm5tGGWD-jMIPsTP_tgjHaiz4XV_DGWMbSCNYeDpU3MiP= 5D_L916hNS7QmJS5NArqWphQB58stS-ObI13IEtdNoc7MX4GEhHCBr-hkKVFDhKYj_gvqe3fzI_= I2q2HyhWFlh-F2a2235ICVnD0gRNsPMMA6iN_paZ73-gMgfUEEULnFEOq=0A) =0A Wha= t=E2=80=99s stopping you from=0Aseeing if you can save with a personal loan= =3F It only takes a=0Amoment to get started (=0Ahttps://link.upgrade.com/f/= a/s2q-LYWGDj3z-Cbd6UhTsA~~/AAQRxRA~/lo3_BoFBZ_SLosXrgWncisTPZRMc8LDQygJPdCz= mERroWQx026mYOVNOV-eeinhT8nki6RxwUdSRUxOxrDR20BjvSObY00u90G2_XElzCt0hFXToWV= jkzZgVWVLxLKB_1utb9qjaxAtN0sd_6RCXIQ~~=3Futm_source=3Ddecl_old&utm_medium= =3Demail&utm_campaign=3Dsend01_a&utm_content=3Demail_link=0A). There is no = obligation and no impact to your credit score.=0AThanks,=0AThe Upgrade Team= If you have questions, we're here=0Ato help. support@upgr= ade.com Personal loans=0Amade through Upgrade feature Annual = Percentage Rates (APRs) of=0A7.99%-35.99%. All personal loans have a 1.85% = to 9.99%=0Aorigination fee, which is deducted from the loan proceeds. Lowes= t=0Arates require Autopay and paying off a portion of existing debt=0Adirec= tly. Loans feature repayment terms of 24 to 84 months. For=0Aexample, if yo= u receive a $10,000 loan with a 36-month term and a=0A17.59% APR (which inc= ludes a 13.94% yearly interest rate and a 5%=0Aone-time origination fee), y= ou would receive $9,500 in your=0Aaccount and would have a required monthly= payment of $341.48.=0AOver the life of the loan, your payments would total= $12,293.46.=0AThe APR on your loan may be higher or lower and your loan of= fers=0Amay not have multiple term lengths available. Actual rate depends=0A= on credit score, credit usage history, loan term, and other=0Afactors. Late= payments or subsequent charges and fees may=0Aincrease the cost of your fi= xed rate loan. There is no fee or=0Apenalty for repaying a loan early.=0A A= ll loans, Personal Credit=0ALines, and checking and savings accounts are pr= ovided by=0AUpgrade's bank partners ( https://link.upgrade.com/f/a/MIXtUjxd= 5i_0d2Ly81xccA~~/AAQRxRA~/sfE5nPpYoUJsxGeeDbknPhUWGc8OBnmkWpC8ZLo3oZV-i0inP= VEScI0XjMCJyavGt6OURwO6XOBTy60OEP68q7fjxI0j4EGwAcOZyMbp-EuFg78GfIZJyBoDyzar= hk2N ) . Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are is= sued=0Aby Upgrade's bank partners =0A( https://link.upgrade.com/f/a/MIXtUjx= d5i_0d2Ly81xccA~~/AAQRxRA~/sfE5nPpYoUJsxGeeDbknPhUWGc8OBnmkWpC8ZLo3oZV-i0in= PVEScI0XjMCJyavGt6OURwO6XOBTy60OEP68q7fjxI0j4EGwAcOZyMbp-EuFg78GfIZJyBoDyza= rhk2N ), pursuant to a license=0Afrom Visa USA Inc.=0A=0AUpgrade, Inc. (NML= S #1548935) holds the following state licenses=0A=0A( https://link.upgrade.= com/f/a/fjiCXeJ4eNU6Vvok8fWcrA~~/AAQRxRA~/gn_knyU4jiGpXNBDBZDfoSC4QKSoeOWkW= Aje5L8FYyNeiJ5mM8yjH9f2B-ukOgo5qKR4D0JW-w-sILuvgOzS5K1Qmcz_Wa1PHVbor2TtL_82= 8v_1ebzgxGKhXQ7FnjoDZFVFNLliNgJeDSbVFKg24qSRml7rGVRup78mC0oUmgMi6FWXicx5gNH= jJd_4r9FK3JhuhoGLmTVM-o05ZEHNQ9Dz_BtBVystc4VsW6Ziy4E~ )=0A and does busines= s under the following DBAs =0A( https://link.upgrade.com/f/a/RqCe7qqABYUCXL= -2RPvCGQ~~/AAQRxRA~/Nm4pVeTL_VLLsvmpd7VpjhrXLzSfv4vnxVZGSMRr6hqRjHycXtI6Rlk= zNryqF0evnNTOE25T4ZuIKd8KMX2tUH0uCcUxu0fq4Mp7RYOycNf9oWNli24PZz8aLh6jW79D )= .=0A=0AUpgrade is a financial technology company, not a bank =0A( https://= link.upgrade.com/f/a/fh0iUvtO_RhaHbvvZ8YApA~~/AAQRxRA~/9mdaim4b1HCLP3h9Rlok= IrVhXrTqZLP6FpEW1UAVGCd9RGv6L7hPc3xzC6kzCWEO3o_jeopyXAF_YTP4-tP1vezylZO6v70= hRhr-TjYqaHM5eUqWxwgbIYerUWguwNN4QSIf7OyJ4qD4J8XI9ts6pTOohEQI_jYlALvR0E1_S5= 8n8i_SgJfDdAa8DgO7_UAE )=0A. =0A Your actual minimum payment,=0Apayoff ti= me and payoff cost of a credit card will depend on your=0Aaccount terms and= any future account activity. For example, if=0Ayou have $9,500 in credit c= ard debt with 20% APR, and make=0Aminimum monthly payments of 1% of the out= standing balance plus=0Anew interest, you will pay $15,223 in finance charg= es over 341=0Amonths. With a $10,000 loan with a 36-month term, 18.66% APR,= and=0A5% origination fee, you will pay $2,978 in finance charges.=0A=0Afac= ebook =0A( https://link.upgrade.com/f/a/y2AjzPncznk_9knrVUOolg~~/AAQRxRA~/8= cdXBu2R4yzIQ4DnLpvoTcNWnCLos5EnkWWKyCOdYwFHJOWfLMuV_L1ETJc50eLOlgEd2EhSW3UM= tkOR288oqmHNdNWqozbmjfEpGJJILR3CT7voJrNOzRFIiOAPuIL8kj8POYCph2e8k9X6928dmcm= Mk0eiEBoa4jM-1csnxsaI3zZbceN4LDKJN4GZALDm_xwwBHI-rt12bT92jiXubC5VlqiBwYTpgj= FEIZUfljBZTsJRoIGBD-H9LUk6fT6L )=0A=0Ainstagram =0A( https://link.upgrade.c= om/f/a/cardIYgZtn41Q6OXKy1L-g~~/AAQRxRA~/8cdXBu2R4yzIQ4DnLpvoTdcCVE7mpkH4vG= SeLM01jeUeO21MVkqYoB0iS_IL2d-XohSqv-RtprdP9nKfs1awqmZM2yge94kulRiG9_0JZGOe9= n_CkzxGyWbY7Viup2fxlWu57D8K-cd9j_BpYqY7ZiGuyandInIM3Y50RAi88yHNMOpuTmeVBPMK= FL5aKfrUrcwOdLbLfxgoOpwgZXW-guVATnWozgkIuKJtNxSEslNfLIhSvdh9Ucm_neNZ3C-l )= =0A=0Ablog =0A( https://link.upgrade.com/f/a/MY7QFOw1X_aV1FNYLB3hMA~~/AAQRx= RA~/Niev3npyx8eMvpxTJPrPb_oDBmugFoUts3YQYrTItZJOHvCYJUFfODNmtKP6JeguoZSK9-j= KIN5CyENUl97mBB27sUAB9-t9lSvabdKeMo38VPZxSwfHEdtoNk5eVTDoD_6kq94iMhwIkkDOSm= Tc65eOdJEBTpEDBmK0W67b4TErwFTYzyDp7CgWNXN1NcjhIIusthxOlQXlXJi9S-jUMSKbI2POs= IiqqujaJ46gmPjKmX3-cPEMahANwtuaD3FL )=0A Please do not reply directly= to this message as it was=0Asent from an unattended mailbox. This email= contains=0Aadvertising content and was sent to=0Ainfo@sterlingcal.com ( # = ) based on your=0Acommunication preferences. No longer want to receive t= hese=0Aemails=3F Unsubscribe ( https://link.upgrade.com/f/a/86mm1eMatEW5Zh6= rgijKIA~~/AAQRxRA~/AXML000ttgLsKoKpS9vGNp5GzVlT7KrqLkv2JG0Xff30zaXduwp1Stjb= ajdrCE7flfeXKfX-RbIfZ3Xx73YDVkpDNKyLgtP94wQsV6qR5gsu5k7VxrjqnYzzThGVUEz_XCw= HVtvr5zfxQSkzqODMkMYUTT09LfBKPIdD48m317dmWzwJpJ5TJfoeLYlG9OrsQ5Iw1KKMA5tF3E= zQfE_yLuT8Yqkg_Pq6Tkam6gHv3s_L8nnT23wqh1jIL-Mn9URqNB2kse4jmG55oF0kZvBmd3pba= AovF6iB3SMpvR84eAsRQJUK3cnvGcUctumOfHchduHGmH8qwKyTH6EBQoaCsOTzI8fRlmpMJ4QR= 3SlbjE5ZXShgdlrquiuEGkZkVClUKNnTDZbVP_d3crCuPQurr2WPjC-PAoAAJi7d_Vse_Axpkkh= Aoph2lFabwqXZa6EXT3q6ypX0gUnzh118eVt128xRk7_iM2_dYtdY3uBvp6msNEDJCGTyGzZOJ6= zlQr18tutt-A6hcpA_ZsvJ4xAtt5bvRxe6rX91GKtxuXVVRdydUt3AUD9PJjL_-0R7RMm3bh0wl= eS0_hC5HCKK6UX-JWg-9nGxFXRtGxcsvOscC7ndFTK9wDvEP4_FIKAwKEOrDcJMrYst0vSMJokh= CyUB8p8Fvt9WfWrpz_uvOqqzHzlUNok3TejLXzWhORNp6vTHF6ERulLBOC5uDFaKDlAUqYoghRv= m_2YFNpJcLgL36IXAIxlVwLmnC_dNcbjnj385 ) or=0AUpdate Preferences ( https://l= ink.upgrade.com/f/a/xv8n8NS4F57ytwccytBuuA~~/AAQRxRA~/k9oZk437Ew70yrnsDFY-7= onWgxhYFRwNFYW4e5WHFUnGa36oRq9eqy4IdfiOIoqH_RwpY6JT032tEAr2x3-2JzpjoVsk3zRN= ThtQf1twqSDSU4YjBi39SMiUO7Nk-LOeBofxbFcoOrxdHo5duD0ROPtwyrf3blgD0Td1SdQbGOS= 4-qLJdNfjtHVHT8guRo5yLfzAt_spmu06x7gY6-Z8vuocXFleqmb7wG0wix2hmzwdvbZKjVPtI3= KfQYw2BNqZ7955cHkrdmYvMyXJVDVtKd2D3JZxWv5zaof9QuCbbHUYLVlxuB31FJd2nh_WTEjOw= 9wUoU2Olkt5k7qFQjpWrzQ9ajaF-kokuFXVpmGAtU4fbgg_pQiSEYJsJ2Arp01inf1a9vDN6twh= mmf4zeF5Kmkx4sqfX2deaeBmxCJyFJdECnBZgtjgSS2wkYnA9OjF9-_IgbaNNJXcpa9lNGzaDy-= vCh9IUzpeLJg1ZIVLp_0ISraYiEE5fxDZP8FDspuKvtLFdMtWACjJXlVAsSBhwHt2rTafPGASTS= DiZxm9Xan12UPEya6wtwFEvDKwqUr6BsbkxFBD-aCZchAB_0TCvOqxjpyT26AStWm7R07xSnai8= qohp0KGuoAO0HE5rnPfyU4KlVgawnaby_oCP2Mx4mCnHOI3ss1EvWmLWD4eqm0CqcZlxAHtA5Xk= n_RvdsyX_TQxZGlqjIUyClIzysoYAMyqKfTKAUPnINjlrezFGuE7gz4ONb5h1lfvufS4-iri-YT= bwAzaCcMR_O-O2sQAOb0nr0lCcCndOVop5ADxAR9YHgQmfEiDgm7jWRTOC8AFJkqA4pn6YxQohR= wNolJC_gNqdvUZbnjq_hqdhFcf1HKOV-tCUeHCoex922ggcjw-8k6hRqiGzXFd0VPzI8abKh98Y= lZAdWNF7vJs_eozf8JV_6EnYEho8pk62hQ6AAgeezHhyTS8dPeki5xTtzpQiSKSuvUrRvkHWzjs= 72WTZtlq0IV4daBIGhHJLZw3rYCyfcOPrsG1e0Oy84Fw4rlB4O5whyFoUGFPevCUErzdaDM1u7g= ABg5BuLAawzBP5yexUZQh00a7kr_v_X42eRJOHp_KaxdWxbpAfJqD7Lb-8Y0~ )=0AUpgrade = Upgrade is located at 275 Battery Street, 23rd=0AFloor, San Francisco, = CA, 94111=0A=C2=A9 2025 Upgrade, Inc. All rights=0Areserved.=0APrivacy Poli= cy ( https://link.upgrade.com/f/a/_GCZB1wZz4swD9Ei_sSNog~~/AAQRxRA~/7AV-aWP= _bvrkZ0geVcybl-xLS_8YPvhCQePXmvEC-34HivExdj8iEvW34Y0g7HmPToTw1cXsS_RR7VuOe2= nxXgbnk7-p1OkExjbrkTxRlT_SeUf5DPyF75_D9LgLcjuy )=0A=0A Equal Housing Lend= er=0A PL_ITA_DECL_OLD_S1 --_----VIfgcbKlQO2WWvYFJi2AyA===_38/D4-22497-E1AD1D76 Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="UTF-8" =0A=0A =0A =0A =0A =0A =0D=0A=0D=0A=0D=0A= =0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D= =0AUpgrade=0D=0A=0D=0A=0D= =0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A
= See if a fixed rate personal loan can help you save money. Check your rate = today.
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3D"upgrade_logo"
<= /td>=0A
=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A=0D=0A =0D=0A=0D=0A=0D=0A=0A=0A=0A=0A=0A=0A
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How much could you save=3F
Hi,
Do you want = to save money when repaying your high-interest debt=3F
A per= sonal loan through Upgrade can help you consolidate your debt or pay off hi= gh-interest credit cards, putting money back in your pocket that you can us= e on the important things.
=0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
Check Your Rate
=0D=0A =
W= hat=E2=80=99s stopping you from seeing if you can save with a personal loan= =3F It only takes a moment to get started. There is no obligation and no impact to your cr= edit score.
Thanks,
=0D=0A The Upgrade Team
=0D=0A =0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A = =0D=0A =0D=0A =0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A
If you have questions, we're here to hel= p.=0D=0A
=0D=0A support@upgrade.com=0D=0A
=0D=0A =0D= =0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A =0D=0A= =0D=0A
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Personal loans made through Upgrade feature Annual = Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to= 9.99% origination fee, which is deducted from the loan proceeds. Lowest ra= tes require Autopay and paying off a portion of existing debt directly. Loa= ns feature repayment terms of 24 to 84 months. For example, if you receive = a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.9= 4% yearly interest rate and a 5% one-time origination fee), you would recei= ve $9,500 in your account and would have a required monthly payment of $341= .48. Over the life of the loan, your payments would total $12,293.46. The = APR on your loan may be higher or lower and your loan offers may not have m= ultiple term lengths available. Actual rate depends on credit score, credit= usage history, loan term, and other factors. Late payments or subsequent c= harges and fees may increase the cost of your fixed rate loan. There is no = fee or penalty for repaying a loan early. =0A All loans, Personal Credit L= ines, and checking and savings accounts are provided by Upgrade's bank partne= rs. Upgrade Visa=C2=AE Cards and Upgrade Visa=C2=AE Debit Cards are iss= ued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. =0A
=0AUpgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the follow= ing = DBAs.
=0A
=0AUpgrade is a financial technology company, not a bank.=0A= =0A
Your actual minimum payment, payoff time and payof= f cost of a credit card will depend on your account terms and any future ac= count activity. For example, if you have $9,500 in credit card debt with 20= % APR, and make minimum monthly payments of 1% of the outstanding balance p= lus new interest, you will pay $15,223 in finance charges over 341 months. = With a $10,000 loan with a 36-month term, 18.66% APR, and 5% origination fe= e, you will pay $2,978 in finance charges.
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